Can I pay medical insurance if I owe money to the bank, and will the money I owe to the bank affect

Updated on Financial 2024-08-08
9 answers
  1. Anonymous users2024-02-15

    Medical insurance has nothing to do with bank arrears, and it is recommended to pay off bank arrears as soon as possible.

    Consequences of overdue banks:

    1. Overdue interest and late fees;

    If you do not repay the installment, the customer will incur a late fee, at present, each company is different, generally overdue for more than 10 days will produce a high amount of late fees, compound interest calculated on a monthly basis, thousands of yuan in arrears, less than a few days will produce hundreds of yuan of late fees, the longer the interest will be.

    2. It will cause personal credit stains.

    How important is personal credit history, as long as you have applied for installments or applied for loans, once your credit history is stained, it will be difficult to handle it again, this is not the most troublesome, the worst thing is that if you want to buy a house in the future, the loan amount of the mortgage with a credit stain is less than that of others, and the interest rate is higher than that of others.

    3. The bank will collect and may face criminal problems.

  2. Anonymous users2024-02-14

    Money owed to the bank cannot be used to pay for health insurance.

    Details:1China's health insurance system is a social insurance system that aims to provide basic medical protection for insured people and raise funds through individual and unit contributions.

    2.Owed money to the bank refers to an individual or entity that fails to repay a loan or credit card debt from the bank on time.

    3.Medical insurance** is paid by the insured person and the unit, and can only be used to pay for medical expenses, and cannot be used to repay personal loans.

    4.Owing money to the bank does not affect an individual's or organization's eligibility for health insurance, but it does not allow you to use health insurance** to pay off your debts.

    Summary: Money owed to the bank cannot be used to pay for medical insurance. Medicare** is primarily used to pay for medical expenses, not to repay personal loans. Regardless of whether you owe money to the bank or not, as long as the insured person and the unit pay the medical insurance premiums on time, you can enjoy medical insurance.

    Extended information: In addition to medical insurance, money owed to the bank cannot be used to pay for other social insurance expenses, such as pension insurance, unemployment insurance, etc. These insurance premiums are generally paid by individuals and units according to the prescribed proportion of salary income or profits, and cannot be replaced by arrears.

    Therefore, regardless of whether they owe money to the bank or not, individuals and units still need to fulfill their obligations to pay social insurance premiums on time.

    In addition, if an individual or unit defaults on bank loans for a long time, it may lead to poor credit records, which in turn will affect the credit evaluation of individuals or units, and adversely affect future loans and credit. Therefore, it is very important to repay bank loans on time while maintaining good credit.

    The above is about whether you can pay medical insurance if you owe money to the bank, I hope it will help you.

  3. Anonymous users2024-02-13

    Legal Analysis: Owing money to the bank will not affect social security. Endowment insurance is a type of social insurance, and the purchase of social insurance is not among the consumption items restricted by judgment defaulters.

    Social insurance is a social and economic system that provides income or compensation to people who are incapacitated, temporarily unemployed, or have lost their jobs due to health reasons. The main items of social insurance include endowment insurance, medical insurance, unemployment insurance, work-related injury insurance, and maternity insurance.

    Legal basis: Article 243 of the Civil Procedure Law of the People's Republic of China: If the person subject to enforcement fails to perform the obligations determined by the legal document in accordance with the enforcement notice, the people's court has the right to withhold the nuclear cherry blossoms and withdraw the part of the income that the person subject to enforcement shall perform the obligations. However, the necessary living expenses of the person subject to enforcement and the family members they support shall be retained before the confession.

    When a people's court withholds or withdraws income, it shall make a ruling and issue a notice of assistance in enforcement, which must be handled by the unit to which the person subject to enforcement, banks, credit cooperatives, and other units with savings operations belong.

  4. Anonymous users2024-02-12

    Legal Analysis: Owing money to the bank will not affect social security contributions. The payment of social security is a tripartite agreement signed with the bank and the social security bureau, which generally has no impact on bank debts.

    According to the relevant laws and regulations, the employer shall declare and pay the social insurance premiums on time and in full, and shall not defer or reduce the payment except for force majeure and other statutory reasons. The employer shall withhold and pay the social insurance premiums that the employee shall pay, and the employer shall inform the employee of the details of the social insurance premiums paid on a monthly basis.

    Legal basis: Article 60 of the Social Insurance Law of the People's Republic of China An employer shall declare and pay social insurance premiums in full and on time, and shall not defer or reduce or reduce the payment unless due to force majeure or other statutory reasons. The social insurance premiums to be paid by the employee shall be withheld and paid by the employer, and the employer shall inform the employee of the details of the payment of social insurance premiums on a monthly basis.

    Individually-owned businesses without employees, part-time employees who do not participate in social insurance at the employer, and other flexibly employed persons may directly pay social insurance premiums to the social insurance premium collection agency.

  5. Anonymous users2024-02-11

    will be deducted. If you have an ABC credit card.

    If you have overdue bills and have not paid them off, then as long as you cooperate and use the bank card of the Agricultural Bank of China, it is very likely that the credit card overdue that will be directly deducted has nothing to do with the social security card, after all, the overdue credit card affects the personal credit record, but the social security will not check the credit, as long as the social security conditions are met, and the money to pay social security can be handled, and the social security can be received by paying the social security card. The social security card has two accounts, namely the financial account and the social security account, the financial account can deposit money and withdraw cash, and the balance of the social security account cannot be withdrawn.

    Settlement fees. Criminal Law of the People's Republic of China.

    Article 196: In any of the following circumstances, credit card fraud is carried out.

