What is the interest of 5 million yuan for a year?

Please select on 2007-05-19 2007-03-18 2006-08-19 2004-10-29 2002-02-21 1999-06-10 1998-12-07 1998-07-01 1998-03-25 1997-10-23 1996-08-23 1996-05-01 1955-10-01 Date: 2007-05-19

Item Annual Interest Rate (%)

1. Deposits of urban and rural residents and units.

a) Current. b) Periodic 1Whole deposit and whole withdrawal.

Three months and half a year.

One year and two years. Three years and five years.

2.Fractional deposit and withdrawal, lump sum deposit and withdrawal, principal deposit and interest.

One year and three years. 5 years 3Fixed two pence: 6% discount at the interest rate of the same grade according to the regular lump sum deposit within one year.

2. Agreement deposits.

3. Call Deposit

Seven days a day.

5,000,000 is deposited for one year, and the after-tax interest at maturity is:

5000000 after tax) 122400 (yuan) the latest deposit rate.

Give you ICBC's "financial calculator", you can calculate it yourself, it's very convenient, you might as well try it.

If I had 5 million, I wouldn't have deposited in the bank.

It depends on whether you deposit time or current, and which bank do you want to deposit in?

At present, the interest rate varies from bank to bank and from place to place, and the most accurate interest rate needs to be found at each bank branch. What is now announced is the listed interest rate of each bank, and the listed interest rate of the major banks is a one-year fixed term. Therefore, if 5 million is deposited in ordinary time savings, the interest is:

5 million yuan).

If according to the large amount of savings, taking the Industrial and Commercial Bank of China as an example, the interest rate of one-year large savings is, then the one-year interest of 5 million deposits is buried only auction

Other banks also have large savings, as long as the deposit is more than 200,000, it is possible to enjoy the interest rate of large savings.

The one-year benchmark interest rate is 3%, and the interest rate is 10% above that. According to the formula for calculating interest: interest = principal * interest rate * term. Interest = 5,000,000 * RMB.

Therefore, the interest of five million deposits for one year is 10,000 yuan.

If you take Bank of Communications as an example, the interest rate of a one-year fixed deposit is calculated, 5 million*, which is close to 90,000 yuan a year's income.

Extended Materials. The deposit interest rate refers to the currency deposited into the bank account by the customer according to the agreed conditions, and the interest amount is the same as the interest rate of the principal amount of the loan amount within a certain period of time. There are current interest rates and fixed interest rates, and there are year, month, and day interest rates.

Demand deposit: refers to a kind of bank deposit that can be accessed and transferred at any time by the depositor without any prior notice, in the form of checking deposit account, certified check, cashier's check, travel slip and letter of credit. Demand deposits account for the largest part of a country's currency** and are also an important fund for commercial banks**.

In view of the fact that demand deposits not only have the functions of a means of monetary payment and circulation, but also have a strong ability to derive, commercial banks must regard demand deposits as the focus of their operations at all times. However, due to the frequent deposit and withdrawal of such deposits, the complexity of the procedures, and the high cost of such deposits, commercial banks in Western countries generally do not pay interest, and sometimes even charge a certain handling fee.

At present, the interest rate of large deposits of the four major banks is limited to 50% above the benchmark interest rate of the central bank; The interest rate on large deposits of joint-stock banks and listed city commercial banks is limited to 52% above the benchmark. The central bank's benchmark deposit rate: one year for two years.

The interest rate of large-amount certificates of deposit is very high, and the interest rate of major banks fluctuates roughly within a range, and its minimum deposit amount is also extremely high.

The minimum deposit amount of Bank of Communications is 300,000 yuan, and the annual interest rate is when the whole deposit is 2 years, and the annual interest rate when the whole deposit is 3 years.

The minimum deposit amount of Bank of Communications is 800,000 yuan, and the annual interest rate is when the whole deposit is 1 year, the annual interest rate when the whole deposit is 2 years, and the annual interest rate when the whole deposit is 3 years.

