How much is the monthly salary suitable for driving a BMW 3 Series?

The car is not expensive, the follow-up cost is high, buy it according to your own ability, don't reduce the quality of life for the sake of face, Beijing has four suites (two sets of four rings on the edge, two sets of six rings), the salary is more than 20 years old, I only open a small day, the money saved are reserved for the elderly and children, part of the emergency part of the trip to travel, spring outing, summer seaside, eleven long distance, Spring Festival vacation. When the elderly are older, they can hire a nanny, and the children can take some interest classes. Money is spent where it is useful, and there is no need to save face.

It's not a thing for me to wear a down jacket for five or six years, but I don't have a luxury item. The child's cram school pays 50,000 or 60,000 yuan without blinking, and the elderly have nothing to do with it. In the past, there was an aunt in the building who was dressed like a cleaner and helped the company clean every day, and when I inquired, I learned that the aunt was demolished in Beijing, and there were 13 suites in Beijing, and I chatted with someone when I came out.

The boss shouted at dinner, and when the company was short of money, he invested in the company and had shares, and there were dividends at the end of the year. So you should weigh the 12,000 by yourself, it's better to keep it for investment, or save some money for the elderly and children, the car is just for transportation, enough is enough.

If you pay the full amount at once, you can afford to raise the BMW 3 Series with a monthly income of more than 8,000; Of course, if you have a mortgage or something, I didn't say anything. Let's take the BMW Brilliance 2019 320i M sports package as an example: the naked price of this car is now around 260,000, and the low-end landing is basically around 300,000; The annual insurance cost of this car is about 10,000, fuel consumption depends on your kilometers, and maintenance is also related to the number of kilometers.

To be honest, if you use it normally, a budget of 30,000 or 40,000 yuan a year is enough.

In fact, now the monthly salary is 8000 to drive a BMW 3, Audi A4L, Mercedes-Benz C200 a lot, but this kind of people are often easy to turn the car into their own life burden, usually commute to work still choose public transportation. It is true that such people can afford luxury brands such as BMW, but it is common for them to be affordable. So how much can I afford to buy a BMW with an annual income, this question is not accurate, I don't work if my family has money, can't I also afford to buy a BMW?

Therefore, it is more practical to ask how much the annual income can afford to drive a BMW. I think that the annual family income of 300,000 yuan after tax is more affordable, and I can afford to drive a BMW every day.

The main thing is to see whether the cost of maintaining a car will reduce the quality of life. On the one hand, it is the convenience that comes to life after buying a car, on the other hand, it is the cost of maintaining a car after buying a car, 3 series is about 20,000 per year, insurance is about 6,000, maintenance, car washing, beauty, about 2-3 thousand, parking fees, fuel costs, these depend on the use and environment, friends' 3 series about 9-10 fuel consumption on average, weigh it and make a happy shot, no matter what car you buy, use the car smoothly and happily!

I am in a third-tier city, no mortgage, work for a year, 11k after tax, I originally wanted to buy a Corolla or Lavida, but the company is only 4km away from home, forget it, it is better to ride a bicycle. The 3 Series is still a bit expensive, and it is generally more reasonable to buy a car with the money you earn in a year. But if you really like the 3 Series, buying a car can greatly improve your happiness, and that's fine.

Say a 3 series of features. In fact, the car is not expensive, and now the landing price is more than 300,000 yuan, and there are many financial **, ** is very competitive, and BMW's maintenance cost is the cheapest in BBA. But then again, if you want to repair worse parts, it will not be cheap, and there will be tens of thousands at every turn.

So I think you have a monthly salary of 10,000 yuan, buy it if you like it, after all, after buying it, put pressure on yourself, and you can afford it.

My monthly salary is 9000 and my wife is in the same unit, the monthly salary of two people adds up to 1w8, plus the bonus total income of 25w a year, the 3 series is opened, it feels good, the important point is that BMW maintenance is not very expensive 1w km small maintenance 1000 or so, big insurance 4w km 5000, as for the maintenance cost as long as you buy insurance, 1 year 1w2, no insurance super expensive cheapest is the tire valve hat 36 a, casually a bumper 1w, headlights 1w5, Rear mirror 4000 haha.

If you are not married, you can open it for 5,000, and if you are married and have children, you are still in the first and second tiers, even if you have several houses without a mortgage. You also have an income of one or two thousand.

