How to open an online business loan, how to open an enterprise online business loan

Take the Android phone system as an example to operate as follows:

Step 1: Click to open the home page of Alipay software, and display the service window of various service functions;

Step 2: Click to enter the "Online Banking" function window option;

Step 3: Check your loan amount in the online banking function window;

Step 4: Click on the "I want a loan" function option, and the application list in the following figure will pop up;

Step 5: Fill in the loan amount, repayment period selection, and payment account according to the list, and confirm the submission to complete the opening of Alipay online business loan.

Zhejiang MYbank Co., Ltd. is one of the first batch of pilot private banks in China, which was officially opened on June 25, 2015.

MYbank takes inclusive finance as its mission, and hopes to use the Internet's technology, data and channel innovation to help solve the problems of difficult and expensive financing for small and micro enterprises and the lack of financial services in rural areas, and promote the development of the real economy.

MYbank is the first bank in China to build its core system on the financial cloud. Based on the financial cloud computing platform, MYbank has the ability to handle high-concurrency financial transactions, massive big data and elastic expansion, and can take advantage of the advantages of the Internet and big data to provide financial services to more small and micro enterprises.

MYbank is positioned as the preferred financial service provider for online merchants, an explorer of Internet banking, and a practitioner of inclusive finance, providing services for small and micro enterprises, mass consumers, rural operators and rural households, and small and medium-sized financial institutions.

The application conditions for Alipay online business loan are as follows:

1. Alipay has real-name authentication.

2. Citizens of Chinese mainland aged 18-65.

3. Identity: small and micro enterprise operators, self-employed, entrepreneurs, etc.

All three of the above are required.

Application conditions for Ali online business loan:

First, the sesame score should be above 600 points.

Second, there must be Huabei first, and then there is a borrowing, that is, online business loans.

3. If you have more than 600 sesame points. And there are flowers again. Then you open the computer version of Alipay and see if there is an invitation for you to open a loan. If there is, open it.

MYbank loan opening conditions:

1. Paid members of the international station.

2. The applicant is the legal representative of the enterprise or the person in charge of the individual industrial and commercial household, aged between 18 and 65, and is a resident of Chinese mainland who has settled in China for a long time.

3. The industrial and commercial registration place is in Chinese mainland.

4. = 1 year; Nearly 12 = 100w.

5. The company cannot change the legal representative (special) and main business within one year.

6. If there is a non-seasonal suspension of production in the past year, you cannot apply for a loan.

The online loan application process is as follows: 1. Register as a platform user; 2. Verify personal basic information; 3. Select the type of bank loan and submit the loan application; 4. Wait for the bank's review; 5. Bank loans. Legal basis:

Article 11 of the Interim Measures for Personal Loans An application for a personal loan shall meet the following conditions: (1) the borrower shall be a citizen of the People's Republic of China with full capacity for civil conduct or an overseas natural person who meets the relevant provisions of the State; (2) The purpose of the loan is clear and lawful; (3) The amount, term and currency of the loan application are reasonable; (4) The borrower has the willingness and ability to repay; (5) The borrower has a good credit status and no major negative credit records; (6) Other conditions required by the lender. Article 12 The lender shall require the borrower to submit an application for a personal loan in writing and require the borrower to provide relevant materials that can prove that the borrower meets the loan conditions.

Article 13 After accepting the borrower's loan application, the lender shall perform due diligence duties, investigate and verify the authenticity, accuracy and completeness of the content of the personal loan application and related circumstances, and form an investigation and evaluation opinion.