    Where the amount is larger than the stocking sales, a sentence of up to five years imprisonment or short-term detention and a concurrent fine of between 20,000 and 200,000 RMB is to be given, and where the amount is huge or there are other serious circumstances, a sentence of between five and ten years imprisonment and a concurrent fine of between 50,000 and 500,000 RMB is to be given, and where the amount is especially huge or there are other especially serious circumstances, a sentence of 10 or more years imprisonment or life imprisonment is to be given.

    A fine of between 50,000 and 500,000 RMB or confiscation of property is to be given, 1) the use of a forged credit card, or the use of a credit card fraudulently obtained with false identification, 2) the use of an invalid credit card, 3) the fraudulent use of another person's credit card, and 4) a malicious overdraft. "Malicious overdraft" as used in the preceding paragraph refers to the conduct of a cardholder who overdraws beyond the prescribed limit or within the prescribed time limit for the purpose of illegal possession, and does not return it after being collected by the card-issuing bank. Those who steal credit cards and use them are to be convicted and punished in accordance with the provisions of article 264 of this law.

  6. Anonymous users2024-02-10

    Legal analysis: Medical insurance has nothing to do with bank arrears, but it is recommended to pay off bank arrears as soon as possible. If the bank is overdue, it will incur overdue interest and late payment, which will cause personal credit stains, and the bank will collect it, which may face criminal problems.

    Legal basis: "Law of the People's Republic of China on Social Association Insurance" Article 2 The State shall establish social insurance systems such as basic endowment insurance, basic medical insurance, work-related injury insurance, unemployment insurance, and maternity insurance, to protect citizens' right to interfere with the right to obtain material assistance from the State and society in accordance with the law in the event of old age, illness, work-related injury, unemployment, childbirth, etc.

  7. Anonymous users2024-02-09

    Legal basis: Article 4 of the Social Insurance Law of the People's Republic of China Employers and individuals within the territory of the People's Republic of China who pay social insurance premiums in accordance with the law have the right to inquire about payment records and personal rights and interests records, and request social insurance agencies to provide social insurance consultation and other related services.

    Individuals enjoy social insurance benefits in accordance with the law, and have the right to supervise their own units' contributions for them.

  8. Anonymous users2024-02-08

    Legal analysis: social security can be paid, and social security is not linked to the bank's credit system.

    Legal basis: Social Insurance Law of the People's Republic of China

    Article 1: This Law is formulated on the basis of the Constitution so as to regulate social insurance relations, to preserve the lawful rights and interests of citizens to participate in social insurance and enjoy social insurance benefits, to enable citizens to share the fruits of development, and to promote social harmony and stability.

    Article 2 The State shall establish social insurance systems such as basic endowment insurance, basic medical insurance, work-related injury insurance, unemployment insurance, and maternity insurance, to protect citizens' right to receive material assistance from the State and society in accordance with law in the event of old age, illness, work-related injury, unemployment, childbirth, etc.

    Article 3 The social insurance system adheres to the principle of wide coverage, basic protection, multi-level and sustainability, and the level of social insurance shall be commensurate with the level of development of the Economic and Social Society.

  9. Anonymous users2024-02-07

    Summary. Dear Hello <>

    I've been waiting for a long time, thank you for your patience, I will answer for you now, and the arrears may have an impact on medical insurance. Although the overdue bank loan will not affect the borrower's social security and medical insurance payment, because these are two different things, as long as the labor contract is signed with the unit, the social security can be paid normally. However, if it becomes a laid-back, and the person subject to enforcement is a retired employee, the pension issued by the social security institution to the person subject to enforcement can be executed, which means that the loan is not repaid and becomes a laid-back, which does not affect the payment of social security, but may affect the receipt of the pension.

    Does not repay the money owed to the bank have an impact on medical insurance?

    Dear Hello <>

    I've been waiting for a long time, thank you for your patience, I will answer for you now, and the money owed to the bank may not have an impact on medical insurance. Although the overdue bank loan will not affect the borrower's social security and medical insurance payment, because these are two different things, as long as the labor contract is signed with the unit, the social security can be paid normally. However, if the person subject to enforcement is a retired employee, the pension issued by the social security institution to the person subject to enforcement can be enforced, which means that the loan will not be repaid and will become a lai, which will not affect the payment of social security, but may affect the receipt of the pension.

    <> pro

    The consequences of overdue bank loans will become more and more serious with the extension of the overdue time, and if you are able to repay the loan after being sued, Huipi will be enforced by the court, after all, it is natural to repay the debt, and it is controlled by the law.

    Bank loans and credit cards are overdue, will the medical insurance reimbursement be deducted from the social security card, thank you.

    <> pro

    This situation depends on whether the court has made an enforcement order against you. If at present, your other bank card deposits will be directly swept away, then the social security card will also be swept away.

    Count, then you are now on the list of dishonest.

    That means it will be deducted by the bank, right? Is there any other way not to be deducted?

    <> pro

    Yes, it will be crossed out. You will not be able to resolve the issue until you have settled the amount that the award requires you to repay.

    How to check the amount of reimbursement awarded?

    Filial piety <>

    If you apply for enforcement through someone else, then the court will give you a copy of the ruling. The specific amount of repayment and other provisions are listed in the draft ruling.

    Can you find it on the credit report?

    It is not found on the credit report, and it is <>

    Why are you so sloppy, I don't know how you became a dishonest person.

    It's my family.

    <> pro

    Whether it is your relatives or friends, if you apply for enforcement, you need the court to submit for enforcement.

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The police generally don't care, and if you have an IOU, go to the court to sue. There is no IOU, try to record a recording of him admitting to borrowing when he hits **.

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Can't take it out, because the bank goes bankrupt and there is no money to give to those who deposit.