If the deposit is made as an ordinary time deposit, the current fixed one-year interest rate is. Most banks have risen slightly on this basis, such as large banks such as Industrial and Commercial Bank of China. The interest for such a year is:

5,000,000× 。Or.

$5,000,000).

If the deposit is large, the interest rate can reach about 5,000,000 yuan

Different banks, different regions. The interest rate of different deposit methods is different, please refer to the listed interest rate of each bank for details.

5 million deposited in the bank, the current deposit is about 10,000 a year, and the fixed deposit is about 10,000 a year.

If the 5 million survival deposit, the interest rate of the demand deposit is approximately, and the interest rate for one year is: 5 million yuan * year = 10,000 yuan;

If you deposit 5 million yuan for a year, the interest rate of the fixed deposit is about 5 million * year = 10,000 yuan.

Finally, there is also a fixed deposit form of two pence, which is deposited for more than three months according to the corresponding fixed deposit interest rate of 6%, otherwise the interest will be calculated according to the current account; Banks also have wealth management products, with an annualized rate of return of about 5% for about 360 days, that is, an expected return of 250,000 yuan a year.

Now, if you own a property and save 5 million yuan, you can basically achieve financial freedom.

1. Owning a property is the foundation for achieving financial freedom.

Now, in China's cities, with 5 million yuan can basically buy a more satisfactory property, of course, in the first-tier cities may be smaller real estate area, in the third and fourth tier cities may be larger.

Owning your own set of real estate is also a necessary condition for achieving financial freedom.

Owning your own property can make you feel more at ease and more comfortable to live in, which can be said to be a necessary condition for achieving financial freedom.

Suggestion: Make a plan only by spending ten or twenty minutes to know what to do.

Summary. 5 million deposited in the bank, the current deposit is about 10,000 a year, and the fixed deposit is about 10,000 a year.

5 million deposited in the bank, the current deposit is about 10,000 a year, and the fixed deposit is about 10,000 a year.

If the 5 million survival deposit is carefully completed, the current deposit interest rate is generalized, and the interest rate of one year is: 5 million yuan * year = 10,000 yuan;

The deposit interest rate of each bank will be different, taking the 23-year deposit interest rate of China Construction Bank as an example, the 1-year interest of 5 million deposit banks is mainly divided into the following situations:

1. The current deposit rate is 5,000,000 yuan for a year.

2. The interest rate of the deposit is 5,000,000 yuan for 5,000,000 yuan in the bank for one year. One year regular fixed life two, deposit interest split according to the same grade of the same grade within one year of the regular deposit of the same grade of interest rate to execute, then Hui Yudou 5 million deposit bank interest for a year is 5,000,000 * yuan.

3. The minimum deposit amount of Yanming's large-amount certificate of deposit is 800,000 yuan, and the one-year interest rate of He Zaochong is 5,000,000 yuan.

Summary. Dear, I'm glad to answer for you, 5 million deposits in the bank a year. The survival period, because the amount of 5 million is large, the current interest rate is calculated according to the 20% increase, and the annual interest of 5 million deposited in the bank is about 21,000 yuan.

If the deposit is dead for one year, the current interest rate is calculated at a 40% increase, and the interest rate of 5 million deposited in the bank for one year is.

How much interest does 5 million deposit bank have in a year.

Dear, I'm glad to answer for you, 5 million deposits in the bank a year. The survival period, because the amount of 5 million is large, the current interest rate is calculated according to the 20% increase, and the annual interest of 5 million deposited in the bank is about 21,000 yuan. If the deposit is dead for one year, the current interest rate is calculated at a 40% increase, and the interest rate of 5 million deposited in the bank for one year is.

Banks are financial institutions established in accordance with the law to engage in monetary and credit business, and are the products of the development of the commodity and monetary economy to a certain stage. Their responsibilities vary and can be divided into ** banks, commercial banks, franchise institutions, investment banks, and the World Bank by type.

It is known as a bank and is related to the economic development of our country.

