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Now my monthly salary is 5,000 yuan, and I have to support a family of four. Except for the child's education expenses, medical expenses, living expenses, and various loans, the balance is negative every month.
I usually don't settle accounts, but when I settle accounts, I feel a lot of pressure.
What I need to do now is to improve my ability, increase my salary, make my family's life better, and I don't have to live so nervously anymore.
If you want to complain, you blame yourself, you didn't master a skill when you were young. Now I only work as a small clerk in one company, which is why the salary is so low.
Young people are advised to learn a little more, preferably a skill, so that the salary can be higher.
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My current salary is not high, the basic salary is only 3,500 per month, and the maximum time is only 5,000 when you count overtime and bonuses. Throw away some of the family's expenses, basically there is no money, plus mortgages and the like, the monthly salary is simply not enough. But it's still good, at least the family is very good, and both of our parents are still alive.
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With a monthly income of four thousand, although it is not much, it is difficult to survive, close your eyes, and tell yourself quietly. We can't control what others think; We can't force others to do anything. The only thing you can do is to do your best to do your own thing, follow your own path, and live well according to your own principles.
Even if someone treats you badly, time will not treat you badly, and life will not treat you badly.
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My current income is still around 5,000, sometimes more and sometimes less, but it's okay, mainly because I don't have any big pressure. I usually don't use it much, I have a car and a house, and I usually make a small investment of one or two thousand, which is still good.
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I think my income is neither high nor low, barely able to make ends meet, and when I go out alone, I have to rent a house and eat and wear, and all parts are inseparable from money, but in fact, the expenses are quite large. In addition, I am more frugal, the basic salary plus performance bonus, and I can save an average of 2000 a month after discarding expenses. I feel that although I am almost 30 years old, my net income of 2000 is about the same, mainly because I am happy and healthy.
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Now I have a formal job working in Beijing, and I will continue to work in this position in the future, my salary is about 10,000 yuan a month, but I think I can still appreciate, so I will work in this job for so long.
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In addition to the number of years of work, there are many important dimensions that affect a person's salary level, such as education, work experience, city or industry. No one stipulates how much income we must earn at the age of 30, compared to our limited life, the numbers are inexhaustible, and we should find our own rhythm of life, so as not to be too tired.
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My current job income is not high, four thousand a month, I can't blame anyone, just because I have no culture, I can only be a small clerk in the factory, I work long hours every day and have no future, I really want to change this life, but because of my limited ability, I am very distressed, so I must learn more things when I am young, so that I can have a good guarantee for my future life.
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Now I'm about to be thirty years old, but I'm particularly confused, my current salary is only more than 4,000, not as high as the salary four years ago, I often reflect on myself, in the end, what is wrong, why is the current salary so much lower than a few years ago, should I change a job, but now it is so difficult to find a suitable job, hey, I really don't know what to do.
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Thirty and standing, whether a 30-year-old man or a 30-year-old woman, you need to set up a family, China's prices are faster, but the income level of residents is not high, 30-year-old people will be burdened with mortgages, car loans, marriage and childbirth, children grow up, support parents, etc., as a person around 30 years old, how much is the monthly income appropriate?
There is no clear answer to this, and now that people born in 90 have reached the age of 30, how much income this type of person needs to earn each month needs to be considered from many aspects:
1. Personal education, the post-90s have more education, usually high school, junior college, bachelor's degree or above, in terms of work, the income of bachelor's degree or above is higher than that of junior college, and junior college is higher than high school, but it is not absolute.
2. Engaged in the industry, there are many industries in China, the sales industry, the financial industry, IT, etc. are high-income industries, but also facing greater pressure, engaged in the sales industry mainly depends on the performance, if it is about 30 years old and still only six or seven thousand yuan per month, then it belongs to the ordinary level, sales monthly income of 10,000 yuan, 20,000 yuan or even more, low may only be the basic salary. If you are a front-line worker in a factory, then even if you are 30 years old, your monthly income is basically five or six thousand yuan.
3. Work location, work place in first-tier cities, such as Shanghai, Beijing, Shenzhen and Guangzhou, these places have more jobs, higher consumption levels, and more income can be obtained, and people around 30 years old earn 7,000 yuan a month in first-tier cities. If you can get a stable job of 7,000 yuan per month in a second-tier city, your income is considerable.
