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To judge whether the parking space is cost-effective to rent or buy, the basis of judgment is to look at the rate of return, the second is to look at the length of time to hold the parking space, and the third is to look at the location. Let me analyze it in detail for your reference.
1. The parking spaces in the community have the right to use, and the parking spaces also have property rights. The right to use the parking space in the community is generally 20 years, if the parking space only has the right to use, even if it is purchased, it can only be purchased to a limited service life, which should be noted. Normally, the property rights of the parking spaces are consistent with the life of the house, and there are 70 years of service life, and only such parking space property rights can be purchased.
2. To check the layout of the parking space, the height of the floor, the depth and the room, if it is an underground garage, to see whether the drainage system of the underground garage is perfect. If this aspect is not qualified, it is recommended to rent mainly and give up the purchase of parking spaces.
3. If it is an underground garage with a floor height of less than one meter, it is impossible to handle property rights, so it can only be rented.
4. The loan of the garage can only be used for commercial loans, and if the provident fund loan cannot be used, the special fund will be used for special purposes, and the provident fund loan can only be used in housing, such as purchasing, decorating, renting and renovating and decorating housing.
The rental space is 300 yuan per month, and if it is for personal use, it is calculated according to 12 months, and the annual rent is 3600 yuan. But there is an element of uncertainty that as the price of goods rises, so will the rent. Parking spaces in the core areas are even more difficult to find, and the annual rent increases by 5%, which is also a large expense.
Now calculated according to the purchase price of 100,000 yuan, the rate of return is, if the bank has a fixed deposit for three years, the annualized rate is, in fact, there is little difference. In this case, it is cost-effective to buy a parking space.
If it is a parking space for investment, the vacancy time must also be considered, and the parking space in the non-core area is generally not considered unless it is used for its own use.
Personally, I think that if you live for a long time, it is recommended to buy a parking space, because parking spaces are limited, and with the improvement of people's economic conditions, it is not surprising that a family has two or even three cars, and in the long run, it is still cost-effective to buy.
If you don't have to worry about the parking space every day, you have to go out to do something, you have to hurry up, you are afraid that you will come back late, and the car will have nowhere to park, and you still have your own parking space. In other words, the chickens have been bought, are you still afraid that soy sauce will be expensive? If you have money, it is still cost-effective to buy a parking space.
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It depends on whether it is long-term or short-term.
If it is short-term, it must be more cost-effective to rent a car for 300 yuan, pay 3600 yuan per year, and you can not rent it at any time. But if it is for long-term personal use, it is more cost-effective to buy a parking space for 100,000 yuan.
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Of course, it is more cost-effective to buy a parking space, because if you buy a parking space of 100,000 yuan, you can use it for 70 years, but the parking space is 300 yuan a month, 3,000 yuan a year, 30,000 yuan for ten years, and 210,000 yuan for 70 years.
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Parking spaces are more cost-effective, because buying a parking space is equivalent to renting a parking space for about 30 years, but normally we don't need to rent a parking space for so long.
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According to what you say, I think you can still invest, 70,000 yuan if you use it for financial management, even if the income is okay, the monthly income is almost 230-240, you don't rent out 350 a month, minus a 50 yuan a month management fee, you can still get about 300 per month, more than this money in the bank.
Extended information: 1. Parking spaces can be simply divided into two types, one is that the property right certificate can be issued, and the other is that the property right certificate cannot be issued. Therefore, when you buy a parking space, you must keep your eyes open to understand whether you are signing the "Motor Parking Space Purchase Agreement", or the "Parking Space Lease Agreement" or "Use Right Transfer Agreement".
The common parking spaces that cannot be issued with property rights certificates can also be simply divided into two types. One is that it has been included in the shared area.
of parking spaces. As long as it is included in the public pool, legally speaking, it belongs to the parking space that cannot be issued with a property right certificate, because it is shared by all owners. Therefore, this type of parking space cannot be purchased as a property right, but can be leased. The other is a civil air defense parking space.
2. Civil air defense parking spaces are different from other parking spaces and have their particularities. Because the area occupied by the civil air defense parking space belongs to the civil air defense project.
Civil air defense projects, on the other hand, belong to the construction of civil air defense projects, and according to relevant regulations, national defense assets belong to the state. In addition, the relevant regulations of the Ministry of Construction have clearly stipulated that the basement as a civil air defense project is not included in the common construction area. Therefore, the civil air defense parking space does not belong to the developer, nor does it belong to all the owners, and this type of parking space cannot be purchased for property rights.
3. Can the civil air defense parking space be rented? According to the current judicial practice, there are two main views on the leasing of civil air defense parking spaces: viewpoint.