At present, the People's Bank of China (PBoC) has set an annual interest rate of 2% for one-year fixed deposits, with an increase of 30%. If the maximum cap is reached, if the base interest rate rises by 30%, the 1-year term is: Interest calculation formula:

Principal Annual Interest Rate (Percentage) Deposit Period 5,000,000 Yuan Calculated on a yearly, monthly, and daily basis, the maturity date of various time deposits is based on the year, month, and day. That is, from the deposit date to the same day of the next year and the same month as a pair of years, and the deposit date to the same day of the next month is a pair of months; On the maturity date of regular savings, such as if you are not working on a regular holiday, you can withdraw it one day in advance, and the interest will be calculated as if it was due, and the procedures will be handled in the same way as early withdrawal.

The annual interest of 5 million deposited in the bank is: 130,000 yuan.

It's about 10,800 yuan a month, which is higher than the average person's salary, so as long as you save a little money, you really don't have to go to work if you deposit 5 million yuan in the bank!

The disadvantage is that China allows banks to fail, and the maximum compensation is 500,000, so if the bank fails, then 4.5 million will be wasted!

But if there are really 5 million, it is estimated that few people will deposit in the bank! Nowadays, there are many wealth management products, and all of them have higher interest rates than banks.

If the 5 million survival deposit, the interest rate of the demand deposit is approximately, and the interest rate for one year is: 5 million yuan * year = 10,000 yuan;

If you deposit 5 million yuan for a year, the interest rate of the fixed deposit is about 5 million * year = 10,000 yuan.

This number is deposited in the bank, whether it is a 3-year term or a 1-year term, there will definitely be a person in charge of the branch to receive you, and the point of interest must also be negotiable, revealing a few years ago, the Postal Savings Bank, 3 years fixed, 6 points.

How much is the annual interest of 5 million deposited in the bank? How can I manage my money better? Say it and you may not believe it.

At present, the annual interest rate of China Merchants Bank is 17,500 yuan after the one-year lump sum deposit of 5 million yuan. Interest = Principal * Annual Interest Rate.

1. Survival period.

Because the amount of 5 million is larger, the current interest rate is calculated by 20%, if the interest rate is, then the annual interest of 5 million deposit bank is about 21,000 yuan.

2. Survival and death period.

If the interest rate is, then the one-year interest rate of 5 million deposited in the bank is about 105,000 yuan.

Because the interest rate of each bank will be slightly different, so the specific interest rate provided by the bank shall prevail, but if you want to deposit 5 million in the bank to make profits, it is best to deposit in a few more banks, because the bank's deposit protection is only 500,000 at most.

Five million is a large deposit. In the form of certificates of deposit for large deposits, the interest rate is directly negotiated between the depositor and the bank, and the interest is still paid at the original agreed interest rate in case of interest rate adjustment. Take the example of the work line:

The minimum deposit amount is 300,000 yuan, and the interest rate for 1 year is 1 year. Principal Annual Interest Rate (Hundred Grinding Score) Deposit Period = Interest, 5,000,000 yuan.

How much interest is 5 million deposited in the bank a year.

In 2020, the interest rate of large deposits with a principal amount of 5 million yuan in CCB, Bank of China, Agricultural Bank of China, and Bank of Communications with a deposit period of 1 year is used as an example to calculate the interest

1. The interest rate and interest of CCB's 5 million large deposit for one year

The minimum deposit amount is 300,000 yuan, and the interest rate for the deposit period is 1 year, then the interest is: 5,000,000 yuan.

2. The interest rate and interest of the Bank of China's 5 million large-amount hand-trained deposit for one year

The minimum deposit amount is 1 million yuan, and the interest rate is 1 year, then the interest is: 5,000,000 yuan.

3. The interest rate and interest of the 5 million large deposit of the Agricultural Bank of China for one year

The minimum deposit amount is 300,000 yuan, and the interest rate for the deposit period is 1 year, then the interest is: 5,000,000 yuan.

4. The interest rate and interest of the Bank of Communications' 5 million large deposit for one year

The minimum deposit amount is 200,000 yuan, and the interest rate is 5,000,000 yuan.