Is China Land Insurance reliable? How about China Continent Insurance

Reliable is reliable, but if you are a car owner, Dadi car insurance is relatively mediocre for you. In terms of service, it is not as good as Ping An and PICC, and there is no AXA Tianping in terms of **.

Preferential. If you choose to work, then the land is not as good as peace in terms of treatment, but the pressure of peace is relatively large.

Further information: Insurance is (market economy.

conditions) risk management.

It is an important pillar of the financial system and the social security system, and it is also an act of paying insurance money to the insured when the conditions of the contract are met (when the contract stipulates that the accident may occur and the property loss caused by its occurrence is liable for the insurance money, or when the insured dies, is disabled, sick or reaches the age and time limit agreed in the contract).

Insurance, economically, is a financial arrangement for apportioning accident losses, legally it is a contractual act in which one party agrees to compensate the other party's losses, socially it is an integral part of the social and economic security system, and risk management is the basic method.

Function. 1. There must be risks in insurance. The purpose of establishing an insurance system is to deal with the occurrence of specific dangerous accidents, and there is no insurance if there is no risk. In order to apply the principle of large numbers.

Risks that may benefit are not covered by insurance, hence commercial insurance.

Institutions generally do not cover such risks.

2. Insurance must provide financial compensation for losses caused by dangerous accidents.

The so-called economic compensation means that this compensation is not to restore the destroyed original thing, nor to compensate in kind, but to make monetary compensation.

Therefore, the loss caused by the accident must be economically valuable. in personal insurance.

The death and disability of a person will lead to the loss of labor, so that the income of an individual or his family will decrease and the expenses will increase, so life insurance is to use economic compensation or payment to make up for this increased economic burden, not to ensure that people recover the lost labor force or life.

3. Insurance must have a mutual aid relationship. The insurance system is a method of spreading losses among many units to reduce the losses of disaster-stricken units. Through insurance, the policyholder pays the insurance premium together, establishes the insurance compensation**, and obtains the protection together.

4. The contribution of the insurance must be reasonable. The compensation of the insurance** is shared by the person participating in the insurance, and in order to make the burden fair and reasonable for everyone, it is necessary to calculate the contribution scientifically.

China Continent Insurance is reliable, next, senior sister has a good introduction.

If you want to directly understand the product level of China Dadi Insurance, you can read this review: Don't miss the details of Dadi Multiple Payment Critical Illness Insurance 2022!

Founded in October 2003, China Continent Insurance Co., Ltd. is a national property insurance company approved by the China Insurance Regulatory Commission, and the only property insurance direct insurance company under China Reinsurance (Group) Co., Ltd.

The asset strength of this insurance company is quite strong, with a registered capital of up to 100 million yuan; In 2021, the company achieved a premium income of 43.5 billion yuan, ranking sixth in the national property insurance industry in terms of business scale.

After years of development, China Continent Insurance has opened 39 branches, 1 business department, and a total of more than 2,100 institutions, and its business area basically covers the whole country.

Next, let's look at solvency, which is a measure of whether an insurance company has enough money to pay.

According to the solvency report for the third quarter of 2022 on the official website, the core solvency adequacy ratio is 255%, the comprehensive solvency adequacy ratio is 275%, and the latest comprehensive risk rating is A, reaching the passing line of the CBIRC.

If you want to know what level this belongs to, you can poke the list: the solvency ranking list of the most complete insurance companies in 2022!

Moreover, from 2014 to 2021, China Continent Insurance has received a "Financial Strength Rating" (FSR) and "A" Issuer Credit Rating (ICR) from A.M. Best Ratings for 8 consecutive years.

It can be seen that the solvency of China Continent Insurance is stable and the risk is controllable.

Reliable. Dadi Insurance is a property insurance company in China, with a certain scale and strength. Moreover, it is an insurance company approved by the CBIRC, and its daily operations are subject to the supervision and management of the CBIRC, and its safety is guaranteed.

If you are still worried that Dadi Insurance will be taken over due to poor management, this article has a detailed introduction to the takeover of the insurance company, you may wish to understand: The insurance company has been taken over, what should I do with the insurance I bought?

