The more you wait, the more you can t afford it, and if you buy it, you re afraid of dropping, shoul

In the past 15 years, the real estate market has undergone earth-shaking changes, and house prices have been round after round**. In fact, we need to know that the initial reason for house prices** comes from rigid demand. Since 2001, China has entered a peak period of marriage and childbearing.

Their rigid demand for housing and demand for improvement drove the first real estate bull market. However, assuming that people marry later and have children later, there will inevitably be a demand gap, resulting in a downward range of housing prices.

On the other hand, house prices have skyrocketed over the past decade due to urbanization. In the past 15 years, China's urbanization rate has increased to. The influx of large numbers of rural people into cities and towns has created expectations of real demand for urban housing.

The gradual completion of China's urbanization will also make the real estate market more rational. Over the past 15 years, both the provident fund system and the commercial loan system have produced relaxation.

Monetary conditions and credit conditions. For home buyers, the mortgage amount and interest will directly affect the purchase expectation. In the past, there was even a phenomenon of interest rates of 20% or 70%, which may not exist in the future.

Even in some cities, the standard interest rate will be doubled to prevent the economy from overheating. This suggests that tighter credit conditions will reduce housing demand.

In the past, the rate of currency issuance was also relatively fast, up to, and the market was flooded with surplus currency. In the absence of the necessary investment channels, money often enters the real estate market, and in the future, this situation will no longer exist.

Of course the house should be bought.

If there's anything faster than the speed of economic development, I think it has to be housing prices. In first- and second-tier cities, housing prices have doubled a lot over the years. Although the state has been trying to regulate housing prices, and has issued a lot of policies to regulate them, housing prices have only slowed down.

The growth of house prices has basically become an immutable pattern. In this case, owning a house is a very happy thing.

With a house, I feel at home. Some people say that renting a house is the same life, but in fact, the two lives are really different. After all, the rented house is not your own, and you don't want to add too much furniture because you don't know when the house is leaving.

You don't put too much effort into decorating a small home because you don't know when you're going to move out. And the house you buy is different, you will decorate it with your heart, because it is your home. The place of work may change, but home is always there.

If you buy a house, you should work hard to pay off the mortgage as soon as possible. The pressure on the mortgage is very high, especially if it needs to be repaid for two or three decades. When the house is bought, you should no longer pay attention to the house price, but should work hard and work hard to make money.

House prices may drop slightly in a short period of time, but not too much, and there are more opportunities to rise. Besides, for the people who just need it, in fact, the rise and fall of housing prices is just a number, and it does not have much practical significance. House prices have gone up, and you're unlikely to sell.

falls, and will not be sold. Therefore, the idea of not daring to buy a house because of the fear of lower house price prices is actually very superficial.

For some office workers, but after buying a house, their jobs will change, and they need to work in another city. In fact, this situation is not difficult to solve, if you want to settle in another city and do not have enough money, you can sell this house and buy it. If you have a lot of money, you can keep it to appreciate and then sell it.

Maybe everyone's needs for a house are different, but for me, I want to buy a house. In my opinion, it is a very happy thing to be able to own a house of my own. If possible, I recommend that you buy a house.

Because the demand for houses will be more and more, how can house prices not rise at this time? And now that the country is open to the second child, the population will be more and more, and the houses needed will be more and more.

In fact, there is no such thing as whether you should buy a house or not, only whether you need it or not. If you need to have a house, then you will desperately save money to buy it. And if the house is dispensable to you, it doesn't matter if you buy it or not.

Personally, I think it's okay to buy an extra house if you have money to spare. Even if there is a time when the price of the house will go down, but if you are not in a hurry to use the money, you can just get rid of it during that time.

Of course, you don't have much money to spare, and if you want to make money by buying and selling houses, it's not realistic. There will definitely be a bit of a risk involved, so if you think you can afford it, then buy it.

For most people, a house is a necessity. With a house comes a sense of security. Everyone wants to have a home of their own.

Nowadays, girls basically ask each other to have a house and a car. This also reflects the importance of the house.

