How about buying earth insurance online? Which vehicles can be insured online

In general, buying insurance online has the following advantages:

1. Freedom of time: The Internet understands that insurance is no longer confined to the traditional face-to-face interview with the best person, as long as you have time, you can browse a variety of favorite insurance products anytime and anywhere.

3. Convenient to apply for insurance: To buy insurance online, you only need to click the mouse according to the corresponding process to apply for insurance, and there is no need to prepare complicated materials.

4. Cheap: Online insurance eliminates intermediaries, *** and other links, and the cost is low, so the premium is also 15% cheaper than offline.

While there are many pros and cons to buying insurance online, you can't ignore the disadvantages:

1. There are hidden dangers in network security. Many people are worried about whether they will leak their information, and they are even more worried about their name being stolen by hackers or other bad people on the Internet and being harassed in the future.

2. The terms of some insurance are more complex, and it is difficult to explain them to consumers through the Internet.

3. Some types of insurance need to be restricted by various requirements such as physical examination and interview for consumers, and online insurance is obviously not suitable.

It can be seen that there are both advantages and disadvantages of buying insurance online, and you need to be cautious about buying insurance. Generally speaking, as long as you choose to buy insurance regularly, it is still more reliable.

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Hello, it is still very good to apply for land insurance online, and it is much cheaper than going to the insurance company to insure. However, if your car often goes out for long distances, then you should try to choose a relatively large insurance company like PICC and Ping An to insure. Because such insurance companies have branches all over the country, they can immediately handle local damage assessment and claims settlement in case of trouble.

The insurance of these car insurance companies is also available online. Here's a reference link for you.

Dadi is an old insurance companyBoth qualifications and money,The first quarter of 2020 ranked in the property insurance industry6th place, overall reliable, the subject does not need to worry too much.

What level is 6th place? And who are the car insurance companies ahead of it? The answer is waiting for you to reveal

The latest top 10 auto insurance companies in 2020 are ranked ** points!

The following senpai will come fromBusiness conditions, car insurance**, service qualityThree aspects of a brief talk about the land car insurance.

1.Company strength

Founded in 2003 and headquartered in Shanghai, China Continent Property & Casualty Insurance Co., Ltd. has a registered capital of up to 100 million yuan. In the first quarter of 2020, the premium scale of Dadi Property reached 12.7 billion, with a growth rate of 5%. In this way, the earthStrong financial resources, proper management, rapid growth, strength and vitality.

2.Solvency

Solvency is an important indicator of an insurance company's financial status, which is reflected in the insurer's ability to repay its debts. According to the China Banking and Insurance Regulatory Commission, the comprehensive solvency adequacy ratio of each insurance company shall not be less than 100%. As of the end of 2019, the solvency adequacy ratio of Dadi Auto Insurance was 371%, far exceeding the 100% stipulated by the China Banking and Insurance Regulatory Commission.

In terms of solvency, Dadi Auto Insurance can be said to be ahead of the curve.

The terms and conditions of car insurance and the corresponding rate calculation methods are uniformly regulated by the China Banking and Insurance Regulatory Commission (CBIRC), and no matter which car insurance company car owners choose to insure, the terms and premiums are similar.

Premiums can almost be purchased indiscriminately? Naive! There is still a doorway to follow in the configuration of car insurance, teach you a few tricks:

Buy too much and waste, buy less and suffer a loss! How much does it cost to buy car insurance a year?

Take the premium calculation of PICC car insurance and Ping An car insurance as an example:

It can be seen that the two companies are in the third party insurance, car damage insurance and third-party liability insuranceExactly.

Therefore, when car owners buy car insurance, they should take the ** of each car insurance company as part of the referenceIt should not be used as the sole basis for judging a car insurance company.

In this case, the senior sister feels that the service quality, claim settlement speed and bonus services of each car insurance company are more important.

1.Quality of service

Judging from the data, the overall service of the land is not inferior. From 2014 to 2019, Dadi Insurance has been awarded the world's four major rating agencies for 6 consecutive yearsA (excellent)" evaluation.

