What kind of insurance can you get compensation after suicide

Apply it directly to the face with VC penetration, and it will take at least a week to see the effect, but the effect is very good and effective. You can also use white sugar, note, it is a very fine kind, after washing your face, use white sugar soaked in water to massage on your face, ** it will be very smooth, and it can also eliminate acne marks, I have tried, it is effective, but you must also insist... The best way to get rid of acne scars is whitening, so whitening products can lighten acne scars to a certain extent, you can choose to apply **, you can also choose to use essence or the like... Said**, I have to recommend the beauty of the **, each one is very good, the hydrating whitening and moisturizing effect is first-class... If you want to go to Doudou, I recommend the three-piece set of Micro Bean, and I bought it.

Sixty yuan, the effect is amazing... I've been growing beans for seven or eight years, and it doesn't work with anything, so it's only effective with this, and there are a lot less beans... But the effect is slow... It takes almost ten days to see the results... I'm not advertising... I'm just a beneficiary...

How much can be compensated for sudden death from overtime, 27

Whether or not suicide insurance pays depends on the situation.

If you buy life insurance, you can only pay for suicide after two years; If you have accident insurance, you will not be compensated for suicide.

Insurance refers to the commercial insurance behavior in which the insured pays the insurance premium to the insurer in accordance with the contract, and the insurer bears the responsibility of compensating the insurance money for the property loss caused by the occurrence of an accident that may occur as agreed in the contract, or when the insured dies, is disabled, sick or reaches the age and time limit agreed in the contract. Accident insurance refers to the act or contract in which the policyholder pays a certain amount of insurance premium, and the insurer promises to pay the insurance money to the insured in the event of physical injury and disability or death due to a disaster within a specific scope. The disaster accident that causes accidental injury to the insured referred to here should have four elements: external, sudden, unintentional and non-disease.

The first thing you need to do is look at what kind of insurance you are buying. If it is a short-term accident insurance, the suicide does not belong to the person who was caused by an external force**, so the accident insurance cannot be claimed.

Long-term life insurance, on the other hand, depends on the specific terms and conditions. Some clauses explicitly state that suicide is exempt from liability and cannot be claimed. Some life insurance policies stipulate that suicide within 1-3 years after purchasing the insurance cannot be claimed, but compensation can be obtained after the time limit.

All in all, suicide is usually not covered by insurance, and there are many requirements for compensation, which is also to avoid the risk of malicious insurance fraud.

The documents for the death claim need to be as follows:

1. An insurance policy with normal legal effect.

2. Death certificate, spark slip, certificate of closure of household registration, and copy of ID card of the insured.

3. If the ID card of the beneficiary is not indicated, it will be apportioned in the order of inheritance.

4. Designated bank for opening an account.

Extended reading: [Insurance] How to buy, which one is better, teach you to avoid these insurance"pits"

Legal analysis: Suicide in death insurance will definitely not lose money, and suicide is a taboo in insurance, and it is also one of the scope of deductible; However, there are two kinds of suicides, one is negligence suicide, and the other is intentional suicide.

Legal basis: Insurance Law of the People's Republic of China Article 44 In the event of a contract in which the death of the insured is a condition for the payment of insurance money, if the insured commits suicide within two years from the date of the conclusion of the contract or the restoration of the validity of the contract, the insurer shall not be liable for the payment of the insurance money, unless the insured is a person with no capacity for civil conduct at the time of suicide. If the insurer does not bear the responsibility to pay the insurance money in accordance with the provisions of the preceding paragraph, it shall refund the cash value of the insurance policy in accordance with the contract.

01 Insurance Law.

According to our Insurance Law

It is stipulated that if the insured has paid the insurance premium for two years, and the insurance contract is based on death, then the insured can receive the insurance benefit according to the contract after committing suicide.

02 Duration of the contract.

According to the relevant laws and regulations of China, if the insured commits suicide under a contract conditional on the payment of insurance benefits for death, and commits suicide within 2 years after the effective date of the insurance contract, the insurance company will not pay the insurance benefits, but will generally refund the cash value of the insurance policy.

03 Whether suicide can be covered by insurance?

If life insurance is signed, the insurance itself is based on the life of the insured, so if the insured dies, the insurance company shall pay the insurance benefits. And accident insurance.

In this case, it is because the insured suffers from an external accident during the insurance period, so if the accident insurance is signed, then the suicide will not be covered with insurance benefits.

04 4 If the insured is due to suicide, then life insurance.

It is not to be admired within 2 years, but to pay compensation for more than 2 years. However, accident insurance will not cover any of the benefits.