Does my husband need his wife to pay off his debts?

Updated on society 2024-08-02
15 answers
  1. Anonymous users2024-02-15

    Whether the husband owes money and whether the wife has an obligation should be analyzed according to the specific situation. During the subsistence of the marital relationship, the debts owed by one party outside the home shall be regarded as joint debts of the husband and wife as long as they are used for family life or joint investment and business operations of the family, and the husband shall not pay them back now, and the wife shall be obliged to repay them.

    If it is a debt owed by the man alone, which is used for personal investment or consumption, it is a personal debt, and the woman has no obligation to repay.

    In addition, the Civil Code

    Article 1065:A man and a woman may agree that property acquired during the existence of the marital relationship and property acquired before marriage shall be owned separately or jointly, or partly separately or partly jointly. The agreement shall be in writing. Where there is no agreement or the agreement is not clear, the provisions of articles 1062 and 1063 of this Law apply.

    The agreement between the husband and wife on the property acquired during the marriage and the property before the marriage is legally binding on both parties.

    If the husband and wife agree that the property acquired during the existence of the marital relationship shall belong to each other, and the debts owed by the husband or wife to the outside world are known to the counterpart, the personal property of the husband or wife shall be repaid.

  2. Anonymous users2024-02-14

    The wife has no obligation to repay the debts owed by the husband before marriage. After marriage, if the money owed by the husband is a huge debt, which obviously exceeds the daily expenses of the family, and there is no signature confirmation or recognition from the wife, the wife does not have to bear the obligation of joint repayment.

  3. Anonymous users2024-02-13

    Debts owed during the marriage are often recognized as joint debts of the husband and wife, and are to be repaid jointly by the husband and wife.

    Whether the husband owes money and whether the wife has the obligation to be analyzed according to the specific situation. During the subsistence of the marital relationship, the debts owed by one party outside the country shall be regarded as joint debts of the husband and wife as long as they are used for family life or jointly invested and operated by the early potato family, and the husband shall not pay them back now, and the wife shall be obliged to repay them. If it is a debt owed by the man alone, which is used for personal investment or consumption, it is a personal debt, and the woman has no obligation to repay it.

  4. Anonymous users2024-02-12

    Legal Analysis: Specific situations require a case-by-case analysis. The husband owes money, and the wife does not necessarily have to be liable to pay it back.

    The situation where the wife needs to bear joint and several liabilities for repayment is mainly aimed at the situation of joint debts and joint signatures. The wife is not jointly and severally liable for debts that are not genuinely unknown to the wife and are not used for the daily needs of the family, or for personal debts incurred by the husband before the marriage, regardless of whether they are married or divorced. However, if the debt arises during the existence of the relationship between the husband and wife, and at the same time it is a debt confirmed by both parties, or the wife has recognized the debt after the fact, then the wife will of course be liable accordingly.

    There is also a situation where although the debt is signed by the husband in his own name, but the debt is mainly used for the needs of the family community and production of both parties, and the creditor can demand the wife to bear the corresponding responsibility. Therefore, the husband owes money and the wife does not necessarily need to pay the debt.

    Legal basis: Interpretation of the Supreme People's Court on Issues Concerning the Application of Law in the Trial of Cases Involving Disputes over Debts between Husband and Wife

    Article 1: Debts borne by both husband and wife jointly signed or later recognized by one of the husband and wife, or other common expressions of intent, shall be found to be joint debts of husband and wife.

    Article 2: Where a creditor claims rights over debts incurred by one of the husband and wife in his or her own name for the daily needs of the family during the existence of the marital relationship, and the creditor claims rights on the grounds that the debts are jointly paid by the husband and wife, the people's court shall support them.

    Article 3: Where a creditor claims rights over debts incurred by one of the husband and wife in his or her own name during the existence of the marital relationship that exceed the daily needs of the family on the grounds that they are joint debts of the husband and wife, the people's courts will not support them, except where the creditor can prove that the debts were used for the husband and wife's common life, joint production and business, or based on the joint intention of the husband and wife.

  5. Anonymous users2024-02-11

    Legal analysis: The husband owes money and the wife is obliged to repay, and the debts incurred by one party during the marriage are generally regarded as joint debts when divorced and need to be repaid jointly. However, this is not the case if the wife has evidence that the husband's loan was not used for the joint living of the husband and wife.

    Legal basis: Article 1064 of the Civil Code of the People's Republic of China Debts borne by the husband and wife as jointly signed or recognized by one of the husband and wife after the fact, as well as debts incurred by one of the husband and wife in his or her own name for the daily needs of the family during the existence of the marital relationship, are joint debts of the husband and wife.

