Does anyone know about financial engineering? Please advise! 20

Financial engineering is an emerging financial discipline with financial innovation as the core, comprehensive use of modern financial theories, tools, technologies and methods to creatively solve financial problems, with strong applicability and technology. It mainly cultivates talents in the design and development of financial products and financial instruments, financial management talents in large enterprises, and talents in financial technology and development and financial risk management.

Main courses: Finance, Public Finance, Financial Engineering, Pricing Theory of Derivatives, Financial Mathematics, Corporate Finance, Commercial Banking and Operation, Investment, Econometrics, Stochastic Analysis and Stochastic Control, Information Economics, Multivariate Statistical Analysis, etc.

Professional characteristics: China's financial engineering major is an emerging major established with reference to the research results and practice of foreign financial theories, and according to the changes in the financial industry after China's accession to the WTO, with two directions: bank risk and investment risk. The main professional knowledge structure of students in this major includes basic theories of finance; Knowledge of various financial instruments; knowledge of mathematics and network technology; The main professional competency structure includes risk analysis and benefit ability; Ability to use mathematical models; No arbitrage equilibrium analysis ability; the ability to analyze the reasonableness of the pricing of financial instruments; the ability to rationally combine financial instruments; computer operation ability; the ability to consult materials in foreign languages and to communicate in various forms in foreign languages; After a certain period of practice, it has the most basic ability to regulate and control the operation of macro-finance; Have the potential ability to engage in financial engineering teaching and research, and have the value of further training; Develop the ability to design new financial instruments through teamwork.

I watched some ** again, it's the undergraduate section! Those who want to go to graduate school are also working graduate students.

As far as I know, the financial engineering majors in Fudan are the strongest, and Peking University, Renmin University and Xiamen University can also do it.

I studied financial engineering at Yunnan University of Finance and Economics What I know is that if you want to study this major, you must learn mathematics well Mathematics is very, very important for financial engineering Even more difficult than some majors in science If possible, you need to take the postgraduate entrance examination Because this major only appeared in the United States in 92, but in the graduate course and there are no professional textbooks in China, in fact, this major in my school is very good And the score in the college entrance examination is not high, don't hesitate to come!!

Financial engineering requires not only financial knowledge, but also mathematics, computer and other aspects of knowledgeThere are many learning contents and wide coverage, but they are not well learned. According to reports, candidates for this major reported that many universities' financial engineering majors do not pay enough attention to programming and mathematical ability.

As a result, students are not as good as finance undergraduate students in finance, and they are not as good as ordinary engineering students in computer science, and their mathematical ability is also unsatisfactory, which will be more embarrassing when they are employed.

What to study in Financial EngineeringCompare abstractionwill make extensive use of mathematical, physical and engineering methods, and use mathematical language instead of everyday language to illustrate financial ideasThe requirements for students' mathematical ability are very high. However, in many universities, financial engineering is a combination of arts and sciences.

As a result, some students who do not know much about it and have average math scores are admitted to this major. After facing the huge pressure of studying, many people regret choosing financial engineering in the first place, and then they will feel that financial engineering is a very pitty major.

Employment prospects: After graduation, you can be engaged in financial product design, investment management, capital operation and other work in financial regulatory departments, commercial stocking banks, **** business institutions, insurance institutions, financial investment consulting institutions and other units. The main occupations are bank account manager, real estate agent, broker, broker, forex broker, etc.

Financial engineering is a relatively difficult subject, I personally think. I am a Level 20 financial engineering student at Beibu Gulf University, and I still have a certain understanding of the discipline of financial engineering.

Proof of identity. First of all, the financial engineering gatePartial textof the disciplines, mainlyFinancial engineering studies economics, finance, financial engineering, and financial managementAccept the basic knowledge of financial management, investment and financing, risk management and other aspects of the skills to upgrade this experience, mainly using computers to build mathematical models, so as to solve finance-related problems. For example:

The design and development of financial derivatives such as insurance, the risk control and management of investment and wealth management products, and the actuarial calculation of the distribution of insurance accident losses.

Financial engineering belongs to the bachelor's degree in economics, so most of the major courses in financial engineering are related to economicsThis is the main course of financial engineering, you can look at economics, accounting principles, money and banking, international finance, public finance, corporate finance, commercial bank operation and management, financial analysis, financial accounting, economic law, applied statistics, computer principles, calculus, probability theory, linear algebra and so on.

Personal opinion: As someone who has been in contact with this discipline for two years, I personally think that financial engineering is a more difficult subjectIt requires a high level of math and English proficiency, and the bachelor's degree in economics is really around, and it is difficult for ordinary people to understand, but once you learn this major, as long as you learn something,It is still more popular in the society, because the corresponding jobs are biased towards high-tech talents, so the treatment will not be too bad。So I suggest that if you are aspiring or can still learn a good subject, if you are good at math and English, then you must be right to come to the major of financial engineering.

Next, let's take a lookThe counterpart work of financial engineeringbar.

And we have practical trainingSimulations, etc., to cultivate our practical ability, we have learned that it is still very noisy, and we have obtained a lot of professional-related certificates, which has opened up a lot of directions for our employment.

First of all, you can do this, our teacher told us that you should learn to pay attention to current affairs and global economic trends, which will help you better study economics courses.

Secondly, you should learn English as soon as possible after you enter university.

Level 4 and 6, don't delay,Our major has certain requirements for English, so we must learn English well, and the higher our English ability, it will be beneficial for our future examination.

Finally, I suggest that when you enter university, you should go to the library to study and consult various professional materialsIt is better to integrate ourselves into this subject, after all, we have not been exposed to financial things in high school, so in terms of learning, we need to take it independently to absorb it better. That's all for me.

