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Buying a house, renting a house is cheap after all, it is someone else's, after all, you have paid the money but you don't have ownership, you can't get it, and it's not a new house, all kinds of chicken feather problems are also very annoying, and it's particularly inconvenient if you live for a long time, and although you need a mortgage to buy a house, but after all, it's new or your own, you can do whatever you want, and it's also very convenient and other benefits.
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More than 30 years ago, 10,000 households were better than 1 million now! More than 30 years ago, my monthly salary was one yuan a day. Can I still find a worker if I pay 100 yuan a day now?
In 95, the house in Weihai was 1,500 square meters, and it fell to 900 in 2,000 years, and I also bought one at that time. Then the house price went all the way, and there were a few ** in the middle, but it was just a flash in the pan. Now our community (Qingdao Chengyang Zehui Community) is about 12,000.
We now earn almost $10,000. You can think for yourself. If you saved 10,000 30,000 years ago, what can you do now?
If 30 years ago you bought several houses for 10,000. Now you are a dragon and a phoenix among people. At home, it will be full of friends, and the people who come out will be hugging each other.
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I like to rent and my husband likes to buy a house.
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Inflated black bubble house prices! I had to rent a house!
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The first house must be bought, because the main value of this house is the use value of the house, and it is convenient to live by yourself without being careful.
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It's better to rent a house, just move in with your bag, and there is no trouble in disposing of the property if you change your job. Don't worry about getting the title deed. You can fire the landlord at any time. Save a loan that can improve the quality of life, or save it.
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The first house must be bought to solve basic problems such as schooling and medical care. As for the second set, at this stage, if you think you can buy it if it can go up more than the mortgage interest, and rent it if it can't go up. In the long run, there are already too many houses, and there is an end to the crazy game, do not choose to hold more than two sets.
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It's better to buy a house, and the embarrassment of renters is there: I remember that when I was at home for the Spring Festival at the beginning of the year, the landlord sent me a text message saying that the rent would go up, and if I didn't accept the price increase, I would move.
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Rent if the rent is cheap, buy if the house price is cheap, and go back to your hometown if both are expensive. The calculation method is that one is the rent-to-sale ratio, and the other is the rent-to-income ratio. If I have difficulty renting an apartment, it means that I am not suitable for the city.
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It is good to buy a house and have a fixed base to support future development. Attack and retreat, just like your main base and logistical supply center.
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If you are alone, you can rent a house, and if you are two people, you can buy a house.
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My choice was to buy a house. The national conditions of China and other countries are different. In many countries, you can rent a house for a lifetime, because the landlord can't just raise the rent, and he can't just take the house and not rent it to you. But in China, my house, I have to rent it to you? Are you kidding?
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If you can't afford to buy a house, it's still cost-effective to rent a house, and you don't have to worry so much about it.
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Is it better to buy a house or rent a house? Of course, it's better to buy a house. Swinging crowds live in big cities. I persuaded him to go back to his hometown to build his hometown. The economic cycle is already in the middle and late stages of the stagflation period, and the big cities have no chance.
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It's better not to buy a house to be honest There is no money Debts have to be paid back every month There is spare money to rent a house to live in To be honest, there is no need.
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Renting or buying, which is more cost-effective?
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Buying a house or renting a house can be said to be an economic proposition, there are many families are joining the ranks of problem solving, some people think that only after buying a house can they have a sense of belonging, and people who rent a house think that they will not be more free because of the pressure of repaying the loan, so which is more cost-effective to buy a house or rent a house? Is it better to buy or rent a house? Today, Xiao's Absolute Editor will discuss with you the following points of view about buying and renting a house.
Which is more cost-effective to buy a house or rent a house:
1. Renting a house in the real estate market is already a very common mode of life, especially for people who work outside, the company does not provide room and board, so they must rent a house. So there's a lot of flexibility in renting. In addition, you don't have to pay a lot of cash at once to rent a house, and the funds can be used for other purposes.