The monthly salary in second-tier cities is more than 5,000, there is no mortgage or car loan, and I can afford it, and the quality of life has not decreased too much

Buy a BMW of 300,000 yuan, 1,000 fuel costs per month, 12,000 a year, conservatively estimate 6,000 insurance per year, 3,000 maintenance, the car is almost ten years old, the ten years of light fuel insurance is 200,000, plus the money of the car, it is equal to ten years will spend 500,000 on the car, whether you drive or not will spend 138 yuan a day. This is still a conservative estimate, and the cost of the violation has not yet been calculated. So don't think about it if you don't have family support, if you don't have a monthly salary of less than 10,000 yuan!

Personally, I think that the monthly payment should not exceed one-third of the monthly income, or it will affect your normal life, you think that if you pay the car loan with half of your monthly salary, your food, clothing, housing and transportation will definitely be affected, and the car is bought with refueling, maintenance, insurance, which accounts for a lot of your monthly income, so the monthly payment should not exceed one-third of your monthly income at most!

I've seen college students drive BMW 3 Series without financial income, I've seen many bosses drive BMW 3 Series to business receptions, and there are many young white-collar workers who also drive it. And there are still a lot of discounts on this car, because it is the replacement stage of the old and the new, ** will be on sale in July, so now is a good time.

5,000 is not the same as the happy life, no mortgage and no car loan, and the small county town is very happy

No debt, no one person to support three generations. As long as you can afford it, you can open it with a monthly salary of 6000.

I'm only 3000 a month and I also bought a 3 series. Be a human being, know how to enjoy. The previous one was Yinglang, and it just felt different.

Monthly salary of 4000, no car loan, no mortgage, 3 series.

10,000 in the case of no debt.

If you take a mortgage, you can buy it a little harder if the annual income exceeds the price of the car for 2 years.

I only drive F3 in a small seventh-tier county town with a monthly income of more than 10,000 yuan, which I bought 10 years ago, and I am reluctant to change cars, and I am aggrieved.

Don't talk about the ...... that gnaw at the oldThose who are lucky only take care of themselves, and everyone thinks that a monthly salary of more than 10,000 can raise ......

I feel that it is a principle to follow, in addition to the business factor, the car is still for the convenience of life, don't let it become a burden on life, you can even buy better if you have money, and you can't drive it if you don't have money.

This problem is very difficult, if you only have a car, 5,000 is enough, I have two mortgages, two children, an aristocratic school, a monthly income of tens of thousands, and I don't have enough money left, and I drive a Haval, and I want to change cars, but I still have to accumulate some funds.

With a monthly income of about 10,000 yuan, I want to buy an ATSL, I have a house without a mortgage, I have not started a family, and my parents have money by themselves, what do you think.

The monthly income is 14,000 to drive an Audi A6 and a Cadillac ATS

The annual family income must reach more than 200,000 yuan to afford the BMW 3 Series, because the BMW is very expensive and the annual income must be very high, because in addition to buying a car, you also need some other family expenses, but if you buy a car again, you still need to do it for the car, and then you need to do the maintenance of this model for the car is very expensive, so the annual income must be very high to afford the BMW 3 Series.

The annual family income is more than 100,000 yuan so that you can buy the BMW three series, because the BMW series of cars are very expensive, basically the lowest is about 500,000, so if the family income is too low, it must be unaffordable, in my impression, basically the annual income of more than 100,000 can almost afford it, and it is very no problem to pay a down payment.

About 30,000 to 40,000, I think if a family wants to buy one, the BMW 3 Series may have a very high income, otherwise it is unaffordable, and the later maintenance is also very expensive, you need to think carefully and then buy it is more cost-effective, if your family agrees. There's really nothing wrong with that. You convince your family first.

I think the annual family income may be about 2 million, you can buy a BMW 3 Series, because if you actually buy a car can not only consider the price of the car, but also consider the maintenance cost of the car, and then this will make your whole person more relaxed, and there will be no worse feeling, otherwise, it will cause you a financial pressure.

At least within 300,000, or more, it is changing every year, and the price is rising every year, so if you are not sure, it is best for everyone to have an average deposit of 100,000 a year, come on and save money! Now house prices are constantly rising! I also want to buy a car, so let's try to save money together, and sooner or later we can buy it.

Although I have always aspired to a BMW-branded car, I didn't dig deeper to know which BMW car to ask for at what price. I don't know what brands it has, I probably know that the ** of each of his cars is hundreds of thousands of millions or even tens of millions, I think those numbers are difficult to reach at present, so as far as I understand, the annual income is at least 500,000, and it is possible to buy a BMW 3 series.

