There are more than 2,000 medical insurance cards, can I take them out and use them?

Probably most people will have such questions about this question, saying their health insurance card.

There is a certain balance in them. Some people have more than 2,000 yuan in their cards, and the amount is quite high. So they had a question, this money is also put inside, can I use it directly? First of all, the money from the medical insurance card cannot be withdrawn.

1. It cannot be taken out. It is forbidden to cash out the medical insurance card, and no unit or individual shall violate the scope and requirements of the use of the medical insurance card, and it is strictly forbidden to withdraw cash. If you find out, it will be frozen, and you will not be able to use health insurance.

Finish. 2. At present, there are only two situations in which the withdrawal of medical insurance card can be made.

The first is the sudden death of the insured, and the heirs can withdraw all the principal and interest in his medical insurance card, and if the heirs participate in the medical insurance, they can be transferred to the heir's medical insurance card in the form of transfer.

The second is that the insured needs to leave the insured city, then he must first suspend the medical insurance card, with the certificate of suspension before he can withdraw the money in the account, but if the person has been insured in other cities, the money in the medical insurance card must be transferred to the new one in the form of transfer.

3. Pay attention to the use of medical insurance cards.

1. Cash-out is prohibited.

No unit or individual shall violate the scope and requirements of the use of the medical insurance card, and it is strictly forbidden to withdraw cash.

2. Some provincial and municipal medical insurance cards can be used by the whole family.

Since the second half of this year, some provinces and cities, such as Zhejiang Province and Guangzhou City, have medical insurance personal accounts.

The surplus funds of the past years can be used to pay the spouses, children, parents and other close relatives of the employees who participate in the basic medical insurance.

medical insurance expenses to achieve mutual assistance between family members.

3. Medical insurance will not be paid in the following cases.

Visiting a non-designated medical structure or purchasing drugs from a non-designated retail pharmacy (except for emergency treatment);

Because of a fight, drug use, or other illegal behavior.

causing self-harm;

Because of alcoholism. Suicide, self-harm, or other reasons;

Due to traffic accidents and medical accidents.

or other liability accidents caused by injuries;

and in cases where it should be paid by the individual according to national or local regulations.

4. How to check the balance of the medical insurance card.

Insured persons can call 12333 for social security consultation** or check the balance of their personal medical insurance accounts through Bank of China savings offices, designated hospitals in urban areas, pharmacies, etc.

Finally, if you still have any questions about medical insurance, you can call 12333 Human Resources and Social Security** for consultation.

With a medical insurance card in hand, there is another kind of protection in life. Therefore, you must keep it well and use it reasonably, which can save you money and trouble.

Hello, the funds in the medical insurance card can be used to go to the local hospital for medical treatment, hospital examination, hospital medicine, or to the local pharmacy (networked with medical insurance) to get over-the-counter drugs.

If you want to leave Shanghai, now China's medical insurance has not been networked nationwide (can not be used in other provinces), you can only divide the more than 800 yuan in your medical insurance card (medical insurance regulations can not exceed 500 yuan within 3 5 days, and some places stipulate that it cannot exceed 300 yuan at a time, this amount you go to the pharmacy to consult, do not exceed the limit once, you can buy drugs in 3 or 4 times, and finally make the balance in the medical insurance card approximately zero) to buy standing medicines.

The money in the medical insurance card cannot be withdrawn and can only be used to purchase medicine at designated hospitals and pharmacies. However, there are three situations in which the money in the health insurance card can be withdrawn and used:

1. Termination of the use of the medical insurance card: If the insured person dies, the relatives can go through the withdrawal procedures with the death certificate;

2. Immigration of the insured: go through the withdrawal procedures with the certificate issued by the public security department;

3. Non-local transfer: After participating in the local insurance, the balance of the medical insurance account can be transferred to the new account. The amount of money that can be withdrawn from the health insurance card is only in the personal account, and it accounts for a very small proportion.

A certain percentage of the medical insurance premiums paid by the employer and the individual will be deducted and included in the personal account. Generally, the individual contribution ratio is 2% of the average monthly salary of the previous year, and the unit contribution ratio is related to the age group of the employee.

Trust many friends with their health insurance cards.