In 2018, Dadi Auto Insurance was rated as an A-level auto insurance company by China Banking and Insurance Credit.

2.Claims speed

Of course, the faster the claim is settled, the better. The claims of Dadi Auto Insurance are set up: quick compensation for small car insurance cases, 365 days and 8 hours of damage assessment, and compensation within 1 working day for car insurance cases below 100,000 yuanClaims are settled fairly quickly.

There is generally no time limit for damage assessment, and the speed of damage assessment is largely affected by the efficiency of the auto insurance company. Land car insuranceClarify the 8-hour damage assessmentQuite responsible, it will be more time-saving and worry-free to settle claims.

3.Specific services

Specifically, the service of Dadi car insuranceIt not only has a sense of science and technology, but also is more humane:

The very garbage land insurance car insurance, the insurance issued on August 23, and the information has been submitted on October 9. Unexpectedly, the policyholder had to accompany more than 10,000 yuan less, and immediately after complaining to the China Banking and Insurance Regulatory Commission, he said that he would pay the full amount, asked to withdraw the complaint, and said that he would pay the full amount before November 13 at the latest. After that, he didn't reply, and he didn't reply to the customer service complaint more than a dozen times.

No professional ethics!

It's best not to buy, I'm an accident on June 18, and I haven't made a claim until now, I hit ** Cui, all kinds of reasons and routines, to today, August 29, the car is still not determined, the car has been repaired for almost half a month, and I can't play it, and the leader signs, and the process, and the customer service complaint, and the complaint is useless. . . It's dragging ... It's rubbish

How about Dadi Insurance car insurance? Do you know what Earth Insurance is? You can go to Dadi Insurance Company to ask and consult.

Junk insurance company, I bought the third liability insurance without deductible, the insurance company even asked me to bear 20%, when pulling the business, the insurance company will help deal with something, really everything is up to yourself!

Earth insurance is too rubbish, who uses it and who knows, regrets dying.

In terms of cost, the cost of car insurance is closely related to the nature of your vehicle, the type of insurance you insure, the amount of coverage you insure, and the channel through which you are insured.

Generally speaking, buying car insurance with one insurance company on a continuous basis will be more advantageous than buying insurance with another insurance company continuously**. Major insurance companies have introduced corresponding preferential policies to attract old customers to renew their insurance and new customers to apply for insurance.

Those who stepped on it ruthlessly said as if they had saved themselves, it wouldn't be hearsay. This year, I received a good attitude from the earth, and I deliberately searched on the Internet, and every insurance is started from a young age, otherwise how to compete? I still believe that state-owned enterprises will get better and better.

Do I still want to go to work at Dadi Insurance? I fainted when I saw the evaluation.

Dadi Insurance is the most deceptive, their staff are full of lies, they can't be trusted, and they can't buy Dadi Insurance.

Dadi Insurance is a wolf-headed wolf-tail company, everyone must think clearly when buying Dadi Insurance, I have dreamed of the collapse of Dadi Insurance Company in my life, don't hurt people again.

Don't choose the land, the service is particularly poor.

Dadi car insurance is okay and reliable.

From the perspective of the company's background, the strength of this company is no less than Ping An, belongs to the old state-owned enterprises, but has a strong sense of Internet innovation, big brand, good products, but you can rarely get in touch with the company's products, the main reason is in the final analysis is the problem of sales interests, if the product is good for customers, then the reward for sales staff is low.

China Dadi Property Insurance Co., Ltd. was established in Shanghai on October 15, 2003, is a national property insurance company approved by the China Insurance Regulatory Commission, and is the only property insurance direct insurance company under China Reinsurance (Group) Co., Ltd., with a registered capital of 100 million yuan.

Basic situation: Since its establishment, China Continent Insurance has maintained an average annual compound growth rate, with insurance business revenue of 42.6 billion yuan in 2018, ranking fifth in the market. Up to now, it has set up 36 branches, 1 business department, 1 shipping insurance operation center, a total of more than 2,100 institutions, covering all provinces across the country, and the number of system employees exceeds 10,000.

