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Anonymous users2024-02-151. Great Wall Life.
Love Forever Whole Life Insurance.
If the 5-year benefit is terminated, you cannot apply for policy reissuance. After surrendering, the policy should be cancelled and cannot be reinstated, so you can only choose to place a new order.
2. Policy: The insurance policy is a formal written document for the policyholder and the insurance company to sign a contract, which basically states the rights and obligations of both parties to the contract, and is an important document for making claims after the accident. However, under normal circumstances, the validity of the contract will continue for a considerable period of time, due to the nature of the policy is not easy to preserve, many people will press the policy in the cabinet for several years or even decades after applying for insurance, and it is easy to forget that they put the policy in the first place, or because of carelessness, directly lost the policy.
It's fine if there is no claim, but once the insurance happens, then if there is no policy, it will be difficult for the policyholder to get the claim smoothly. Therefore, once the policy is damaged or lost, please go to the insurance company as soon as possible to reissue the policy.
3. Policy reissuance:
From the perspective of the insurance company's regulations, policy reissuance refers to the behavior of the policyholder who applies to the insurance company for the replacement of the policy after losing the policy issued by the insurance company and the insurance company reissues the policy.
Ways to reissue a policy:
1.Call**contact the insurance person** and ask them to help** reissue.
3.Go directly to the insurance company's counter and apply for it. The policyholder shall carry the valid ID card of the policyholder and the insured.
Go to the relevant insurance company's security service counter to apply for the replacement of the policy, and fill in the application form for change of insurance contract.
and signed by the policyholder. If you entrust another person**, you need to fill in the power of attorney form.
and bring a valid ID of the trustee. In addition, when handling the reissuance, because there is a cost to the production of the policy, the insurance company will charge a certain amount of production cost, and the new policy can generally be retrieved within a few days after applying for reissuance, and the new policy after the replacement has no impact on the validity of the insurance contract.
The importance of the insurance policy cannot be overlooked, so in order to avoid unnecessary trouble, please take good care of the insurance policy, preferably as carefully as you do your ID card and bank card. If you are still not at ease and are afraid of losing the policy, you can also make a few more copies of the policy in case you need it.
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Anonymous users2024-02-14Termination is equivalent to surrender, surrender means that the contract between you is terminated, the policy is equivalent to the contract, since the contract is terminated, then in what name do you apply for a replacement policy, and in what name does the insurance company give you a replacement policy? For example, if A asks Party B to borrow money, Party A writes an IOU to Party B, Party A pays back the money, and Party B returns the IOU to Party A. The answer is definitely not.
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Anonymous users2024-02-13Summary. Great Wall Aiyong whole life insurance can be received, but if the cooling-off period is passed, you need to receive it by reducing the policy or surrendering the policy, in fact, the cash value is received, if the cash value exceeds the premium paid, that is, the principal, it is equivalent to returning the principal without loss. Great Wall Forever Whole Life Insurance covers death or total disability, and the specific benefits are as follows:
Death under the age of 18 Total Disability Benefit paid insurance premiums and cash value is larger; If you have reached the age of 18 and died within the payment period, the following two major benefits will be paid: cash value and the corresponding proportion of insurance premiums paid; If you have reached the age of 18 and die at the end of the payment period, the total disability will be paid with the following three maximums: cash value, the corresponding proportion of insurance premiums paid, and the sum insured for the current year.
Great Wall Aiyong whole life insurance can be received, but if it is past the Yu Tan manuscript period, it can be destroyed by reducing or surrendering the policy, in fact, it is the cash value, if the cash value exceeds the premium paid, that is, the principal, it is equivalent to returning the principal without Li Xinbei any loss. The coverage of Great Wall Aiyong Whole Life Insurance is death or total disability, and the specific benefits are as follows: death under the age of 18 Total disability payment will be paid to the greater of the premium paid and the cash value; If you have reached the age of 18 and died within the payment period, the total disability benefit will be paid to the greater of the following two:
Proportion of cash value and premiums paid; If you have reached the age of 18 and die at the end of the payment period, the total disability will be paid with the following three maximums: cash value, the corresponding proportion of insurance premiums paid, and the sum insured for the current year.