There is a certain balance in them. Some people have more than 2,000 yuan in their cards, which is a very high amount. So they want to take your money out and use it, is that okay?

The answer is yes, definitely not. The money in this can only be used to see a doctor and buy medicine. It cannot be used for any other purpose, nor can it be used by others.

So we have to be cautious, if there are really various reasons, we need to use it. Then everyone can only deduct it into medicine by buying medicine, so that he can maximize his value. Of course, it is not recommended for everyone to do this, because there may be times when he needs it.

So you can put it there and leave him alone. Yes, for us, the role of the health insurance card is very large. So what exactly does it do?

Let's take a brief look at it below. <>

First of all, see a doctor and buy medicine. As we know, there are two accounts for the medical insurance card, one is an individual account and the other is a pooled account. So every month, after we talk about health insurance.

In our card, there will be a certain balance. This is our personal account, we can use this amount to see a doctor and buy medicine, and directly use it as a bank card at the relevant partner institutions. <>

Secondly, hospitalization reimbursement. In addition to being used as a bank card, seeing a doctor, and buying medicine. We can also use it for hospitalization reimbursement, we know, in general. We contracted a major illness.

After that, the cost of ** is very large, at this time, if we have health insurance. Then medical insurance co-ordination.

You can reimburse us a part of it, which greatly reduces our personal financial pressure. <>

So, his role is very large. It is only when we make full and correct use of it that we can truly use it. So I hope you can pay attention to it, because these things are more common things in our daily life for us, so we must be cautious.

The money in the medical insurance card cannot be withdrawn, and can only be used to purchase medicine in designated hospitals and pharmacies. However, there are three situations in which money from the Medicare card can be withdrawn:

1.Termination of the use of the medical insurance card: If the insured person dies, the relatives can go through the withdrawal procedures with the death certificate;

2.Insured immigrants: go through the withdrawal procedures with the certificate issued by the public security department;

3.Transfer: After participating in local insurance, the balance of the medical insurance account can be transferred to the new account.

No, the money on the medical insurance card can be used to pick up medicine at the outpatient clinic, but it cannot be withdrawn.

No, and the medical insurance card is generally used for a special purpose, that is, it can be reimbursed when you see a doctor and buy medicine.

I have 2,000 in my medical insurance card, and I paid 2,000 myself, how much can I be reimbursed?

Hello, if you are an in-service employee, after going to the outpatient and emergency department of the hospital, the medical expenses of more than 2,000 yuan can be reimbursed, and the proportion of the town noise and silver sales is 50%. If it is a retiree under the age of 70, the expenses above 1,300 yuan can be reimbursed, and the reimbursement ratio is 70%. If you are a retiree over the age of 70, the proportion of expenses above 1,300 yuan that can be reimbursed is 80%.

Regardless of the type of royal banquet person, the maximum amount of outpatient and emergency medical expenses is 20,000 yuan. For example, if you are an employee and the cost of outpatient treatment is 2,500 yuan, then the 500 yuan part can be reimbursed by 50%, which is 250 yuan. If it is a hospitalization expense, when the basic medical insurance is used to pay for the first time in the current year, whether it is an active employee or a retired person, the minimum payment amount is 1,300 yuan.

The minimum payment standard for the medical expenses of the second and subsequent hospitalizations is determined by 50%, which is 650 yuan. The maximum amount of basic medical insurance co-ordination** (hospitalization expenses) in a year is currently 70,000 yuan.

Summary. The new social security card is only activated after the card issuer is taken away, and the medical insurance institution can allocate money normally, and the money is generally issued once a month, and the money can be allocated two months after the card is generally issued. Therefore, after finding that you have no money in your social security card, you can first see if it has not been more than 2 months since you received the card.

If there is still no money for more than 2 months, there are the following reasons: 1. The individual has no money in the medical account to pay the insurance. 2. The account issuance information is incorrect, and you need to go to the Medical Account Division to change the account issuance information; I have more than two social security numbers, and the social security card needs to merge the information, ** consult the social security card management agency to deal with it.

The medical insurance card has not been used for a few years, and there are thousands of dollars left, what is going on.

Hello dear, it may be that there is no amount of money returned in your social security account, or it may be that you have spent and can go to the bank to check the bill.

