What kind of insurance is the subsistence allowance, and is there a pension for 15 years?

Dibao is not insurance, it is not sold, and there is no such thing as payment.

Employee pension insurance.

What is the minimum annual contribution after less than 15 years of retirement?

Employee pension insurance is roughly divided into three grades: high, medium and low. Under normal circumstances, the low-end is about 8,000 yuan, the mid-range is about 15,000 yuan, and the high-end is about 30,000 yuan.

So choose the grade that suits you according to your financial situation. Of course, the higher the grade you choose, the more your contribution base will be, so when the time comes, the pension will be.

There will be more. The current policy is: pay more, pay more, pay more, so pay as much as possible. In general, the statutory retirement age is reached.

After that, if the minimum contribution period is not enough for 15 years, then the payment can be extended by five years. If the five-year extension is not enough for 15 years, then the policy can only be surrendered. Or it can be transferred to the employee resident pension insurance.

This is a one-time supplementary payment, as long as it reaches 15 years, you can go through the retirement procedures, but this pension is relatively low.

In short, we must pay endowment insurance and medical insurance.

This provides a basic guarantee for our retirement. If you are sick in the elderly, you can see a doctor and see a doctor, and you can be partially reimbursed. In old age, you can still have a stable income.

Social security is based on the local economic level, a unified standard for all, nothing special.

You have reached retirement age, there is no need to continue to pay, it is not cost-effective, you can make a one-time supplementary payment and retire directly.

Hello dear is happy to serve you, thank you for your patience. In 2022, low-income households will pay endowment insurance, ranging from 200 yuan to 3,000 yuan, 200 yuan, 300 yuan, 400 yuan per person per year, and 500 yuan, 600 yuan, 800 yuan, and 1,000 yuan per person. 1. Subsistence allowance refers to the lack of fluid for families who are entitled to the minimum subsistence allowance due to the loss of labor due to severe disability or illness of their family members.

2. Residents (villages) whose housing or income is significantly lower than the local subsistence allowance standard. In urban areas, "three security lines" have been established, namely, basic livelihood guarantees, unemployment insurance, and minimum livelihood guarantees for urban residents. Legal basis:

Interim Measures for Social Assistance》 Article 9 The State shall provide a minimum livelihood guarantee to families whose per capita income of family members living together is lower than the local minimum subsistence security standard and who meet the local requirements on the property status of the family living with the minimum subsistence guarantee.

Summary. Pro, the social security of low-income people pays 100 yuan a year, after 15 years, after reaching the age of 60, they can receive a pension of 80 yuan per month, those who are 70 years old can receive 100 yuan a month, and those who are 80 years old can receive 120 yuan a month. Clause.

1. The larger the amount handed over, the more pension you will receive, and who will benefit from the insurance. Now help you calculate, pay 100 yuan per year now, and pay 1500 yuan in 15 years. According to the calculation formula of urban pension insurance, monthly pension = basic pension + total personal account 13915 to pay 1,500 yuan per year.

Monthly pension = 55 + (100 15 + 20.)

How much do low-income people get after paying social security for 15 years?

After 15 years, after reaching the age of 60, you can receive a pension of 80 yuan per month, those who are over 70 years old can receive 100 yuan per month, and those who are 80 years old can receive 120 yuan a month. Mausoleum.

1. The larger the amount handed over, the more pension you will receive, and who will benefit from the insurance. Now help you calculate, pay 100 yuan per year now, and pay 1500 yuan in 15 years. According to the calculation formula of urban pension insurance, monthly pension = basic pension + total personal account 13915 to pay 1,500 yuan per year.

Monthly pension = 55 + (100 15 + 20.)

Pension insurance is not the same as subsistence insurance. The State has established a basic old-age insurance system to ensure the right of citizens to receive material assistance from the State and society in accordance with the law in old age. Dibao is a system of minimum subsistence security.

If you have reached the retirement age, you can apply for a basic pension on a monthly basis if you have paid pension insurance (including the deemed payment period) for 15 years.

Social Insurance Law of the People's Republic of China

Article 16 Individuals participating in the basic old-age insurance who have paid contributions for 15 years or more when they reach the statutory retirement age shall receive the basic old-age pension on a monthly basis.

If the person who participates in the basic endowment insurance has paid less than 15 years of cumulative contributions when he reaches the statutory retirement age, he or she can pay for 15 years and receive the basic pension on a monthly basis; It can also be transferred to the new rural social endowment insurance or urban residents' social endowment insurance, and enjoy the corresponding endowment insurance benefits in accordance with the regulations.

Extended reading: [Insurance] How to buy, which one is better, teach you to avoid these insurance"pits"

The state's policy on pension insurance is to pay for at least 15 years, and the pension can be received after retirement when the national statutory retirement conditions are met.

