Are the treatment and requirements of the top tent room the same as that of ordinary commercial hous

The top account house developer does not support loans, and everything else is the same.

Same! It's just that the name is different!

The difference between a top account room and a normal house is as follows:

1. The meaning is different.

The top account house, also known as the project mortgage house, is that the developer uses the house to pay off the debt owed to the builder, material supplier or raw material supplier, and the normal house needs to be purchased by the consumer.

2. The risks are different.

The selling price of the top account house is generally lower than that of a normal house, but it generally cannot be recorded, there will be debt disputes, and it is difficult to apply for a real estate certificate. A normal house is a normal purchase procedure, and you can get the real estate certificate in time.

The top account room that has been successfully processed for the real estate certificate is the same as the normal house, and can be freely bought and sold and transferred. In layman's terms, it means that the developer uses the house to pay off the debt owed to the builder, material supplier or raw material supplier. Under normal circumstances, the top account room is cheaper than the normal house, but it is easy to encounter the embarrassing situation of "one room for two sales" or even "one room for multiple sales".

Moreover, the top account room will also face the risk of litigation and seizure, so it is recommended to actually move in as much as possible after purchase and legally occupy the house.

Top bookkeeper

The top account house is the debt house, which mainly refers to the house where the debtor is unable to repay the debt in money, and then pays the price of his house to the creditor, and then the house of the creditor. In layman's terms, the real estate developer uses the money owed to the raw material supplier to pay off the debt with the house. Most of the top tent houses are, and the project boss works for the developer, which involves a lot of things.

For example, materials, work, plumbing, and all kinds of materials. The developer does not give money to people. Top the tent with the house. Rooftops are usually cheaper than the lowest price for sale. The purchase and sale of the top account room must go through the sales office and sign the normal contract.

When buying a house, we must first do some preparatory work before buying a house, understand some relevant knowledge of the house, and have a lot of knowledge about real estate.

1. What does the top account room mean?

1. The top account house is the debt repayment house, which mainly refers to the debtor's inability to repay the debt in currency, and pays his house to the creditor as a price, and then the creditor's house, which is commonly said that the real estate developer uses the house to pay off the debt with the money owed to the raw material supplier.

2. Generally speaking, the top account building is a building used to pay the arrears after the contractor owes a certain project payment. Generally, this house is in a hurry to sell, and it is cheaper than what can be bought. However, it is necessary to consider the triangular or multi-angle debt relationship, and no matter who you buy from, you must implement the purchase contract or property rights clearly to avoid falling into economic disputes.

3. The top account room can be bought and sold, but it needs to be recognized by the offending party. Chinese law stipulates that during the mortgage period, if the mortgagor transfers the registered mortgage, it shall notify the mortgagee and inform the transferee that the transferred property has been mortgaged; If the mortgagor fails to notify the mortgagee or the transferee, the transfer shall be invalid. If the price of the collateral transferred by the owner is significantly lower than its value, the mortgagee may require the mortgagor to provide corresponding security; If the mortgagor does not provide it, the collateral shall not be transferred.

2. What are the consequences of buying a top account room?

1. Loans are blocked.

If the mortgage status of the house is not released, or the filing ** is too low (the mortgage or filing ** is lower than the ** you bought the house), it will lead to the inability to file and the loan if you can't file it. Even if you can take out a normal loan, the loan amount will be much smaller.

2. Sell more than one house.

Because the top account house is used to pay off debts, there may be a situation where the developer and the creditor sell the same property at the same time, and there may be a situation of "one house for two sales" or even "one house for multiple sales". It should be noted that the buyer who buys a problematic top account house is not protected by law. Therefore, when buying and purchasing the top account room, we must ensure the authenticity of the relevant procedures and go to the relevant departments to verify their authenticity, so as not to be deceived.

3. Litigation risk.

The direct relationship between the developer and the builder, material supplier or raw material supplier is more complex, which is prone to creditor's rights disputes, which brings the risk of litigation and seizure to the top account room. Homeowners who have purchased a top account house normally are advised to actually move in as much as possible and legally occupy the house. Because in judicial practice, the proportion of the purchase price paid, whether or not it is actually in possession, etc., affect the execution of the seizure.

The above is what the top account room means, what are the consequences of buying the top account room, I hope it can help you understand the relevant knowledge of the top account room, more decoration knowledge, decoration company evaluation, decoration cases, please continue to pay attention.