Will it cost you more to buy a car with a low down payment? Where is the more?

Hello, now there are so many platforms that can provide lending business, you can apply for bank loans through mortgages, and a more convenient way is to apply for personal credit loans, it is recommended that you choose a formal platform when applying for a loan to better protect your personal interests and information security.

It is recommended to use Youqian Hua, which was formerly known as "Youqian Hua", which is a credit brand of Du Xiaoman Finance, which provides users with safe, convenient, unsecured and unsecured credit services.

It has the characteristics of simple application, low interest rate and fast loan, flexible borrowing and repayment, transparent interest rate and strong security.

Share with you the application requirements for consumer products with money: it is mainly divided into two parts: age requirements and information requirements.

2. Information requirements: During the application process, you need to provide your second-generation ID card and your debit card.

Note: Only debit cards are supported, and the application card is also your debit card. My identity information must be the second-generation ID card information, and I cannot use a temporary ID card, an expired ID card, or a first-generation ID card to apply.

This answer is provided by Youqianhua, due to objective reasons such as the timeliness of the content, if the content is inconsistent with the actual interest calculation method of the Qianhua product, it shall be displayed on the page of Du Xiaoman Financial APP-Youqianhua Loan. Hope this helps.

Hello, this depends on the car dealer, the low down payment of the car manufacturer's exit generally only needs to pay the loan handling fee, and some platforms may need to pay interest and handling fees to buy a car with a low down payment.

It will be more on the frame on the one hand, and the service fee on the other! Wait.

Most of the online advertisements for buying a car with zero down payment or ultra-low down payment have certain drawbacks, and most of the overall costs will be much higher than normal bank loans and auto finance services on some large platforms. So it is advisable to choose carefully. Most of the excess fees are in various fees, and the interest is much higher.

Generally, a low down payment to buy a car requires 30% of the cost of the new car**, and the specific amount needs to be determined according to the price of the car.

The cost of buying a car with a loan mainly includes the price of the naked car, purchase tax, license fee, insurance deposit (generally a loan for a few years, generally 2000 a year), and the mortgage fee for settlement (the mortgage procedure for the settlement of the vehicle management office does not require money, in fact, the settlement mortgage fee is equivalent to the errand fee, which can be negotiated with the dealer).

If you choose a 4S shop to help you with a car loan, the down payment is generally 30%, and the general customer will make installment payments according to the three-year term loan, and the loan interest will fluctuate between 5% and 8%.

Hello, now there are so many platforms that can provide lending business, you can apply for bank loans through mortgages, and a more convenient way is to apply for personal credit loans, it is recommended that you choose a formal platform when applying for a loan to better protect your personal interests and information security.

The choice of car purchase platform is different, the down payment** is also different, the more common 0 down payment, 5,000 yuan, 20,000 yuan.

How much money do you have to prepare in addition to the down payment to buy a car in installments? The old driver tells you the answer!

It depends on how much you buy a car. If it is 100,000 yuan, if you choose to pay 10% low, you need to prepare 10,000 yuan for the car price, and you need to prepare an extra 10,000 yuan for other handling fees.

It depends on how much the model you choose is, if the model you choose is a vehicle of about 10w, the down payment is 1w plus the purchase tax is about 1w There is insurance, licensing, handling fees, about 30,000 yuan to pick up the car.

Specifically, it depends on the price of the bare car you buy, such as the price of the bare car is 200,000 yuan, and the down payment can be withdrawn home as long as 20,000 yuan.

It is appropriate to buy a car with a low down payment and go to a personal account, with a down payment of about 10,000 yuan and a monthly payment of about 2,000.

How much money do I need to prepare for a car with a low down payment? Generally, it depends on how many percent of the down payment you choose, choose one percent down payment, two percent down payment or three percent down payment. Like a low-end car, a down payment of one or two thousand yuan or twenty thousand yuan or twenty thousand yuan is enough, so it should be enough to prepare a down payment of tens of thousands of yuan to buy a car.

If you choose a 4S store to apply for a car loan when you buy a car, the down payment for buying a car is generally 30. If you have other collateral on hand, such as real estate, you can use it as collateral to buy a car, or if you don't have a property, you can find someone to vouch for you (the guarantor must have a regular job).

Nowadays, the loans on the market can basically be paid in installments to relieve the pressure on funds, and the time is between 3 months and 3 years. Choosing installment payment is not only to choose a long number of installments and low pressure, but more importantly, to choose a regular big brand, the loan platform is guaranteed, and the funds and personal information are safe.

"Zero down payment" car purchase** cheats money.

Zero down payment, zero interest rate, no guarantee, easy car purchase ......Many people have seen similar advertisements for selling cars, and some people choose this kind of "zero down payment" to buy a car only to find out that they have been deceived. Recently, the news that a criminal gang was broken has attracted the attention of the automobile industry: according to the Shenzhen ** report.

In February 2018, Shenzhen Longgang** mastered a criminal clue involving "zero down payment car purchase routine loan".

After investigation, they initially mastered the extraordinarily large "routine loan" criminal gang headed by Fang. On April 25, Longgang ** closed the net and arrested the "routine loan" gang, arrested a total of 61 gang members, seized a number of computers, bank cards and other crime tools, and destroyed a "routine loan" gang worth nearly 100 million yuan.

The "routine" of this criminal gang to defraud money is very simple, using "zero down payment to buy a car" to attract buyers, taking advantage of contract loopholes, creating breach of contract, and defrauding the deceived of tens of thousands of yuan in handling fees and high liquidated damages. It has been learned that this year's "anti-gang and evil" campaign by the state public security department has included cracking down on "routine loans" as one of the targets of the crackdown.

The above content refers to People's Daily Online - the new policy for auto loans is announced, and the minimum down payment for individuals to buy new energy vehicles is 15%.

People's Daily Online - Caution! "Zero down payment" car purchase or trap.

1. Choose a loan to buy a car;

2. Submit an application: After being optimistic about the vehicle to be purchased, fill in the application form for automobile consumer loan and the credit questionnaire, and submit it to the loan bank together with the relevant proof of personal situation and the vehicle's ** (opening fare) and the vehicle information parameters on the certificate (provided by the seller);

3. The bank conducts pre-loan investigation and approval: after accepting the loan application, the bank will investigate the credit status of the borrower and the guarantor, and if the loan conditions are met, the bank will let the bank notify the borrower in time to fill in various **;

4. Contract signing: notify the borrower to sign the loan contract, guarantee contract and mortgage contract, and go through the mortgage registration and insurance procedures;

5. Loan issuance: The bank issues the loan, which is directly transferred by the bank to the account of the car dealer.