Which is better, Ping An car insurance or PICC, and which is better, PICC car insurance or Ping An c

Nowadays, with the rapid development of the auto insurance industry, there are more and more car insurance companies, and PICC car insurance and Ping An car insurance are two of the more famous car insurance, and car owners can pay proper attention. Which is better, PICC car insurance or Ping An car insurance?

There is no good or bad between PICC car insurance and Ping An car insurance, both are well-known insurance companies with good reputation and reputation. Among them, Ping An Auto Insurance launched the "pay first, repair the car later" service policy, which alleviated the economic pressure of car owners, and also improved the efficiency of claims. PICC Auto Insurance, with more than 4,500 service outlets across the country, PICC Auto Insurance's auto insurance claim services include:

Free accident rescue, free fault rescue, online instant query of claim information, all-day uninterrupted service, nationwide compensation, time-limited quick compensation, one-stop quick compensation, etc. It can be seen that PICC car insurance and Ping An car insurance have their own advantages, and you can choose one of the car insurance products according to your actual situation. Whether it is PICC car insurance or Ping An car insurance, car owners should comprehensively compare factors such as **, service attitude, and service outlets when purchasing car insurance.

Working with several car insurance companies, you can go here for a detailed comparison.

Extended reading: [Insurance] How to buy, which one is better, teach you to avoid these insurance"pits"

It's not easy to say this if you want to send a rabbit directly, cough cough, let's compare it.

Both are among the best car insurance companies, and their strength is very good. As for the better one, it depends on the terms and services, etc., mainly depending on what you value.

Both auto insurance companies have high service ratings, indicating that they are well received by consumers.

1. Claim settlement speed.

PICC Auto Insurance: The average claim settlement speed is about 10 days. For cases below 10,000 yuan, compensation will be made within one hour, which is very convenient and efficient.

Ping An Auto Insurance: For accident compensation of more than 10,000 yuan, Ping An is to go through the normal claim settlement smooth, usually about 10 days; Claims below 10,000 yuan will be received within 3 days.

2. Complimentary service: The complimentary service is the free service provided by the car insurance company, and the special services provided by the two car insurance companies mainly include:

PICC Auto Insurance: Rapid Claims, Rescue Consulting Services, National Service Network, Value-added Services, etc.

Ping An Auto Insurance: Fast Claims, Free Rescue, First Compensation and then Car Repair and other services.

It can be seen that in terms of service quality, there is not much difference between the two companies.

Car insurance claim process: Report to the insurance company within 24 hours. 1.

Presentation of insurance documents; 2.Present a driving license; 3.Present your driver's license; 4.

Present the identity card of the insured; 5.Present an insurance policy; 6.Fill in the Accident Report Form; 7.

Fill in the details of the accident; 8.Fill in the details of the informant and the driver and the contact **; 9.Check the appearance of the vehicle, take photos and assess the damage; 10.

The claims adjuster leads the owner of the vehicle to conduct a visual inspection of the vehicle; 11.Take photos and verify the damage according to the content of the report filled in by the car owner; 12.The claims adjuster reminds the owner of the vehicle for any valuables; 13.

delivery to the repair station for repair; 14.The claims adjuster issues a task order to determine the repair items and repair time; 15.Signed by the owner; 16.

The owner of the vehicle takes the vehicle to the workshop for repair.

Suggestion: There are many types of car insurance, such as compulsory traffic insurance, third-party liability insurance, car damage insurance, vehicle occupant liability insurance, glass breakage insurance, car theft insurance, spontaneous combustion loss insurance, scratch insurance, etc. Different types of insurance provide different insurance liabilities, such as body scratch insurance, the paint on the surface of the body is scratched separately, but there are no obvious collision marks, which is suitable for new cars and novice customers.

If you do not have spontaneous combustion insurance, the insurance company will not pay for the damage caused by the spontaneous combustion of the vehicle, even if you have purchased the car damage insurance. Excluding deductible insurance, most commercial auto insurance agreements have an accident liability waiver of 5%-15%, and the car owner needs to bear a certain amount of expenses in the event of an insured accident. After taking out deductible insurance, you can transfer the part that the car owner needs to bear to the insurance company and get full compensation.

