Whether the Huabei service upgrade should be upgraded, and how to complete the Huabei service upgrad

Huabei. Service upgrade is optional, and whether to upgrade or not depends on the situation. Those who are suitable for upgrading Huabei already have a Huabei quota, but they have not borrowed it.

The person who uses the authority, the person who has a good lending record in the financial institution that Alipay cooperates, and personally thinks that Huabei has a credit line.

Insufficient, people who want to increase their borrowing limit.

1. What is the impact of Huabei's service upgrade?

First of all, if Alipay users do not agree to upgrade Huabei services, the system will limit the user's quota in the subsequent Huabei withdrawal, through this form of restriction, Huabei users can upgrade Huabei services in disguise, after all, for Alipay, the construction of Huabei requires the joint participation of all Alipay members. Only through this reasonable form can the follow-up Huabei's business be carried out more smoothly. The second is to restrict the opening of the user's follow-up Alipay business, through this form to allow Alipay users to take the initiative to upgrade the Huabei business, after all, for Alipay companies, in the process of upgrading the Huabei service, it is necessary to collect the relevant operation information of the user, if there are Alipay users who do not complete the cooperation, it may lead to the disorder of the follow-up Huabei business, but also for the benefit of Alipay customers.

Second, the benefits of Huabei service upgrade.

In the past, it was Ant Small and Micro Loans that provided Huabei services to everyone, but after the upgrade, other financial institutions have been added. In this way, the total amount of Huabei loans will increase significantly, and everyone will not have to worry about not being able to borrow because of insufficient amounts. After the upgrade of Huabei's service, the risk control of different lending institutions.

The system will vary. As a result, everyone's credit line may rise and the interest rate on the loan.

may go down. If you have a good lending record in Huabei lending institutions other than Ant Small and Micro Loan, then upgrading will be of great benefit to you to increase the credit line of Huabei.

In general, after the Huabei service is upgraded, everyone's original rights and interests will not only not be reduced, but will also be improved. Therefore, Huabei service upgrade has relatively big benefits. If you still have some concerns in the short term, then you can not upgrade Huabei for the time being.

Resolutely do not upgrade, do not affect, upgrade is the first way.

Complete Huabei. The service upgrade operation is as follows:

1. Open and log in to personal Alipay on your mobile phone, and click [My] in the lower right corner of the Alipay State Pin Response Home page;

2. In the personal details page, find the [Huabei] option and open it;

3. At this time, in the Huabei page, you can see that there is [Important Reminder, Please Confirm Huabei Upgrade Service] in the scrolling notification bar, click [Go and see];

4. At this time, the system will pop up the upgrade Huabei service window, and we can click [Huabei User Service Agreement] to see the content of the agreement;

5. If there is no problem after reading the content of the agreement, you can return to the original upgrade page;

6. Click [Agree to Agreement and Upgrade Service];

7. The Huabei upgrade service has been completed.

Extended Materials. About Huabei overdue.

1. Huabei has become an advanced consumer product that contemporary young people are keen to use, but if it can be guaranteed to be repaid on time, it will not cause any trouble, but once Huabei is overdue due to some book travel reasons, it will cause trouble to users.

2. Because Huabei is an ant financial service.

The credit products launched have been officially connected to the central bank's credit information system long ago.

After applying for activation, users will receive a Huabei consumption quota ranging from 5 million to 50,000 yuan.

3. Generally speaking, if Huabei is overdue for 2 to 3 days, it will not usually be reported to the credit report, but once the Huabei arrears are overdue for more than three days, it will be recorded in the credit report.

This will have a direct impact on personal credibility.

4. First of all, after Huabei is overdue, Alipay will freeze the user's right to use Huabei, and it cannot continue to be used until it is paid off, and even if it is fully paid off, it needs to be re-judged by the system to decide whether to open it to users again.

5. In addition, Huabei's overdue will also affect your personal sesame credit score.

This will lead to restrictions on the user's use of certain functions of Alipay, and there are other loan platforms that will also check the user's Sesame credit level during loan review.

6. For collection, Ant Financial may also contract the collection to a third party.

7. All in all, Huabei is now completely a credit product, if it can be guaranteed to be good borrowed, it can also bring convenience to users, but once it is overdue, it will also have corresponding consequences.

8. If your credit has already been recorded, there is no better way: pay off the arrears, and keep a good record for a few years, and slowly, the record will pass.

Operating environment: Honor Alipay.

Summary. 1. Click to open Alipay's Huabei page, and we can view our Huabei quota.

2. Click "Settings" in the upper right corner of the personal page and click to enter the settings page.

3. On the settings page, click to open "Change Login".

4. Click Switch.

5. Click in the new to open the "Huabei" function page.

6. Then click to open multiple Huabei.

7. In this way, we have successfully opened the function of opening Huabei with multiple accounts! However, it is worth noting that the amount of Huabei for multiple accounts to open Huabei is shared, but the repayment and usage records are separated!

How to complete the Huabei service upgrade.

Enter My click to enter Alipay, and click on Mine at the bottom of the page after entering the page.

After clicking Huabei to enter my page, you need to select and click Huabei on the page.

Open the Consent Agreement and Upgrade: After opening the Huabei page, select Consent Agreement and upgrade at the bottom of the page.

After waiting for the upgrade click, you need to wait for the upgrade, so that Huabei will complete the upgrade service.

It's off, and then it won't open.

Enter the Alipay industry Liang Brother Zheng Mian, click on the "My" option below Click on the "Avatar" in the personal center to enter the personal information interface Find the "Body Tribute Authentication" option and click to enter Complete personal information and upload your ID card for real-name verification.

1. Click to open Alipay's Huabei page, and we can view our Huabei quota. 2. Click "Settings" in the upper right corner of the personal page and click to enter the settings page. 3. On the settings page, click to open "Change Login".

4. Click Switch. 5. Click in the new to open the "Huabei" function page. 6. Then click to open multiple Huabei to be a god.

7. In this way, we will successfully open the function of opening Huabei with multiple accounts! However, it is worth noting that the amount of Huabei for multiple accounts to open Huabei is shared, but the repayment and usage records are separated!