There is no consumption record, last year showed a balance of more than 6,000, and yesterday the balance was 810

The new social security card is only activated after the card issuer is taken away, and the medical insurance institution can allocate money normally, and the money is generally issued once a month, and the money can be allocated two months after the card is generally issued. Therefore, after finding that you have no money in your social security card, you can first see if it has not been more than 2 months since you received the card. If you still don't have money for more than 2 months, there are the following reasons:

1. There is no money for the medical account when the individual pays the insurance. 2. The account issuance information is incorrect, and you need to go to the Medical Account Division to change the account issuance information; I have more than two social security numbers, and the social security card needs to merge the information, ** consult the social security card management agency to deal with it.

The best way for you to do this is to check your health insurance statement, which will clearly show the usage of your health insurance account. The following query methods are available for you to choose:1

Go to the social security center where you are insured and don't know how to check, just ask the staff directly, and they will help you. Remember to bring your social security card and ID card.

1. The money in the personal account of Beijing medical insurance can be withdrawn. The money in the personal account of medical insurance in Beijing will be transferred to the linked Beijing Bank Medical Preservation Compromise, and you can withdraw cash at any time with the passbook or bank card.

2. Shanghai cannot withdraw cash, but you can buy commercial medical insurance, and there are five insurance companies to choose from, including self-paid medical insurance and critical illness insurance in the medical insurance account.

3, Tianjin from October 2016 can also be withdrawn cash, the insured of the month of the personal account of 70 to implement capital injection management, by the social security agency on a monthly basis into the social security card financial account (as long as you go to the bank to activate their own social security card financial account, you can withdraw cash, ATM machine can be operated). However, the remaining 30 are still subject to bookkeeping management, which can only be used to pay for the medical expenses incurred by the individual in the medical treatment of the person.

4. Zhejiang, Guangdong, Chongqing and other places cannot withdraw cash, but family members can share the money in the medical insurance account, provided that the family members have paid medical insurance. Note that you are not allowed to use your family's card to see a doctor casually, but when the account balance of one member of the family is insufficient, it can be deducted from the medical insurance account of another family member.

Extended information: The withdrawal methods are: 1. Bank counter: The insured can directly bring his or her medical passbook and ID card to the bank counter.

2. Self-service machine: Now some banks have self-service machine withdrawal business, and the insured can handle it directly on the self-service machine with the medical passbook.

3. Take the passbook to make a joint bank card, and the money will be automatically transferred to the bank card, which can be consumed directly, which is more convenient.

In other areas, cash cannot be withdrawn and can only be used to purchase medicines at designated hospitals and pharmacies. However, there are three situations in which the money in the health insurance card can be withdrawn and used:

Legal analysis: When you see a doctor, the money in the medical insurance card is not enough, and you need to pay cash. The process of using the medical insurance card in the designated hospital:

1) When seeking medical treatment in a designated hospital, show the medical insurance card to prove the identity of the insurance and **, and the individual does not need to pay and then reimburse, and the medical insurance and the hospital can directly settle the part of the medical insurance reimbursement and the base sales, only at the time of checkout, the self-paid part is paid by the balance of the medical insurance card or cash. (2) When hospitalization is reimbursed, there is a starting line (the starting standard is generally 10% of the average annual salary of the city's employees in the previous year), that is to say, the money model of the starting line needs to pay by itself, and the part that exceeds the minimum payment line can be reimbursed according to the provisions of local medical insurance, and the reimbursement ratio is different from place to place, and different hospitals and different projects are also different, and the actual reimbursement shall prevail.

Legal basis: Insurance Law of the People's Republic of China

Article 28 Where an insurer partially transfers the insurance business undertaken by it to another insurer in the form of reinsurance, it shall be regarded as reinsurance. At the request of the reinsurance recipient, the reinsurance cedant shall inform the reinsurance recipient in writing of its own responsibility and the relevant circumstances of the original insurance.

Article 29 The recipient of reinsurance shall not demand the payment of insurance premiums from the policyholder of the original insurance. The insured or beneficiary of the original insurance shall not make a request for compensation or payment of insurance benefits to the reinsurance recipient. A reinsurance cedant shall not refuse to perform or delay the performance of its original insurance liability on the ground that the reinsurance recipient has not fulfilled its reinsurance liability.