In fact, I think that the follow-up service claims of any insurance company are okay, in fact, the insurance companies are the same, the money is small, and it is generally accompanied quickly, and there is a lot of money, especially if someone is injured slowly, in fact, the insurance or safety are almost the same.

It's comparable, and in terms of service and strength, Ping An may be a little better.

Is it better to have car insurance or Ping An said that he would renew the insurance and send a car wash card and so on.

If it's car insurance, it's probably better to be safe.

Ping An is a good fart, it's okay to lose a small amount of money, but if you lose too much, you will ignore it, grind and chirp, and do everything possible to think of less compensation. All kinds of reasons, laughing to death.

I wish peace and a speedy closure,

The terms are different, ** different. There is no one who is good or who is bad, it depends on the demand.

PICC's theft insurance is that the car must be parked in a supervised place, otherwise the car will not be compensated if it is stolen. Safety is as long as the parking place, not the traffic police regulations can not be parked, there is a claim can be paid. PICC's car damage insurance includes the rearview mirror, while Ping An car damage insurance does not include it, and it needs to be purchased additionally (the cost is based on the price of your car).

Compared with PICC, Ping An Auto Insurance should have better service and faster compensation.

PICC car insurance is slightly better than Ping An car insurance.

Relatively speaking, PICC car insurance may be slightly better than Ping An car insurance, but the strength of Ping An car insurance should not be underestimated.

Those who know anything about car insurance should know that the China Insurance Regulatory Commission has set up a total of three types of protection clauses for car insurance, namely A, B, and C. Among them, class A is the best Wang Suiyou, class B subfamily does, and class C lasts.

PICC car insurance uses the best Class A clauses, while Ping An Auto Insurance uses Class B clauses. From this point of view, PICC car insurance is slightly better than Ping An car insurance.

However, the premium of Ping An car insurance is cheaper than that of PICC car insurance, and if you have a limited budget, you can choose Ping An car insurance.

Advantages of Ping An and PICC Car Insurance:

Ping An Car Insurance: The biggest advantage of Ping An and PICC car insurance is that the premium is relatively cheap. In the case of the same car with the same insurance, Ping An car insurance is about 1,000 yuan cheaper than PICC car insurance, so it is more suitable for people with a limited budget to choose.

In addition, after meeting the corresponding conditions, Ping An Auto Insurance can also apply for compensation first and then repair the car, which is still very good.

PICC Car Insurance: The protection terms of PICC car insurance are better than those of Ping An Auto Insurance, and it has more offline stores across the country than Ping An Auto Insurance, so it will be more convenient for everyone to go through the surrender procedures. In addition, its claim settlement speed is also very fast, for cases below 10,000 yuan, basically within 1 hour to notify the compensation.

Ping An Auto Insurance and PICC Car Insurance have a lot of offline stores, you can directly bring the vehicle certificate, driver's license, ID card, driving license and other information, go to the offline store to go through the insurance procedures, generally there will be staff on the scene to introduce you, if you don't understand anything to ask them in time. <>

As the old three car insurance companies, PICC and Pingche are all quite good, all of which have the characteristics of national compensation and local claim payment, and accept customer reports, consultations, complaints, vehicle rescue, insurance appointments and other services throughout the year. As for PICC and Ping An Car Insurance.

Which is better? The main thing is to choose according to your own needs, and the right one is the best.

OnePICC car insuranceWhich is better, Ping An car insurance?

Ping An has more advantages in terms of premiums, and it will be more convenient to operate. CIRC.

The insurance clauses have been formulated uniformly, but they are also divided into categories A, B and C, and at present, PICC car insurance uses a more consumer-friendly class A, and Ping An is a relatively second class B. PICC has many car insurance outlets and a high degree of experience, and Ping An has ** car insurance and online car insurance services, but the claim processing review is relatively strict.

2. The difference between PICC and Ping An Auto Insurance:

1. Premiums. We take the first insurance of a new car with a purchase price of 200,000 yuan as an example, and through the calculator on the Internet, we can get the PICC car insurance of 6,800 yuan and Ping An yuan.

