What are the specific things I need to pay attention to when buying a car in installments with a low

Updated on Car 2024-02-08
32 answers
  1. Anonymous users2024-02-05

    Hello, now there are so many platforms that can provide lending business, you can apply for bank loans through mortgages, and a more convenient way is to apply for personal credit loans, it is recommended that you choose a formal platform when applying for a loan to better protect your personal interests and information security.

    It is recommended to use Youqian Hua, which was formerly known as "Youqian Hua", which is a credit brand of Du Xiaoman Finance, which provides users with safe, convenient, unsecured and unsecured credit services.

    It has the characteristics of simple application, low interest rate and fast loan, flexible borrowing and repayment, transparent interest rate and strong security.

    Share with you the application requirements for consumer products with money: it is mainly divided into two parts: age requirements and information requirements.

    2. Information requirements: During the application process, you need to provide your second-generation ID card and your debit card.

    Note: Only debit cards are supported, and the application card is also your debit card. My identity information must be the second-generation ID card information, and I cannot use a temporary ID card, an expired ID card, or a first-generation ID card to apply.

    This answer is provided by Youqianhua, due to objective reasons such as the timeliness of the content, if the content is inconsistent with the actual interest calculation method of the Qianhua product, it shall be displayed on the page of Du Xiaoman Financial APP-Youqianhua Loan. Hope this helps.

  2. Anonymous users2024-02-04

    How deep is the water for a loan to buy a car? Remember the 5 pieces of advice from veteran drivers and you can save at least a few thousand dollars.

  3. Anonymous users2024-02-03

    The thing you need to pay attention to when buying a car with a down payment is to first see if there is a discount on that car. Well, here is this car, is it a regular 4S shop, is the car on your personal name? There is nothing else to pay attention to.

  4. Anonymous users2024-02-02

    Buying a car in installments is generally 30% down payment. Divided into 2-4 years.

    When a detective buys a car, he can buy a car in installments with a down payment. Not bad.

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  5. Anonymous users2024-02-01

    If you buy a car in installments, the minimum down payment should be around 30%, and you can choose by yourself.

    Detectives buy a car, pick up a car nearby, and the process is simple.

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  6. Anonymous users2024-01-31

    The minimum down payment for buying a car is 20, and now many people choose to buy a car in installments, as long as they pay a part of the down payment, the remaining balance can be repaid in installments. The detective buys a car with a down payment on a personal account!

  7. Anonymous users2024-01-30

    Generally speaking, the down payment for buying a car is 30%. If you encounter an event, some models can have zero down payment or two percent down payment.

    When buying a car, you have to look at it more, and the detective buys a car The process of buying a car is simple.

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  8. Anonymous users2024-01-29

    The minimum down payment for buying a car in installments is 10%.

    If you buy a car, you can buy a car with a down payment. Suitable.

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  9. Anonymous users2024-01-28

    The minimum installment of the car is 20%, you can choose by yourself, many can be done, and there are many models to pick up the car nearby when you buy a car.

  10. Anonymous users2024-01-27

    The minimum installment purchase car is three or four percent, and the detective's car is 0-1 into several thousand yuan to drive a new car.

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  11. Anonymous users2024-01-26

    The minimum down payment for a 4S store is 30% for car purchase in installments.

    Detective buys a car, a big platform for 5 years, a big brand, and a down payment of 0-1 into a car.

  12. Anonymous users2024-01-25

    The general down payment is 30%-50%.

    The car loan company is 20%.

    Large-scale car purchases** Detective buys cars 0-10%.

  13. Anonymous users2024-01-24

    Generally, the down payment of the bank is 3-5%.

    The car loan company is 2-5 percent.

    Large-scale car purchases** detectives buy cars from 1 percent.

  14. Anonymous users2024-01-23

    Under normal circumstances, it is above 30, and only detectives can buy cars online.

  15. Anonymous users2024-01-22

    The down payment for a new car is generally 30 to 50 percent.