This is the first thing that cannot be withdrawn at will in life. Only by surrendering the policy, the surrender is too much of a loss.
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Anonymous users2024-02-12Summary. If it is within the 15-day hesitation period, you can directly surrender the policy, and you will not be charged a penny and return the same way.
If it is within the 15-day hesitation period, you can directly surrender the policy, and you will not be charged a penny and return the same way.
If it exceeds 15 days, it involves the cash value of the insurance, and the refund is estimated to be less than the principal according to the insurance contract.
I used mobile banking to handle it, how to refund.
Go directly to the mobile banking, enter the insurance module, find the record, and then click Surrender.
Step-by-step according to requirements.
Why is it recommended by bank staff?
What insurance did the bank staff recommend you buy? That's normal, employees have insurance tasks, and there are bonuses for selling insurance.
Can you go to the recommender again to get a refund?
Referrers. OK.
It's that he is estimated to be marketing again, don't retreat, you have to be resolute yourself.
What if you can't get it back?
If it is impossible, the insurance can be surrendered at any time, and if it is not refunded, it can be complained by the CBIRC.
You can rest assured. What is the CBIRC and where is it?
The department that manages banks and insurance companies, and you directly say that you want to go to the CBIRC to complain, and the bank employees panic.
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Anonymous users2024-02-11Summary. Dear, I'll be happy to answer for you: No.
The payment period of Great Wall Aiyong Whole Life Insurance is very flexible, with options such as single payment, 3-year payment, 5-year payment, 10-year payment, etc., whether you choose to pay for 3 years or other payment terms, you cannot withdraw it at will after the expiration of the payment period. The protection period of Great Wall Aiyong Whole Life Insurance is lifelong, and arbitrary withdrawal will definitely affect the policy, and if you want to withdraw cash, you must do so according to the policy. For example, when the capital turnover is not open, you can apply to the insurance company for a reduction in insurance and cash withdrawal, and receive part of the cash value of the policy for emergenciesOr you can apply for a policy loan from the insurance company, up to 80% of the cash value of the policy, and we can continue to enjoy the corresponding protection.
Dear, I'll be happy to answer for you: No. The payment period of Great Wall Aiyong Whole Life Insurance is very flexible, with options such as single payment, 3-year payment, 5-year payment, 10-year payment, etc., whether you choose to pay for 3 years or other payment terms, you cannot withdraw it at will after the expiration of the payment period.
The protection period of Great Wall Aiyong Whole Life Insurance is lifelong, and arbitrary withdrawal will definitely affect the policy, and if you want to withdraw cash, you must do so according to the policy. For example, when the capital turnover is not open, you can apply to the insurance company for a reduction in insurance and cash withdrawal, and the cash value of part of the policy will be received in an emergencyOr you can apply for a policy loan from the insurance company, which can borrow up to 80% of the cash value of the policy, and at the same time, we can continue to enjoy the corresponding protection for the hermit. <>
The following is an extended information: Great Wall Aiyong Whole Life Insurance From the brand point of view, Great Wall Life Insurance Company is formal and legal, and the company was established in 2005 with the approval of the State Banking and Insurance Regulatory Commission. At the same time, the department will also roll over to supervise the operation of the Great Wall Life Insurance Company, and will take measures to solve abnormal situations, even if the insurance company cannot continue to operate, it needs to be dissolved after obtaining the consent of the Banking and Insurance Regulatory Commission.
In terms of products, Great Wall Life Insurance Company's products, including Aiyongsui Whole Life Insurance, are only listed after approval, so the products fully meet the standards stipulated by the state. Moreover, after purchasing this big stupid leather product, the insurance company will also sign an insurance contract with the policyholder to ensure the relevant rights and interests of both parties, so Great Wall Aiyong Whole Life Insurance is very reliable, and everyone can rest assured that they can insure the insurance. <>
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