How to check if the vehicle has insurance, how to check which insurance the vehicle has bought?

By going to the insurance company's counter to inquire, this is the most direct and effective way to inquire about vehicle insurance information.

Vehicle insurance, i.e., motor vehicle insurance, abbreviated as car insurance, is also known as car insurance.

It refers to a kind of commercial insurance that is liable for personal ** or property damage caused by natural disasters or accidents of motor vehicles.

Car insurance is a kind of property insurance, in the field of property insurance, car insurance belongs to a relatively young type of insurance, which is due to the emergence and popularization of car insurance is born and developed with the emergence and popularization of automobiles.

At the same time, unlike modern motor vehicle insurance, in the initial stage of automobile insurance, the third-party liability insurance of the car is the main insurance, and gradually extended to the risk of collision damage of the car body.

Motor vehicle insurance, also known as "car insurance", is a kind of transportation insurance that takes the motor vehicle itself and its third-party liability as the insurance mark. Its insurance customers are mainly corporate bodies and individuals with various motor vehicles; The subject matter of its insurance is mainly various types of automobiles.

How to check the insurance company and policy number:

1. Inquire through the network.

Now that the Internet has become ubiquitous, many things are done through the Internet. Nowadays, many people have inquired about the content of auto insurance through the Internet, such as Rainforest Car Search, you only need to open WeChat and search for the applet: Rainforest Car Search, you can know the name of the insured company of the vehicle, the premium of compulsory traffic insurance, the premium of commercial insurance, the policy number of compulsory traffic insurance, the policy number of commercial insurance, the name of the insurance and so on.

Online inquiries can save a lot of time and energy for car owners, so that car owners can understand questions about car insurance without leaving home. Enter your own vehicle information, you can quickly see all types of vehicle insurance costs, so that people can understand their strong insurance content in detail.

2. Inquire through **.

Not only can you check the details of all vehicle insurance, but you can also buy insurance, which is a method that many people use nowadays. Since some insurance companies sell vehicle insurance directly, insurance companies sell many insurances. It is quite convenient and fast to insure your car and inquire about vehicle insurance through **.

Nowadays, many insurance companies have this kind of service, and this service method of Ping An Insurance Company is very popular with people now.

3. Check by going to the staff of the insurance company.

This is the most direct and effective way to inquire about the details of vehicle insurance. This allows for better communication with the insurance company's staff, allowing the owner of the vehicle to be more thoroughly aware of all aspects of the vehicle.

The full name of compulsory traffic insurance is "compulsory insurance for motor vehicle traffic accident liability", which is a compulsory liability insurance for the personal and property losses of the victims (excluding the vehicle personnel and the insured) caused by road traffic accidents caused by the insured motor vehicle within the liability limit.

Compulsory liability insurance is the first compulsory insurance system in China that is prescribed by national law. The premium is the implementation of the national unified charging standard, which is uniformly stipulated by the state, but the compulsory traffic insurance of different car models is also different, and the main influencing factor is the "number of car seats".

3. After entering the official website page, click on the policy inquiry indicated by the arrow.

4. After entering the policy inquiry interface, enter the relevant information, click on the query certification, and you can check what insurance you bought for your car.

How to check which insurance the vehicle has bought?

1. Look at the insurance policy.

If you want to know which insurance company your car is in, then the easiest way is to look at the policy, because the other party will definitely hand over the policy to us when we apply for insurance. It is either a paper policy or an electronic version of the policy, but no matter which one it is, there will be detailed information of the insurance company on it, and we can also clearly see which types of insurance we have insured on the policy.

2. Look at the compulsory traffic insurance sticker.

If you really can't find the policy, then we can also look at the compulsory insurance sticker, many people may not know what the compulsory insurance sticker is, this compulsory insurance sticker is a sticker we received after paying the insurance, but a sticker, generally pasted on the top right of their vehicle. This sticker is usually attached to the upper right side of the front glass in the car.

3. Ask the person or institution that did the insurance at that time.

If we can't find the policy, and the sticker of the compulsory traffic insurance is also damaged, and there is no way to check it, then we can contact the insurance officer or agency that helped us do the insurance at that time. If you buy car insurance from a 4S store, then we can learn about it through the sales staff of the 4S store, and they will generally have archived information about the relevant situation.

What types of car insurance are generally required?

