May I ask the leader, where should the personnel of our affiliated units pay for medical insurance?

The landlord is good, from the "Labor Contract Law" and the "Social Insurance Law", affiliation is illegal and not allowed. If you do not have an employment relationship with the unit, but you pay social insurance in the name of the employees of the unit, the enterprise that should bear the responsibility of the unit should pay part of the social insurance, and the employer will definitely pass it on to you, and you will bear all of it, so you pay more than the employees of the unit. The unit will not pay social insurance for you in the future, maybe the unit is aware of the risk, because if there is a labor dispute, you are the nominal employee of the unit, and the unit has to bear the corresponding responsibilities, such as supplementary payment of social insurance, economic compensation, etc.

As an unemployed worker, you can continue to participate in the employee medical insurance in your own name, or you can go to the community to participate in the resident medical insurance, and you can choose comprehensively according to your ability to pay.

Medical insurance has also been paid by the unit (the money paid to the unit), others only pay 100 yuan, we have to pay more than 1,000 yuan, why is this? Hello landlord! The proportion of medical insurance is 9% of the total salary of the previous year plus a piece of serious illness insurance, if you pay yourself, you should pay 9% of the minimum payment base for on-the-job employees in Huai'an City (for example, Huai'an City in 2012 is 1750) plus the cost of serious illness insurance, your unit is charged to you in full according to this standard, and other formal employees are according to 2% of their total salary in the current year plus 96 yuan of serious illness insurance payment, and the unit pays the remaining 7%, so you pay more than 1,000, others pay a few hundred.

Social security affiliation refers to an illegal act in which the company does not pay social security for it due to personal reasons (freelancers, no unit, etc.), and wants to buy social security by itself, so that the ** institution (a company specializing in social security affiliation)** handles social security and purchases social security in its subordinate companies.

In accordance with the relevant provisions of the Labor Law and Social Insurance of the People's Republic of China, an employer shall pay social insurance for an employee after establishing a labor relationship. There is no labor relationship between the so-called "affiliated unit" and the individual without the unit, which is suspected of falsifying the labor relationship and endangers the safety of social security to a certain extent.

The process of medical insurance affiliation:

It is more troublesome for people who do not have a work unit, but if it is handled by a professional organization, it is not troublesome, it is very simple, you only need to provide a copy of your ID card and personal social security computer number, and the specific process is as follows:

1) Sign two labor and personnel service contracts and a confirmation of entrustment for purchasing social security on behalf of the employee to determine the wage payment base (because the amount of unemployment and work-related injury insurance needs to be determined by the wage base);

2) Provide a copy of your ID card and your personal social security computer number. If you have not applied for social security, you need to take a social security photo and provide a social security photo receipt (the cost of making a social security card is 50 yuan).

3) Before the 15th of each month, the social security premium of the month shall be paid to the company. The handling fee is 360 yuan per year, which will be charged in a lump sum.

In the next month after the deduction, you can check the individual payment record on the ** provided by the Social Security Bureau.

In general, if you don't have a formal employer, then you can pay social security through the affiliated company. If you have a job and have signed a corresponding labor contract with your employer, then at this time, your employer should pay social security benefits to you. Therefore, you should no longer go to a human resources company to pay social security.

Because after all, a person can only pay one social security, if you pay two social security, it is a phenomenon of repeated payment for you personally, then you will not enjoy the treatment of double pension in the end, so there is no practical significance. Of course, for individuals who do not have a work unit, it is no problem to choose to pay social security.

You can choose a human resources company to pay social security in any area, but one of the drawbacks of finding a human resources company to pay social security is that you need to bear the cost of all the five insurances, and the payment borne by the enterprise unit and the payment borne by you personally are all borne by you, and your personal economic pressure will be relatively greater.

If you want to pay social insurance premiums to the affiliated unit, and you are not an employee of the unit, the employer will definitely not agree, and the employer will not be willing to pay social insurance premiums to people who are not employees of the unit. You should pay social security contributions as if you were a flexible employee, so that you can pay the same amount.

