My classmate asked me what I should do if I borrowed 400 yuan and refused to pay it back

The tuition fee of 400 yuan is not expensive, because you will face more borrowing in the future, you will know how to borrow, who to borrow, how much is appropriate to write an IOU, etc., this kind of problem will face contact, and you will slowly think about it in the future, the tuition fee of 400 yuan is really not expensive, and there may be how to deal with the principle and attitude of borrowing money between lovers in the future Haha It doesn't matter if you learn slowly. Your friend can stay away from him, there is no need to care, it is a good thing to leave early, isn't it that you don't know that there is such an unreliable and dangerous person around you for these 400 yuan?

1 For this kind of person, you should say cruel things, tell him that your mother wants to check your money, and you confess him, and say that if you don't pay back the money, then your mother will find him 2 Say to him that you are very poor in money, and ask him to pay it back quickly, and then call ** every day to urge him to pay back the money, remember to insist on urging him every day, and don't be merciful to him.

3 And if he was to be asked to pay his money with something, and since he would not pay it back, there was only this way, and he should be asked to pay for it with something of value.

I hate this kind of person the most, Lou Lou, you can only ask him forcefully, don't care about any favors, I don't believe he can blatantly say no, he said that there is no money, you also tell him that there is no money, you need money.

This kind of person friend can not do it. You can bring a friend along when you ask for money and tell him that there is an emergency. If he shirks it again, you will say it is ugly.

Complaining to the teacher or his parents ......

Summary. If the negotiation fails, the most effective way is to file a lawsuit in court. According to the "principle of who asserts the burden of proof", if you file a lawsuit, you need to provide the identity information of the other party, as well as relevant evidence of the other party's loan, including IOUs, transfer records, etc.

In addition, if the other party is married, he may seek compensation from his husband or wife.

The other party owes money and disrespectfully and repays the money in a well-known way: 1. First of all, you can ask the person who owes the money to ask for the arrears, and make audio or video recordings to obtain the corresponding evidence, 2. You can also find people you are all familiar with to participate in the collection, so that you can be a witness in the future; 3. If the payment is still not given after the dunning, you can rely on evidence such as IOUs and audio and video recordings to protect your creditor's rights through the party who sued.

If the negotiation fails, the most effective way is to file a lawsuit in court. According to the "principle of who asserts the burden of proof", if you file a lawsuit, you need to provide the identity information of the other party, as well as relevant evidence of the other party's loan, including IOUs, transfer records, etc. In addition, if the other party is already married, he can seek compensation from his husband or wife.

Dear and look forward to the above ways to recover your 300 yuan arrears.

Legal analysis: This is a common loan dispute, and you can take legal means to protect your rights. If there is a loan contract or IOU, you can ask the other party to repay the loan after it is due; If not, the transfer records and chat records can also prove the fact of borrowing.

If the amount is 400, you can first entrust a lawyer to send a lawyer's letter or negotiate with the other party, the other party is generally unwilling to litigate, the success rate of negotiation will be very high, and the cost of rights protection is not high.

Legal basis: Civil Code of the People's Republic of China

Article 667 A loan contract is a contract in which the borrower borrows money from the lender and returns the loan at maturity and pays interest.

Article 668: The loan contract shall be in written form, unless otherwise agreed upon between natural persons. The content of the loan contract generally includes the type of loan, currency, purpose, amount, interest rate, term and repayment method.

Article 669 When entering into a loan contract, the borrower shall, as required by the lender, provide the true information about the business activities and financial status related to the loan.

Article 670 The interest on the loan shall not be deducted from the principal in advance. If the interest is deducted from the principal in advance, the loan shall be returned according to the actual amount borrowed and the interest shall be calculated.

Article 671: Where a lender fails to provide a loan in accordance with the agreed date and amount, causing losses to the borrower, it shall compensate for the losses. If the borrower fails to collect the loan on the agreed date and amount, it shall pay interest on the agreed date and amount.

Legal analysis: First of all, you communicate with him to see why he does not return, understand the situation and then make a judgment. In case of resolute refusal, it can be solved in the following ways:

1) If the other party has the sincerity to make restitution, but has no ability to repay the loan or repay the full amount at one time, it may consider giving an appropriate and reasonable grace period or repaying the loan in installments (2) The other party has the sincerity to make the restitution, but is unable to repay the loan due to objective reasons, and the litigation matter should be arranged as soon as possible based on the consideration of the statute of limitations. If the effect of dunning cannot be achieved by non-litigation means, it is recommended to immediately adopt litigation and consider taking litigation preservation. (4) If it is impossible to judge whether the other party has the sincerity to return and whether it has the ability to repay, it is recommended to use appropriate methods to exert pressure to force the other party to react, so as to correctly judge the above situation and follow the methods in 1-3.

Legal basis: Article 179 of the Civil Code of the People's Republic of China The main ways to bear civil liability are: (1) stopping the infringement; (2) Removing obstructions; (3) eliminate the danger; (4) Return of property; (5) restitution to the original state; (6) Repair, rework, or replacement; (7) Continued performance; (8) Compensate for losses; (9) Pay liquidated damages; (10) Eliminate the impact and restore reputation; (11) Apologize.

Where the law provides for punitive damages, follow those provisions. The methods of bearing civil liability provided for in this article may be applied separately or in combination.

Legal analysis: 1. If the borrowed money is not repaid, the two parties can negotiate first to request the repayment of the money and call for it in time.

2. It is recommended to keep the corresponding loan vouchers, and then sue the defaulting party to the court as a debt dispute and require the debtor to pay the corresponding interest. At the same time, you can inquire about the property status in the name of the other party and apply to the court for preservation.

