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If you are a novice or an absolute risk-averse investor, what are the platforms where we can invest with peace of mind within a year? Internet finance has listed these things for you, and you can invest in platforms where you can sleep with peace of mind: Lufax, Liwang, Building Block Box, Dianrong.com, Paipai Loan, Yiren Loan, Xiaoying Financial Management, Xinerfu, Micro Loan, Love Money, and Invest in Which Network.
Paipai Loan, the earliest P2P in China; Lufax: Ping An background and trading volume have long occupied the position of the industry leader; Yiren Loan, Credit and Wealth: New York Stock Exchange listing platform; Advantageous nets, building block boxes:
A platform with beautiful limelight and great brand reputation;
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Dianrong.com and Aiqianjin, these two are also platforms with strength and background, but what impressed them the most was the advertisement they played. These platforms have passed the test of moral hazard, and their businesses are focused on small and decentralized areas, and they also have absolute advantages in policy compliance. In terms of qualifications, background, strength, and brand, it can be regarded as the first line of the online loan industry.
Their operating model is quite mature. Some platforms have even changed from scale competition to fintech or new financial ecology in terms of development stage. As a result, these platforms stand up to the test of time in the long run.
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If you don't need this money urgently in three or five years, don't choose a good ** to hold, after all, from last year to now, there are many stock prices cut in half more than two-thirds! If you are only idle for about a year, it is recommended that you invest in some short-term platforms, such as grassroots investment, Pterodactyl loans, etc., with an annual interest rate of 10%! If you are only idle for a few months, you can choose Yue Bao, with an annual interest of about 4%, or invest in 51 characters, foreign money banks, with an annual interest of about 6%, but these are all current, take and save!
Hope it helps!
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You can invest in both products: Rainbow Plan: Long-term lock-in income.
December target, yield; Month-to-month rise: capital investment can be long or short, and the longer the time, the higher the return. After 1 month, the annual return is 7%; Invest in December, annual income.
If there is more uncertainty of funds, you can invest in this product. And the full December income will not lose the rainbow plan.
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Find out what your risk tolerance is. Conservative, the top 10 platform in the industry, short-term, medium- and long-term combination. Stable, daily reserve fund release platform current, I put it in the worry-free treasure of the advantageous network, other capital amplification platform, medium and long-term time-based, lock in high returns.
For the aggressive type, prepare a reserve fund, and invest regularly in a large platform, and the remaining 40 funds can choose a safe ordinary platform, and regular investment**.
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Building Block Box - Easy Investment: 6-month standard annual rate of return, the advantage is that there is no interest management fee. The same rate of return will charge a 10% interest management fee, so its real rate of return is.
Therefore, the building block box has more advantages. In March, the micro-loan network - preferred plan; 3-month target, annual yield is: After deducting the 6% interest management fee, the real rate of return is.
Deduct 10% of the interest management fee (the real rate of return of the network is a slight advantage.
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The ordinary annualized interest rate of bank deposits is about 3%, and the investment value is negligible. Recently, bank interest rates have risen, "money tight" loans have not been smooth, and the yield of bank wealth management products has soared. According to the calculation of one month, the income from investing 10,000 yuan in bank wealth management products:
10,000 * yuan) However, it should be noted that the threshold of bank wealth management products is relatively high, with a minimum investment of 50,000 or 100,000 yuan, and some even 300,000 or 500,000 yuan, and the threshold is not low at all.
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Du Xiaoman Finance, Jingdong Finance, both can be.
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I'm also worried about this problem, I have been resigning for more than a month, and I also want to start my own business, but there is no suitable project at present, and the money is not very much, so I finally found one, do **** business, the investment is only more than 10,000 yuan, you can open a store or not, I was going to do it first, and if you think you can in the later stage, you can get a storefront, I learned about the situation in our local area, and I feel that this business is indeed an unpopular business, and there are very few people who do it, but I really don't know how to do it. So I searched on the Internet and found the Yixing home company, they are specialized in **jewelry** project, do very formal, and now they are also recruiting students, teach you to identify the true and false technology, and then receive all the goods package**, I feel that this business is risk-free, I learned a skill, I received **, not something else, **is money, no risk, all very excited to run to their company, but the result did not make me angry, someone in our county has done it, but my wife has just given birth to a child, I can't go to other places, and I want to come back to develop from working outside. It's a really good business. So now I'm still thinking about whether to go to the county next to me to do it, and I really don't want to work anymore.
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