1. Some courts hold that no unit or individual has the right to transfer the property rights and use rights of civil air defense projects, and the act of transferring parking spaces for civil air defense projects has harmed national interests.
and the buyer's interests, even if the two parties have signed an agreement on the transfer of the right to use the parking space, the agreement is invalid. Point of view.
2. In accordance with the principle of "who invests and who benefits", the developer can obtain rent by leasing civil air defense parking spaces, but the use of civil air defense projects must go through registration procedures.
4. Therefore, if you want to lease a civil air defense parking space, it is best to obtain the permission of the civil air defense department. In addition, there are cases of renting civil air defense parking spaces due to wars and natural disasters.
and other force majeure lead to the possibility of the parking space being requisitioned by the ** department without compensation. Finally, we should also pay attention to the agreed lease term, in accordance with the Contract Law
Article 214 stipulates: "The term of the lease shall not exceed 20 years. If it is more than 20 years, the excess part is invalid.
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I think if you have enough money, it is more appropriate to buy a parking space, if you don't have enough funds, you can choose to rent a parking space, whether it is suitable depends on the individual.
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Buy a suitable parking space. Because buying a parking space can be used for many years, and it saves money every month on average, it is recommended to buy a parking space.
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It's appropriate to buy a parking space, because the annual rent adds up to enough to buy a parking space, and how good it is to rent it out if you buy it yourself.
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It is appropriate to buy a parking space, because you can use it forever after buying a parking space.
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It must be rented, 50,000 parking spaces in our community, 270 a month, I think it is cost-effective to rent, this parking space is more than twice as expensive.
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Who's more cost-effective, just settle an account. But to calculate the following three cases, you can see which one you belong to.
First, settle in a certain city for a long time. If you have been living in the city and staying for a long time, then the cost of renting a car is: 300 (yuan) * 12 (month) * 50 (year) = 180,000 yuan.
That's 180,000 yuan. If you buy a parking space and live for a long time only 100,000 yuan, it is more cost-effective to buy a parking space directly than a rental space for a long stay. <>
Second, I bought a house, but I worked in a different place and did not live there for a long time. For example, I bought a house in Chengdu, but I have been working in a small township in Aba Prefecture, and the frequency of going home is 4 times a month, and the infrequent time is once a month. I can not choose the ancestral parking space and buy a parking space, both ways are not cost-effective for me, temporary parking is more cost-effective, if temporary parking, a time is 10 yuan, a week is 20 yuan, a month is 80 yuan.
In 50 years, it is: 80 (yuan) * 12 (month) * 50 (year) = 48,000 yuan, which is 10,000 yuan. Buy a parking space for 100,000 yuan.
In this way, just compare it definitely not to rent or buy a parking space. Temporary parking is more convenient. Of course, this calculation is only according to my standard of living here, and if you want to know if you are suitable there, you can do it this way.
Third, rent. This can be determined to be a more cost-effective rental space. The accounts are all calculated, not intuitively thinking that it is cost-effective, but also according to their actual situation to choose to buy a parking space or rent a car, do not understand that they can calculate an account according to the actual local situation.
That's why I'm not going to buy a parking space. <>
Now buyers will buy parking spaces, family wealth for the time being, you can buy parking spaces, because of convenience, the budget is not enough to rent a parking space according to their own situation, and then buy a parking space when you have money.
One of the advantages of having a parking space is that it is convenient to park, and you will not be troubled by not being able to find a parking space when you get home at night, and you will not be scolding every time you look for a parking space. The same goes for parking spaces. It depends on your actual situation.
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Relatively, renting a car is more suitable than a car, because the car, <>
No car rental, more cost-effective than renting a car.
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There is an option to buy a parking space, and it will have a good reflection in the future. It can be said that it is particularly cost-effective, and this money is invested for yourself, not for others to spend in vain.
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If it is at this price, it is definitely more cost-effective to rent a car, but the ** of the parking space may not always maintain this money, and it is very likely that the price will rise, so most people choose to buy a parking space.
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I think it's more cost-effective to buy a parking space, although you have to take out 100,000 yuan at a time, but after buying a parking space, this parking space will belong to you, although you also spend money on a rental space, but the parking space will not belong to you.
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If only these two conditions are met, the rental space is more cost-effective, 300 yuan a month and 3,600 yuan a year.
100,000 yuan is used to rent a parking space, which can be rented for about 30 years. If $100,000 is deposited for a long-term fixed deposit, the annual interest is enough to pay the rent, and $100,000 will never be reduced.