3. Article 100 of the Civil Procedure Law: In cases where it is difficult to enforce a judgment or causes other damage to a party due to the conduct of one of the parties or other reasons, the people's court may, upon the application of the other party, rule to preserve the property, order the party to perform certain acts, or prohibit the party from doing certain acts.

4. According to Article 1 of the Several Opinions of the Supreme People's Court on the Trial of Loan Cases by the People's Courts, loan disputes between citizens, between citizens and legal persons, and between citizens and other organizations shall be accepted as loan cases.

Legal basis: Civil Procedure Law of the People's Republic of China

Article 17: Basic level people's courts have jurisdiction over first-instance civil cases, except as otherwise provided by this Law.

Article 18: Intermediate people's courts have jurisdiction over the following first-instance civil cases:

1) Major foreign-related cases;

2) Cases that have a major impact in the jurisdiction;

3) Cases over which the Supreme People's Court determines that the Intermediate People's Court has jurisdiction.

Article 119:Prosecution must meet the following requirements:

1) The plaintiff is a citizen, legal person, or other organization that has a direct interest in the case;

2) There is a clear defendant;

3) There are specific litigation claims, facts, and reasons;

4) It is within the scope of civil litigation accepted by the people's court and the jurisdiction of the people's court receiving the lawsuit.

Since ancient times, we have paid attention to affection and human affection, and how to get the money lent out politely and without embarrassment has become a headache for many people. Ask directly, worried that it will hurt the feelings between friends; I didn't ask, and I was worried that my friend would ask about it. So how do you urge a friend to pay back the money without hurting him?

Here are a few tips to help you recover your lent money!

Straightforward approach: First of all, you should be mentally prepared, do not hinder your face, you must know that you are lending money to your friend when he is in trouble, and now you have an urgent need for money to get the money back.

Timing method: pay his salary, or year-end bonus.

Or ask him for money when he proves that he has money. You can usually follow his circle of friends.

See if there is high-end consumption, go to high-end places, travel, etc., and generally ask him for money at this time, and he is embarrassed to shirk it.

Reverse borrowing method: You say in front of him that you are in trouble and need money urgently, and you really can't do it at this stage, so ask the other party for help.

If you are really embarrassed, you can find a mutual friend of both of you, or someone he values and respects more, to bring up the matter of repaying the money, and usually he will pay back more or less. Because he will be more concerned about his image in that person's heart.

Praise him and demean himself law:

After the greetings, praise him for having a good time recently, praise his friend for "going to heaven" and then relegate himself to the ground, one is that the friend is happy, and the other is that he is embarrassed not to pay back the money when he sees that you are doing very badly. For example, a friend recently went on a trip, boasting about how much money he spent on traveling, envying him for going to so many places to play, and he could only eat instant noodles at home, etc.

You can euphemistically say that you are short of money, or ask someone else to help, or just lend it to him, if you can't let go, spend 300 yuan to see the true face of a person.

Legal analysis: borrowing 400 yuan is not still an illegal act of breach of contract, and the Xunlu debtor must bear the responsibility for breach of contract, such as compensating for losses, paying liquidated damages, etc. If there is a loan contract or IOU, the other party may be required to repay the loan after it is due; If there is no slippery fruit, the transfer records and chat records can also prove the fact of the loan, and the creditor's rights can be realized by filing a lawsuit with the people's court.

Legal basis: Article 119 of the Civil Procedure Law of the People's Republic of China The following conditions must be met for a lawsuit: (1) the plaintiff is a citizen, legal person or other organization with a direct interest in the case; 2) There is a clear defendant; 3) There are specific litigation claims, facts, and reasons; 4) It is within the scope of civil litigation accepted by the people's court and the jurisdiction of the people's court receiving the lawsuit.

If someone owes money and does not pay it back, it is recommended to communicate with the other party, and if the other party has clear signs of not paying back, you can collect evidence and use litigation to get back the arrears.

Private loans are not repaid, and debts are collected

1) If you borrow money, you can't ask for debts through litigation. If the debtor fails to repay the debt, the creditor can file a lawsuit with the court to compel the debtor to pay off the debt in a legal manner. Debts should be discharged.

If it is temporarily unable to repay, the debtor may repay it in installments with the consent of the creditor or the ruling of the people's court. If the borrower fails to repay after the court makes a judgment, the creditor may apply for compulsory enforcement.

Legal basis. Civil Code of the People's Republic of China

Article 189:Where the parties agree to perform the same debt in installments, the statute of limitations period is calculated from the date on which the last period for performance expires.

Article 392:Where the secured creditor's rights are secured by both real and personal security, and the debtor fails to perform the debts due or the parties agree to realize the security interest, the creditor shall realize the creditor's rights in accordance with the agreement; If there is no agreement or the agreement is not clear, and the debtor provides security for the thing, the creditor shall first realize the creditor's right on the security of the thing; If a third party provides security in kind, the creditor may realize the creditor's rights in respect of the security in rem, and may also request the guarantor to bear the guarantee liability. The third party providing the guarantee has the right to recover from the debtor after assuming the guarantee liability.

Find an opportunity, just when you need money, just tell him, I can't turn around at once, can I transfer a little money I should be emergency, see what he says? If you don't pay back your friends or friends, don't get involved in money anymore.

Since a friend borrowed your money, you can use his things to pledge your money, or you can ask him directly, you can say that you have something to use, so that he can understand.

I want it every day, how annoying it is, anyway, no matter if I can come or not, you two can't be friends, and if you don't feel good, don't want to be alone. Let's see which of you two is tired first, and who can carry it.

If you don't give it, you should consider yourself unlucky, no way, remember not to lend money to others in the future.

Since you are friends, you can learn a lesson and don't borrow it again next time.

Regardless of him in the future, or the next time I find him to make it clear, I want to go back.