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By 2010, I had three stable partners, each of whom paid me 10,000 yuan per month, adding up to 50,000 yuan per month, and my daughter-in-law worked in the bank, 7,000 yuan per month, and we bought two houses and a car. In 2011, I had a child, and my daughter-in-law quit my job to take care of the children at home.
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I started a successful business, and now I am the boss, and the employees of the company will earn money for me every day, and I am very leisurely every day, and there is nothing to do.
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Choose a direction you want to do, become an expert in this direction, have the ability to control, and stick to it to achieve financial freedom.
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I found a rich woman, I eat, drink and have fun every day, and I didn't go to work on purpose, she has always supported me.
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You can bet on **, **, foreign exchange, equity, house, marriage, ......Remember your dream of financial freedom, everything else is a floating cloud, and everything is in the service of making this dream come true.
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The parents' pension and insurance money must be more than 10,000 yuan per month, plus 30 million of them are saved in the bank and eat interest every day.
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The houses, offices, and shops owned by oneself are rented at interest, and the money from the deposit generates interest income.
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Tomorrow I will have a little wine and get drunk, but when I wake up, there will be nothing.
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People like me who have not been working for six or seven years and are alive every day with **** and some financial products.
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1.Determine your monthly living expenses: This needs to be estimated on a case-by-case basis, including food, housing, transportation, entertainment, and more.
2.Calculate annual living expenses: Multiply your monthly living expenses by 12 to get a year's worth of living expenses.
3.Determine the target number of years for financial freedom: Assuming that financial freedom is to be achieved before the age of 40, then the target period is 10 years.
4.Calculate the amount of money you need to store: Add up your annual living expenses for the target years to get the amount of money you need to store. For example, if the annual living expenses are 100,000 yuan, then the living expenses for 10 years are 1 million yuan.
5.Consider inflation and investment returns: Due to inflation, future living expenses may be higher than they are now, so the impact of inflation on capital needs needs to be considered.
In addition, if the stored funds are invested in high-risk and high-reward assets such as ** and **, you may obtain higher returns, thereby shortening the time to achieve financial freedom.
6.Determine the amount of investment each year: According to the amount of target funds, target years, inflation rate, expected return on investment and other factors, Xiaoyu calculates the amount of funds that need to be invested each year.
7.Develop an investment plan: Develop an investment plan based on the annual investment amount and the risk tolerance of each person in the land area, and diversify the funds into different asset classes to reduce risk.
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If you are financially free at the age of 40, of course you will go to work. Because you can only learn when you are working, so. Even if you are financially free, you will go to work.
The general process starts from discovering the problem and raising the problem, and after discovering the problem, make assumptions about the answer to the problem according to their existing knowledge and life experience Design the first plan, including the selection of materials, design methods and steps, etc. After reaching a conclusion, it is also necessary to reflect on the whole process of the general methodological steps of the experiment: asking questions, making hypotheses, making plans, implementing plans, drawing conclusions, expressing and communicating
The most commonly used methods in science include observation method, experimental method, investigation method and data analysis method
Observation is a basic method of science Scientific observation can be made directly with the naked eye, with the help of magnifying glasses, microscopes and other instruments, or with the use of cameras, video recorders, video cameras and other tools, and sometimes it is also necessary to measure Scientific observation should have a clear purpose; Observations should be comprehensive, meticulous, and realistic, and recorded in a timely manner; Be planned and patient; Think positively and record in a timely manner; To exchange views and discuss The design of the experimental protocol should be carried out closely around the questions and hypotheses raised When studying the influence of one condition on the research object, the experiment carried out under the same conditions except for the different conditions is called a controlled experiment General steps: find and ask questions; gather information related to the issue; make assumptions; design of experimental protocols; Conduct experiments and record them; analysis of experimental phenomena; Conclusion Investigation is one of the common methods of science When investigating, we must first clarify the purpose of the investigation and the object of the investigation, and formulate a reasonable investigation plan During the investigation process, sometimes because the scope of the investigation is very large, it is necessary to select a part of the survey objects as samples During the investigation process, it is necessary to record truthfully The results of the investigation should be sorted out and analyzed, and sometimes the statistical methods should be used to collect and analyze data is also one of the common methods of science There are many ways to collect information Go to the library to consult books and newspapers, and visit relevant people, The form of information includes text, **, data, and audio-visual data, etc., and the information obtained should be sorted out and analyzed, and answers should be found from it.
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When you achieve financial freedom, it doesn't mean that you don't have to go to work, you can still go to work, but financial freedom allows you to do it: you can stop going to work if you don't want to.
If you are tired of the job at hand, or the leader PUA you and make you 996, you feel very unhappy, you can fire this job at any time, and we don't have to do this job, right?
Financial freedom can help you achieve a kind of freedom where you can do whatever you want. You don't have to go to work, you don't have to look at people's eyes, you don't have to rely on your husband, you don't have to rely on your wife, you don't have to rely on this, you don't have to rely on that, you don't have to ......
This kind of freedom to do what I want to do is also a kind of negative freedom, and the so-called negative freedom, that is, free from something, is the freedom that I have to be free from what I don't want to do, and it is freedom defined in a negative sense.
Corresponding to this, another concept is freedom defined in a positive sense, called positive freedom, free to do something, positive freedom in the words of teacher Wang Feng: what dreams do you have? That is, the affirmative freedom that you want to actively achieve the purpose, meaning, motivation, ambition, and so on of your life.