But if you don't have that condition, there's no need to force it. We think about the house only if we ensure our quality of life. After all, buying a house is not that easy.

Some people feel that it is not cost-effective to reduce their quality of life in order to buy a house. Some people just think that as long as they have a house, they can pay for anything. In fact, the key is your own opinion. As long as you feel it's worth it, then it's worth it.

The more you wait, the more you can't afford to buy a house, and if you buy it, you're afraid of dropping, should you buy a house?

I think the house should be bought, after all, it is also a fixed asset.

If I have enough savings, I think it's better to buy a house as soon as possible, after all, house prices are out of control.

I think it depends on the individual's financial strength, and if you have money, you should buy it.

I think I still have to buy a house, because the house price is still getting higher and higher, and if you don't buy it now, you may not be able to afford it later.

2019 will be a turning point year for house prices, and you should be more cautious when buying a house at this time. If you don't get to the point where you can't buy it, it's recommended to wait and see.

If you have enough funds to buy a house, it is more cost-effective to buy it.

According to the current situation, it is possible to buy a house, and there is still a lot of room for appreciation.

I think if you have money, you should buy it as soon as possible, depending on the trend of housing price changes, and the future will still be **.

The house must be bought, but now the house price is fluctuating, so it is better to buy it early.

If you just need a house to live in, of course you need to buy it.

In fact, according to the current situation, it is still very likely that the price of the house will be reduced. Because many houses now have to maintain a house and not speculate.

of such a decision. So it's hard for the house to go up.

At this time, this is more than the previous few years when the house has been in this state, and it is still a good time to buy a house. Therefore, if you want to buy a house now, it is still in a better state. After all, the current houses are still cheaper than in previous years, and many good policies have been introduced in various places.

Because now I want to use the house to stimulate domestic demand. Therefore, many places have begun to reduce the price of the house or reduce the down payment, or can reduce the mortgage interest, which is more favorable to buying a house.

So if you really need it at this time.

It is still a better opportunity to buy a house, although the house is unlikely to rise, but the house is unlikely to fall sharply. Therefore, the house should remain in a relatively stable state most of the time.

In other words, the house will not rise sharply in the next few years, but it will not fall too fast, so this should still maintain a relatively stable state.

And it also has a lot to do with which city you need to sell your house in, generally speaking, the bigger the better.

The less likely it is to lose money when buying a house in an advanced city, and the more central the city is, the less likely it is to lose money when selling a house.

Because of the central city, the central location will have a central effect, and most of the commercial, medical, and educational facilities are in this kind of place. Therefore, if you buy a house in this location, it is more suitable and you can have a better development.

So my opinion is that if you really want to buy a house, it is better to choose a good city and a good location to choose a house, and there should not be that kind of large-scale decline. But if you want to buy a house with investment, it doesn't make much sense. So keep in mind that the comprehensive approach is to live in, not speculate.

Due to the repeated epidemic and the continuous regulation of the real estate industry by the state, developers have found that it is not only difficult to build a house (financing channels have narrowed), but it is also becoming more and more difficult to sell a house.

The data shows that since the second half of 2021, houses in various cities in China have been unable to sell. Especially after entering 2022, various places have begun to loosen restrictions on the property market, some have canceled social security, some have lowered the down payment ratio and loan interest rate, and some have bought a house and sent a household registration to a parking space, and even a ...... where wheat and corn can be used to lower the down payment

There is only one message revealed by this information - the house is getting harder and harder to sell. Because if the house sells well, there is no need for the developer to toss so much.

According to the National Bureau of Statistics released the national real estate development investment and sales data for January and June 2022 on the 15th. According to the data, in January and June, the sales area of commercial housing was 689.23 million square meters, a year-on-year decrease.

On the other hand, according to official data, China's urbanization rate has reached 65%, the current urban housing ownership rate has reached 96%, and the number of households with more than two houses has reached.

In other words, after more than 20 years of big sales, the families who should buy the commercial houses have already bought them, and the families who have not yet bought a house may not be able to afford them in the short term.

