Do you still have to pay medical insurance for 60 years old without children?

Updated on society 2024-08-12
13 answers
  1. Anonymous users2024-02-16

    There are no rules, and no children are required to pay and are entitled to health insurance. You still have to pay, otherwise you don't have health insurance.

  2. Anonymous users2024-02-15

    The state shall establish a personal account for the endowment insurance with a lifelong record for each participant of the new rural insurance. Individual contributions, collective subsidies and other economic organizations, social welfare organizations, and individual subsidies for the payment of the insured, as well as the payment subsidies of the local ** to the insured, are all credited to the personal account. At present, the deposit amount of personal accounts is calculated annually with reference to the one-year RMB deposit interest rate of financial institutions announced by the People's Bank of China.

    6. Pension benefits.

    The pension treatment consists of a basic pension and a personal account pension, which is paid for life.

    **The basic pension standard is set at $55 per person per month. Local ** can increase the basic pension standard according to the actual situation, for long-term payment of rural residents, can be appropriately increased basic pension, increase and increase part of the funds by the local ** expenditure.

    The monthly calculation and payment standard of personal account pension is the total amount of personal account savings divided by 139 (the same as the current personal account pension calculation coefficient of basic pension insurance for urban employees). In the event of the death of the insured, the balance of funds in the personal account, in addition to the ** subsidy, can be inherited in accordance with the law; **The balance of the subsidy is used to continue to pay the pension of other participants.

    7. Conditions for receiving pension benefits.

    Elderly people with household registration in rural areas who have reached the age of 60 and have not enjoyed the basic old-age insurance benefits for urban workers can receive a monthly pension.

    When the new rural insurance system is implemented, those who have reached the age of 60 and have not enjoyed the basic old-age insurance benefits for urban employees do not need to pay and can receive a basic pension on a monthly basis, but their children who meet the conditions for insurance shall participate in the insurance and pay premiums; If the payment is less than 15 years from the age of collection, the payment shall be made on an annual basis, and supplementary payment is also allowed, and the cumulative payment shall not exceed 15 years; If the payment is more than 15 years away from the age of collection, the payment shall be made on an annual basis, and the cumulative payment shall not be less than 15 years.

  3. Anonymous users2024-02-14

    Whether you have children or not has nothing to do with medical care and pension, if you are in the countryside, you may still have five guarantees, and in the city there is a subsistence allowance. These two types are that the village committee or neighborhood committee can receive dozens of yuan every month, and you can apply for medical treatment or pension if you have money. If you don't apply, no one will reimburse you if you are sick, and no one will give you a pension.

  4. Anonymous users2024-02-13

    If you have two daughters, you should also pay insurance. If you don't pay insurance, if the elderly get sick, the child will have to bear a lot of things. If it is a serious illness, it will soon bring down a family.

    And you can't just let the old man give up his life. Therefore, it is better to pay a medical insurance, which can make the elderly feel at ease**. Therefore, this kind of medical insurance is still very necessary.

    Generally, if an employee retires. You don't need to pay for medical insurance. You can enjoy it forever.

    However, it seems that the ordinary domestic medical insurance must be paid every year. He only guarantees it for one year, and in the next year it will start a new time. So you need to pay it every year.

    As long as you live, you need to pay it every year. This type of health insurance** is also very inexpensive. The current level is $410 per year.

    This is acceptable to every family, except for some extremely poor families. However, this old man has two daughters, and I think this money should be able to be paid.

    Although many elderly people have children, there is no way to treat them when they are sick. Because the elderly are sick, they need to do an ICU. The cost of the ICU is estimated to be tens of thousands a day.

    If the old man's children were not so rich, the old man would probably give up his business. It's not like nothing like this happening. I once saw a woman in the news who had cancer.

    But he chose to give up because he said he was going to leave all his money to his children. So it's a very sad thing. If you have health insurance, you can cover a large part of it for him.

    He wouldn't give up his life so easily.

