What is the difference between labor insurance fund and social insurance in construction projects?

The general process for mainland customers to purchase insurance in Hong Kong is as follows:1You can first communicate with the company's financial advisor, and note that it is a real financial advisor registered with the Hong Kong Insurance Regulatory Commission.

After communication and understanding of the situation, the financial consultant will issue a plan, and then exchange views with the customer, explain the plan, and if necessary, modify the plan according to the customer's feedback and needs, and finalize it. 2.Once you have decided on your plan, you can arrange a time to make an appointment with your financial advisor to sign your plan in Hong Kong.

Apply for a Hong Kong and Macao Permit to Hong Kong. Please note that any insurance outside of Hong Kong** and contracted insurance is called an "underground policy" and is not protected by law, please be sure to go to Hong Kong to sign up in person; 3.After arriving at the company, I will fill in the application information that needs to be submitted with the financial consultant in the company, and then...

Social insurance refers to the system in which workers and their families receive certain material assistance from the state or society in the event of old age, illness, work-related injury, unemployment, childbirth, etc. Labor insurance refers to a guarantee system in which workers receive material assistance from the state, society and their units when they lose their ability to work or are unable to work or temporarily interrupt their work due to other reasons. There are the following differences between social insurance and labor insurance:

1) The historical background of the two is different. Social insurance is an important part of the establishment and improvement of the socialist market economic system. The implementation of social insurance is to break the restrictions of ownership, region, and industry.

The establishment of this insurance system is aimed at the implementation of the whole society, and has the characteristics of compulsory, universal, mutual aid, welfare and sociality. Labor insurance is a system formed under the planning system, the premise is that the insurance is based on the public ownership of the enterprise (employer), the enterprise will not go bankrupt, and the labor insurance of the worker will always be guaranteed. (2) The scope of implementation of the two is different.

Social insurance is mainly attended not only by employees but also by their family members, while labor insurance is limited to the employees themselves. In terms of the geographical area of implementation, the social insurance system that is required to be implemented by the whole society is no longer fixed in one enterprise as in the past, but is an insurance system implemented in the whole society, and the content of social insurance is much richer than that of labor insurance. (3) The collection, management and enjoyment of insurance benefits are different.

The social insurance system adopts a socialized approach, which is generally a dynamic cycle, while labor insurance is organized and handled by various employers.

Legal Analysis:1The social insurance premiums for construction projects shall be paid by the construction unit.

2.The social security fee of the construction project is a part of the project cost, which is the cost of social security such as endowment insurance, medical insurance, unemployment insurance, work-related injury insurance and maternity insurance for employees.

Legal basis: Social Insurance Law of the People's Republic of China Article 58 An employer shall, within 30 days from the date of employment, apply to the social insurance agency for social insurance registration for its employees. If a person fails to register for social insurance, the social insurance agency shall verify the social insurance premiums that should be paid.

Individually-owned businesses without employees who voluntarily participate in social insurance, part-time employees who do not participate in social insurance at the employer, and other flexibly employed persons shall apply to the social insurance agency for social insurance registration.

The State shall establish a nationwide unified personal social security number. An individual's social security number is a citizenship number.

Legal Analysis:1The social insurance premiums for construction projects shall be paid by the construction unit.

2.The social security fee of the construction project is a component of the project cost, and it is the cost of the enterprise to pay the social security of the employees such as endowment insurance, medical insurance, unemployment insurance, work-related injury insurance and maternity insurance.

Legal basis: Social Insurance Law of the People's Republic of China Article 58 An employer shall, within 30 days from the date of employment, apply to the social insurance agency for social insurance registration for its employees. If they fail to register for social insurance, the social insurance agency shall verify and approve the social insurance premiums they should pay.

Individually-owned businesses without employees who voluntarily participate in social insurance, part-time crackers who do not participate in social insurance at the employer, and other flexibly employed persons shall apply to the social insurance agency for social insurance registration.

The State shall establish a nationwide unified personal social security number. An individual's social security number is a citizenship number.

Legal analysis: The social insurance premium in the construction and installation project cost should be calculated on the basis of the fixed labor cost.

Legal basis: Construction Law of the People's Republic of China

Article 10 If the construction of a construction project under construction is suspended for any reason, the construction unit shall, within one month from the date of suspension of construction, report to the issuing authority, and do a good job in the maintenance and management of the construction project in accordance with the regulations.

When the construction project resumes construction, it shall be reported to the issuing authority; Before the resumption of construction of the project that has been suspended for one year, the construction unit shall report to the issuing authority for verification of the construction permit.

Article 11 In accordance with the relevant provisions of the State Council for the approval of the commencement of construction of the construction project, for any reason can not start on time or suspend the construction, shall be reported to the approval authority in a timely manner. If for some reason it is not possible to start construction on time for more than six months, the approval procedures for the commencement report shall be re-handled.