I think there is no pressure for a man to have an annual income of 200,000+ to buy a BMW 3 Series. The minimum annual cost of BMW 3 Series is 2-30,000 yuan, consumables!

With an annual salary of more than 200,000 yuan, you can buy a three-series, in fact, a luxury car doesn't cost much, and it's not as expensive as you say.

With an annual income of 150,000 yuan, you can buy three lines, and the cost of family commuting to work and playing to raise a three-series is not much, and some people say too much, and it doesn't cost a few dollars!

With an annual income of 80,000 yuan, I am the third series. With an annual income of 200,000, I will buy a 7 series.

The amount of personal annual income is just the same as the price of the car. With an annual net income of more than 200,000 yuan, it is just right to buy a 3 series, but if you can't reach it, there is really no need to slap a swollen face and become fat. It's not nice to be honest, but that's what real life is.

If the family conditions are good, the monthly income of 20,000 is enough, for example, me, my parents are not half a hundred are still very young, I can spend as much as I earn, basically nothing superconscious, a monthly salary of 20,000 is enough, if I want to support a family, I don't know, but I feel that the 3 series is not as cost-effective as CT5.

In fact, people with an annual salary of 20-300,000 rarely buy BBA, because the income is high, and the standard of living is also high, and people aged 30-40 are dragging their families with their mouths, and it is more practical to buy an intermediate car of about 200,000 yuan, which is basically the case in my family.

Funny. With an annual family income of less than 10 billion, can you buy a 3 series? In addition to money, there must also be status. You look at how many people on Forbes can afford to drive a 3 series.

If you buy it in full, you can almost get an annual income of 150,000 yuan! Loans to buy an annual income of twenty are the safest Only young people, not the kind that drags the family.

I think the annual family income has to be more than 30,000 yuan to drive the BMW 3 Series, after all, it's not good to add fuel or something, and always ask your parents for money!

Luxury cars, it is estimated that the annual income of a family is at least 80,000 yuan.

With an annual income of his wife, who is in his early twenties, he said that he could not afford it, and he saved 120,000 yuan a year after removing expenses, and the new third series was a three-year deposit.

Migrant workers who have more than two construction sites at home can easily buy more than a BMW 3 Series per household, and those who open a shop and become a boss cannot afford to buy a BMW 3 installment.

I am 95 years old, 24 years old this year, I came to Beijing to work for 3 years, with an annual income of about 30, and I am single. 17 years in Beijing, bought a BMW 3 Series in March 19.

If your monthly salary is in addition to necessary expenses such as mortgage or rent money, living expenses, interpersonal communication expenses (flirting), etc., the money spent on the car accounts for half of the remaining income, then I think it is more appropriate to buy a BMW 3 Series with this monthly salary.

Normal driving costs generally include fuel, maintenance, insurance, parking, tolls, repairs, fines, etc., maintenance, fuel, insurance can be roughly calculated, and other expenses should be determined according to individual circumstances. According to the annual driving of 10,000 kilometers, the annual cost of the BMW 3 Series is about 10,000 yuan. If the mileage is more, you can directly add it to the fuel cost, and the engine of the BMW 3 Series has a fuel consumption of about gross per kilometer.

On average, the fixed expenditure of each car is 1,330 yuan.

If there is a parking fee of 200 yuan per month, a fine of 1,000 yuan a year, more than 20,000 kilometers a year, 5,000 yuan for small scratches, and 2,000 yuan for tolls. In this way, the total annual cost is about 10,000 yuan, with an average of 2,700 yuan per month. From the above calculations, it can be seen that it is not much to simply maintain this car, the key is the cost of travel, of course, this depends on personal driving habits and driving quality.

Therefore, according to the principle that the remaining expenditure is twice the cost of maintaining the car, if you want to raise the BMW 3 Series more easily, the spare money per month is at least 6,000 yuan, otherwise you will feel very difficult to raise the BMW 3 Series.

When it comes to the remaining monthly spare money, everyone's situation is different. Although some people have a monthly income of 30,000 yuan, in addition to the mortgage, children's education, parents' pension, and the family's living expenses, the remaining money in a month may be 6,000 yuan, but due to the heavy responsibility of supporting the family, even if they can leave 6,000 yuan of spare money, they can't spend it casually, because there are always some unexpected expenses, so some people can't even afford to buy a car in such income and expenditure. If you are a bachelor and one person feeds the whole family without hunger, you can have 6,000 yuan left over every month, which is enough to raise a BMW.