In addition to car damage insurance, there are three types of car insurance that must be purchased. First of all, compulsory traffic insurance, which is compulsory to purchase insurance by the state, is used to protect the rights and interests of victims in traffic accidents. The second is the three-party insurance, which mainly protects the personal and property losses of the third party, and is a supplement to the compulsory traffic insurance, with a higher amount. Finally, there is no deductible insurance, as the name suggests, it is car insurance with no deductible and no deductible, and there is no out-of-pocket expenses after an accident.

Dear customers! I am Xiaojin Financial Consultant and have 1 year of experience in the financial industry. Since the answer is typed by hand, you need to type the answer while understanding your question, and the reply may be a little slower, so please wait patiently.

Big Red Flower] [Big Red Flower] [Big Red Flower] [Big Red Flower] [Big Red Flower] [Big Red Flower] [Big Red Flower] [Big Red Flower] [Big Red Flower] [Big Red Flower].

Dear customers! I am Xiaojin Financial Consultant and have 1 year of experience in the financial industry. Since the answer is typed by hand, you need to type the answer while understanding your question, and the reply may be a little slower, so please wait patiently.

Big Red Flower] [Big Red Flower] [Big Red Flower] [Big Red Flower] [Big Red Flower] [Big Red Flower] [Big Red Flower] [Big Red Flower] [Big Red Flower] [Big Red Flower].

Questions. Hello, how to inquire about the loss of the commercial insurance policy under the consultation?

Hello, how to inquire about the loss of the commercial insurance policy under the consultation?

Questions. Okay, thanks. Okay, thanks.

Check the insurance policy: The car owner can identify the insurance company according to the words on the relevant policy and documents at the time of application; **Inquiry: The owner logs in to the official website of the insurance company and enters the license plate number, ID number and other information as prompted; **Inquiry:

Call the traffic control office** or call the insurance service**, enter the relevant information according to the prompts or select manual customer service inquiry.

1.Insurance has the function of guarantee, insurance can do asset preservation, into education, but also do pension planning and have the function of compulsory savings, insurance can also be a liability carrier, coordination lever and so on.

2.There are two main types of car insurance, namely vehicle damage insurance and third-party liability insurance. There are nine types of additional insurance:

In addition, there are nine types of additional insurance: on-board personnel liability insurance, on-board cargo liability insurance, theft insurance, glass breakage insurance, parking loss insurance, spontaneous combustion loss insurance, body scratch loss insurance, no-fault liability insurance, and deductible special contract.

3.Precautions for buying insurance: Find a big brand insurance company, safety and security; Follow the ** person to handle it; Fully insured to avoid over-insuring or duplicating insurance.

Choose the right type of insurance according to your needs; Be sure to have an annual inspection on time, and if you don't have an annual inspection, you can buy insurance in vain. If you lose it in the paid parking lot, you will not be compensated, and the owner of the car will keep the receipt of the parking fee.

"I forgot what insurance I had, how can I find out what policies I bought in the past? ”

I forgot that this was the first time my friends had asked me.

However, there are quite a lot of friends who have this problem. After all, it is really difficult to put together the policies of insurance bought from different insurance companies so that they can be viewed at any time.

Today, I will share 3 ways to quickly and easily check which policies you have purchased under your name.

Click "Service" - Policy Inquiry "- Real-name Registration + Face Recognition", and then you can check which insurance you have bought.

Security: "China Insurance Know-it-all" is operated by the Insurance Association of China, the official platform, which is safe and reliable.

Life insurance, car insurance, and investment insurance can all be inquired.

Security: "Jinshitong" is produced by China Banking and Insurance Information Technology Management, the official platform, and the data authority.

1. You can only check the policy in the name of the policyholder. For example, if your family buys it yourself or your family buys it for you, you need your family to check it by themselves.

2. If you don't buy an insurance policy with your ID card, you can't find it.

3. Face recognition binding is required for the first operation, and it cannot be found if a family member is in a coma or dies suddenly.

4. For newly purchased policies, you can only inquire after 1 day.

5. Some of the policies I bought in the early days have not yet been electronically policyd, and I can't find them.

If you want to know the specific coverage content of a certain policy, we can also search and query the insurance company's *** official website app, and after verifying and binding personal information, you can query the specific policy, which has detailed terms and conditions.

Of course, these clauses are not only long, but also really obscure, after all, they are all legal provisions and pathologies, and it is not easy to understand.

At this time, you can find a professional insurance broker around you to help, such as: me. Take a screenshot of the basic information, which can give you a detailed and understandable explanation.

There is one more case. It is the above-mentioned "family member who fell into a coma or died suddenly".