2. For fresh graduates, office workers who have just entered the workplace, and migrant workers with high mobility, renting a house is obviously more cost-effective than buying a house. Because the common denominator of this group of people is that they have poor economic ability, blindly buying a house will only increase their own pressure and burden, so it is a better choice to live temporarily by renting a house.
3. Having your own property has a greater sense of belonging. Buying a house can have a property of your own in the future, without worrying about problems such as a second landlord, and it can also be viewed as a long-term view. Moreover, if you have a fixed residence, your children's household registration can be directly implemented in the future, it will be convenient for you to attend classes, and it will be convenient to take care of the elderly if there are elderly people at home.
4. For groups with rigid needs and ready to get married, a house is a necessity, so it must be bought. For groups who want to improve their living environment and live a stable life, buying a house is also more cost-effective than renting.
Is it better to buy or rent a house?
1. I think it's better to buy a house, although I spent a lot of money, the house is my own, and although renting a house seems to cost less upfront, my life is too unstable. At the same time, similar to renting a house in Shanghai, the rental cost is not very low, and the housing price is ** at the same time, and the rent level is not much lower than that.
2. People who choose to rent believe that even the national policy has begun to encourage renting, and in the face of high housing prices, renting can also enable people to live in a spacious and practical ideal house in advance, enjoy life, and save a large amount of money for the family, go to financial management, go shopping and travel, and improve the quality of life.
In fact, it is better to buy a house or rent a house is different from person to person, according to your actual situation, whether you buy a house or rent a house, you can live every day well, the above is to buy a house or rent which is more cost-effective? Whether it is better to buy a house or rent a house, I hope it can help you.
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Some of these common feelings include:
1.Freedom: Renting allows you to avoid the constraints of family or roommates, and you can decide your own schedule, eating habits, etc., and live more independently.
2.More responsibility: Renting a house means that you will be responsible for all the maintenance and repair costs of your home, such as electrical failures, leaking pipes, wall costs, and more.
At the same time, you'll also need to pay rent and utilities, which may take up a portion of your salary.
3.Poor stability: Renting can be more unstable than buying a home. You may need to move at short notice or even need to renegotiate your lease with your landlord at the end of your tenancy.
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First of all, having your own house can indeed bring a sense of stability and security, especially in the face of some emergencies, having your own house can provide physical and mental security. At the same time, buying a property can also be used as a long-term investment to help build wealth steadily.
However, factors such as high housing prices and volatile real estate markets have made homes very expensive, and for some young people, buying their own home may require long-term savings or borrowing, or even a burden. Renting is a smart choice at this time because it has the flexibility to choose based on a variety of factors such as your needs, financial situation, and where you work.
Of course, if possible, buying your own home is still a good option to satisfy your desire to live and work in peace and contentment, and it is also a long-term investment. When buying your own home, you should carefully consider it according to your actual situation, financial ability and future planning, and do not overburden, so as not to cause financial pressure and psychological burden.
To sum up, the need to have your own housing depends on your actual situation and values. Renting is also a viable option, but buying your own home is still a good way to invest if you can. Whichever way you choose, you need to be rational and do what you can to achieve the best quality of life and happiness.
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In today's stressful society, renting a house is more affordable than buying a house, suitable for the vast majority of people, and most people can afford it, and there are many benefits of renting a house, so if you want to get easier, then rent a house! But to rent a house, we have to find something reliable**, such as renting an apartment.
Personally, I think it may be better to rent a house than to buy a house, and it may not be such a wise choice to be a house slave now, but many people have done it, and it is estimated that there are not a few people who do not want to be a house slave. So what are the benefits of renting?
First, renting a house is freer than buying a house.
Our generation's lifestyle and attitude are relatively free, the probability of changing jobs and cities is relatively large, all in all, it is more mobile, renting a house can just cater to our needs, where to work where to rent a house, affordable, and very convenient.
Second, the burden of renting is not heavy.
