How do low income people buy houses in first and second tier cities?

Just try your best to make money. Then save money every day. Until you save up for a down payment and then you can take out a loan in installments. Willing to be a house slave for the sake of the house.

Distribute the money I earn proportionally, one-third eat and drink, one-third make friends, one-third invest and manage money, and little by little I am no longer so poor.

I will use a loan to buy a house, not the full amount of the house, because I don't have enough money in my hand, so I have to leave some funds for myself first.

I am like this: at first one-fifth is used for food and clothing, one-fifth is used for personal exchanges, and the remaining three-fifths are used for investment; When the days are better, a quarter is used for food and clothing, a quarter is used for personal contacts, and the remaining half is used for investment; When the days are a little better, one-third will be used for food and clothing, one-third will be used for personal exchanges, and the remaining one-third will be used for investment.

As a low-income person, I have worked hard in a first-tier city for many years and can't even afford a toilet, so I have no choice but to find someone who can afford to marry.

Rely on your parents, do you want to buy a second-tier house and a basement with low income? Buying a house really has to be realistic.

How can I buy a house in a first-tier city with a low income, then I can use my good credit history, take out a loan from the bank, and then repay it slowly.

Half of it was financially supported by my parents, so I am very grateful to my parents for their dedication to me.

I've really seen it: Guangzhou Yuancun, a Sichuan couple came to Guangzhou about 90 years ago, and there are three children, the man is helping people mend shoes, and the woman is doing housework.

Stick to eating pickles for twenty years and earn a down payment before buying a house.

Don't buy it, it's good to live well in a small city.

It's hard to buy a house by working all your life!

Most of my friends are very yearning for the life of the first-tier cities, and as soon as they came out to look for a job, they went to the first-tier cities to look for them, so most of the jobs are stable in the first-tier cities, and when the jobs are stable, they will consider buying a house, but although the job is stable, it is still more difficult to buy a house in the first-tier cities, after all, the housing prices are too high, in comparison, the second-tier cities are much better, so is it worth buying a house in the second-tier cities? What should I consider when buying a house in a second-tier city?

Is it worth buying a house in a second-tier city?

In fact, if it is worth buying a house, it still varies from person to person, mainly to see whether the house is suitable for you, some friends regard buying a house as an investment, and friends who have this idea are not very willing to buy a house in a second-tier city. First of all, the pace of life is not as fast as that of first-tier cities, the work pressure is not so great, and in terms of daily life, the cost of survival is not so high.

What to consider when buying a house in a second-tier city?

1. Seize the opportunity.

Although the housing prices in the second-tier cities are not higher than those in the first-tier cities, and the rise and fall of housing prices is not so large, it is always not a trivial matter to buy a house, and it is important to choose the right time to buy a house. There are peaks and troughs in the property market, usually, the trough period is often a good window period for buying a house, and the trough period is also a buyer's market, at this time the house is more cost-effective, and buyers can also bargain.

2. Location is king.

No matter where and when you buy a house, buying a house depends on the location, and everyone must understand a truth, that is, the importance of location to the house. The active factor in determining the hail of the location is the traffic, usually, the location is good, the traffic conditions are not bad, we can first determine a general area when choosing a house, the home is located in their own work area or near some transportation hubs, whether it is driving or taking public transportation, we must consider the convenience of transportation.

3. Pay attention to the supporting facilities.

Housing prices in first-tier cities are too high, and it is really difficult to buy a house, but now the second-tier cities are actually developing very well, and the city's various supporting facilities are relatively complete, so there is nothing bad about buying a house in second-tier cities. Although the more complete and more complete packages, the better, but relatively speaking, the housing prices will also be higher, buyers in second-tier cities when choosing a house, pay attention to the distance between these facilities and the community. For example, a house close to a traffic station is really convenient to travel, but if it is too close, it will be affected by the noise source.

Whether it is buying a house in a first-tier city or a second-tier city, before buying a house, buyers must first analyze their own housing needs, and rush to choose a house that suits them to buy, so as not to regret buying a house because the house is not good, or spending a lot of money.