    Everyone's life is very precious and gone forever. Everyone, no matter how old they are, definitely wants to live. Therefore, I hope that medical insurance can reimburse more people to protect these people who have worked hard all their lives.

  5. Anonymous users2024-02-12

    Of course, seniors over the age of 60 still need to pay for medical insurance, and only by doing so can they give themselves more protection.

  6. Anonymous users2024-02-11

    Of course, seniors over the age of 60 are required to pay for medical insurance. Even if you have two daughters, you will have a good guarantee in the future.

  7. Anonymous users2024-02-10

    Generally speaking, it is best for the elderly to pay medical insurance premiums, which is also a guarantee for themselves.

  8. Anonymous users2024-02-09

    Yes, it is needed, it is also a kind of protection for the elderly, and anyone should pay for these insurances, and it is beneficial to do so.

  9. Anonymous users2024-02-08

    You can apply for medical insurance at the age of 60.

    Medical insurance refers to the occurrence of medical treatment agreed in the insurance contract as the condition for the payment of insurance money, Lu Qianyu for the insured to receive diagnosis and treatment during the medical expenses to provide protection for the medical expenses, medical insurance in the form of a contract to the person threatened by the disease in advance to collect medical insurance premiums, when the insured is sick and go to a medical institution for medical treatment and medical expenses, by the medical insurance institutions to give certain economic compensation.

    Medical insurance has the basic characteristics of social insurance, such as compulsory, mutual aid and sociality.

    Medical insurance can be divided into: one commercial medical insurance, two allowance medical insurance, three cost medical insurance. Those who are 60 years old and have exceeded the retirement age cannot enjoy the basic medical insurance borne by units and individuals respectively, but they can participate in rural medical cooperation and urban residents' medical escort rolling therapy insurance as individuals and bear their own expenses.

    Extended reading: [Insurance] How to buy, which one is better, teach you to avoid these insurance"pits"

  10. Anonymous users2024-02-07

    Summary. Hello, I am Weiwei teacher, focusing on the field of professional career, good at five insurances and one housing fund, career development, college entrance examination volunteer planning, professional positioning and other fields. I have seen your question due to the large number of consultations, I will answer them one by one and query and summarize the data for the students, so please be patient, please do not close the order too early, you can provide more effective information in order to better answer for you, such as retirement age, payment base, etc.

    I wish you good health and success in your work

    If I have two daughters, do I need to pay for health insurance for people over 60 years old?

    Hello, I am Weiwei teacher, focusing on the field of professional career, good at five insurances and one housing fund, career development, college entrance examination volunteer planning, professional positioning and other fields to get filial piety. I have seen your question due to the large number of consultations, I will answer them one by one and query and summarize the data for the students, so please be patient, please do not close the order too early, you can provide more effective information to better answer you, such as retirement age, payment base, etc. I wish you good health and success in your work

    Pro, you need to pay the file, medical and lack of insurance is to pay every year, regardless of age, it is paid every year, and when you are older, you should pay every year, so it is also a guarantee for your own life, and your health will be bad when you are older, so medical insurance needs to be paid every year, and children can also pay to their parents, and the money is not called stupid, but it is a guarantee for the elderly.

    Do you have any other questions?

    Okay, dear ruler, the above is my answer to your question, if your problem has been solved, please click to end the consultation and give 5 stars like, your lack of high Kenma meditation is my biggest motivation. If you have any other questions, please continue to leave a message, I will answer you in time. I wish you all the best in your work and a happy life. ❤️

  11. Anonymous users2024-02-06

    If you are over 60 years old, you will also pay medical insurance, and if you do not pay it, it will affect the reimbursement of medical expenses and will cause disadvantages to your life, as follows:

    1. Affect the reimbursement of hospitalization, if you continue to pay, as long as the reimbursement standard is reached, a certain percentage of medical expenses will be reimbursed, and if you stop paying, you will lose the right in this regard;

    2. You have to pay for your own medicine. If you pay it, the insurance card will be invalid, and you can only pay for the medicine at your own expense;

    3. It will affect the subsequent surrender of NCMS. If it is handed over every year, there will be a good record in NCMS, and if it is interrupted in the middle, it will be more troublesome to renew it in the future, but Wu Neng needs relevant proofs. Procedure:

    1) Apply for and actively pay cooperative medical fees;

    2) The village committee reviews and submits the fund-raising roster and fund-raising bills to the town management station;

    3) The town joint therapy office will review, review the financing form of the joint therapy, and apply for a visa to the county joint therapy center;

    4) After the county joint therapy management center reviews and finds it correct, apply for a visa, seal it, log in, and confirm it.