1. The strength of the company.

Founded in Shanghai on October 20, 2003, China Continent Insurance is a national property insurance company approved by the China Insurance Regulatory Commission and the only property insurance company under China Reinsurance (Group) Co., Ltd., with a registered capital of 100 million yuan.

In addition, China Continent Insurance has set up 39 branches, 1 business department, a total of more than 2,100 institutions, covering all provinces across the country, and more than 10,000 employees. In 2021, the company achieved a premium income of 43.5 billion yuan, ranking sixth in the national property insurance industry in terms of business scale.

From this point of view, China Continent Insurance's capital strength is very strong, and its business scale and industry status are also very good.

2. Solvency.

According to the solvency report of China Land Property Insurance Co., Ltd. in the third quarter of 2022, its core solvency adequacy ratio is 255%, and the comprehensive solvency adequacy ratio is 275%, and the results of the last two comprehensive risk ratings are as follows: The comprehensive risk rating result in the first quarter of 2022 is A.

It can be seen that the above indicators have far exceeded the standard line of the China Banking and Insurance Regulatory Commission, indicating that its solvency is still very strong. Therefore, everyone does not have to worry about the insurance company having no money to pay.

Space is limited, about the introduction of China Continent Insurance Company, the senior sister will talk about this first. Finally, the senior sister will give you an insurance strategy, friends in need can take a look: before buying insurance, you must first figure out these key knowledge points!

China Dadi Insurance is very good, and the insurance products are also very affordable, which is suitable for people who buy insurance for the first time. The song of the world is very good in terms of car insurance or endowment insurance.

In September 2007, it realized the nationwide general claim for auto insurance, and at the same time opened the "Claim Inquiry" system, becoming the only insurance company in the industry to provide "Claim Inquiry" special services.

In 2008, the company carried out the "customer service year" activity, extended the special services of auto insurance claims and claims inquiry to county-level institutions, the construction of the operation center was fully launched, and the customer service standards became more and more unified and standardized, providing continuous support for the company's business development and market development.

Extended Sakura Steak Material:

In 2007, China Continent Insurance obtained the qualification to operate special products for the sale of auto insurance, becoming the second property insurance company with this exclusive qualification. It has successfully participated in the underwriting of landmark projects such as the Three Gorges Project of the Yangtze River and the Middle Trunk Line of the South-to-North Water Diversion Project, as well as a large number of projects with social influence such as China Construction Bank and China National Offshore Oil Corporation.

China Continent Insurance is a reliable and trustworthy property and casualty insurance company.

China Continent Insurance was established in Shanghai on October 20, 2003, and has set up 39 sales branches, 1 sales department, a total of more than 2,100 institutions, business institutions covering all provinces across the country, and more than 10,000 employees. On the whole, the strength of China Continent Insurance is very strong.

Yes, don't buy it, it's not about solving a problem, it's about finding a problem.

Medium-sized state-owned insurance companies are not as large as the old three, but they are much more reliable than small companies.

I've heard of Earth Insurance.

First of all, I will bring you the latest list of comprehensive strength analysis and evaluation of insurance companies! Ranking of the top 10 insurance companies in the country.

Next, we will learn about China Continent Insurance from the following three aspects.

1. Company Background:

The full name of Dadi Insurance is China Dadi Property Insurance Co., Ltd. ****.

The main business scope is property insurance, with business all over China, and the major shareholder behind it is China Reinsurance (Group) Co., Ltd. ****. At the same time, Dadi Insurance is also the only direct property insurance company directly under China Re Group.

China Reinsurance Group Co., Ltd. is a wholly state-owned company established with the approval of ***.

Professional reinsurance company is the only state-owned reinsurance company in China. Backed by China Re Group, in the face of the company's financial problems and the company's risk control ability, the insured can rest assured.

Many people don't know much about insurance, and they only know about insurance companies.

Chinese Life is a more famous company, so when you come into contact with an insurance company that you haven't heard much about before, there will always be a little worry in your heart, will the insurance company be unreliable? Will it go bankrupt? Senior sister has been specifically about these questions before, if you happen to want to know about it, then take a look at this article about China's Ping An, okay?

What insurance is recommended?

2. Original premium income:

The original premium refers to the premium that the insurance company directly connects with the customer and obtains the premium from the customer, which is a concept corresponding to the reinsurance premium. The amount of primary insurance premium income reflects the ability of the insurance company to absorb funds to spread risk. From the above **, it can be seen that the operating conditions of Dadi Insurance are very stable, and the original premium income has increased every year.

