How do you keep your wealth? Recommended .

This is actually this kind of cart, and he knows very well that what this king wants to die now is what he wants.

"Dedicated to the Emperor", this is a realistic book that records the emperor, and most of the content in it is praised.

Hello, I am from Chinese Insurance.

Did you buy the Jinding Fugui E model? This is a new exit this year, and it is limited to a 6-year term until June 30.

There are dividends every year, and there are rewards at maturity. This product is very good, because the E model is just in time for the company to be listed in its entirety at the end of this year.

So the dividends will definitely be high.

But this is the expiration of 6 years, and the bank is misleading to tell you that it is 3 years.

For example, 10,000 yuan is 9,200+ dividends in the first year.

The second year surrender is 9500+ dividends.

The third year surrender is 10,000+ dividends.

10,300+ dividends in the fourth year, 10,500+ dividends in the fifth year, 10,780+ dividends at maturity in the sixth year.

Tell you three years because you're afraid that you know that six years is too long, and in the third year your cash value will be paid off.

In fact, this one is 6 years old. If you want to maximize your benefits, it is recommended that you save for 6 years.

If it's really good for you, can those people's IQ be worse than you, and they still need to sell you everywhere?

Want to return if it doesn't expire? According to the description of the insurance contract - I guess you signed it without even reading it at the time - you are lost.

A netizen summed up the fraud techniques of bank and postal savings employees:

The first is to interpret insurance as bank deposits, and selling insurance is to send insurance as deposits, and many people are still confused.

The second is to say that the ten-year insurance is three years, and the five-year and six-year insurance is said to be one or two years.

The third is to exaggerate accident insurance, most bancassurance can only cover accidental death or no accident insurance, but bank employees exaggerate to insure accidents (the implication is that as long as there is an accident, they are insured, deliberately vague words).

Fourth, the income is exaggerated, and the income due to bank insurance cannot be expected at all, but the bank staff exaggerates the income without authorization according to the instructions of the insurance company's personnel, basically saying that it is higher than the deposit, and interpreting the ten-year guaranteed amount as one year, which obscures the customer's hearing and hearing.

Fifth, the cash value on the policy is basically printed on the back of the policy and pasted on the back to prevent customers from understanding the truth and requesting to surrender the policy after seeing it;

It is because people trust banks, post offices and other institutions that insurance companies come up with such an idea.

Set up stalls in banks, post offices, etc., to sell insurance, and you will be mistaken for a new business in these places.

These institutions deal with money all day long, and they will naturally be mercenary and talk nonsense.

Those dividends are theoretically "expected highest" returns, which are based on the annual profitability of the insurance company, which is dispensable and has obvious uncertainties. The content of the contract does not clearly state the specific amount of money to be paid, and just a person's mouth says how high it is, it will be a blank "check" that the insurance company cannot cash. When the time comes, if you don't honor it due to various factors, you will not be legally responsible.

The common people's sense of contract is not strong, and they sign at will.

Insurance companies and banks have seized on this weakness to fool the common people. How many of you know the benefits of insurance?

Every day, they set up stalls in banks and put out advertising banners, which are pulled by individuals, and promote insurance under various banners.

Selling long-term life insurance to ignorant old people is said to be higher than the fixed deposit interest rate, and advocating some financial products to ordinary people who have few money and can't afford to pay renewal premiums, and giving them protection.

Turning their savings into policies that claim to have high returns but can't be withdrawn in advance is easy to insure and difficult to claim.

Pull a single order to give you a commission, and ask you to take the money out to beat the people in the bank;

You can't sell it, you don't have a penny base salary, and you still post it upside down. Do you think it's worth doing?

First of all, it's an insurance policy.

The main benefit is accident benefit: 2 times the basic sum insured for death or total disability caused by general accidents, and 3 times the basic sum insured for death or total disability caused by public transport accidents.

Since it is a participating insurance, the proportion of the actual surplus distributed to the policyholder in each fiscal year shall not be less than 70% of the total distributable surplus of the year. Dividends shall remain with the Company and shall be stored with interest on an annual basis compounded and payable upon termination of this contract.

Also, buying insurance is not a deposit, and you will lose a lot if you surrender the insurance halfway, so please decide carefully according to your financial situation.

Hello, you bought insurance, and if you surrender the policy halfway, you will even lose the principal. No loss for three years. The specific amount of the so-called bonus depends on the profit of the insurance company.

If you don't get it right, five years is much worse than bank interest. If it expires, the insurance company will contact you and send you the money. It has nothing to do with the bank.

Ancient: The world speaks new language, the Book of Songs.

Modern: Laughing karma.

Foreign: Shakespeare's tragicomedy.

There really isn't a courier! Cakes are softer! Easy to deform! Forget it! The current couriers are not very dedicated!

SF Express, we are all SF cold chain distribution.