    Legal basis: Article 24 of the Insurance Law of the People's Republic of China.

    After making an assessment in accordance with the provisions of Article 23 of this Law, the insurer shall, within three days from the date of making the verification, issue a notice of refusal to compensate or refuse to pay the insurance money to the insured or beneficiary if it is not an insurance liability, and explain the reasons.

    Article 25.

    If the amount of compensation or insurance money cannot be determined within 60 days from the date of receipt of the request for compensation or payment of insurance money and the relevant certificates and materials, the insurer shall pay the amount that can be determined according to the existing proof and materials; After the insurer finally determines the amount of compensation or payment or insurance money, it shall pay the corresponding difference.

  12. Anonymous users2024-02-05

    Elderly people over 60 years old who have reached the local prescribed payment period can not pay rural cooperative medical insurance. If it is not reached, it must be paid to the specified number of years to enjoy the basic medical insurance benefits. Rural cooperative medical care is a medical security system created by farmers in China themselves, which has played an important role in ensuring that farmers have access to basic health services and alleviating the poverty caused by illness and the return to poverty due to illness.

    Social Insurance Act

    Article 25.

    The State shall establish and improve a basic medical insurance system for urban residents.

    The basic medical insurance for urban residents implements a combination of individual payment and subsidy.

    Those who enjoy the minimum living guarantee, those who have lost the ability to work, the elderly over 60 years old from low-income families, and minors will be subsidized by **.

  13. Anonymous users2024-02-04

    People over 60 years old also need to pay medical insurance, the details are as follows:

    1. Prevent risks, including personal risks and work risks. Personal risks include the risks of old age, illness, work-related injuries, and maternity, and work risks include the risk of unemployment;

    2. Stability maintenance function. Social security is the "regulator" of social stability, which can not only make members of society feel safe, but also alleviate social contradictions;

    3. It is conducive to the realization of social equity. Social security can provide material assistance to members of society with low income or loss of income through compulsory collection of insurance premiums and the establishment of Wuhua insurance**, so as to achieve fair distribution of society to a certain extent in the first draft of the orange book;

    4. It is conducive to the reproduction of labor. For those members of society who have temporarily withdrawn from the workforce, social security can ensure their basic living needs and make it possible to supply and reproduce labor. Information required to enroll:

    1) A copy of the employer's business license, a copy of the legal person's ID card, and a copy of the organization's ** certificate;

    2) Approval form for work-related injury insurance rates;

    3) A copy of the ID card of the insured person;

    4) I am one inch **.

    Procedures for enrollment:

    1. After the individual pays the fee, go to the audit counter to print the payment verification form and settlement plan, and then go to the county industrial and commercial bank to handle the payment;

    2. The unit pays the above information and goes to the audit counter to fill in the relevant information;

    3. You must come in person to handle it, and provide a copy of your ID card and a digital photo receipt from the second-generation ID card networked photo studio recognized by the municipal public security organ.

    Legal basisArticle 58 of the Social Insurance Law of the People's Republic of China.

    The employer shall, within 30 days from the date of employment, apply to the social insurance agency for social insurance registration for its employees. If they fail to register for social insurance, the social insurance agency shall verify and approve the social insurance premiums they should pay.

    Individually-owned businesses without employees who voluntarily participate in social insurance, part-time employees who do not participate in social insurance at the employer, and other flexibly employed persons shall apply to the social insurance agency for social insurance registration.

    The State shall establish a nationwide unified personal social security number. The personal social security number is the citizenship number key macro.

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