What compensation can be claimed for a parked car that was burned by a car that spontaneously combus

Yes, but the sum insured of the three insurances must be sufficient to cover the amount of the other party.

During the insurance period, the insurer shall be responsible for compensation in accordance with the insurance contract if the insured motor vehicle is used by the insured or its permitted legal driver for all or part of the loss of the insured motor vehicle due to the following reasons:

1. Collision and overturning;

2. Fire, **, spontaneous combustion of vehicles used by party and government organs, public institutions, and non-business vehicles of enterprises;

3. Collapse of external objects, falling objects in the air, and falling of insured motor vehicles while driving;

4. Accidental collision of the goods and personnel on the insured motor vehicle;

5. Lightning strikes, storms, heavy rains, floods, tornadoes, hailstorms, typhoons, tsunamis, tropical storms, subsidence, cliff avalanches, landslides, debris flows, avalanches, ice subsidences, snow disasters, ice cubes, sandstorms;

6. The ferry carrying the insured motor vehicle suffers from a natural disaster (only for those who have a driver to take care of the ship).

If you don't go to court to get spontaneous combustion, you can only ask the other party for proper compensation. There is no talk of compensation, let alone moral damage.

This seems to be compensated, and the specific amount is negotiable, which is force majeure.

First of all, you can ask for a claim for repair, and after the repair, you can also find a laboratory to do a car damage appraisal and ask the other party to compensate for the loss of the vehicle. Because after the car is repaired, it has not reached the same performance and aesthetics as the original car.

Claim financial compensation and moral damages.

In this case, compensation is available. If your car is burned, the owner of the spontaneously combusted car should be responsible for compensating for the damages.

Fuel leakage due to aging engine fuel lines and improper replacement of oil lines and other parts. When encountering short circuits in wires and open flames caused by aging electrical appliances, it is easy to ignite gasoline and cause fire.

Preparation of equipment to prevent vehicle fires:

A fire extinguisher is a piece of equipment that must be carried with the car. In the case of dry powder fire extinguishers, it is best to check once a year at your local fire equipment store to check whether the dry powder is agglomerated and whether the pressure of the built-in nitrogen cylinder that provides jet power has dropped.

CO2 fire extinguishers are recommended. Because the 1211 fire extinguisher has a destructive effect on the atmospheric ozone layer, China has not recommended the use and stop the production of 1211 fire extinguishers in accordance with the requirements of the relevant United Nations organizations and the relevant conventions signed by China.

Yes, you can use the three-party insurance of spontaneously combustible vehicles to compensate, but you should pay attention to the collection of evidence, the clearer the evidence, the better. If the insurance company refuses to pay the claim, it can only rely on this evidence to negotiate or even sue.

The full name is vehicle spontaneous combustion loss insurance, which is an additional type of motor vehicle loss insurance, and the owner can only insure vehicle spontaneous combustion insurance on the basis of motor vehicle loss insurance. The insurance amount of spontaneous combustion insurance is generally determined by negotiation according to the actual value of the insured vehicle, and the premium is not high, generally only a few tens of yuan. After the car spontaneously combusted, the insurance company will compensate accordingly according to the extent of the damage to the vehicle.

The insurance amount of spontaneous combustion insurance is generally determined by negotiation according to the actual value of the insured vehicle, and the premium is not high, generally only a few tens of yuan. After the car spontaneously combusted, the insurance company will compensate accordingly according to the extent of the damage to the vehicle.

In today's spontaneous combustion of vehicles, it is undoubtedly a wise choice for car owners to take a suitable spontaneous combustion insurance for their cars in advance. Spontaneous combustion insurance should pay attention to some details before purchasing. During the insurance period, during the use of the insured vehicle, due to the problems of the vehicle's circuit, line, oil circuit, fuel supply system, and the goods themselves, the friction of the motor vehicle operation caused by the disaster, and the insured in the event of the insured accident, the necessary and reasonable rescue expenses incurred to reduce the loss of the insured vehicle, the insurer is responsible for compensation.

From this, we can see that if your car spontaneously combusts due to a fire in someone else's car, you cannot be compensated by spontaneous combustion insurance, and it is recommended that you make a claim through the responsible party. Before applying for spontaneous combustion insurance, it is necessary to understand its coverage, which can reduce the probability of disputes in the later claims. Huize provides a wide range of car insurance products, including PICC Auto Insurance, Huatai Auto Insurance, Dadi Auto Insurance, Ping An Auto Insurance and Pacific Auto Insurance.