Financial engineering is an emerging discipline that uses mathematical tools to build financial market models and solve financial problems.

In recent years, due to the emergence of financial innovation, the financial market has become more and more complex, and a series of new investment tools such as options and options have been developed in the traditional bonds and bonds, which are commonly referred to as financial derivatives. How to price these financial derivatives is a difficult problem for investment banks. At the same time, due to the complexity of financial investment tools, some ** management companies increasingly feel that it is difficult to maintain a high growth rate in traditional investment methods, and they need to design more advanced investment portfolios to obtain profits.

Therefore, they are in high demand for interdisciplinary talents who are both proficient in financial markets and have the ability to apply mathematics, which are extremely scarce in the market. Financial engineering was created to cultivate such talents. Financial engineering is an emerging discipline that integrates finance and mathematics, and its curriculum focuses on the financial field, usually including courses such as market analysis, portfolio analysis, and options, asset pricing, capital budgeting, fixed income analysis, interest rate modeling, financial risk management, etc.

The study time of the Master of Financial Engineering is generally 1 year full-time, which is a kind of vocational education, with strong practical characteristics, and is most suitable for young people who are determined to engage in financial work, and its employment direction is mainly for major investment banks, ** management companies, insurance companies, venture capital companies, etc.

What are the differences between finance and financial engineering?

Finance is mainly based on excellent theoretical knowledge, professional knowledge, top English, and super computer skills! Financial engineering is mainly about analyzing modern financial activities and then engaging in financial innovation....Solving financial problems with skill....There are so many subjects, it's hard...

1. Different definitions.

1. Finance

Finance is a discipline that is differentiated from economics and studies financial integration, mainly including four major academic professional fields: banking, science, insurance, and trust.

2. Financial Engineering

Financial engineering in the narrow sense mainly refers to the use of advanced mathematical and communication tools to carry out different forms of combinatorial decomposition on the basis of various existing basic financial products.

Second, the main courses are different.

1. Finance.

Main courses: Microeconomics, Macroeconomics, Accounting, Econometrics, International Economics, Finance, Financial Intermediation, Financial Markets.

2. Financial Engineering.

Main courses: Economics module; Finance Module; Computer-on-Modules; Mathematics and Statistics module and other four modules. The courses offered are: Political Economy.

Main advantages: Students of this major can fully grasp the basic theories and basic knowledge of economics and finance; Systematically master the basic theories and analytical methods, professional knowledge and business skills of finance; Familiarity with relevant laws, policies and international rules;

Understand the history, current situation and development trend of financial disciplines and financial industry at home and abroad; Have strong ability to investigate, analyze, solve practical problems and have certain scientific research ability; Proficient in a foreign language, with strong foreign language application ability, able to use foreign language to obtain professional information; Be proficient in using modern information tools to engage in professional work.

Financial engineering, do not go abroad, do not go to graduate school, even if you graduate from the bachelor's degree, it is difficult to do financial engineering work, you can only do financial work. Because the major of financial engineering is only offered in foreign countries to a master's degree, or the undergraduate is a branch of the mathematics department.

Financial engineering in the true sense of the word requires a lot of statistics, programming, and mathematical analysis.

However, many of these subjects are not taken by undergraduates.

Unless you're in the Department of Mathematics, financial mathematics, that's fine. Otherwise, the work of financial engineering is no different from finance.

If you really don't want to do any master's degree, then you try to apply for a double degree in mathematics + finance, or a double degree in computer + finance.

Financial engineering is also possible.

But it must be a prestigious school, because financial engineering is similar to finance, and if you want to enter an investment bank, you must have a bachelor's or master's degree in the top 5.

If you want to enter a large financial engineering company, you must either have a good school and a good geographical location, such as Beijing and Shanghai, or you must have a master's degree or even a PhD.

Otherwise, you may be well employed, but you are not doing a financial engineering career, but a financial career.

As an undergraduate, you may be employed as an investment banker with an annual salary of 50w, but an investment banker ≠ a financial engineer.

You can go to Zhilian to learn about the positions of financial engineers, and you can see that almost all of them are in Beijing and Shanghai, not in other places, and many places require a master's degree or above.

If you want to study pure financial engineering, it is better to have a master's degree.

If you just like this discipline and don't want to go to graduate school, it is recommended to study financial engineering and turn to finance.

Summary. It is more about the basic variables as the research object and basic tool, while financial engineering mainly relies on financial derivatives. The focus is also different. Financial engineering places more emphasis on mathematical techniques, while finance focuses on economic knowledge.

What is the difference between finance and financial engineering?

It is more about the basic variables as the research object and basic tool, while financial engineering mainly relies on financial derivatives. The focus is also different. Financial engineering places more emphasis on mathematical techniques, while finance focuses on economic knowledge.

The specific difference between these two majors is not very obvious at the undergraduate level in many universities in China. Although there are certain differences in the curriculum, most of the courses still overlap, and when we were in college, many of the courses were directly taken together with financial engineering, and the teachers were the same, and the content taught was the same. There is not much difference between the two when they study, and there is no big difference in the direction of employment, graduates are mainly engaged in financial management in banks, ** companies, insurance companies, ** management companies, multinational companies, corporate finance departments, etc.

Of course, what I am talking about is the domestic situation, abroad, the difference between the two is still very big, metalworking pays more attention to quantitative model analysis, finance is an applied discipline, there is not too much mathematical analysis. Therefore, if you are not very good at math, it is not advisable to study financial engineering.