    Debts incurred by one of the spouses in his or her own name during the existence of the marital relationship in excess of the daily needs of the family are not joint debts of the husband and wife; However, the creditor can prove that the debt was used for the husband and wife's common life, joint production and business, or based on the common intention of the husband and wife.

  6. Anonymous users2024-02-10

    If it is used for the common life of the husband and wife or the family, it is considered a joint debt of the husband and wife, and there is an obligation to repay; If the loan is not used for the husband and wife or the family to live together, the wife does not need to repay it; If money is borrowed for gambling, the law does not protect such claims and debts.

    According to the Interpretation of the Supreme People's Court on Issues Concerning the Application of Law in the Trial of Cases Involving Disputes over Debts between Husband and Wife, if a creditor claims rights over debts incurred by one of the spouses in his or her own name for the daily needs of the family during the existence of the marital relationship on the ground that they are joint debts of the husband and wife, the court shall uphold the claim. However, if one of the spouses incurs debts in his or her own name during the existence of the marital relationship that exceed the daily needs of the family, and the creditor claims rights on the ground that they are joint debts of the husband and wife, the court will not support it, unless the creditor can prove that the debts were used for the husband and wife's common life, joint production and business, or based on the joint intention of the husband and wife. ”

    Therefore, the following debts cannot be recognized as joint debts of the husband and wife and should be paid by one of the parties out of personal property:

    1) Debts that the husband and wife have agreed to bear by themselves, but the purpose is to avoid debts;

    2) One party finances the debts of relatives and friends who have no obligation to support the other party without the consent of the other party;

    3) One party raises funds to engage in business activities without the consent of the other party, and its income is not used for debts incurred by living together;

    4) Other debts that should be borne by the individual.

    Legal basis: Article 24 of the Interpretation (II) of the Supreme People's Court on Several Issues Concerning the Application of the Marriage Law.

    Where a creditor claims rights in respect of a debt incurred by one of the spouses in his or her own name during the existence of the marital relationship, it shall be treated as a joint debt of the husband and wife. However, one of the husband and wife can prove that the creditor and the debtor have expressly agreed that it is a personal debt, or can prove that it falls under the circumstances provided for in paragraph 3 of article 19 of the Marriage Law.

  7. Anonymous users2024-02-09

    1. Whether the husband owes the debt and the wife needs to pay it

    1. If the husband owes a debt, the wife does not have to pay it. Generally speaking, the wife has the obligation to pay off the debts incurred by both parties in a common expression, as well as the debts that are actually used for the common life and business of both parties. However, if it is a debt incurred by one of the husbands in his personal life, the wife does not need to pay it off.

    2. Legal basis: Civil Code

    Article 1064: Debts incurred by both husband and wife as jointly signed by the husband and wife or by one of the husband and wife as well as debts incurred by one of the husband and wife in their own name for the daily needs of the family during the existence of the marital relationship, are joint debts of the husband and wife.

    Debts incurred by one of the spouses in his or her own name during the existence of the marital relationship in excess of the family's daily needs are not joint debts of the husband and wife; However, the creditor can prove that the debt was used for the husband and wife's common life, joint production and business, or based on the common intention of the husband and wife.

    Article 1089 In the event of divorce, the joint debts of the husband and wife shall be repaid jointly. If the joint property is insufficient to be repaid or the property is owned by each other, the two parties shall agree to settle it; If the agreement is not reached, the people's court shall make a judgment.

    2. What are the circumstances that cannot be recognized as joint debts of husband and wife?

    The following debts cannot be recognized as joint debts of the husband and wife and shall be paid by one of the parties with personal property:

    1) Debts that the husband and wife agree to bear personally, except for the purpose of escaping debts;

    2) One party finances the debts of relatives and friends who have no obligation to support the other party without the consent of the other party;

    3) One party raises funds to engage in business activities without the consent of the other party, and its income is not used for debts incurred by living together;

    4) Other debts that should be borne by the individual.

    Many people believe that during the marriage, as long as one party owes debts, then the other party is also liable for repayment. However, in fact, even if the parties have entered into a marriage relationship, due to the different circumstances of the debt, it cannot be regarded as a joint debt and property of the husband and wife, and the other party is also required to be liable. Under normal circumstances, if one party owes debts during marriage, with the consent or recognition of the other party, they can be treated as joint debts of the husband and wife, and the other party must have the obligation to repay.