4. Family pressure, people around 30 years old have become married, basically burdened with mortgages, car loans, child support, China's housing prices are rapid, buying a house in a small city also needs to repay two or three thousand yuan per mu Yuxiang every month, and the monthly income of six or seven thousand yuan is a considerable level; If you buy a house in a second-tier city, the monthly repayment will reach more than 5,000 yuan, and you need to earn more than 10,000 yuan per month to pay the mortgage, and if you also need to raise children, you will need more monthly income.
In fact, our income requirements are the higher the better, but they are not able to get a high salary, now young people live under pressure, find open source ways to increase their income, when there are idle funds in hand, you need to learn to manage money, which is also a disguised increase in their income.
We can see from the above that if you live in a first-tier city with a high degree of education and have family pressure, then a monthly income of 12,000 yuan is also a basic level, which can only basically meet family expenses. If you have a low education level and a low income, you can choose to live in a small city that is quite comfortable and has a slightly slower pace of life.
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What is a reasonable monthly income for people around the age of 30? This should be seen from the perspective of personal consumption demand, different regions have different consumption, and the degree of monthly income is also different; In addition, single and married people will have different consumption expenditures and different incomes.
For this problem, the analysis is as follows:
For singles, a few thousand to ten thousand is more reasonable
Single people don't have that much consumption demand, so whether it is a monthly salary of 3,000 yuan or a monthly salary of 10,000 yuan, they can get by. Of course, the premise is that if you don't have a mortgage or car loan, you don't spend money indiscriminately.
Secondly, it depends on the region, Beijing, Shanghai and Guangzhou have high consumption, and a monthly income of 10,000 yuan may not be enough; And working in my hometown, I have a house to live in, and even a vegetable garden, I don't need to spend too much money on food and housing, and a monthly income of more than 10,000 yuan is considered a very reasonable state.
If there is no pressure of mortgage and car loan, 3,000 yuan a month is enough, after all, one person is full of food and the whole family is not hungry, and it is just enough to spend and cannot save money.
And if you want to consider buying a house and a car, it is almost reasonable to have a monthly income of 10,000 yuan, 10,000 yuan a month in addition to eating and renting a house to save 5,000, and the money saved in two years is definitely not enough in a big city like Beijing, Shanghai and Guangzhou, but the down payment for buying a house in your hometown is definitely enough.
If there is a family burden, 3-50,000 yuan is more reasonable
People who have become a family, in their 30s, is a time of great pressure, one has to pay off the mortgage and car loan, and the other has to provide for the children to go to school, so 30,000-50,000 yuan a month is more reasonable.
The mortgage plus car loan is almost 10,000 or 20,000 per month, and the cost of children's tuition and training classes is also about a few thousand to 10,000 yuan.
This part of the necessary expenses alone is twenty or thirty thousand a month, so people who have become a family can't survive a few thousand to ten thousand a month, and 3-50,000 yuan is more reasonable.
It is the ability and academic qualifications that determine the monthly salary
Of course, a monthly salary of 3-50,000 yuan is a beautiful idea, and most people still get a monthly salary of several thousand to 10,000 yuan.
In fact, education and ability are the main factors that determine income.
To say a more realistic, most companies now are based on academic qualifications to give basic salaries, and to look at ability to give commissions.
For example, when I looked at the recruitment of a well-known real estate company, the basic salary for employees with a college degree or less was 3,500 yuan, and the basic salary for a bachelor's degree was 7,500 yuan; If the education level is relatively high, the basic salary alone is much lower than the education level by thousands of yuan.
With a gap of several thousand yuan, those with relatively low educational qualifications have to work hard to achieve a salary of six or seven thousand a month; And those with high academic qualifications, even if they have no performance this month, they still get more than 7,000 dollars.
Therefore, if you want to increase your income, on the one hand, you need to constantly recharge yourself and improve your business capabilities; On the other hand, you can consider doing a side hustle in your spare time, so that you have one more income channel and one more income, and your quality of life will be improved accordingly.
Finally, no matter how much you earn now, it is important to work hard to improve your personal abilities and make yourself worthwhile.
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Like generally in Shaoxing, Zhejiang, I think that a man's monthly income is about 10,000 yuan, and if he is a woman, his monthly income is about 5,000, so a family is just okay.
