Where did the money from Huabei s refund go?

Ant Huabei is a consumer credit product launched by Ant Financial, and Huabei users are granted an overdraft line. After the successful opening, consumers will spend this month and pay next month, and there will be no charge for on-time repayment. This model of "consume first, pay later" is favored by many young people.

Huabei refund, showing the refund amount, means that the refund was generated when the transaction has not yet confirmed the receipt, and the transaction funds have not been included in the bill, and the refund is used to restore the quota.

There are generally three forms of Huabei refunds:

1. The refund shows [Returned Amount].

If the refund is initiated before the transaction confirms the receipt of the goods, and the consumption funds have not been recorded in the bill, the refund will be used to restore the Huabei consumption limit used for payment.

2. The refund shows that the Huabei bill has been refunded for a certain month

If the after-sales rights protection initiated after the transaction confirms the receipt of the goods, the refund will be refunded to the Huabei bill first, please check the bill details according to the month of the returned bill displayed on the page.

3. The refund will show [Balance Returned].

In the following cases, Huabei refunds will return the balance of Alipay, and you can click [My] - [Balance] to check the details of income and expenditure:

1) If the after-sales rights protection is initiated after the transaction confirms the receipt, the refund will be refunded to the Huabei bill first, and the balance will be refunded if the bill has been paid off.

2) If it is a refund of the deposit unfreezing type, the balance will be refunded.

After the refund is successful, the user can view it in the bill as follows:

Step 1: Open and log in to Alipay, click "Mine", and then click"Bill" to go to the billing page.

Step 2: Click "Filter" on the billing page, then click on it"There is a refund", and then click again"OK" to view the refund history.

If the user does not find the refund record, the user needs to confirm whether the refund is successful, or contact Alipay customer service directly.

A refund will be generated after using Huabei payment, and the return of funds will be as follows according to different application times for refunds:

1. Apply before the transaction confirms the receipt.

The refund is used to restore the Huabei consumption limit, and no more bills will be incurred and no repayment will be required.

2. Apply after the transaction confirms the receipt of the goods.

1) If the current bill is not paid: the refund will be sent to the Huabei bill.

2) If the current bill has been repaid: the refund will be credited to the balance of the Alipay account.

The money refunded by Huabei was refunded to the Huabei bill or Alipay account balance. If there is a refund after using Huabei payment, then the refund time is not the same according to different application times, for example, if you apply before the transaction confirms the receipt, the refund is used to restore the consumption limit, no longer generates bills, and there is no need to repay, if you apply after the transaction confirms the receipt, if you have not paid the current bill, it will be refunded to the Huabei bill, if the current bill has been repaid, the refund will get the balance of the Alipay account. Therefore, it is necessary to decide according to your actual situation.

1. Huabei increases the quota.

Nowadays, many people will use Huabei, because the benefits of Huabei are very many, such as being able to use Huabei first and then pay, so it is convenient for many young people. And some people have a very small Huabei quota, so it is very simple to increase the Huabei quota. On the 1st of each month, the system will conduct a comprehensive evaluation of the user's account, if the credit result of the account reaches the standard of raising the amount after the evaluation, then the Huabei limit will be automatically increased, and the user can also use Huabei more to increase the Huabei limit, for example, when making a payment, use Huabei to pay, and you can also improve the activity of the Alipay account, and improve the personal information on Alipay can also increase the Huabei limit.

2. About Huabei.

The full name of Huabei is Ant Huabei, which is a consumer credit product launched by Ant Financial, so its audience is very large, and you can get a consumption limit ranging from 500 to 50,000 yuan after applying for opening, and it is very simple to increase the consumption limit, that is, to use Huabei more, and then you can directly advance the amount of Ant Huabei when you consume, to enjoy the shopping experience of consumption first and payment later. And in September 2021, Huabei entered the central bank's credit system, which means that if you use Huabei and don't repay, it will affect your credit information, so after affecting your credit information, it is very difficult to take out a loan, because no one wants to lend money to a person who is not creditworthy.

To sum up, Huabei is a very good service function, you can use it for consumption, so it should be noted that when using Huabei, you can use as much quota as you have, otherwise you can't use it within the specified time, and the consequences are very serious.

If the user's Huabei order has been repaid, after the refund is successful, the money will be returned to the user's Alipay, and the user can view it in the bill.

A refund will be generated after using Huabei payment, and the return of funds will be as follows according to different application times for refunds:

1. Apply before the transaction confirms the receipt.

The refund is used to restore the Huabei consumption limit, and no more bills will be incurred and no repayment will be required.

2. Apply after the transaction confirms the receipt of the goods.

1) If the current bill is not paid: the refund will be sent to the Huabei bill.

2) If the current bill has been repaid: the refund will be credited to the balance of the Alipay account.

Extended Information: Rules:

1. Article 36.

Buyers can request a refund from the time of payment. If the seller still does not click on the delivery within two days from the time the buyer applies for a refund, Alipay will be notified to refund the buyer.

2. Article 37.

Since the seller confirms the delivery of the goods, if the buyer does not confirm the receipt of the goods within the following time limit and does not apply for a refund, **notify Alipay to pay the seller:

1) Automatically ship the goods within one day.

2) Within three days of virtual goods.

3) Express, EMS and goods that do not require logistics within 10 days.

4) Within 30 days of surface mail products.

3. Article 38.

After the buyer applies for a refund, it will be processed separately according to the following circumstances:

1) If the seller refuses to refund, the buyer has the right to modify the refund agreement, request ** to intervene or confirm the receipt. If the buyer does not take action within seven days after the seller refuses to refund the refund, the refund process will be closed and the transaction will proceed normally.

2) If the seller agrees to refund or does not operate within five days, and does not require the buyer to return the product, **notify Alipay to refund the buyer.

4. If the seller agrees to refund or fails to operate within five days, and requires the buyer to return the goods, it will be handled according to the following circumstances:

1) If the buyer does not click to return the goods within seven days, the refund process will be closed and the transaction will be carried out normally.

2) If the buyer clicks to return the goods within seven days, and the seller confirms the receipt, the buyer will be refunded.

3) If the buyer clicks to return the goods within seven days, returns the goods by express within 10 days, and returns the goods by surface mail within 30 days, if the seller does not confirm the receipt, Alipay will be notified to refund the buyer.

Operating environment: Xiaomi K30** version.

A refund will be generated after using Huabei payment, and the return of funds will be as follows according to different application times for refunds:

1. Apply before the transaction confirms the receipt.

The refund is used to restore the Huabei consumption limit, and no more bills will be incurred and no repayment will be required.

2. Apply after the transaction confirms the receipt of the goods.

1) If the current bill is not paid: the refund will be sent to the Huabei bill.

2) If the current bill has been repaid: the refund will be credited to the balance of the Alipay account.

A refund will be generated after using Huabei payment, and the return of funds will be as follows according to different application times for refunds:

1. Apply before the transaction confirms the receipt.

The refund is used to restore the Huabei consumption limit, and no more bills will be incurred and no repayment will be required.

2. Apply after the transaction confirms the receipt of the goods.

1) If the current bill is not paid: the refund will be sent to the Huabei bill.

2) If the current bill has been repaid: the refund will be credited to the balance of the Alipay account.