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Nanjing residential elevators have achieved insurance coverage. The insurance company said that during the insurance period, if the passenger who has been insured with elevator safety liability insurance stays in the car for more than 30 minutes and less than one hour due to elevator failure, the compensation limit per person is 200 yuan per time; If the stay time exceeds one hour, the compensation limit is 400 yuan per person. Some netizens said that they would rather not have this compensation than be trapped in the elevator, and life safety is more important.
Netizens hotly discussed the types of trapped risks, and netizens expressed their opinions and expressed different opinions. Many netizens said,Now that the high-rise buildings are being covered more and more, the frequency of elevator failures is also increasing. In this case, the trapped risk species naturally came into being.
But can this insurance really soothe the hearts of those who are trapped? Some trapped netizens said, 200 yuan? I'm afraid to give me 20,000, and I don't want to suffer an accident of being trapped in an elevator.
That's truePeople are relatively very resistant to confined spaces, let alone staying in this confined space for half an hour. When people are trapped, they instinctively try to get out of the predicament, not think about anything else. Therefore, the 200 yuan and 400 yuan, many netizens said that they were very chicken, and they didn't understand the meaning of such insurance?
Being trapped in the elevator is mostly a triviality! But once it becomes a big deal, no amount of compensation will help.
ClaimsIn addition to questioning the type of trapped insurance, many netizens said how to claim? Trapped in the elevator, it is obvious that you can't report insurance, so how to calculate the time, whose calculation is the effective time value. Many netizens said that the claim may also hide a lot of mysteries.
If it is calculated from being trapped in the elevator, then, when the rescuers arrive and rescue the trapped people, most of the time will be about 35 minutes.
If you are trapped in the elevator for 30 minutes, you can get 200 yuan, in my opinion, if you want to make a claim, you must naturally calculate the trapped time, and if the insurance company admits the trapped time.
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I think this should depend on what the work of the person trapped in it is, how much damage he has caused by being trapped inside, and how much money to pay according to this standard.
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It should be reported in a timely manner, and it should also be defended through legal means, and the corresponding compensation should be claimed.
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First of all, you should report the other party's behavior, and then ask the other party to make a series of compensation for your mental losses and other aspects, and you must also be clear about a series of harms involved.
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This should be based on the physical condition and psychological condition of the person trapped in the elevator to claim, some people have very poor physical fitness, and there will be suffocation when locked in the elevator.
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You should find the property in the community, tell him what kind of damage the trapped elevator has caused you, and protect your rights and interests properly.
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According to the "Regulations on the Safety Supervision of Special Equipment", the property company must be present to open the car door and release the elevator within half an hour of receiving the elevator pass, if the person is not repaired in time, it is not within the scope of the half-hour time limit. The elevator car is still safe, don't worry, wait quietly for rescue after repair, pay attention to the height difference between inside and outside the elevator door, the staff of the property company shall not open the elevator door without the elevator operation certificate and release people, the person who is closed shall not pick up the door without authorization and try to come out, if the elevator is between the floors, people will fall into the elevator shaft caused by **, the elevator sinks to the bottom and the top does not panic, people stick to the car wall, and it is safer to stand on tiptoe. The property management company shall not be liable for compensation if it arrives at the scene at the specified time.
According to the regulations on the use of elevators, if the elevator fails, it should be lifted within 30 minutes, so the elevator can be trapped for more than 30 minutes to claim compensation from the property. In judicial practice, under special circumstances, if the elevator has a serious failure and it is difficult to complete the maintenance within 30 minutes, the property management company shall notify and publicize it to avoid losses to personnel. If in the community, the management of the elevator in the community is transferred to the property, and the property cannot have professional and technical personnel such as elevators, the elevator belongs to special public facilities and equipment, and the property company will invite relevant inspectors to conduct regular annual inspections every year; However, there will also be some unexpected events (such as elevator power outages, including backup power, personnel overload, etc.), if this happens, the property company has the obligation to cooperate with the owner to find relevant personnel to be responsible for maintenance and processing.
Legal basis: Article 1165 of the Civil Code of the People's Republic of China: Where an actor infringes upon the civil rights and interests of others due to fault and causes harm, he shall bear tort liability. Where it is presumed that the actor is at fault in accordance with the provisions of law, and he cannot prove that he is not at fault, he shall bear tort liability.
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