    Left and right, but there are certain differences in the configuration of different models, and the detective buys a car to pick up the car nearby.

  16. Anonymous users2024-01-21

    Normally, this depends on your choice, if you choose to buy at**, if you are in the store, you choose to buy at**, if you are in the store, it depends on the fact that you choose to buy at**, if you are in the store, more than 30% of a budget Detective buys a car, 10% of Detective buys a car, and 10% of Detective buys a car can make you mention a new car.

  17. Anonymous users2024-01-20

    Under normal circumstances, it is more than 30 percent.

    And the requirements are particularly high, and it is not easy to pass.

    Detectives buy a car, the requirements are low, as long as 10 percent.

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  18. Anonymous users2024-01-19

    Generally, the minimum has to be more than three floors, and there are not many private households, and there are currently more models of detectives buying cars, and a down payment for a new car.

  19. Anonymous users2024-01-18

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  20. Anonymous users2024-01-17

    If you buy a car with a low down payment, there are many models to choose from, and you can find out for yourself.

    Detectives buy a car, pick up the car nearby, and pick up the car quickly.

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  21. Anonymous users2024-01-16

    Nowadays, many people choose to take out a loan to buy a car, as long as they pay a part of the down payment, and the remaining balance can be repaid in installments. However, there is no clear standard in the market for the minimum down payment for buying a car, which is generally between 0-50%.

  22. Anonymous users2024-01-15

    The minimum down payment for buying a car is 20, and now many people choose to take out a loan to buy a car, as long as they pay a part of the down payment, the remaining balance can be repaid in installments. However, there is no clear standard in the market for the minimum down payment for buying a car, generally between 0-50%, and the specific down payment ratio is determined by the lender and the 4S store.

    Extended information] First, the minimum down payment for buying a car is 20, and now many people choose to take out a loan to buy a car, as long as they pay a part of the down payment, the remaining balance can be repaid in installments. However, there is no clear standard in the market for the minimum down payment for buying a car, generally between 0-50%, and the specific down payment ratio is determined by the lender and the 4S store.

    Second, the amount of the down payment for buying a car is directly related to the handling fee borne by the car owner, and the more the down payment, the lower the loan handling fee. In addition, the maximum amount of the car loan shall not exceed the ** of the vehicle purchased, and it does not include various additional taxes and premiums.

    3. If you choose a 4S store to apply for a car loan, the down payment for buying a car is generally 30. If you have other collateral such as real estate on hand to use as collateral to buy a car, or if you don't have a real estate you can find someone to guarantee for you (the guarantor must have a regular job); In addition, if you have a regular job and a stable income, you can provide proof of your income; If you have a good credit history, then you can reduce the down payment of 20 percentage points for a car without having to pay as much as 30 for a loan.

    Fourth, the minimum down payment ratio of the car shall not be less than 20. The down payment ratio of car loans is mainly related to the institution of the loan, and the ratio stipulated by different banks is different, and the down payment ratio of car loans of banks is usually around 30 40.

    Fifth, the down payment ratio of auto finance lenders is relatively low, with a minimum of 20. In addition, the down payment ratio of the car also has a lot to do with the loan qualification of the individual, and for the borrower with good qualifications, the down payment ratio can be appropriately reduced.

    6. What are the conditions for handling vehicle installment?

    1.Application form, fill out the application form for automobile consumer loan;

    2.Personal information, household register, guarantor's ID card, housing certificate, personal income certificate, all documents must be original and photocopy, and two sets of photocopies need to be prepared;

    3.Proof of repayment, installment payment must have a stable income**, need to provide the owner of his own three to six months of bills, pay attention to the monthly payment does not exceed 60% of the total disposable amount of the family;

    4.A third-party natural person must provide a guarantee for the repayment of the principal and interest of the loan, and the husband and wife cannot guarantee each other;

    5.It must be insured in a lump sum with an insurance company approved by the bank during the loan period;

    6.Other conditions imposed by the Bank.