From 2014 to 2018, it has been awarded Best Co. A.M. Best for five consecutive years"A" (Excellent) Financial Strength Rating (FSR) and "A" Issuer Credit Rating (ICR) with a "Stable" outlook.

In recent years, Dadi Insurance has changed a lot, not as old as the old state-owned enterprises, but to keep up with the times, to create a "science and technology land", focusing on the development of online, digital, intelligent, the company's product innovation is also more and more competitive in the industry, looking forward to the wool of Dadi Insurance.

China Continent Insurance Company has taken multi-pronged measures to further improve the independent inquiry of underwriting and claim informationIt has established a mechanism for the review and investigation of customer objection information, and has carried out active publicity to the society and the public, and further promoted the implementation of the spirit of the relevant notice of the China Insurance Regulatory Commission on the establishment of a customer independent inquiry system for property insurance underwriting and claim information.

China Continent Insurance has a team of professional managers. In the company's management team, there is a group of professional actuarial teams, committed to the company's product innovation and risk control; In business management, insurance investment, information platform, development strategy research, administrative support and other positions, a large number of business elites are working hard; More than 10% of the managers have doctoral degrees and postdoctoral experience, and more than 45% have graduate degrees or above.

China Land Property & Casualty is the eighth property insurance company to sign an insurance cooperation agreement. Together with the 13 life insurance companies that have signed such agreements with insurance institutions, the number of strategic cooperation agreements between Chinese and foreign insurance companies has reached 21.

I want to be angry every day, the insurance buys the earth, the claims adjuster is arrogant, and he talks like a fart!

Dadi Auto Insurance is one of the top ten auto insurance companies in China, with strong comprehensive strength, you can take a look at the comparison between it and other auto insurance companies:

The latest top 10 auto insurance companies in 2020 are ranked ** points! 》

After reading the rankings, I will give you a detailed analysis of Dadi Auto Insurance to see how it is? Is it right for you?

First, the scale of the company (strength).

1. Company background

China Dadi Property & Casualty Insurance Co., Ltd. was established in 2003 and is headquartered in Shanghai. The registered capital is up to 15 billion yuan.

Dadi Insurance also invests in 23 companies with 2,478 branches. The marketing scope is spread all over the country, providing better services to consumers.

2. Premium income

In the first quarter of 2020, the premium size of Dadi Property was 12.7 billion, with a growth rate of 5%, ranked 6th in the property insurance industry.

The high premium income means that when you have an accident, the higher the chance that you will be able to get compensation in time, unlike some small companies, which have been dragging their feet and not giving you compensation.

Second, the quality of service

The service quality of Dadi Auto Insurance has been rated A for 6 consecutive yearsIn terms of claim settlement speed and bonus services, it has been affirmed by the majority of consumers:

1. Claim settlement speed

Within 10 minutes after receiving the report, Dadi Insurance will take the initiative to contact you. Through a joint investigation with you and the company's insurance personnel, the loss can be assessed within 8 hours.

For car insurance cases of less than 100,000 yuan, Dadi Insurance can generally pay compensation within 1 working day. For small car insurance cases with clear insurance responsibilities and complete claim materials, the compensation can generally be completed within 30 minutes.

2. Complimentary services

Provide free services such as 24-hour special line unblocking and investigation throughout the year, 8-hour damage assessment, compensation within 1 working day for car insurance cases below 100,000 yuan, quick compensation for small car insurance cases, and 24-hour non-accident roadside assistance throughout the year.

3. There are many insurance channels

Land car insurance can be purchased onlineYou only need to fill in the relevant information truthfully online, and you don't need to go to the car insurance company, which can save you a lot of time and energy.

The above is my analysis of Dadi Auto Insurance, and you can also analyze other auto insurance companies from these perspectives.

"Which car insurance company has the best service in 2020".

Xueba said the official website of insurance