What does supernet transfer mean, what does supernet banking mean

Super online banking is a standardized inter-bank online financial service product launched by the central bank, also known as the "second generation payment system", and super online banking transfer refers to a transfer business through the super online banking system.

(1) Super Internet Banking Transfer means to carry out a transfer business through the Super Internet Banking system.

2) Super online banking is also known as the "second generation payment system" in China, according to the official explanation of the central bank, "the second generation of payment system can provide banking financial institutions with flexible access methods, clearing modes and more comprehensive liquidity risk management means, realize online banking interconnection, support the business processing of emerging electronic payment and RMB cross-border payment settlement, and realize the peer-to-peer payment (PVP) settlement of domestic and foreign currency transactions." "The second-generation payment is super online banking.

Extended information: 1. "Super Internet Banking" can provide individual and corporate users with real-time inter-bank fund transfer, inter-bank account and account inquiry, as well as inter-bank deduction, third-party payment, third-party pre-authorization and other business functions that cannot be realized by the current payment system, laying a strong foundation for commercial banks to provide customers with innovative services in e-commerce and inter-bank fund management.

The upper limit of the amount of credit business in the micro-payment system is 20,000 yuan, and the upper limit of the amount of the online banking interconnection system is initially set at 50,000 yuan, and the payment business of more than 50,000 yuan shall use the large-value payment system.

2. At the beginning of the development, the functional positioning of "Super Internet Banking" is mainly for group customers of commercial banks, and some of the functions are ready to be opened to individual customers, at which time customers can sign an agreement with the bank to determine the authorization, and open the functions of real-time inter-bank transfer and inter-bank account inquiry.

3. Super online banking has seven product features: unified identity verification, inter-bank account management, inter-bank fund remittance, inter-bank fund collection, unified direct connection platform, unified financial management process, and unified data format.

Super-Bank can query and manage the balance of funds and transaction details of settlement accounts opened by multiple commercial banks through a unified operation interface, and complete the online banking login of all banks through the interface of logging in to one bank. With Super-Bank, you can send transaction instructions directly to each bank and complete the remittance operation. Super-Bank also has a powerful fund aggregation function, which can establish an upward and downward allocation relationship between the settlement account of the parent company and the settlement account of the subsidiary.

Super Net Transfer refers to the transfer of money through the Super Net Banking System. In China, super online banking is known as the second generation of payment system, because the first generation of payment system can not effectively meet the needs of flexible access of banking financial institutions, and the operation and maintenance mechanism can not adapt to the needs of system management, so the second generation of payment system was born. Super online banking can provide banking financial institutions with flexible access methods, clearing modes and more comprehensive liquidity risk management methods, realize online banking interconnection, support the business processing of emerging electronic payment and RMB cross-border payment settlement, and realize the peer-to-peer payment (PVP) settlement of domestic and foreign currency transactions.

On August 31, 2010, the second-generation online banking system connected to the online banking port of the head office of various commercial banks was launched, which has the functions of opening real-time inter-bank transfer and inter-bank account inquiry. 14 banks accepted the acceptance of the central bank, and third-party payment companies did not participate.

In May 2013, the security risks of online banking authorization payments were exposed. In November, the People's Bank of China (PBOC) issued the Payment and Settlement Division's Online Payment Inter-bank Clearing System Business Fee Plan (Draft for Comments) to all commercial banks, formulating a preliminary fee plan. The PBOC intends to charge commercial banks that access the system from 1 January 2014.

Prospects for Super Net Banking Transfers:

Super Internet Banking is a new online banking inter-bank clearing system in the second-generation payment system after the central bank launched the large and small payment system, which realizes the interconnection of the online banking systems of various commercial banks. The vast majority of major commercial banks have been connected to Super Internet Banking.

In terms of mining super online banking products, some joint-stock banks are doing inter-bank fund collection and family account management, pre-authorized payment, credit intermediation, and inter-bank cash management. Big banks have paid little attention to this new platform.

Because some banks have not vigorously promoted super online banking due to various concerns, and even many customers do not know that the transfer of money with super online banking is not only free, but also does not require the name of the remittance branch. Both large and small payment systems require the specific branch name of the fee remittance and the transfer fee. In other words, whether in terms of efficiency or cost, super online banking is the best, and its only limit is the limit of 50,000 yuan.

<> super network transfer refers to super online banking transfer. Super Internet Banking is a standardized inter-bank online financial service product launched by the central bank, also known as the "second generation payment system", and super network with bank transfer refers to a transfer business through the super online banking system.

The first-generation online banking system used by most commercial banks cannot carry out inter-bank inquiry and other functions, and is independent of each other, while individuals or enterprises can inquire and manage the settlement account funds opened in a number of commercial banks through the online banking (super online banking) of a bank, and finally realize inter-bank account management and inter-bank fund transfer.

Super Internet Banking Transfer refers to the transfer transaction business carried out by users through the Super Internet Banking system. In China, Super Online Banking is also known as the second-generation payment system. According to the official explanation of the bank, super online banking can provide a relatively flexible access method for the banking industry and related financial institutions, so as to realize the interconnection of online banking, support some business based on emerging electronic payment, as well as the cross-border payment and settlement system of RMB, and realize the payment and settlement of local and foreign currency transactions in the true sense.

Super Internet Banking can provide an inter-bank real-time fund transfer, inter-bank account and user account inquiry business services for enterprises or individuals as a unit, as well as business functions such as inter-bank deduction and third-party payment, which cannot be completed and realized by the payment system. The super online banking business provides innovative services for people from all over the world in terms of e-commerce and inter-bank fund management, and also lays a solid and stable foundation.