Can I pay an online loan if I open a membership channel?

Hello, formal loan platforms usually do not charge pre-loan fees for any reason, so you must be wary when encountering them. If you need money urgently, you can consider taking out a loan to relieve the pressure, but at the same time, you should also do what you can and try to make money. Now there are many ways to apply for a loan, you can apply for a bank loan through a mortgage, and a more convenient way is to apply for a personal credit loan.

It is recommended that you use Du Xiaoman Finance, which is a credit service brand (formerly known as Money Flower) under Du Xiaoman Finance, a big brand that is reliable and has a low interest rate and is trustworthy. Du Xiaoman Finance has the money to spend to launch consumer credit products for individuals, and the maximum amount of borrowing is 200,000 (click on the official estimate).

The daily interest rate is as low as low, and it has the characteristics of simple application, low interest rate, fast lending, flexible borrowing and repayment, transparent interest and fees, and strong security.

Share with you the application conditions for Xiaoman Finance to have money to spend: it is mainly divided into two parts: age requirements and information requirements. 1. Age requirements:

2. Information requirements: During the application process, you need to provide your second-generation ID card and your debit card. Note:

The application is only supported by debit card, and the application card is also your borrowing card. My identity information must be the second-generation ID card information, and I cannot use a temporary ID card, an expired ID card, or a first-generation ID card to apply.

This answer is provided by Du Xiaoman Financial Money, please borrow reasonably according to your needs, and the specific product information is subject to the actual page of the official app of Du Xiaoman Finance. Hope this helps.

I can't hand it in. Because this should be a routine, which is to deliberately defraud your membership fee.

And even if you pay the membership, it may not give you a successful loan.

Summary. Some online loans require membership?

I came across a platform that borrowed 10,000 yuan, and then, the review was passed. The money went to the wallet of the platform, but I just couldn't withdraw it, he asked me to open a membership, I didn't open it, I said I wouldn't borrow it, he said that this was already a loan to me. There will be a bill every month, unless I have some ID card, and the bank card is cancelled in Beijing.

Otherwise, he would have incurred bills every month. The hunger chain asked me to pay it back, and I said that I didn't have a penny, and I wouldn't pay it back.

This should be fine.

You look at the first picture, the bill has already come out!

But I'm useless.

But after borrowing money, he told me, he said that he had to open a membership to withdraw, I can't withdraw this anymore, I'm useless, how can I repay it.

This is a trick for you, you can only withdraw it first and then repay, or communicate with customer service.

Summary. If you pay the membership fee, this is just a disguised increase in interest, and you are afraid that if you pay the money and have not lent money, you will be deceived.

If you pay the membership fee, this is just a disguised increase in interest, and you are afraid that if you pay the money and have not lent money, you will be deceived.

Now she said that I have passed the review, I have to pay the membership fee first, and if I don't pay, I can't withdraw it, and I have already started to calculate the interest.

New key segment rush fraud routine 1, receive a fraudulent text message, so-and-so borrow an unsecured credit loan, the next payment is fast, the amount is high, click the link**. 2. **After the second approval, but it has not arrived, so someone contacted you, saying that there was a problem with the card number, and the account was frozen and closed. 3. You need to deposit a deposit, otherwise you will be sued for fraud, and after depositing the deposit, you will be asked to transfer the test.

After the review, it was said that the money was in the wallet, and the membership fee of 1898 needed to be paid before it could be withdrawn.

This is also hanging, the loan has not arrived, it is impossible to charge interest, you can do without it, ignore him.

Fake. I also didn't know the bottom, so I searched to see if I really had to pay the fee, and I couldn't withdraw the money if I didn't pay the fee, and I had to repay the loan.

I don't know how many network alarms**.

Don't fall deeper and deeper, call 96110 directly to call the police, the Anti-Fraud Center of the Public Security Bureau.

Generally speaking, formal loans cannot be charged in advance. Please do more comparative consultation and choose a formal and legal lending institution!

In general, the following conditions must be met for the application of Chongqing microloans:

First of all, residents of Chinese mainland, 18-60 years old, can provide personal identification (ID card, household register, marriage certificate, etc.).

Secondly, they must have a fixed address and place of work and business, and be able to provide proof of address (housing lease contract, water and electricity payment bill, etc.).

Thirdly, have a stable job or economic income**, have a good credit status, and be able to provide supporting materials such as bank statement number and labor contract.

Finally, there is no bad credit record, and the purpose of the loan cannot be prohibited by state order.

Did you hand it over? Is it the next payment?

Looks like I'm not the only one I've encountered.

Don't believe it, I've been deceived by the same customers here

Summary. Under the supervision of the China Banking and Insurance Regulatory Commission, formal platforms are not allowed to charge loan service fees in the name of membership fees, so a large number of such platforms have emerged.

Pro, this kind of platform is an informal non-qualified training platform, under the supervision of the banking and insurance department, the imitation training platform is not allowed to charge loan service fees in the name of membership fees, so there are a large number of such platforms.

It's too pitiful.

This kind of platform generally steals the name of other big platforms, and is essentially a fraud platform and an intermediary platform. It is implied that the user can make a payment if he opens a membership, but the actual clearance hall does not help the loan. Because it itself does not have the qualifications to answer hidden loans, it is equivalent to just introducing other platforms to lenders.

Whether it can be passed or not depends on the audit results.

If you need to apply for a loan in the near future, you must keep your eyes open to avoid being scammed, the following are common loan scams, if you encounter it, you must not believe it. 1.Tell you that your card number was filled in incorrectly, causing the funds to be frozen, and ask you to transfer money to the bank card to unfreeze.

You should pay special attention to this, you may forge the relevant materials of the banking and insurance regulatory bureau to show you, don't worry, it's all fake, even if you just transfer the money to your bank card, there is a way to transfer it. 2.If you are required to pay some travel fees such as handling fees and management fees, the regular platform will not require you to pay fees, because these are included in the interest.

3.When you are audited, you are told that the audit fails or requires the opening of a member to pass the audit is fake, the loan review is a credit investigation, you can pass it, you can't pass it, you can't pass it, there is no saying that you can pass it if you open a member. 4.

It shows that the payment has been placed, but the money is in the platform wallet, and you can withdraw it only if you open a membership. Formal loans are all issued to bank cards, and there is no secondary withdrawal, and this fake platform cannot withdraw even if it opens a member. 5.

Tell you that the review has passed, and the first brother will contact you to transfer money to you in a private way, and ask you to pay back how much within a few days. This is also a kind of deception, you can only return the part he transferred to you, and you will not have to bear the so-called interest. This kind of platform generally does not have the right to lend, and can only seek huge profits through private transfers, and the interest rate is unreasonable.

6.Contract traps. Pay close attention to the terms of interest rate, service fee and handling fee in the contract, some dark online loan platforms will add service fees and handling fee rates to the interest, and the combined interest rate is far more than the national statutory interest rate.

Platforms with all of the above are problematic, so remember to be careful if you encounter them.