After deducting five insurances and one housing fund a month, and the salary is about 2,500, is it n

I don't think you should insist on it, this level of salary is too small, you may have a problem supporting yourself, and you can't find a target for a salary like this.

If you are a girl, it is necessary to persevere, this situation is conducive to ensuring your living status after retirement, and persevering will ensure your future life.

Legal analysis: monthly income of 2,500 yuan, 3,000 yuan does not pay individual income tax. According to the provisions of the Individual Income Tax Law, the income from wages and salaries of employees shall be subject to the excess progressive rate after deducting the social insurance premiums and housing provident fund borne by the individual, and deducting the expenses of 3,500 yuan.

The salary of employees is 2,500 yuan and 3,000 yuan, and they have not yet reached the rough amount of expenses, and they do not pay individual income tax, but they should pay social insurance premiums and provident fund. According to the current laws and regulations, the social insurance premiums and provident fund that should be borne by individuals are about 16% of the employee's salary income (8% of the basic pension, 1% of the unemployment insurance premium, 2% of the medical insurance premium, and 5% of the provident fund, because the regional regulations may be slightly different), the salary is 2,500 yuan, and the social insurance premium and provident fund borne by the individual is about 400 yuan, and the remaining 2,100 yuan after deduction; The salary is 3,000 yuan, the social insurance premium and provident fund borne by the individual are 480 yuan, and the remaining 2,520 yuan is after deduction.

Legal basis: Social Insurance Law of the People's Republic of China

Article 2: The State shall establish social insurance systems such as basic endowment insurance, basic medical insurance, work-related injury insurance, unemployment insurance, and maternity insurance, to protect citizens' right to receive material assistance from the State and society in accordance with law in the event of old age, illness, work-related injury, unemployment, childbirth, and so forth.

Article 4 Employers and individuals within the territory of the People's Republic of China who pay social insurance premiums in accordance with law have the right to inquire about payment records and records of individual rights and interests, and to request social insurance agencies to provide social insurance consultation and other related services. Individuals enjoy social insurance benefits in accordance with the law, and have the right to supervise their own units' contributions for them.

4000 salary after deducting five insurances and one housing fund, about 3112 yuan remains. The proportion of paying five insurances and one housing fund will be different in different places, so the five insurances deducted from the salary of 4000 are also different. The provident fund is generally 12%, the medical insurance is 2%, the loss rock is the wax industry insurance, the pension insurance is 8%, and the deduction is 4000 times it.

1. The tax rate is as follows:

1. Income from wages and salaries shall be subject to 7 levels of progressive excess tax rate, and the tax shall be calculated and levied on the basis of monthly taxable income. The tax rate is divided into 7 levels according to the taxable income of individual monthly wages and salaries, with the highest level being 45% and the lowest level being 3%, a total of 7 levels;

2. The production and business income of individual industrial and commercial households and the application of 5 levels of progressive tax rate to enterprises and institutions. The annual taxable income of individual industrial and commercial households and the annual taxable income of contracted and leased operations of enterprises and institutions are divided into five levels, with the lowest level being 5% and the highest level being 35%;

3. Proportional tax rate. Individual income tax shall be levied on a per-instance basis on the income from author's remuneration, remuneration for labor services, royalties, interest, dividends and bonuses, income from property leasing, income from property transfer, incidental income and other income, and a proportional tax rate of 20% shall be applied.

2. The following personal income shall be paid with five insurances and one housing fund:

1. Income from wages and salaries;

2. Income from remuneration for labor services;

3. Income from author's remuneration;

4. Income from royalties;

5. Business income;

6. Income from interest, dividends and bonuses.

In general, resident individuals and non-resident individuals who meet the relevant requirements need to pay relevant taxes and fees in accordance with the provisions of the law, and those who do not pay tax evasion need to bear corresponding legal responsibilities.

Legal basis

Individual Income Tax Law of the People's Republic of China

Article 11 · Individual income tax shall be calculated on an annual basis for the comprehensive income obtained by resident individuals; If there is a withholding agent, the withholding agent shall withhold and pay the tax on a monthly or per-time basis; If it is necessary to handle the final settlement, the final settlement shall be made within March 1 to June 30 of the following year in which the income is obtained. The withholding and prepayment measures shall be formulated by the competent tax authorities.

If a resident provides the special additional deduction information to the withholding agent, the withholding agent shall deduct the tax withheld and paid on a monthly basis in accordance with the provisions and shall not refuse.

If a non-resident individual obtains income from wages and salaries, remuneration for labor services, author's remuneration and royalties, and there is a withholding agent, the withholding agent shall withhold and pay the tax on a monthly or one-time basis, and the final settlement shall not be completed.

Such work should not insist on the prospects for development. There is still a salary of 2,500 left after deducting five insurances and one housing fund a month. It can be said that it is relatively low.

In first-tier cities, even the most basic life is not enough. Therefore, it is natural to want to give up, but it depends on the prospects of the job. There is a situation where the salary level is really not high at the beginning, and this usually happens when you have just graduated.

The salary of the first employee is actually not high, and more than 5,000 is already good. The important thing is to look at the future development prospects of this job, if there is no development prospect, then there is really no need to stick to it if you continue to do it. The general situation is that the salary will be ** year by year, so that the basic salary at the beginning is relatively low, which is understandable.

