What is the best investment item for personal finance?

This is a good question because it is representative of the public.

The most basic conservative wealth management is a short-term wealth management product of various banks, and the current yield within one year is currently around 5%. Compared with fixed deposits, compound interest deposits and withdrawals can be realized. Compared to current accounts, the interest rate is much higher.

Advanced financial management is **or**. In view of the distrust of the domestic ****, you can try to enter the ** after learning basic financial knowledge. In the first year, you can control it within a small amount, such as 1%-10% of the expected investment amount, and exercise and study.

High-level financial management: I think it's to open up sources and reduce expenditure. It should be an economic concept that goes beyond finance. It is reflected in all aspects of work, life, and self-growth. At least the current economic figures of the year are based on their outstanding personal ability and judgment to achieve high profits.

Before investing in the market, it is still the same sentence, the market is risky, and investment needs to be cautious. If this caution is concretized, it is to read more classic books and periodicals on economic theory. As for TV, newspapers, neighborhood aunts and other ** investment news, it is better to have as little contact as possible.

If it is open source or investment, making a profit must be based on its own mature thinking. Luck will only stand in the crowd with good intuition and judgment.

You can buy stable financial products, banks and companies have, generally can achieve capital protection, ** is a high-risk investment method, big profits and losses, in addition to institutional investors or large capital customers to do hedging or arbitrage, it is impossible to achieve capital protection.

The short-term wealth management products of banks are generally more than 5

**, I'm doing it too, valet **needs m me.

Issues to consider in investment and financial management.

1. Learn to throttle. Salary is limited, unnecessary money to save, as long as you save, you can still save a considerable amount of income a year, which is the first step in financial management;

2. Do a good job of open source. If you have surplus money, you must use it rationally to maintain and increase its value and make it generate greater returns;

3. Be good at planning. The purpose of financial management is not to make a lot of money, but to make the future life secure or better (so financial management is not only the business of the rich, the working class also needs financial management), and it is important to be good at planning your future needs;

4. Rationally arrange the capital structure and seek a balance between actual consumption and future income;

5. Consider the rate of return according to your own needs and risk tolerance. A high-yield financial plan is not necessarily a good plan, but a plan that suits you is a good plan, because the higher the yield, the greater the risk. The plan that suits you is the one that can achieve the desired purpose with the least risk, and don't blindly choose the plan with the highest rate of return.

The core of personal finance in this paragraph.

1. Financial resources, you should be clear about your financial resources;

2. Life goals, to have a clear understanding of their life goals;

3. There should be a series of unified and coordinated plans, and all plans should be guaranteed to be non-conflicting and coordinated.

The core content includes insurance plans, investment plans, education plans, income tax plans, retirement plans, and real estate plans. Managing all your plans with cash flow and making all plans meet your cash flow is the core of personal finance.

Banks have short-term investments, ** high,

Bohai Commodity Exchange. A formal commodity exchange approved by the state.

Depending on the amount of funds you have, more than 50,000 yuan can be used for bank financial management. Below 50,000, you can buy some**ah,**, if you can't bear the risk, do some bonds**. If you are a young person, it is recommended that you can do ** regular investment, I think it's good.

It depends on how short you are, banks and ** there are short-term financial management that is higher than deposits, and if you want to be higher, you can go to the interest rate, but the risk is also high. If it's higher, buy some ** toss and toss, only you can afford it. **Do what you can.

Several aspects can be considered:1Investment**or**, this will wait until this year 2 will see the general situation clearly before you can enter 2

Buy a small house, housing prices will definitely pick up in 2013 Forget about doing business or something, the risk is too great, I am now pumping out all the funds, all investing in the haha campus network to borrow from college students, earning 16% of the principal in a year, the profit is a little less but very safe.

In the short term, we have a minimum investment of 3 months, a minimum of 30,000 yuan, a monthly fixed income of 3%, and a monthly return.

Private investment and wealth management projects have third-party escrow funds, annual income of about 20%, interest paid every month, our company and investment projects can be on-the-spot! Sichuan is responsible for investment and financial consulting companies.

Spot** Same-day entry and exit Considerable returns.