    However, if the debt owed by one party is within a reasonable range and is also used for family life, it is directly recognized as a joint debt, and the other party needs to be liable to repay the debt at this time.

  8. Anonymous users2024-02-08

    In many countries and regions, especially those with clear marital financial laws, such as the United States, if the spouses share finances, then the debts of one of the spouses may be considered joint debts of the spouses. This is because, in many cases, even if one party does not sign the debt directly, they may indirectly contribute to the debt in other forms of financial affairs.

    It's important to note that even though your debts may be considered joint debts of the couple, you still have the right to choose not to take on them in certain circumstances. For example, you may have the right to refuse to take on debts if your debt suspension is against your interests, or if you have been deceived or misled into incurring debts.

    Overall, the answer to this question depends on a number of factors, including the nature of the debt, the stake of the debt, and the financial agreement between the couple. When dealing with such issues, seeking professional legal advice is always the best option.

  9. Anonymous users2024-02-07

    Generally speaking, the wife also has the responsibility to pay off the husband's rotten foreign debts. Unless the wife can prove that the debt is a personal debt of the husband, that is, that the debt is a debt of the husband before the marriage, etc., the debt is considered a joint debt.

  10. Anonymous users2024-02-06

    More often than not, debts are responsibilities related to individuals, not family relationships. If you are the liquid to say late grinding"Husband"debts, these debts should be his personal responsibility, and not automatically become"Wife"responsibility. Unless there is a joint guarantee or joint borrowing, the debt is generally borne by the borrower and not by the marital partner.

  11. Anonymous users2024-02-05

    Yes. Often, debts are related to personal responsibilities rather than family relationships. If you say it"Husband"debts, which should be his personal responsibility, rock blind and not automatically become"Wife"responsibility.

    Unless there is a joint guarantee or joint borrowing, the debt is generally borne by the borrower and not by marriage. So, you still have to pay back.

  12. Anonymous users2024-02-04

    It stands to reason that there is responsibility, after all, it is a legal husband and wife, and the debts owed by the husband need to be borne together, unless the husband has his own ability.

  13. Anonymous users2024-02-03

    According to Chinese law, the marriage relationship is based on the principles of equality, voluntariness and mutual assistance, and the issue of debts in marriage needs to be considered comprehensively according to the specific circumstances.

    In general, if the debt was incurred by one party before the marriage was established, then the other party is generally not liable for the debt. If the debt is incurred by one of the spouses during the marriage, the other spouse is not necessarily liable for the debt, unless the debt is a joint debt or there is a joint guarantee liability. For example, in the case of joint business debts, loan contracts signed by the husband and wife, etc., the other party may need to bear the corresponding responsibilities.

    It should be pointed out that the principles stipulated in the Marriage Law and the Debt Law are different and applicable to specific circumstances, and the specific solution to the debt problems arising in the marriage relationship needs to be determined according to the actual situation and relevant legal provisions.

  14. Anonymous users2024-02-02

    The Civil Code stipulates that debts incurred by both husband and wife in the joint signature of the husband and wife or the subsequent recognition of the husband and wife, as well as debts incurred by the husband and wife in his or her own name for the family's daily livelihood and living expenses during the existence of the marital side-fighting relationship, are joint debts of the husband and wife. If the husband owes a debt outside, and the wife does not sign together, does not guarantee it, does not know it, and does not recognize it, and the debt owed by the husband is not used for the common life and production investment and operation of the family, then this debt belongs to the husband's personal debt, and has nothing to do with the wife, in this case, the wife does not need to bear the debt with the husband.

  15. Anonymous users2024-02-01

    According to Chinese law, the debt liability between husband and wife needs to be determined on a case-by-case basis. Generally speaking, if the husband incurs debts in his personal life, the wife is not liable for paying them off; However, if the debts incurred by the husband and wife living and operating together, the wife may be jointly liable with the husband for the liquidation.

    Specifically, according to Article 24 of the Interpretation (II) of the Supreme People's Court on Several Questions Concerning the Application of the Marriage Law, when a creditor claims rights to a debt incurred by one of the husband and wife in the name of a single person, it shall be treated as a joint debt of the husband and wife. This means that during the conjugal relationship, if the husband is in debt in his own name, the creditor has the right to demand that the husband and wife be jointly liable for the liquidation.

    It should be noted that specific situations may also be subject to specific interpretations and rulings by regional laws and courts. Therefore, if you encounter a similar situation, it is advisable to consult a professional lawyer for specific legal advice and guidance.

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