There is also a situation that the basic salary of sales sales is relatively low, and the most important salary is the commission, and if the commission is high, it is actually much higher than the basic salary. Many sales can earn more than 10,000 yuan a month, and their basic salary is only two or three thousand, but the promotion can reach seven or eight thousand. <>

In today's era, it is actually difficult to live with such a salary. If you can't see a way to get promoted in the short term, then it is more appropriate to change jobs. Of course, if you are in a small county, such a salary is actually enough to meet your own life.

It's just that it's still more difficult to buy a car and a house, and now the pressure on young people comes from car loans and mortgages, if you don't have enough funds to buy a car and a house, it is difficult to have the capital to get married, which is very difficult for young people to accept.

Therefore, whether this kind of work should be persisted in depends on whether it has prospects for development. If the development prospects are good and can become a very hot profession in the future, then it is possible to continue to hold on for a while. However, if the same development situation is maintained for a long time in the future, there is really no need to insist on it.

Personally, I don't think this kind of work needs to be insisted on, because his income is relatively low and the pressure is relatively large, and now the pressure on young people is relatively large, such as housing loans and car loans, these jobs are not able to meet the needs of daily life, if there is a good opportunity, you should give it a try and choose to quit.

This kind of work should be carried out, it is very stable, and it can also give yourself basic living security.

First of all, it should depend on what kind of city you are in, if it is like Beijing, Shanghai, Guangzhou and Shenzhen, it is not necessary, but in the third and fourth tier cities, this kind of welfare treatment is medium. Or think about yourself.

Someone once said that you can't earn money and experience, you can't earn experience, you can't earn knowledge, you can't earn knowledge and experience, there must always be something worth sticking to in a job, you think it's worth your persistence, then you should stick to it.

After deducting five insurances and one housing fund.

Is it necessary to do a job with a monthly salary of only 3,500 yuan? So for this work, I think it depends on the specific situation, why do you say this? It's because sometimes there are so many people, if they don't do this job, then they will starve to death, so in order to survive, they also need to do this job, don't look at the low salary of this job, but if you really don't have this job, then you will definitely starve to death<>

Don't look at this job so low a salary, at least this salary can support you, enough for your life, so in order to survive, we still have to continue, as this job can ride a donkey to find a horse and do this job, then look for other better jobs, this is the best choice<>

If I have no choice now, do I think I should continue to do this job? It's better, because if I don't do this job, then even survival is a very big problem, and I have to persevere in order to survive<>

In general, if this job is a unique choice for us and we have no choice, then of course it is necessary to do this job, in order to survive, to live, we must persevere.

If it is a formal contract personnel (outside the system) of the political and legal system below the third-tier cities and the subordinate units such as ** administrative organs, then it is also relatively stable and can be done. If it's a private company, it depends on your personal situation. Civil servants and career establishment personnel, if you don't say it, you will definitely laugh and be stable.

I think that if this work can be done to learn technology or learn skills, you can do it appropriately for a period of time, guessing that especially recent college graduates can use this time to let themselves learn a skill, and later can change jobs, if it is a job in the system, it is not bad, at least guaranteed.

Whether it's worth doing or not, first of all, the rubber ridge looks at Liang Hong's ** life, that is, a few tier cities or small counties in his hometown. It also depends on the type of job, if it is a perfect pursuit of a stable institutional life, and the family has a house and a car, it is worth doing.

I think it's still very necessary to start a family first, no matter what great ambition we have, we need to use money as support.

Summary. Hello dear, the five insurances and one housing fund that should be deducted (paid according to the proportion of 20%) is 460 yuan.

In social insurance, all expenses are calculated proportionally based on the average annual salary of the employee in the previous year (the first month's salary or the salary stipulated in the labor contract is used as the payment base for newly recruited personnel), and are paid by the unit and the individual employee respectively.

The prescribed ratio is approximately:

Pension: 20% for units and 8% for individuals.

Unemployed: 2% for employers, 1% for individuals.

Medical: 6-4% for units and 2-4% for individuals.

Work-related injuries: 1% for units and 0% for individuals.

Childbirth: 1% for units, 0% for individuals.

Slight changes may occur from place to place.

A gold unit is generally 8%-12%, and the same is true for individuals.

Social security is paid at the rate of 20% of the salary of the contribution amount, that is, 2300 * 20% = 460 yuan.

The parties can also use the minimum wage standard as the payment base, so that the actual salary will be a little more.

The salary is 2300, and after deducting the five insurances, there is not much money left.

Hello dear, the five insurances and one housing fund that should be deducted (paid according to the proportion of 20%) is 460 yuan. In social insurance, the expenses are calculated on a proportional basis based on the average annual salary of the employee in the previous year (the first month's salary or the salary stipulated in the labor contract for newly recruited personnel is the payment base), and are paid separately by the unit and the individual employee. The prescribed ratio is approximately:

Pension: 20% for units and 8% for individuals. Unemployed:

2% for units and 1% for individuals. Medical letter Li Que: 6-4% for units, 2-4% for individuals.

Work-related injuries: 1% for units and 0% for individuals. Fertility:

1% for units and 0% for individuals. Slight changes may occur from place to place. A gold unit is generally 8%-12%, and the same is true for individuals.

Social security is paid at the rate of 20% of the salary of the contribution amount, that is, 2300 * 20% = 460 yuan. The parties can also use the minimum wage standard as the payment base, so that the actual early wage will be a little more.

Hello dear. If you are still satisfied with me, please give me a thumbs up with your rich little hands, thank you very much.