  23. Anonymous users2024-01-14

    The down payment for buying a car in installments is 20%-50%, and the general bank requires 40%-50%, and some car dealers can find some financing companies to achieve 20%, or even lower.

    Detective car purchase support low down payment, transparent service.

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  24. Anonymous users2024-01-13

    If you pay in installments, the down payment should be between 30% and 50%, which can be the lowest.

    Detective buys a car and picks up the car nearby, and the model picks up the car for a week more.

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  25. Anonymous users2024-01-12

    The down payment for buying a car in installments is 20%-50%, depending on the method chosen by the consumer, the information provided is not used, and the down payment ratio may be different.

    Detective buys more than 1,000 car models and supports local pick-up in more than 300 cities across the country.

  26. Anonymous users2024-01-11

    Bank loans: The down payment for a car is generally 30% to 50%;

    Auto Finance Company Loans: The down payment on a car is generally 20%.

    Detectives buy a car and pick up the car nearby.

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  27. Anonymous users2024-01-10

    Buying a car is usually 30% down payment.

    For example, for a car with a 100,000 yuan (naked car price), a 30% down payment is 30,000 yuan, and a 40% down payment is 40,000 yuan.

    The detective buys a car, has a low down payment, and has a good reputation for his name.

  28. Anonymous users2024-01-09

    To buy a car in installments, the minimum down payment for online car purchases can be 10%.

    Buying a car with zero down payment is reliable, and the economic pressure is low for office workers.

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  29. Anonymous users2024-01-08

    The minimum down payment in installment is also 30% of the car, there are many styles of cars, you can choose carefully, and there are many models to pick up the car nearby.

  30. Anonymous users2024-01-07

    Usually 30%-50% of the bank

    Car loan companies are 20%-50%.

    Buying a car** Detective buys a car 0-10%.

  31. Anonymous users2024-01-06

    The proportion of one percent will be higher in some areas and lower in some areas, and the requirements in the store will be different.

    If you buy a car in Shentan, you can achieve a ratio of 10%, which is more worry-free.

  32. Anonymous users2024-01-05

    0 down payment installment to buy a car, as the name suggests, is not to pay a down payment, just buy the car home. This gives hope to many people who are ready to take out a loan to buy a car. There is no free lunch in the world, it is a great discount for car buyers, and its actual wool is out of the sheep, and we need to pay attention to what matters we need to pay attention to when choosing to buy a car in installments with 0 down payment?

    1. Distinguish between "small zero" and "big zero".

    First of all, we should pay attention to the so-called "0 down payment installment to buy a car" can actually be divided into two ways: "small zero" and "big zero", "small zero" means that the lender only needs to pay vehicle purchase tax, insurance premiums and other related expenses, and does not need to spend a penny to drive the car home; "Big zero" means that the above related fees are not paid. Generally, the so-called "0 down payment installment to buy a car" is mostly "small zero".

    2. Pay attention to the handling fee

    Although most people can keep their eyes open and choose the way to buy a car that suits them better. But there are still some people who want to have a private car for transportation, and this kind of urgency leads to irrational things, which is very likely to give some speculative ** a chance. Even consumers who buy a car in a regular 4S store should not be deceived by the salesman's rhetoric, as the saying goes, how to say it makes sense.

    Therefore, don't believe the salesman's sentence of 0 down payment loan to buy a car, just sign it without looking at anything, be sure to check the contract carefully, and don't let him charge more fees in various names.

    3. Pay attention to interest

    Buying a car in installments with 0 down payment also means that the amount of the loan that needs to be repaid each month will also be relatively larger, thus increasing the interest on the principal. This is because the 0 down payment method of buying a car is a greater risk for banks or auto finance companies. It seems to be a very favorable 0 down payment loan to buy a car, but in fact, he just changed the down payment in a different way, so that you can slowly repay it in the future interest.

    Therefore, consumers should pay more attention to the current expected annualized interest rate of loans, and do not just listen to a few words from intermediaries and fully trust.

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