The social security handled by the individual affiliated unit is purchased in the name of the human resources company. Individuals sign a contract with a human resources company, submit relevant information, and pay social security premiums and service fees. (Social Security Premium:

It is composed of the part paid by the enterprise and the part paid by the individual), and the individual is affiliated with the unit to purchase, and the total social security premium is paid by the individual. **The company pays social security for individuals on a monthly basis. Individuals can go to the social security bureau network (or local tax network) to check the details of the social security they have purchased, and receive the social security card (before) in the following month.

People who need to be affiliated with the employer to purchase social security: freelancers, entrepreneurs, flexible workers, temporary unemployed or short-term workers.

Legal basis: Article 4 of the Social Insurance Law of the People's Republic of China Employers and individuals within the territory of the People's Republic of China who pay social insurance premiums in accordance with the law have the right to inquire about payment records and records of personal rights and interests, and to request social insurance agencies to provide social insurance consultation and other related services. Individuals enjoy social insurance benefits in accordance with the law, and have the right to supervise their own units' contributions for them.

You can pay social security by affiliated units, but you have to find a reliable unit, especially if you have good economic strength, otherwise it is easy to default on social security premiums.

Yes, it's just to see if you can find this unit, and now there are very few units willing to help pay on behalf of you.

Units pay social security for the majority, individuals only pay a small part, and no unit will pay social security for employees who are not units.

Don't be attached to the unit to pay, because the insurance is paid in the unit, the unit pays 20%, the individual pays 8%, a total of 28%, and in the name of the individual to pay, just pay 20%, preferential 8% pension and retirement 1 year before the local average salary, payment base and payment time related, and with the base and time proportional relationship, pay more as long as the retirement time is the same, the payment base is the same, the payment time is the same, then whether the unit or their own payment, the pension is the same, so, It is more cost-effective to pay it yourself in your own name.

Hello, I'm glad to answer for you, if you want to pay social security with the company, it is to find an agency company, and then the unit helps you pay five social insurance and one housing fund, the cost is borne by the individual, and the handling fee is paid to the agency, if you don't need five social insurance and one housing fund, there is no need to be affiliated with the unit, and it is more cost-effective for individuals to pay social security as a flexible employment status, because you only need to pay basic pension insurance and medical insurance, there is no need to pay unemployment insurance, maternity insurance, and work-related injury insurance, and you have to spend a few hundred yuan more every month, which is not cost-effective. Hope it helps.

Questions. Only the retirement age is different.

This drawback. Women are only different in age, men are the same.

But it's not cost-effective for you to pay more, it's better to pay as a flexible employment status, and pay more, it's the same.

Questions. Yes, we women or employees can receive a pension for 5 years early.

Which is more, 10 years of extra money or 5 years of pension?

Yes, it's not the same, but you have to pay a few thousand dollars more every year, depending on personal needs, if you want to retire early, pay in the company, otherwise you can pay as a flexible employment status, and delaying retirement in the future will definitely be the trend. [smiles].

If you retire at the age of 55, you will be paid for 170 months, and if you retire at the age of 50, it will be calculated according to 190 months, that is to say, you will choose to retire at the age of 50, and the money you get is not as much as you get when you retire at the age of 55.

Questions. Is it understandable that paying social security according to flexible employment is not a disadvantage compared to employee social security?

The two are the same, if you do not enjoy maternity insurance and unemployment insurance, it is more cost-effective to pay social security through flexible employment.

Yes, there are many such agencies in the local civic center, which are flexibly employed and pay social security by themselves, and must pay enough for 15 years to reach retirement age before they can apply for retirement and receive a pension.

Social security, can medical insurance be attached to a certain unit, and can the unit be affiliated to buy social security and medical insurance?

Hello, yes, the law does not clearly stipulate that it is illegal to pay social security by affiliation, although it is not illegal to pay social security by affiliated companies, and in fact a considerable number of enterprises are paying social security for non-employees, but whether it is a virtual chain for enterprises or individuals, there is still a greater legal risk in paying social security by affiliated companies. Legal basis: Article 4 of the "Law of the People's Republic of China on Social Reputation Insurance" Employers and individuals within the territory of the People's Republic of China who pay social insurance premiums in accordance with the law have the right to inquire about payment records and personal rights and interests records, and request social insurance agencies to provide social insurance consultation and other related services.

Individuals enjoy social insurance benefits in accordance with the law, and have the right to supervise their own units' contributions.