1. Buy a house in a first- and second-tier city, a set of two bedrooms, it costs millions of yuan, young people work for a few years to get married, just graduated from college a few years ago and entered the society to work, the salary is low, you can't save any savings, and you can save a little in the next few years, like this case, most young people get married and buy a house must ask their parents, and it is inevitable to gnaw at the old, fortunately, some parents have a little savings to gnaw, like some parents don't have much savings at all, and even their own pension money is not enough. Life and work in.

Young people in first- and second-tier cities, even if they succeed in buying a house through family debt, actually live like a dog, dare not get sick, dare not lose their jobs, and work overtime to ensure their health.

2. After buying a house, everything is not all right, and then the risks come, like.

First, second-tier cities are full of talents, elites gather, talent market recruitment competition is extremely fierce, many companies recruit talents, early to 35 or 40-year-old talents on the closure of the door to recruitment, the middle-aged employment crisis suddenly hit, the house bank mortgage loan is facing the danger of cutting off, and millions of a suite, in addition to the down payment, the monthly payment is not a small item, not the general job income can be filled, if the middle-aged employment crisis can not be well achieved re-employment, there is no real level, in.

In this case, only a few people can survive, and most people will still have a disconnection, because most buyers will choose 20-30 years for the term of the mortgage. Once the supply is cut off, it will be sued by the bank, a lawsuit, and auctioned through the court, if the local housing price has risen well in the past few years, the house will not lose money if it is auctioned; It's not good, after so many years of mortgage payment, it's really like crying without tears.

3. It seems that in China, if a young man gets married and there is no marital room, few young women are willing to marry, even if the girlfriend agrees to the naked marriage, most of the woman's parents will not agree, and they will beat the mandarin duck. Why is this so? Because the Chinese-style mother-in-law has a marriage room, it doesn't matter if the son-in-law is ugly, but he must have a room.

It can be said that it is for vanity, for comparison, and for the sake of following the trend and saving face. In some places, the vulgar marriage not only requires the man to have a house, but also to have a bride price, which is to the life of the man's family! Therefore, I can't stand Min Li, and I also made a move at the beginning of this year, and the first document is to break the old custom of bride price, promote low-cost bride price, and simplify the new custom of wedding according to family economic conditions.

I feel that it is difficult to implement the policy, after all, things like customs are deeply rooted in the concept of parents, and it is a bit difficult to reverse it all at once, and there must be a process, but we are confident that the atmosphere will get better and better in the future, at least in terms of marriage customs.

Now in first- and second-tier cities.

Buying a house is nearly a million, so that many people are daunted, unable to pay, people often say that the house price is too high to afford it, although the house price is expensive, but in the big city, many people would rather take a huge loan to pay in installments to buy a house, as long as there is a developer to sell the house, it is definitely very sought-after, people are anxious. Because of the large population and large amount, it is easier to settle down to buy a house in a first- or second-tier city, for the sake of the child's household registration and for their own development prospects, so they grit their teeth and take on loans, but also buy a house, and the house price is also rising again and again, but it is still in short supply.

Whether it is a big city or a small county, the problem now is sustainable development. Large cities have achieved a leading position in urban construction through the development of more than ten years ago, and now many of them are in the stage of urban ecological construction and industrial development. The small county town is relatively old, and the urbanization rate is old.

Not high. At present, the most important thing is to achieve the increase of urbanization rate through real estate development, and also to obtain continuous assistance for development. Therefore, real estate development is the only way for every city, and it is only a matter of time before a small county develops real estate.

After getting married, a large number of rural youths flock to the county seat, will they really live in the county seat? The answer is no, there has been a phenomenon in recent years: some county houses will only be occupied during the Chinese New Year, and most of the time they are empty.

During the Chinese New Year, these people drive back to the countryside in the morning to visit relatives, and drive back to the county seat to sleep in the evening, and the degree of trouble can be imagined. This phenomenon makes the New Year no "New Year's flavor", alienates family affection, and also causes a waste of resources.