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Financial freedom is all about having enough time and enough money to do what you want. On the premise that the "basic" living needs are "continuously" guaranteed, there is enough capital to be "freely" invested in the "should" be done. Therefore, if you are financially free at the age of forty, there are several things you should do, first of all, it is to help others through various ways, that is to say, for "me", "my" financial freedom refers to taking out money to help others and help others realize the value of life under the premise of ensuring survival, and achieve financial freedom like "me".
In addition, "I" want to study for a Ph.D., not to graduate, not to find a job, not to publish articles, to find a favorite topic, a professor I like, and then sink down to do research. If you encounter something, you can just watch it a little bit, push it a little bit, and don't be afraid of not being able to keep up with the progress. If the results of the experiment are not good, you can find the reason slowly, and you don't have to worry about postponing your graduation.
If you don't have enough money for the project, you will pay out of your own pocket, so you don't have to worry about not having enough money. In my spare time to learn and improve myself, "I" want to "see the world" and see the world outside.
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But now I am 42 years old, this age is a hard work age, old and young, but also to repay the mortgage, in addition to commuting every day, is to take care of children and the elderly, every day is still running for life, I know that I have reached the age of not confused, the burden on my shoulders is heavier, I don't know when I can be financially free.
I know a lot of middle-class people who have achieved financial freedom at the age of 40, basically with an annual salary of millions or even tens of millions, this number is completely financial freedom, but the answers they gave me are not the kind mentioned above, which is also expected, because to this extent, most of them are entrepreneurial bosses or senior managers, most of them have loans in banks, and they all say that the richer people are, the more debts they have, this sentence is not wrong at all. When they open their eyes every day, they may have to spend thousands or even tens of thousands of dollars, including loans and daily expenses, and most people over the age of 40 are old and young, and the daily expenses can be imagined. Thousands or even tens of thousands of dollars a day and for a long time, ordinary salaried people are afraid that they can only earn so much money in a month.
These so-called people who have long been able to achieve financial freedom in the eyes of ordinary people will actually not choose a comfortable life. I know a private business owner, in his early forties, every day is the kind of situation I said above, he said to me, he is not unable to live that kind of leisurely life, but to this point to put it bluntly, people have desires, and desire is endless, when others envy him, in fact, he is also envious of other people's lives, people outside the world, this income is not uncommon in first-tier cities, he has funds in his hands, he thinks of how to find project investment, What he needs is to maximize the use of the money in his hands, in fact, he doesn't need to get up early every day, he can sleep until he wakes up naturally every day, go out when he has something, and take his family to travel and go shopping when he has nothing to do, in fact, he has achieved that kind of life in his free time, but it is true that he will not let himself be idle.
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If I am financially free at the age of forty, I want to wander.
1.Buy an RV to travel, travel all over the great rivers and mountains of the motherland, and see the prosperous beauty of the world. Stop-and-go, don't be in a hurry, don't have to be in a hurry because of time constraints, and don't have to be stretched thin because of lack of funds.
2.Buy a set of small houses with a courtyard in front of the mountain and water, repair it well, you can plant some fruit trees in front of the courtyard, build a grape vine, plant some vegetables and fruits, and return to your own courtyard to live a simple life when you are tired of traveling. Raise a few fish, plant some flowers, build a swimming pool, build a study, make a small screening room for one person, watch the clouds and clouds every day, or let loose in your own screening room.
3.If you are financially free, you should have some money to spare, and I want to do some charity. For example, I hope to sponsor some poor children to go to school on a regular basis to help them realize their college dreams.
4.Find the meaning of your life. Born as a human being, I came to this world once, but I don't know why I came, and it is a pity after all. If you can experience the experience of burning yourself desperately for your dreams, you will not regret it at the end of your life.
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Most people are destined to struggle on the road to prosperity in this life. Because many people can't harness the counter-energy that money brings. Enough money will make people cross the moral bottom line, the legal bottom line, and become a slave to money.
What I want to say is, if I am really financially free at the age of 40, the first thing I have to do is go for a comprehensive medical check-up. Maintain your own physical health. The second thing to do is to go on vacation in a quiet place, and think about what meaningful things you can do when you are financially free, and keep a record of them.
The third is to follow your own plan and ensure that every day is fulfilling. You can't be overwhelmed by financial freedom, or even waste the rest of your life.
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If I had been financially free at the age of forty, of course I would have quit my job right away and travel everywhere, and I especially loved traveling.
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If I am financially free at the age of 40, and my children are able to take care of themselves a little bit and my parents are still healthy, then of course I will choose what I like to enrich myself.
I like to move, I like to be lively, and I like to travel, so after solving my family's worries, what I want to do most is to walk around the country and climb mountains! Go to Dongyue Taishan to appreciate the domineering spirit of "being at the top of the mountain, seeing the mountains at a glance", go to Huangshan to experience the charm of "the return of the five mountains does not look at the mountain, and the Yellow Mountain does not look at the Yue", go to Zhongyue ** to see whether the Songshan Shaolin Temple is as legendary as filmed on TV, and go to the top of Huashan in Xiyue to admire the chivalry of Mr. Jin Yong.
In addition to liking excitement, I also like quiet, and some people may wonder, isn't this a contradiction? Actually, I just like to have my own participation, and let it go if I don't participate in the activities. It's better to calm down by yourself, no worries, no interruptions, stay away from the hustle and bustle of the world, make a pot of tea, and taste two books.
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If I'm financially free at the age of 40, I'll spend most of my time reading my favorite books, occasionally going to nearby city attractions, eating some good food, chatting with people I don't know, and doing other things that I don't usually do.
Now you don't have to worry about money, you naturally have to treat yourself for working hard for a long time.
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