At this time, if you don't know what insurance you have bought, it is really difficult to check.

Then, you can also try to search for keywords such as "birthday", "insurance", and "payment" in the mobile phone text messages of your family members, check which insurance companies have sent text messages in the past, and then call the customer service of the insurance company ** to inquire.

It is highly recommended here: what insurance you have bought, be sure to tell your loved ones or trusted people.

Finally, I have to mention that if you want to get rid of the above troubles, it is better to find an insurance broker near you to try "policy review" and "policy escrow", and let a professional person act as your personal family risk steward.

He will help you sort out all the policies of your whole family, and help you make a "policy review form" for all of them, so that what insurance has been bought, what content is covered, and one click to contact the insurance broker in case of insurance, which is clear and clear. For example: me. Hahaha

Regarding the importance of "policy review", I mentioned it in a previous tweet, if you are interested, you can click to buy insurance, and you must have protection?

What if I don't know which company's insurance I bought for my vehicle? You can find any insurance company to insure, provide a driving license and ID card, the other party can query out the previous year's insurance company, which is currently all insurance companies will unify the data on the data platform led by the Insurance Regulatory Commission, through the insurance query, you can automatically bring out the previous year's insurance information.

The way to check car insurance is:1. Through the web query, you can log in to the official ** of the vehicle insurance company, find the query entrance, enter your personal information and the basic information of the vehicle, and soon be able to query the relevant information;

The main ways to inquire about car insurance are:

1. Inquire through the Internet.

Operating environment: brand model: iphone13

Second, through the ** query. Through the insurance company**, you can not only check the details of the vehicle insurance, but also purchase insurance.

3. Check by going to the staff of the insurance company. This is the most direct and effective way to inquire about vehicle insurance. It can also allow the owner to better understand the situation of the vehicle.

Extended information] 1. What are the 4 insurances that must be purchased for vehicles?

1.Compulsory traffic insurance: you must buy, dare not buy, do not buy can not be licensed.

2.Three-party insurance: This is commercial auto insurance, the three-party insurance has been reformed, from the maximum compensation of 5 million to the maximum of 10 million, the main principle is the same as the compulsory traffic insurance, they are not to protect themselves, to protect others.

3.Car damage insurance: 7 additional insurances, such as full car theft insurance, glass breakage insurance, and spontaneous combustion insurance, are added to the car damage insurance, and this type of insurance is to compensate for yourself.

4.Seat insurance for people on the bus: commonly known as seat insurance, to protect the driver and the personnel of the car, if injured in an accident, there can be compensation. This type of insurance protects your own side, which is of course very important. It is also a must-buy.

2. Precautions for purchasing car insurance.

1.Pay attention to the terms of insurance, especially the insurance liability and exclusion insurance liability, which is the insurance under what circumstances can be compensated, and if these circumstances are not met, the insurance company is not responsible for compensation; What are the circumstances of exclusion that are not compensated, it is recommended to read them carefully before purchasing to avoid disputes. For example, if you only insure third-party liability insurance, the personnel on the car cannot be compensated, but the personnel on the car liability insurance can protect the personnel on the car; For example, if you only insure car damage insurance, if the tires of the car are damaged, the car damage insurance cannot be compensated, but the wheel loss insurance alone can be compensated.

Therefore, you must pay attention to the terms before buying, and figure out what you pay and what you don't pay to avoid disputes.

2.Pay attention to the combination of car insurance purchases.

The main insurance of commercial auto insurance is divided into car damage insurance, three-party insurance, vehicle personnel liability insurance, and other additional insurances, which can only be insured after the main insurance, such as car damage insurance, only to invest in wheel separate loss insurance, body scratch loss insurance, etc. When purchasing, it should be noted that whether it is a new car or an old car, the insurance amount of the three must be fully purchased. If you are a new car or not very skilled in driving, it is recommended to choose a more comprehensive insurance type as much as possible.

Car damage insurance is recommended to be purchased by car owners, because after the comprehensive reform of car insurance, the liability is wider and cost-effective.

3.Be sure to remember the renewal time to avoid losing your coverage after the policy is released.

When buying car insurance, be sure to keep in mind when your policy will expire and renew it before it expires. If you forget to renew your policy, the insurance company will not be responsible for any accidents during this period. However, if you go on the road without compulsory traffic insurance, it violates the provisions of the "Road Traffic Safety Law", and if it is found, you will have to deduct both money and car.