Is there a difference between a U shield and a cipher, and is the U shield password the same as the

ICBC's U shield.

There are several main differences from electronic ciphers:

1. First of all, the limit is different.

U shield limit: one hundred yuan for a single transaction, one hundred yuan for a single day.

10,000 yuan. Electronic cipher: a single pen of two thousand yuan, a single day of one million yuan.

2. The environment used is different.

The U shield can only be connected to the computer and can be used on the computer, and the electronic password can be used on the computer (the security verification method must be changed from the U shield to the electronic cipher before using it on the computer), and the mobile phone can also be used on the mobile phone.

You don't need to connect to a computer or mobile phone when trading.

3. Different ways of use.

When using the U shield for transactions, you need to enter the password of the U shield to confirm the transaction, and the U shield password is set by the cardholder himself; When using an electronic Security Device for trading, you will need to enter the 6-digit PIN displayed on the Electronic Security Device and the PIN displayed will be different for each transaction.

There is no necessary connection between the two passwords. Both the personal online banking login password and the U shield password can be set by yourself.

You can set the same password or set it to a different password, and for security reasons, it is recommended that you set the two passwords to different ones.

1. The online banking password is not the U shield password.

2. The online banking password is the password that needs to be entered when logging in to the bank's online banking or mobile banking.

3. The U shield password is the password that needs to be entered when conducting transactions in online banking.

4. For example, when transferring money in online banking, you need to enter the U shield password to complete the transaction.

The online banking login password should be in the form of a combination of 6-30 digits and letters, and the letters are case-sensitive; The U shield password is 6-8 digits (the second-generation U shield of Feitian, Minghua, and Tiandirong, which supports setting the password length to 6 to 30 digits), which can be letters, numbers, or a combination of letters and numbers, and the letters are case-sensitive.

The daily payment limit of U shield is 1 million, and the upper limit of a single payment is 1 million; The daily payment limit of electronic cipher device is 1 million, and the maximum daily payment limit is 500,000;

U-shields and ciphers can exist at the same time, and they can be used in parallel, and the use of the two is also different

After setting the payment password, you can pay by entering the payment password every time you connect to the computer when paying, and the restriction is that you need to connect to the computer terminal when paying;

The electronic cipher needs to set the boot password, after the setting is completed, when the payment is completed, a string of random numbers will be displayed on the payment page and needs to be fed back to the cipher, press OK after entering, 6 numbers will appear on the electronic cipher, and then 6 digits will be re-inlaid to the payment interface to complete the payment, and you can pay without connecting the machine;

The technical content of the U shield is higher, the security factor is higher, the reconciliation book is used to check the account details for your bank card, there is no deposit and withdrawal function, and the U shield can also be exchanged back for the password card, but the password card and the U shield can not exist at the same time, and the U shield of the password card is replaced; But the U shield is not invalid, when you don't want to use the password card, you can get back the original U shield and replace the password card.