2. Insurance terms.

The China Insurance Regulatory Commission has formulated unified insurance terms, but it is also divided into categories A, B and C. At present, PICC car insurance uses a more consumer-friendly class A, and Ping An is a relatively second class B.

3. Service experience.

PICC has more car insurance outlets and a higher degree of experience, and Ping An has ** car insurance and online car insurance services, but the claim processing review is relatively strict.

4. Claim features.

Which is better, PICC or Ping An Auto Insurance? PICC car insurance 7*24 hours all-weather insurance service, 1 hour notice of compensation, remote insurance, local claims; Ping An auto insurance is convenient to pay, and the compensation is paid nationwide, and the local claim is paid.

5. Claim settlement speed.

PICC quickly settles claims, 1 hour notice of compensation for accidents below 10,000 yuan, Ping An pays first and then repairs the car, and the compensation for less than 10,000 yuan is reported to the compensation within 3 days.

Summary: The cost of PICC car insurance is relatively high, but the claim settlement speed is relatively fast, and there are relatively more safe and convenient services, and more attention is paid to user experience.

However, the claim review is strict, if your car is expensive and mostly in complex road conditions, you can choose PICC car insurance; If you prefer an online and convenient experience and don't want to worry about the claims process yourself, you can consider Ping An Auto Insurance.

Compared with PICC Ping An car insurance, it should be Ping An car insurance is better.

Personally, I like PICC car insurance, but I don't like Ping An car insurance, so I bought it from PICC.

Personally, I feel that Ping An car insurance is better.

Extended information: 1. The difference between PICC car insurance and Ping An car insurance:

1. Premium: We take the first insurance of a new car with a purchase price of 200,000 yuan as an example, and through the calculator on the Internet, we can get the PICC car insurance of 6,800 yuan and Ping An yuan.

2. Insurance terms: The insurance regulatory commission has formulated insurance terms in a unified manner, but it is also divided into categories A, B and C. At present, PICC car insurance uses a more consumer-friendly class A, and Ping An is a relatively secondary class B.

3. Service experience: PICC has more car insurance outlets and a higher degree of experience, and Ping An has ** car insurance and online car insurance services, but the claim processing review is relatively strict.

4. Claim features: PICC car insurance 7*24 hours all-weather insurance service, 1 hour notice of compensation, remote insurance, local claims; Ping An auto insurance is convenient to pay, and the compensation is paid nationwide, and the local claim is paid.

5. Claim speed: PICC quickly settles claims, 1 hour notice of compensation for accidents below 10,000 yuan, Ping An pays first and then repairs the car, and the compensation for less than 10,000 yuan is reported to the account within 3 days.

6. In general, the cost of PICC car insurance is relatively high, but the claim settlement speed is relatively fast, the safe and convenient service is relatively more, and the user experience is more important, but the claim review is strict. If your car is expensive and mostly in complex road conditions, you can choose PICC car insurance; If you prefer an online and convenient experience and don't want to worry about the claims process yourself, you can consider Ping An Auto Insurance.

2. Ping An Auto Insurance Insurance Accident Process:

1. The policyholder reports the case in a timely manner.

When there is a problem with the insured car while driving or for other reasons, we should immediately call the ** of Ping An Insurance Company to report, and then report to the relevant departments of the place where the accident occurred, and proceed gradually according to the insurance process of Ping An Auto Insurance.

2. The personnel of the insurance company inspect the vehicle.

When the insurance company personnel arrive at the place where the accident occurred, they will follow the Ping An car insurance insurance process, confirm the damage of the accident and take pictures of the car, after which we can pull our car to the car repair shop for repair.

z3. Determine the amount of loss.

Before repairing, you must check with the repair shop to find out the cost of the repair, and then find out how much the insurance company will pay for the cost of repairing the car.

4. Approval by the insurance company.

When the car is repaired, we must ensure that the insurance company personnel and repair shop personnel are there, and repair after confirming the photo, if the insurance company personnel are not available, we will repair the car, which does not meet the Ping An car insurance insurance process, then the insurance company will not pay for the repair costs.

5. In terms of cost compensation, if it is less than 10,000 yuan, Ping An Insurance Company will give the policyholder within three days, and if it is a more serious accident, the insurance company will also tell the policyholder the extent of the claim in a timely manner.