My job requires me to travel a lot, what insurance should I buy?

The suitability of an insurance product is inseparable from the age of the insured. Young people aged 0-30 are recommended to take out critical illness insurance, medical insurance and accident insurance; People aged 30-50 are recommended to allocate critical illness insurance, life insurance, accident insurance, and medical insurance. Last night I put together a list of popular insurance plans for all ages:

Popular insurance points for all ages

You can take a look.

Under the age of 45, it is recommended to give priority to critical illness insurance, medical insurance and accident insurance. Seniors over the age of 60 can replace critical illness insurance with cancer insurance.

How to buy insurance

It is according to different ages, different income and expenditure situations, and different family statuses to "prescribe the right medicine", I made a simple classification to share with you, based on the insurance strategy, clearly know how to buy insurance for the family, how to be the most cost-effective:

For people between the ages of zero and twenty, critical illness insurance, medical insurance, and accident insurance are recommended

How do I buy insurance for someone under 20 years old? Before college, you are in the period of physical and mental growth and development, and it is inevitable to get sick during the growth process, so it is excellent to have a medical insurance, and the bits and pieces of medical expenses can be reimbursed; In addition, there will be more accidents in the child's growth stage compared to the age of other stages, so it is recommended to configure an accident insurance; Of course, it is also essential as a critical illness insurance that is more cost-effective the sooner you buy.

For friends under the age of 30, it is recommended to take out critical illness insurance, accident insurance, and medical insurance

How do you buy insurance in your 20s? 20 years old 30 years old, most of them have begun to live independently, at this time the body is young, the spirit is good, although there is a good physique, at the same time the resistance to risk is also insufficient, an accident may cost a house money, so it is recommended to buy critical illness insurance + one-year accident insurance + million medical insurance, the total cost will not be too expensive, short-term accident insurance is dozens of dollars a month, it can be considered, in line with this age group friends can see the senior sister beforeWhat kind of insurance do young people in their twenties need?

You can take a look at this article.

Critical illness insurance, life insurance, accident insurance, and medical insurance are important for those in their 30s and 50s

What insurance can I buy at 30 years old? At this time, buying insurance is more for your family than yourself. When people reach middle age, their physical health is declining, but the pressure is increasing, critical illness insurance and medical insurance can provide adequate protection for illness; If the breadwinner of the family falls due to an accident, accident insurance and life insurance can buy peace of mind for the future of yourself and your family.

It should be noted that people aged 45-50 do not buy critical illness insurance and life insurance, and the next generation is already independent at this time, and the burden is not so heavy. Friends who meet this age group can watch before the senior sisterWhat insurance can I buy at 30 years old?

For how to choose a suitable and cost-effective insurance, the key is to choose the right insurance product.

"My job requires me to travel a lot, what insurance should I buy?"Comparison table of 136 popular critical illness insurances in China (including the detailed list of insurance for each age group).

1. Personal accident insurance: often on the go, the probability of accident risk is high, so priority should be paid to personal accident insurance. You can choose a one-year comprehensive accident insurance product to get more comprehensive protection with a lower premium.

When applying for insurance, it is better to have a low deductible and a high loss ratio in terms of accidental medical and hospitalization benefits.

2. Traffic accident insurance: On the basis of improving personal accident protection, you should consider purchasing high-value vehicle accident insurance, because you may often have to take a variety of transportation when you are on a business trip, it is recommended to choose insurance with accident protection such as planes, trains, ships, and automobiles.

3. Health insurance: Frequent business trips will disrupt life and dietary rules, which can easily induce disease risks, and buying health insurance can avoid this risk. When applying for insurance, you should clarify the coverage and check whether it includes daily hospitalization allowance compensation.

Test your anti-risk index, experts will interpret it for you for free!

1. Traffic accident insurance refers to the insurance paid by the insurance company in accordance with the regulations when the insured passenger suffers from an accidental injury accident caused by taking a passenger public transportation and suffers death, disability and medical expenses. Covering trains, planes, ships, cars, subways and other means of transportation.

2. Travel accident insurance is an insurance in which the insurance company assumes responsibility in accordance with the provisions of the insurance contract for the death or disability of the insured due to an accident during a business trip or travel during the insurance period, or other protection items within the scope of insurance.

3. Additional accident insurance refers to other insurance with additional accident insurance or accident insurance with other insurance liabilities. It has the characteristics of low premiums and high protection, but it usually cannot be purchased separately.

Test your anti-risk index, experts will interpret it for you for free!

For people who travel frequently, the risk of personal accidents is much higher than that of ordinary people, so they also need more accident protection. To ensure your travels safely, you need to have the right accident insurance. What kind of insurance do people who travel a lot need to buy?

For frequent business travelers, it is important to give priority to providing high-value vehicle accident insurance when purchasing insurance, depending on your husband's actual situation. If you don't have any other accident protection, then you can choose a relatively comprehensive accident insurance, preferably one that can include accident protection for various vehicles and other accident protection at the same time. If you already have some accident insurance, and you may often have to take a variety of transportation when you are on a business trip, then it is recommended that you choose a special insurance with accident protection for planes, trains, ships, cars, etc.

Here are a few things you need to pay attention to before you apply for insurance:

1. Pay attention to the scope of protection and the amount insured. The coverage of each product is different, and the amount of each coverage is also different.

2. Pay attention to choosing according to your actual needs.

3. It is more cost-effective to choose "annual plan" for the insurance period, and the longest period of 12 months is actually the most cost-effective, and the average daily premium is the cheapest. People who often travel on business to buy insurance, need to be based on the actual situation, through the purchase of the corresponding accident insurance is not only convenient to operate, but also has a large choice. The following products are recommended for you:

Sunshine vehicle accident insurance all the way.

Lucky Life Annual Comprehensive Protection Plan.

I often travel and I want to buy a Ping An accident insurance, how do I buy it? I'm currently in the province on a business trip.

If you travel frequently, you can purchase a combination of accident insurance and accident medical insurance.

Accident insurance is personal accident insurance, also known as accident or injury insurance, which refers to the insurance company to pay a certain amount of premium, when the insured suffers an accidental injury during the insurance period, and this is the direct cause of death or disability, the insurance company in accordance with the insurance contract to the insured or the beneficiary to pay a fixed amount of insurance.

Accident medical insurance is mainly to protect the insured for reasonable and necessary medical expenses caused by accidents agreed in the insurance contract during the insurance period, and the insurance company will bear the corresponding insurance payment liability according to the insurance contract within the agreed coverage and insurance amount.