If you buy a parking space at one time, can the car be driven for 30 years, and can it be transferred in the future.
According to the trend of declining birth rate year by year, there may not be a need for so many parking spaces in the future.
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Of course, choose a parking space, because the car rental fee is only 300 yuan a month, and you have to pay the storage fee of the vehicle for 100,000 yuan a month, so it is not cost-effective.
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I would choose the rental fee because the cost of the rental fee is small, there is no need to pay a large amount of money at once, and there is no need to go through any formalities and tax issues for the purchase of a parking space, as well as subsequent contingent disputes.
But for the purchase of parking spaces need to concentrate a large amount of money, and have to pay a lump sum, if there is no large amount of savings, but also need to buy through loans, you need to pay additional interest every month, you also need to maintain and maintain the parking space in the later stage, you also need to pay taxes and fees when purchasing, and at the same time, the parking space has a service life, and does not have ownership.
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Rent a car for 300 yuan a month, buy a parking space for 100,000 yuan, which one will you choose, of course, to buy a parking space. With the title of a house, it is more cost-effective to buy a parking space in the long run. Only rented houses will choose to rent a parking space.
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If you have the right to buy a parking space for life and have the money, then choose to buy a parking space.
If you don't have money, 100,000 yuan to buy a parking space is not a lifetime ownership, 300 a month, 3600 a year, and only 100,000 in 28 years, which is quite cost-effective.
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The parking space is 300 yuan per month, but if you buy a parking space of 100,000 yuan, then the annual rent of the parking space is 3,600 yuan, and the annualized rate is equivalent to the return of financial products. And this year you rented 300 yuan per month, next year is not the price increase to 600 yuan, this situation is very likely in the situation that parking spaces are becoming more and more scarce, and parking spaces may also be bought today 100,000 yuan, with the purchase of parking spaces to make the parking spaces less and less, parking spaces may also increase in price. Of course, the situation is different in different places, you need to analyze the proportion of how many suites and how many parking spaces, roughly calculate the demand ratio, and when the proportion of parking spaces is too different, it may be a profitable investment to make a bold move.
Only for people who can understand, it is not recommended to buy, but rich tyrants can buy casually, the standard volume of the first and second lines of very expensive parking spaces will not be discussed, the third and fourth line of parking spaces ** is likely to rise, but the rent is difficult to rise much, if a parking space is 100,000, the rent is 300 yuan, the advantage of not buying a parking space is that the house lives for ten or eight years and is ready to change places or leave it for the elderly to retire, many owners who buy parking spaces are even loans, even if they have their own parking spaces, they have to pay the property fee of the parking space, In the third and fourth line of consumption is not good to buy and sell, the sought-after community parking spaces are easy to sell out, not sought-after community many developers will collectively subcontract hundreds of parking spaces to the second dealers, the second dealers doubled, as long as half of the parking spaces are sold, it is guaranteed capital, the current market environment is greater than consumption, to rationally and reasonably allocate their own consumption power, it is not recommended to buy parking spaces, do not buy parking spaces in the rented space, buy a lot will regret it, except for local tyrants.
It depends on whether it is long-term or short-term.
If it is short-term, it must be more cost-effective to rent a car for 300 yuan, and pay a cost of 3,600 yuan a year, so you can not rent it at any time. But if it is for long-term personal use, it is more cost-effective to buy a parking space for 100,000 yuan.
For short term, car rental is a good deal.
If you are only staying in one place for a short period of time, then of course it is more cost-effective to rent a car. The rent of 300 yuan per month is 3,600 yuan a year, and 100,000 yuan can be used for financial management, and you can basically get 4,000 yuan of interest income a year. And for short-term rentals, if you want to move out in the future, you don't have to worry about dealing with parking spaces.
Therefore, if it is a short-term residence, then 300 yuan rental space is obviously more cost-effective.
For long-term residence, it is more cost-effective to buy a parking space.
If you buy a house in one place and want to live there for a long time, then buying a parking space is a more cost-effective option. First of all, the price of parking spaces may rise, you buy a parking space for 100,000 yuan now, if the number of vehicles increases in the future, and the parking space is more tight, then the price of the parking space may rise, then your investment may appreciate. The second is to buy a parking space, which is more convenient to have your own fixed parking space.
The rental space may face an increase in price, or it may not be rented to you, so it may feel more troublesome.
Therefore, in the long run, it is more cost-effective to buy a parking space with a fixed location, and there will be no trouble of not being able to rent a parking space in the future.
Conclusion. To sum up, if you are staying for a short period of time, it is more appropriate to rent a parking space for 300 yuan. If it is a long-term residence.
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