Since the state compels enterprises or companies to pay social security to employees who have a sail labor relationship with them, as long as they do not meet the retirement conditions stipulated by the state, as long as they are on the job, they must pay pension.

If the pension payment is met for 15 years, the freelancer can choose not to pay the pension; If you are on the job, you still have to continue to pay the pension alba hail according to national regulations.

Extended reading: [Insurance] How to buy, which one is better, teach you to avoid these insurance"pits"

Summary. Hello dear and happy to answer for you. If you have received a pension, you can not enjoy the subsistence allowance, if you have difficulties in living due to illness, you can get a one-time living allowance, what is a pension Pension, also known as retirement pension and retirement fee, is one of the most important social pension insurance treatment.

That's all my reply, I hope it can help you

Hello dear and happy to answer for you. If you have received a pension, you can not enjoy the subsistence allowance, if you have difficulties in living due to illness, you can get a one-time living allowance, what is a pension Pension, also known as retirement pension and retirement fee, is one of the most important social pension insurance treatment. Applying for subsistence allowance is not based on age!

My pension insurance has been paid for 15 years, and now I can't get a pension at the age of 47, can I still apply for the subsistence allowance?

Hello dear and happy to answer for you. After receiving a pension, you cannot enjoy the subsistence allowance.

Summary. Hello dear <>

The longer the insurance period, the more insurance premiums are paid, and the time for enjoying the pension insurance benefits will be extended accordingly. Therefore, the 8-year pension insurance you purchased can be counted in your insurance years. If the employee medical insurance includes endowment insurance, then the two can be connected.

However, if it is not included, you will need to purchase the pension insurance separately. <>

Is the pension insurance paid by the minimum guarantee counted as the number of years?

Hello dear <>

The pension insurance paid by the subsistence allowance is counted as the positive limit of the year. During the period when an individual participating in social insurance enjoys the subsistence allowance, his social insurance relationship will not be affected by the rollover, and his or her payment period shall be included in the calculation of the individual's spring pants social security account. In other words, the pension insurance premiums paid during the subsistence period will be included in the payment period of the personal social security account.

Hello dear <>

In addition to the question of the number of years of personal social security contributions, there are some other social security issues that need to be paid attention to during the period of enjoying the subsistence allowance. For example, subsistence allowance recipients can continue to participate in social medical insurance during the subsistence allowance period, but they need to follow the relevant local regulations when paying medical insurance premiums. <>

Hello dear <>

It should be noted that for the recipients of the subsistence allowance, the amount and duration of their social security contributions are usually subject to certain restrictions. According to the relevant regulations of the state, during the period of enjoying the subsistence allowance in the Zen hall, the monthly social security contribution standard of the individual hall shall not exceed 70% of the local subsistence allowance standard. In addition, the payment period in the individual social security account will also be limited according to the payment amount during the subsistence period.

Is my 8-year warranty counted? Can I connect to the employee medical insurance I am buying now?

Hello dear <>

The longer the insurance period, the more insurance premiums are paid, and the time for enjoying the pension insurance benefits will be extended accordingly. Therefore, the 8-year pension insurance you purchased can be counted in your insurance years. If the employee medical insurance includes endowment insurance, then the two can be connected.

However, if it is not included, you need to purchase a separate pension insurance. <>

I have bought 8 years of subsistence pension insurance.

Hello dear, you have bought 8 years of subsistence pension insurance.

Summary. Hello dear, it is a pleasure to answer your <>

There is no correlation between subsistence allowance and endowment insurance. That is, there is no low number of years, there are three types of pension insurance in China, namely: basic pension insurance for urban workers, pension insurance for urban residents and pension insurance for rural residents.

It depends on the type of insurance you are paying for. Basically, these kinds of pension insurance can be paid for more than 15 years, but the retirement age will be different. <>

Is the pension insurance paid by the minimum guarantee counted as the number of years?

Hello dear, it is a pleasure to answer your <>

There is no correlation between subsistence allowance and endowment insurance. That is, there is no low number of years, there are three types of pension insurance in China, namely: basic pension model for urban workers, pension insurance for urban residents and pension insurance for rural residents.

It depends on the type of insurance you are paying for. Basically, these kinds of pension insurance can be paid for more than 15 years, but once the retirement age will be different. <>

<>Dear grandson, hello, the legal basis is Article 16 of the Social Insurance Law of the People's Republic of China Individuals who participate in the basic endowment insurance and have paid contributions for 15 years when they reach the statutory retirement age shall receive the basic pension on a monthly basis. Individuals who participate in the basic endowment insurance and have paid less than 15 years of contributions when they reach the statutory retirement age can pay for 15 years and receive the basic pension according to the banquet month; It can also be transferred to the new rural social endowment insurance or urban residents' social endowment insurance, and enjoy the corresponding endowment insurance treatment in accordance with the regulations. <>

<> kiss, can you tell the teacher about your situation? The teacher can help you analyze it. <>