The specific content of the new rural insurance and what is the new rural insurance

New system model: increase the basic pension part The new rural pension insurance system establishes an institutional model that combines personal accounts and basic pensions. Compared with the original implementation of the agricultural insurance system in our city, the new system has increased the basic pension part on the basis of establishing personal accounts, and the basic pension is subsidized by the two levels of finance in the urban area.

New standard for calculation and issuance of benefits: no longer only rely on personal accounts to accumulate The benefits enjoyed by insured farmers are composed of two parts: personal account pension and basic pension. The standard of personal account pension calculation and payment shall be determined according to the total amount accumulated in the personal account (individual payment and collective subsidy) and the number of months of calculation and issuance of the personal account of the urban basic pension insurance by the state; At the same time, the basic pension was newly increased, which was 280 yuan per person per month.

Compared with the original system, the method of pension mainly relying on personal account accumulation has been changed, so that farmers can indeed get basic security for the future pension. It is understood that the basic pension also has a growth mechanism, which will be gradually adjusted with social and economic development. Payment method is new:

The new rural old-age insurance system implements flexible payment standards, and the minimum payment standard is 10 of the per capita net income of farmers in the district and county in the previous year. The part above the minimum payment standard can be voluntarily chosen by the farmers according to their affordability, and the more they pay, the more they get. "This means that there is no cap on the standard of contributions.

The flexible payment standard takes into account the affordability and different needs of farmers in the suburbs and suburbs. Compared with the original system, the threshold for the payment standard of older farmers will be greatly reduced. Qualified personnel can choose to pay at a high standard, so that it is easy to connect with urban pension insurance after transferring.

Establish a new channel for urban-rural linkage: Convertible years of urban pension insurance The new rural old-age insurance system stipulates that when farmers become urban residents to participate in urban basic old-age insurance, the payment of agricultural insurance can be converted into the payment period according to the corresponding annual urban basic old-age insurance payment. Migrant workers who participate in the pension insurance for urban workers who do not meet the conditions for receiving monthly when they reach the age of receiving can transfer the funds to the agricultural insurance agency according to the policy of one-time treatment, establish a personal account for agricultural insurance, and enjoy treatment in accordance with the provisions of agricultural insurance.

If the army has applied for social security for you, it should be possible to connect it.

Legal analysis: The new rural social endowment insurance (referred to as the new rural insurance) is a social endowment insurance system implemented by the first organization for the purpose of ensuring the basic life of rural residents in old age, and is an important part of the national social insurance system.

Legal basis: Social Insurance Law of the People's Republic of China

Article 1: This Law is formulated on the basis of the Constitution so as to regulate social insurance relations, to preserve the lawful rights and interests of citizens to participate in social insurance and enjoy social insurance benefits, to enable citizens to share the fruits of development, and to promote social harmony and stability.

Article 2: The State shall establish social insurance systems such as basic endowment insurance, basic medical insurance, work-related injury insurance, unemployment insurance, and maternity insurance, to protect citizens' right to receive material assistance from the State and society in accordance with law in the event of old age, illness, work-related injury, unemployment, childbirth, and so forth.

1. What is the new rural insurance?

1. The new rural insurance is a new type of rural social endowment insurance, referred to as "new rural insurance", which is another major policy to benefit the people after the abolition of agricultural tax, agricultural direct subsidy, new rural cooperative medical care and other policies. Adopt a combination of individual payment, collective subsidy and subsidy, of which the first finance will subsidize the local government, and will directly subsidize the farmers.

2. Legal basis: Article 20 of the Social Insurance Law of the People's Republic of China.

The State shall establish and improve a new type of rural social endowment insurance system. The new rural social endowment insurance implements a combination of individual contributions, collective subsidies and subsidies.

Article 21.

The new rural social endowment insurance benefits are composed of basic pensions and personal account pensions. Rural residents who participate in the new rural social endowment insurance and meet the conditions stipulated by the state shall receive the benefits of the new rural social endowment insurance on a monthly basis.

Second, what is the new rural insurance and how to handle it.

1. It must be a rural household registration and be in the pilot area. Apply at the Rural Pension Insurance Management Center where the household registration is located, and the procedures include ID card, household registration booklet, premium, etc. As a rural area, you can participate in the new rural endowment insurance in the pilot area, and its payment is based on the net income of local farmers last year, divided into 5 grades, 100 yuan, 200 yuan, 300 yuan, 400 yuan, 500 yuan, in principle, it is more to pay, and the more you can receive in the future;

2. Rural endowment insurance needs to be paid for a minimum of 15 years. If the payment period is less than 15 years, you can apply for supplementary payment. At the same time, the state also stipulates retirement benefits, and the retirement age is unified as:

At the age of 60, monthly payment for life. It is also carried out according to the principle of paying more and getting less, which is only a pension subsidy, and it also needs to take other ways, such as commercial pension insurance to assist in solving the pension problem.

The new rural insurance refers to the new rural social endowment insurance (referred to as the new rural insurance), which is a social endowment insurance system organized and implemented by the first organization for the purpose of ensuring the basic life of rural residents when they are old, and is an important part of the national social insurance system.

The pension treatment is combined with social co-ordination and personal accounts, and is matched with other social security policies and measures such as family pension, land security, and social assistance, and a financing model combining individual payment, collective subsidy and subsidy is established.

Endowment insurance, the full name of social basic endowment insurance, is a social insurance system established by the state and society in accordance with certain laws and regulations to solve the basic life of workers after reaching the working age limit for releasing labor obligations stipulated by the state, or after retiring from labor positions due to old age.

Endowment insurance is an important part of the social security system and one of the most important types of social insurance. The purpose of endowment insurance is to ensure the basic living needs of the elderly and provide them with a stable and reliable life**.

Legal basis

Social Insurance Law of the People's Republic of China

Article 10 Employees shall participate in the basic endowment insurance, and the employer and the employee shall jointly pay the basic endowment insurance premiums.

Individually-owned businesses without employees, part-time employees who have not participated in the basic pension insurance at the employer, and other flexibly employed persons may participate in the basic pension insurance, and the basic pension insurance premiums shall be paid by the individual.

The method of pension insurance for civil servants and staff managed with reference to the Civil Servants Law shall be prescribed by ***. Article 11 The basic endowment insurance shall be combined with social pooling and personal accounts.

The basic endowment insurance is composed of employer and individual contributions, as well as subsidies. Article 12 The employer shall pay the basic endowment insurance premiums in accordance with the proportion of the total wages of its employees stipulated by the state, which shall be credited to the basic endowment insurance pool.

Employees shall pay basic pension insurance premiums in accordance with the proportion of their wages stipulated by the state, which shall be credited to their personal accounts.

Individually-owned businesses without employees, part-time employees who have not participated in the basic pension insurance in the employer, and other flexibly employed persons who participate in the basic pension insurance shall pay the basic pension insurance premiums in accordance with the provisions of the state, which shall be credited to the basic pension insurance co-ordination and personal accounts respectively.

The new type of rural social endowment insurance (referred to as the new rural insurance) is an important part of the national social insurance system for the purpose of ensuring the basic life of rural residents in old age.