Since the house can't be sold, is it possible that it will fall to half price in the future?

On the issue of housing prices, many entrepreneurs have predictions, the most classic of which is Ma Yun's "housing prices are like onions" theory. However, Ma Yun is not engaged in real estate after all, and his analysis of this industry is not necessarily accurate.

But Wang Jianlin is different, he is a recognized real estate tycoon in my country, and he is also one of the few real estate entrepreneurs who have achieved "full body retreat".

There are 2 very important reasons why the price of the house cannot be greatly reduced in the future.

First of all, the house is now an important part of the family's wealth in the country.

According to data released by the central bank, houses account for more than 70% of the household wealth of urban households in China. In other words, most families' assets are actually the market value of the house. If there is a sharp drop in housing in the future, it will inevitably lead to a decline in the wealth of urban residents as a whole and cause social instability.

Therefore, in 2016, the official put forward the idea of "housing for living, not speculation", the purpose of which is to stabilize housing prices and let real estate land safely, which is the best means to maintain social stability and development.

Secondly, real estate is one of the important industries for economic development.

Since the housing reform in 1998, real estate has driven the development of many industries, and at the same time provided a large number of jobs for the society. On top of that, many families are now burdened with high mortgages, and if there is a sharp drop in housing prices in the future, it will inevitably cause a large-scale supply outage, which will cause banks to face countless bad debts, which will seriously affect the safety of the financial system.

To sum up, the sharp drop in housing prices is actually not a big thing. On the contrary, a sharp drop in housing prices will have a serious negative impact on the lives of ordinary people.

will fall. Because of the large decrease in the number of births, the population is about to enter a stage of negative growth. In addition, due to the epidemic, income has declined, and confidence in future income has decreased. It's not a good time to buy a house.

At present, it is not that the mortgage interest rate has been lowered, which means that there is a certain amount of support now, that is to say, it can be observed, and it is possible that the housing price is about to turn a corner.

If you have money now, it must be better to buy a house now, if you don't have much money now, it is better not to buy it, because in a few years, the price of the house may be reduced.

01. The supply of houses in my country exceeds demand. China's housing is now in a state of oversupply, and in a few years, because of the death of the elderly population, a large number of houses will be vacant, and there are still many developers who are constantly building houses, so for a long time in the future, our country will not be short of houses, even if it is a set of one person, there will be a lot of surplus, so in the case of oversupply, there is still a possibility of housing prices in the future.

Now housing prices compared to previous years, has been much more stable, a few years ago there are really many people speculating in houses, but our country has taken action to regulate housing prices, to prevent housing prices from rising too much, but even so, Beijing's housing prices in these ten years, is also 100 times, my house was bought in 2004, now although it is an old community, but there is no problem with a value of five or six hundred thousand, because the community next to kindergarten to high school, directly all, ten minutes walk there is a large supermarket, This is a big location advantage.

We have to remember one thing, that is, the house is for living, even if you buy it, you only have 70 years of ownership, it does not mean that the house is yours forever, it is not the same as a homestead.

03. Housing prices are really high now. The current housing prices are really high and terrifying, and for young people, if they don't rely on their families, they can't buy a house after graduationSoI sometimes don't understand why I have to ask for a house to get married, because of a house, how many heroes have been stumped?

My home is in a fourth-tier city, and now the ** of a square meter house has broken 8000, I go to school in Xinzheng, Zhengzhou, which is basically a suburb, but that's it, the house is also sold to more than 10,000 square meters, sometimes I really think, if I graduate and want to get married, my mother-in-law wants a house at home, what if I can't afford it? Life is really difficult, and I finally understand why so many young people are reluctant to get married, and the pressure of life is really too great.

Summary: If you have money now, I suggest that you can buy a house and wait for it to appreciate, but I think that those who have the money to buy a house now have already bought it, and the vast majority of people who have not bought a house now have no money to buy it. But the developers are still building housesJust like the economic crisis in the United States in the last century, housing prices are serious, but they are still building, and finally a real estate bubble is generated, which was also an important factor in the occurrence of World War II.