Housing prices are very important for every buyer, some people will give up buying a house because they do not have enough ability to buy a house, but renting a house for a long time is only for others, and the funds required for buyers to rent a house are not a small amount, if they have a certain ability to buy a house, even if they buy a house in a second-tier city, it is okay, so how about buying a house in a second-tier city? What are some tips for buying a house?

How about buying a house in a second-tier city?

For many people who buy houses and invest, they are reluctant to buy a house in a second-tier city, because the rise and fall of housing prices has a lot to do with demographic factors, and another is the purchasing power and supply and demand relationship. However, if you want to buy a house for self-occupation, it is more appropriate to buy a house in a second-tier city, because the pace of life in a second-tier city is not as fast as that in a first-tier city, the work pressure is not so great, and in terms of daily life, the cost of survival is not so high, so buying a house in a second-tier city is more suitable for friends who live at home.

What are some tips for buying a house?

1. Pay attention to the timing of buying a house.

Buying a house is also about the timing of buying a house, and choosing a good time to buy a house can buy a more reasonable ** for buyers. When buyers judge the timing of buying a house, they should pay attention to the changes in bank credit policies, and in the case of loose bank lending, it means that the market is optimistic, the customers are surging, and the house prices are generally trending. In addition, it is necessary to judge in combination with the dynamics of real estate agents, for example, if the real estate agent sells you a lot of strangers in the house, it proves that the market is not good, and it is better to buy a house at this time.

2. Do what you can.

You must not spend too much in advance in order to buy a house, because after you take out a loan to buy a house, you will have to bear heavy repayment pressure every month. Some friends choose a house that exceeds the scope of their family's affordability, resulting in insufficient down payment and can only refinance, and in the face of two loans, the repayment pressure doubles, and the person who buys a collapsed rent and a house is likely to break the loan. Therefore, it is very important for buyers to evaluate their own economic strength before buying a house and reasonably plan their budget for buying a house.

3. Carefully choose a group destroyer.

It is also very important to choose a developer, it is not uncommon for developers to abscond with money, delay the delivery of the house, etc., and some buyers cannot get the real estate certificate after buying the house, which has a lot to do with the developer. If you fancy a real estate, remember to determine whether the five certificates of the real estate are complete, this is very important, the house with incomplete five certificates is not recommended for everyone to buy, only the real estate with five complete certificates can be purchased, in case the house can not be delivered in the future and other damage to their own interests.

There are several main reasons for the population decline in first-tier cities:

1.High housing prices and cost of living: Housing prices are generally higher in larger cities, and the cost of living is relatively high. Many young people and families choose to leave big cities for small and medium-sized cities or villages where the cost of living is relatively low, because they cannot afford the high cost of living.

2.Urban Planning and Infrastructure Issues: Some large cities have problems with planning and infrastructure, such as congestion, air pollution, and inadequate public transportation. These problems have led to a decline in the quality of life in large cities, and some people have chosen to leave.

3.Social welfare and education resources: Although large cities generally have better sources of social welfare and education, these resources are often unevenly distributed. Some people choose to leave because of the lack of access to good education and medical resources in big cities.

4.Job opportunities: While big cities offer more job opportunities, competition is also more intense. With the development of small and medium-sized cities and villages, many new industries and jobs have begun to emerge, which has led some people to choose to travel to these areas in search of better development opportunities.

5.Urban Renewal and Industrial Transformation: Some large cities will lead to a partial reduction of the population when facing industrial transformation and urban renewal. For example, some traditional manufacturing and consumer services industries may be relocated due to urban planning or environmental protection requirements, resulting in the loss of some population.

6.Population ageing: As the global population aging trend intensifies, the proportion of elderly people in some large cities has increased, while the proportion of young people has decreased.

This can lead to a depopulation of cities, as young people often choose to leave their families and seek development opportunities in other areas.

In summary, the phenomenon of population decline in first-tier cities is the result of a combination of factors. To cope with this phenomenon, city managers need to reform and optimize at multiple levels to attract and retain talent.

Yu knows, invades and deletes.