Hello, yes, the difference between individual payment and affiliated company payment is as follows, 1. If you pay by an individual, you only need to pay 28% of the pension insurance, 1% of the unemployment insurance and 12% + 3 of the medical insurance, and because there is no fixed job, it is impossible to define "unemployment", so the unemployment insurance can actually be considered not to pay, so the cost is naturally lower. 2. If the company is affiliated, because the payment of the unit is mandatory, all types of social security must be paid, so the work-related injury and maternity insurance also have to bear the cost. How is it cost-effective for individuals to pay social security and affiliated units?

Conclusion: It is cheaper for individuals to pay.

OK. The negative effects that exist are as follows:

1. Employees need to bear the full amount of personal and unit fees, so the payment amount will be more.

2. If the employee falls into the category of work-related injury after the accident, there may be disputes.

3. There is a risk that the affiliated unit does not pay or underpays.

4. It may be necessary to pay the cost of a certain fee of the affiliated company.

In addition to policy risks, the economy and non-payment are also the main problems of the affiliated units, which have a great impact on freelancers.

If the employee's social security is 200 yuan, when the company pays social security: borrow: management expenses Sales expenses - pension and other social security details 5000 (the company bears) Other receivables - social security 5000 (personal responsibility Loan:

Bank Deposit - 10000 When deducting the employee's salary Borrow: Employee remuneration payable - Salary payable 300000 Credit: Other receivables - Social Security 4 bar 00 (personal responsibility) Bank deposit 295200 When receiving 200 yuan in cash from the non-employee social security of the company:

Borrow: cash in hand 200 Credit: other receivables - social security 200 There are other receivables under the details, and other receivables can be offset when receiving social security from non-employees of the company.

Social security attachment refers to individuals who want to purchase social security, due to some reasons, there is no unit to pay social security for them, so the social security is attached to the ** institution that specializes in social security payment, and the ** institution purchases social security for it. In accordance with the relevant provisions of the Labor Law and the Social Insurance Law of the People's Republic of China, an employer shall pay social insurance for an employee after establishing a labor relationship. However, if the social security is paid in the form of social security, there is actually no labor relationship between the individual and the ** institution.

Whether the social security affiliation is illegal or not varies from place to place. The Labor Law and the Social Insurance Law both specify that employers and their employees must participate in social insurance. Although the Social Insurance Law compels employers to pay social insurance premiums for their employees, which is a mandatory obligation of employers, it does not prohibit employers from paying social insurance premiums for employees who are not their own employees.

Summary. My dear, I have seen your question!! No need to ask repeatedly!

Don't ask! No need to ask repeatedly! The time limit for replying to the platform is within 24 hours!

8:00 a.m. - 22:00 p.m.

Please remember not to send a question consultation at other times that will affect the efficiency of the consultation, so please understand that it will not change.

My dear, I have seen your question!! No need to ask repeatedly! Don't ask!

No need to ask repeatedly! The time limit for replying to the platform is within 24 hours! I'll reply in a hurry when I'm free!

00 - 22:00 p.m. At other times, please remember not to send a problem consultation that will affect the efficiency of the consultation, which will bring regret and simplicity.

Affiliation is not allowed according to the regulations, if the unit wants to do this, it is not legal, you can complain in addition: the housing provident fund should be paid in the name of the unit, and social insurance can be paid by itself, called"Flexible workers", the payment standard can be directly consulted in the social security hall. The talent market can only be attached to personnel relations, not social security relations.

If you are attached, if you are not embarrassed by the affiliated party, there should be no problem with your childbirth and other pretending to be relatives again, and it is better to do it in your own unit if this practice is not advisable.

With the development of society, individuals can also pay five insurances and one housing fund, which is the so-called social security affiliation. Social security attachment refers to individuals who want to buy social security, due to some reasons, there is no company to pay social security for them, so the social security is attached to the ** institution that specializes in social security payment, and the ** institution purchases social security for it. According to the provisions of China's labor law and social insurance law, after the employer and the worker establish a labor relationship, they shall pay social insurance for them, and pay social security in the form of social security affiliation.

As for paying social security as a flexible employment identity and finding a new job in the future, the first two cannot be directly docked and transferred, which is equivalent to a waste of social security paid during this time, and the social security affiliated unit can avoid this problem.