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It is reasonable for people around the age of 30 to have a monthly income of more than 5,000. After all, he is 30 years old, he has been working for several years, he has work experience, and his salary should reach 5,000.
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Income should be judged according to the city you are in, 30 years old is generally married, a month's income needs to pay for mortgages, car loans, supporting parents, raising children, etc., varies from person to person, from place to place, there is no absolute standard, under normal circumstances, a month's salary can reach one square meter of local housing prices, so that life can be a little more comfortable. For example, the average house price in third-tier cities is 10,000 yuan, and the salary must reach the same level.
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In fact, it mainly depends on what industry you are in, what your work ability is, what position you are in, and the average employee in the general industry, your income can reach 7000 is already very powerful.
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If I was in a third-tier city, I would like to be able to live around 5,000 because I want to be able to live a better life.
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It's about 8,000 yuan, because I think this salary is enough for a family life and can also achieve my financial freedom. So I really want to get paid so much.
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The target salary is 10,000 yuan, because my current salary has not exceeded 10,000 yuan.
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First of all, if you are just a normal office worker, starting from about 23 after graduating from undergraduate, if you start working, by the age of 30, you have worked for seven or eight years, saving a little every year, in first-tier cities, there are 200,000 deposits is not much, but in backward cities, at least 100,000 deposits should be available.
Of course, if you have already bought a house or a car, and you have borrowed money from your family or taken out a bank loan to make a down payment, then you may not have a deposit, but owe foreign debt. Therefore, the savings of office workers at the age of thirty cannot be generalized. There are also graduate students and Ph.D. students, who may not start working until they are thirty years old, so what about savings.
The standard is only that you are psychologically more spectrum, the more money is not the better, it is the happiness you live or not, the way to live with more money and more money, the way to live with less money and less money, as the saying goes, men stand at thirty, that is, men must have a career and family at the age of 30, but in this society at the age of 30, how many people have a bumper harvest in their careers and families. The level of wages is so low, the housing prices are so high, and so on. However, if you go to college at the age of 30 and work for five or six years after graduation, a deposit of 10-200,000 yuan is still more reliable.
Also, depending on your actual situation, it is normal for some people to have a mortgage and a car loan without a deposit, and if they have a deposit of hundreds of thousands without a car or a house, it is equivalent to nothing.
It's not easy to say a standard for this question! As long as you don't spend money indiscriminately, it is more realistic to save as much as you can. You can't set a goal for yourself, and you can't afford to eat what you should spend if you don't dress normally, that's not advisable!
If you don't have a high income and tighten your belt to save money, you will lose everything and even your life.
Super-rich: annual income of more than 50 million.
The rich: the annual income is 10 million to 50 million.
Rich: annual income between 300-10 million.
Wealthy: annual income between 1 million and 3 million.
High yielders: annual income between 30 and 1 million.
Middle class: annual income between 15-300,000 yuan.
Low-income people: annual income between 8-150,000 yuan.
Poor: annual income between 30,000 and 80,000 yuan.
Very poor people: annual income between 1-30,000 yuan.
Very poor poor: annual income between 5,000 and 10,000.
People who are too poor to have clothes to wear: annual income between 1,000 and 5,000.
The poor who are too poor to survive and cannot die: the annual income is between 100 and 1,000 yuan.
The poor are almost to death: the annual income is between 30 and 100 yuan.
The poor who are on a dead end: an annual income of 30
For most people, I think the following is true.
Ph.D. at the age of 30 has no deposit.
Down-payment house in first-tier cities to buy a car.
Graduate student. At the age of 30, 200,000.
It is difficult to buy a house with a down payment in first-tier cities with a deposit of 200,000.
Undergraduate. At the age of 30, 150,000.
It's hard to buy a house, and if you don't owe debt, you're a pure man.
No moonlight is a good girl.
If you don't gnaw at the old, you're a good child.
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Hello. Then ask me and give you a satisfactory answer.
Everyone is giving opinions lightly, no one cares, and they are discussing important matters related to the lifelong happiness of others. It's always best to say irresponsible. After all, for the vast majority of people, it is too rare to be able to guide the lives of others as a person who has come before.
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Hello landlord! I don't know, it's still 6 years to get to 25But now not satisfied. Wish.
One is that he has no money, and the other is a career man.