What are the buying and selling skills of money market funds How do investors choose money market fu

It's good to find a 7-day annualized rate of return with a high rate.

To put it simply, currency is an open kind of money market instruments that gather idle funds in the society, are operated by managers and kept by custodians, and are invested in money market instruments with low risk. Currencies only invest in the money market, such as short-term treasury bonds, repos, central bank bills, bank deposits, etc., and there is basically no risk. Its liquidity is second only to the bank's current savings, the income is calculated every day, and the income is generally carried forward into ** shares in a month, and the income is slightly higher than that of a one-year time deposit, and the interest is tax-free.

First, correctly understand the risk of the first and buy the best variety that suits your risk tolerance.

Second, you can't be greedy for cheap.

Third, the new ** is not necessarily the best.

Fourth, the number of dividends is not necessarily the best**.

Fifth, don't just focus on open-ended, closed-ended.

Sixth, be cautious about buying splits**.

Seventh, invest in the long-term.

Reference Currency**Historical Performance. The seven-day annualized frontal income is one of the important indicators for choosing a currency, which is to convert the 7-day income into a year's income, so as to judge the performance. Every day**.com has a daily ranking of currencies**, as long as you browse it often, you will naturally find excellent performance**.

In addition, some of the **** also has the function of filtering and comparing several currencies**, select the few ** you are concerned about, and compare the performance indicators such as the last 3 months, the last 6 months, and the last year, and select the best of the best, so as to find a currency with good performance**.

Choose the largest scale**. Currency, like the currency, is affected by factors such as the time of issuance, the strength of the company, and the level of the manager, and the scale is not the same. Relatively speaking, the large scale will have strong bargaining power when making investments, and the relative cost will be lower, and the income will naturally be higher.

In addition, the size of the funds for individual purchases will also determine the investment income, and the rate of return of B-grade currency** with an investment threshold of more than one million yuan is generally higher than that of A-grade currency**, so investors with certain financial strength choose B-grade currency** is also one of the strategies to improve investment returns.

Look at the law of currency performance fluctuations. Many people think that the income of currency ** is very stable, but in fact, it is not the case, the fluctuation of currency ** income is actually quite large, once the market currency ** is tight, the income of currency ** will increase sharply. For example, when PetroChina was listed, the annualized return of currency ** reached more than 15%, while in normal times, the income of currency ** was generally about 3%.

After mastering these rules, you can buy bank short-term wealth management when the currency income is low, especially at the end of the month, the end of the quarter and the end of the year, the banks in order to flush the deposit balance, the financial income will be much higher than the currency, and the bank's short-term financial income can be converted into currency in time when the income is reduced, so that the comprehensive investment income will be greatly improved.

Look at the investment direction and portfolio. Currency ** is a low-risk financial instrument, and the investment scope is roughly the same: both are limited to investment in DvP market instruments or fixed income products, mainly including cash, call deposits, bank fixed deposits within one year (including one year), large-amount certificates of deposit, bonds with a remaining maturity of less than 397 days (including 397 days), bond repurchase with a maturity of less than one year (including one year), ** bank bills with a maturity of less than one year (including one year), short-term financing bonds, etc.

However, the proportion of each currency** allocation is different, so look at their portfolio and bond ratios.

1.First of all, we must choose the type of **, and secondly, don't buy too much of the same type, because it is difficult to diversify the risk if you buy too much of the same type.

2.Pick a good manager. Look at the manager's past performance and experience, background information.

3.Look at the performance ranking of **. Generally speaking, it is better to look at the ranking and the performance ranking of the past year and three to five years, and try to choose the top 25% of the investment in the five, three and one year.

pwd=2d72

zip, knowledge summary of the elementary course, notes of the advanced course, Q&A of the advanced course, how to choose a new one, understand the mystery of the mixed type, etc.

Monetary ** is an open-ended**, invested in the money market, mainly investing in bonds, central bank bills, repurchase and other short-term financial products with high security, with a maximum period of 397 days. The return of currency** is generally higher than the bank's fixed deposit rate, which can be redeemed at any time, and t 2 is confirmed to the account.

Each of them has its own unique mode of operation, and its investment skills are also different, as a low-risk investment product, how to choose a currency? What are the investment tips?

Currency**Which is the most stable and has the highest expected annualized expected return? November 2016 Currency** Expected Annualized Expected Return Ranking.

How to invest in currency**?

Due to the development stage of the domestic bond market and the constraints of the management rules of the industry, the total scale of the fixed expected annualized expected return is still relatively small compared with equity assets, and the attractiveness of the management fee rate is low, and the company as a whole does not pay enough attention to this type of assets. Therefore, the company's attention and talent allocation are very important.

Second, the degree of control over resources. The management of fixed expected annualized expected return assets is closely related to changes in macroeconomic policies and macroeconomic data, which tests the ability to obtain ** resources and grasp the ideas of major policy makers. Since bond assets are negotiated on a one-to-one basis, they need to have sufficient financial strength and familiar contacts with banks and insurance companies.

Again, liquidity management. Since the cargo base generally does not have a subscription and redemption threshold, especially the redemption threshold, this puts forward higher requirements for the liquidity management of the cargo base than the debt base. From the perspective of scale changes, the moderate growth of scale is conducive to the management and allocation of funds, and the reduction and substantial increase of funds are not conducive to asset management.

Specifically, there are two types of clients who should pay more attention to and invest in the money market**:

1. Demand deposit customers, bank time deposit customers, and treasury bond investors (pursuing principal security, high liquidity and hoping to obtain stable expected annualized expected returns, using the money market** as a tool for cash management);

2. Professional investors (the money market** is used as a generic asset allocation of the portfolio to achieve the purpose of optimizing the portfolio or hedging).

1.There are only two ways to announce the expected annualized expected return distribution of currency**: "10,000 expected annualized expected returns" and "seven-day historical expected annualized expected returns".

2.The face value and net value of the currency remain unchanged at 1 yuan, and the change in its expected annualized expected return is mainly reflected by the change of the share, and the investor can get back the funds by redeeming the share.

3.The only way to pay dividends in currency ** is "dividend reinvestment", and the accumulated expected annualized expected return is converted into currency ** shares every month, and the redemption rate of currency ** is 0%, and there is no handling fee.