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It's not that people have become poorer, it's that the previous "rich" itself is an illusion, which is often called a "bubble".
For example, when there is no bubble, the per capita GDP growth is 2%, if the first year is 300000 US dollars, then ten years later it will be 30000*, but if there is a bubble, the per capita GDP will "see" to grow by 4% per year, and after 10 years it will reach 30000*, this extra 8000 is actually a bubble, an unreal illusion, this illusion will always be pierced, then it will drop from 44407 to 36570, on the surface it is down, but in fact it is just a return to normal.
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It's a layman, but I'm sure there aren't many people who can solve your problem. Too much.
I can only say that when you are just getting into this information, don't ask too many questions that you have ignored before.
For example, it is just a virtual one, but the virtual one can produce a continuous, that is, a thing has risen from ten to one hundred. So it's up. But purchasing power is what is really **.
All ups and downs are relative, and when it is impossible to rise all, they are still considered to be up.
The financial crisis is equivalent to the fact that the former white strips used to be able to exchange money and buy things. But one day it suddenly becomes invalid, or it is discounted, and it will lead to poverty.
Preferably, it is recommended that you find the answer through exercise and practice. Personally, I don't think anyone can give you an answer, and you can only realize the Tao when you walk on your own.
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Aggregate demand is insufficient, aggregate supply is excessive.
At this time, the competition for commodities is fierce, the backlog of merchant products is declining, the factory company is closed, the workers are dismissed, the workers are unemployed, and the income is reduced, resulting in less income, that is, the demand is further reduced, and the products are more difficult to sell, forming a vicious circle, all walks of life in the society are implicated in each other, forming a general social phenomenon, and the social economy is in crisis.
This makes sense, and that's how it works.
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If I make a piece of clothing, I say that the dress is worth a trillion yuan, and someone buys it, then does it mean that our country's GDP has this trillion yuan?
A very basic concept to be.
Money is worthless, it doesn't really have any value.
It's your clothes that are valuable, and you know what it's really worth.
The so-called wealth of the world only includes the value of clothes, not the price.
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The manifestation of the economic crisis is ****, ****.
In the end, 7 losses, 2 draws, and 1 gain, which means that more than 90% of investors are losing money, so it is not difficult to understand why most people in the world are losing money.
The money was made by a small number of foreign financial oligarchs or elites (who often leak news from within China).
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Money is used to produce goods, and the excess goods cannot be dumped, leading to a crisis, so the producers destroy the goods, and the money is gone.
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Yes, first, the international situation is severe, it used to be external, but now it is basically sold domestically, second, the impact of the epidemic, and third, the aging population.
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Yes, everyone's economy is struggling because of Covid. The frequent occurrence of natural disasters has also caused us a lot of economic losses.
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Now, in addition to China's strong economic growth, the economies of other countries in the world are really difficult, especially affected by the epidemic, many countries have entered negative growth, even if they do not enter negative growth, the growth is basically below 1%, only China has maintained a high growth rate of more than 5%.
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Due to the impact of the new crown epidemic, the global economy is now more difficult.
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Because of the epidemic, in fact, the economic development is not good at this stage, and various places are falling into a certain economic recession.
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The core reasons are as follows:
Singleness of asset allocation.
Most of the poor have a single income, mostly from wages. The monthly salary income is insolvent, and there is no money to invest again, and money makes money. Therefore, in the face of the economic crisis, if the company cuts salaries and lays off employees, they are not able to resist and can only passively accept it.
It is possible to reduce the salary from 8000 to 4000, or even directly to 0. Moreover, the poor often have various loans, housing loans, car loans, and their monthly income is mainly used to fill the loan and use it for daily expenses, and the proportion of savings is very small. After the income** decreases, consumption does not decrease, which increases the burden.
The rich, on the other hand, have a more diversified income. Including financial management, investment, salary, and so on. Put funds into different markets, when the economic crisis comes, some companies will fall, and some enterprises will rise, coupled with various national support policies, investment in various teams, and finally achieve equilibrium.
Poor ability to resist risks.
The poor have a low ability to resist risks, which is reflected in the single income on the one hand, and the allocation of insurance on the other. Many poor people will refuse to buy insurance in order to save money, but when they get sick, they will spend more money on their savings for illness** or even debt**.
Most of the wealthy will allocate insurance for themselves, and in case of illness, the insurance company will report the bill, which greatly reduces their financial burden.
The way of thinking in the face of crisis is different.
Poor people are less sensitive to change, and when the economic crisis comes, they are more concerned about how their jobs are affected. For the emerging things after the economic crisis, the acceptance is low, and most of them will miss the bonus period of new things, and even if they see the bonus period, they can't grasp it because of their own courage, work ability, capital and other factors.
After the economic crisis, the rich will be more quick and sensitive when they see the emergence of new things, and seize the bonus period, which is an economic crisis for the poor and an economic opportunity for the rich.
At the end, as a "part-time worker", I hope that everyone can see new opportunities, invest in financial management, and gradually realize their financial freedom. You can say "no" to your boss, you can get enough sleep, stop running around for a living, and trust me, this day will come.
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Because behind the financial crisis is the moment when the poor collapse, and what really affects the so-called poor.
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Personally, I think it's because every financial crisis will bring great difficulties to the poor, compared to the rich, it will not be affected too much, even if they have no income for a long time, they have some savings and live very well, but if the poor have no savings, it will be very difficult.
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That's because only the poor themselves will not have enough money, so the impact of every economic crisis is also the greatest, their money is only enough for daily living expenses, if the economy has a crisis, it will not be enough, so there is such a saying.
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Because the poor are already living in great difficulty, they have no extra savings to resist all kinds of unexpected situations, especially when the economic crisis occurs, the stock price will generally be more chaotic, which will make the poor even worse.
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Because every time something like this happens, it makes it impossible for the poor to earn a lot of money, which makes their lives more difficult.
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There are three core reasons: first, the poor have a single asset allocation, second, the poor are most affected by social factors, and third, the poor have poor ability to resist risks. The interaction between the three will eventually shrink the already limited assets of many poor people. Because of their limited assets and single asset allocation, the poor are extremely weak when the economic crisis comes.
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