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Vehicle spontaneous combustion loss insurance is an additional type of motor vehicle loss insurance, and the owner can only insure the vehicle natural loss insurance on the basis of the motor vehicle loss insurance. Whether to insure the additional insurance is completely subject to the owner's own wishes, and many car owners do not have the additional insurance, and they cannot be compensated for spontaneous combustion accidents in the future. Because, in the family self-use car loss insurance clause liability exemption part clearly stipulated:

The insurance company is not responsible for the loss and expenses of the insured motor vehicle caused by spontaneous combustion and unexplained fire. As for some car owners who have insured the additional insurance, after the spontaneous combustion accident of the motor vehicle, they have not received full compensation, the fundamental reason is that the additional insurance also clearly stipulates in the listed clause that the absolute deductible of the additional insurance is 20. In other words, you can only get compensation for 80% of the amount of the loss.

These contents are clearly stated in the insurance contract, and the policyholder will understand them at a glance as long as they read them carefully.

Three insurances. Doesn't work for your own car. Its function is related to compulsory insurance.

Same. It is when someone else is injured due to your liability, and the insurance company pays someone else. The three insurances are a supplement to the compulsory insurance. Therefore, the three insurances for spontaneous combustion of your car cannot be compensated. Spontaneous combustion of the vehicle shall be insured by vehicle damage.

Incidental spontaneous combustion insurance coverage.

Spontaneous combustion insurance is an insurance that compensates for one's own car, and a third-party liability insurance.

It is an insurance that compensates the other party. If you burn a nearby vehicle, you can be compensated by third party liability insurance. If there is spontaneous combustion insurance, no matter whose liability insurance company it is, the insurance company must pay your car first, and they will recover it. This is compensation for the loss of your car.

Spontaneous combustion insurance is motor vehicle damage insurance.

of riders. Only on the basis of motor vehicle loss insurance, the car owner can take out the vehicle spontaneous combustion insurance. Captive insurance can compensate the insured vehicle itself for the loss caused by spontaneous combustion and the necessary and reasonable rescue expenses paid by the insured to prevent and reduce the loss of the insured vehicle, but cannot compensate for the exemption of liability and indirect losses caused by spontaneous combustion in the clause.

If the vehicle itself breaks down and causes spontaneous combustion, the insurance company shall be liable for the insurance compensation. Coverage of Spontaneous Combustion Insurance:

1.The loss of the insured vehicle is caused by the problems of the vehicle's electrical appliances, circuits, oil circuits, oil supply systems, gas supply systems, and the goods themselves, as well as friction and fire during the driving of the motor vehicle;

2.When an insured event occurs, the insured incurs necessary and reasonable rescue expenses in order to reduce the loss of the insured vehicle. In the case of spontaneous combustion caused by the vehicle itself, the victim shall bear the burden of proof.

If the victim can prove that the product is defective, the use of the defective product has caused the damage, and there is a legal causal link between the defective product and the damage.

Product infringement liability can be established; If the producer then adduces evidence on the statutory reasons for exemption and cannot prove the existence of the reasons for exemption, it shall be liable for damages.

If the dangerous goods in the car cause spontaneous combustion, the insurance company is not liable for the insurance money. However, there are several cases. Even if you purchase spontaneous combustion insurance, the insurance company will not pay the claim:

1.The insured uses manual direct oil supply and high-temperature roaster to cause disasters in the process of using the vehicle;

2.Spontaneous combustion only causes the loss of electrical appliances, circuits, and oil supply systems;

3.Man-made fires.

Hello dear to me to your questions The following is the compensation method under the general situation:1Insurance Indemnity:

First of all, you can file a claim with your own vehicle insurance company, and depending on the type and terms of your insurance, you will generally be able to receive some or all of the compensation amount. 2.Responsibilities of the other owner:

If the spontaneous combustion of the vehicle next to it is caused by the fault or negligence of the other owner, such as failing to repair the vehicle in time or using substandard parts, etc., you can ask the other party to bear the corresponding liability for compensation. In this case, you can negotiate with the other party to settle the compensation matter, and if there is no agreement on the law of the other party, you can sue the other party through legal channels and ask the court to award compensation to the other party.