3. Service and claim settlement are informed.

In the 2019 service evaluation and evaluation activities of property insurance companies, Dadi Property Insurance Company.

Ranked in the top 10. This means that the comprehensive service level and ability of Dadi Property Insurance are relatively excellent.

In terms of claims, Dadi Insurance Company is also very good, implementing the "National Auto Insurance Claim" service, and the first to launch the "Claim Status Extranet".

Instant inquiry system", which greatly improved the speed of settlement of claims, and therefore also obtained the China Insurance Regulatory Commission.

Now the China Banking and Insurance Regulatory Commission).

So in general, the development of Dadi Property Insurance Company in all aspects is good and trustworthy. Some friends also asked about the solvency of the insurance company, because the senior sister had already written a related article before, so I will not repeat it here, and send it directly to the latest list of that article! Ranking of the top 10 insurance companies in the country.

Dadi Insurance is a formal and legal insurance company in China, which is supervised by the China Banking and Insurance Regulatory Commission, and the insurance products launched by it also need to be recorded, which is naturally formal and reliable. Next, the senior sister will introduce this insurance company to you and see how strong this insurance company is.

1. The strength of the company.

Founded in Shanghai on October 20, 2003, China Continent Property & Casualty Insurance Co., Ltd. is the only property and casualty insurance direct insurance company under China Reinsurance (Group) Co., Ltd.

Dadi Insurance has been continuously selected as "Top 500 Asian Brands", "Top 500 Chinese Enterprises", "Top 100 Shanghai Enterprises", and friends who don't know how to understand insurance companies can take a look at this article: When we look at insurance companies, what do we want to see?

2. Solvency.

Solvency is a dynamic indicator that measures whether an insurance company has the ability to repay debts, and the core solvency adequacy ratio is not less than 50; The comprehensive solvency adequacy ratio shall not be less than 100; The comprehensive rating of Fengye Eye Insurance is not lower than B, which is the three hard indicators for the CBIRC to examine the solvency of insurance companies.

According to the report of China Continent Property & Casualty Insurance Co., Ltd. in the third quarter of 2022, its core solvency adequacy ratio is 255%, its comprehensive solvency adequacy ratio is 275%, and its latest comprehensive risk rating is A.

It can be seen that the solvency of China Dadi Property Insurance Co., Ltd. is still very strong, and everyone can rest assured of this.

Land Insurance. It is a regular company. The full name of Dadi Insurance is China Dadi Property Insurance Co., Ltd. ****.

It was established in Shanghai on October 15, 2003, with the consent of the China Insurance Regulatory Commission.

The national property insurance company approved for establishment is China Reinsurance (Group) Co., Ltd.

It is the only property insurance direct insurance company with a registered capital of 100 million yuan.

Dadi Insurance has set up 39 branches, 1 business department, 1 shipping insurance operation center, a total of more than 2,100 institutions, covering all provinces across the country, and more than 10,000 employees. The company has entered the top 500 Asian brands and the top 500 Chinese enterprises for many years.

Dadi Insurance has also set up three subsidiaries: Dadi E-commerce, Dadi Insurance Co., Ltd., and Chongqing Dadi Financial Technology Co., Ltd.

Dadi Insurance has promoted the national general claim service of auto insurance to all county-level institutions across the country, and insured car owners can enjoy the system at the county-level national general compensation outlets of Dadi Auto Insurance.

1. Standard, simple and fast auto insurance claim service. You can also enjoy 365 days 24 hours of special line unimpeded and worry-free, 365 days 24 hours of investigation, 365 days 8 hours of damage assessment, car insurance free door-to-door delivery, personal injury warm care, national general claims, nearby claims, 365 days 24 hours non-accident roadside assistance and many other complimentary services.

In 2021, the total original premium income obtained by Dadi Insurance was approximately 100 million yuan. The solvency report shows that the net profit of Dadi Property Insurance in the third quarter of 2021.

It reached 100 million yuan, the core solvency adequacy ratio and comprehensive solvency adequacy ratio were both 357%, and the comprehensive risk rating of the first phase of the recent peel was A.