Many young people buy a house, and before they run around, their parents need sponsorship, borrowing from relatives and friends, and then take out their only savings, so that they can barely pay the down payment. After that, I can only work for banks and real estate developers, worrying about special things every day, worrying about monthly payments every month, and the whole person is enslaved by money and houses, this kind of life is really tiring, and the mental pressure is too great. Renting an apartment, especially a shared apartment, can avoid this.
At present, the rent** in large and medium-sized cities such as Beijing and Guangzhou is relatively stable, and the rent level is roughly the same as the income level, making it easier to rent a house than to buy a house with a heavy mortgage.
Third, renting is much easier than buying a house.
Buying a house is simple, in fact, it is very complicated to buy a rough house, first of all, you have to face the problem of decoration, this is a huge project, not to mention, the key is that it is possible to make a thankless effort, the current decoration company even knows the sketches of the Spring Festival Gala, no one dares to guarantee the quality, and it is not good to buy a new house when a wave of head smashes a hole for you, and the neighborhood dispute is small, which makes a lot of trouble.
After the decoration is completed, you have to buy furniture and household appliances, and the Chinese people have an idiom that says it very well and can speak to people's hearts. Vientiane update. If you buy a new house, you have to have new furniture, and Qi Li is buying again, this guy buys it again, does he still have money to live?
Then it's consumption, property, you have to repair everything that is broken, and you have to pay for trouble wherever something goes wrong.
If you rent a house, you don't have to worry about these troubles, you don't have to worry about any problems, just move in and live on the line, as long as you give money on a monthly basis, you don't have to worry about the infrastructure when you want to live, just enjoy it, if you have a problem with the landlord, the landlord has a contract, no matter what, it's just two words, save trouble. Come and rent an apartment to take most of the stress out of renting.
In a word, the house is a nest for people to live in, of course it is good to have the ability to buy a house, and if you have no ability or capital, renting a house is not a bad thing, saving trouble and worry, and not delaying your work and life, let me say such a good thing, why not?
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Renting for a long time is not an ideal option because it will not only lead to an increase in the cost of housing year after year, but it will also limit your financial freedom and increase uncertainty. If you have a steady income, it may be a better option to consider buying a home.
First, buying a home can build a stable asset and provide a certain amount of financial security for the future. Second, when you own your home, you have the freedom to make renovations and renovations without worrying about the landlord canceling the contract or no longer maintaining the home.
Of course, there are also costs associated with buying a home, including a down payment and interest on the loan. So before you think about buying a home, you need to weigh your options and confirm your financial stability and the funds you need to buy a home.
In addition, there are other benefits that come with buying a home. For example, you can get greater privacy and better living space for your family, choose your preferred location and neighborhood, and build closer ties with your neighbors. When renting, you may face restrictions and distractions from your landlord, and you don't have your own personal space and the ability to expand.
Finally, buying a home can also be an investment. As the real estate market develops, home values may be **, leading to future capital gains.
To sum up, although there are certain costs and risks involved in buying a house, it can bring more financial and life benefits. So, if your finances allow, consider buying your own home to build a stable asset and space for family life.
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Which is better to rent or buy a house is a topic for many people after dinner, people who yearn for freedom say that renting is good, and those who like to have a sense of belonging say that it is good to buy a house, everyone's concept is different, but it is a problem that many families are entangled, so in the end, it is better to rent or buy a house, today we will discuss which is better to rent or buy a house and the difference between renting and buying.
Which is better to rent or buy a house:
1. Buying a house has property rights, you can exchange a certain amount of money through mortgage or lease, and you can also enjoy a lot of public services. And what about renting? Only the right to use, it is always uneasy to live, not to mention the rent, just say how long can you rent this house?
One day the landlord will let you go.
2. Renting a house may require only one-third of your income, while buying a house may require two-thirds of your down payment. Let's assume that there is a difference between taking out a loan to buy a house for 20 years and renting a house for 20 years.
3. In third-tier cities, the total price of the house is 500,000 yuan, the down payment is 200,000 yuan, and the provident fund loan is 300,000 yuan, which will be paid off in 20 years; According to the first house 3, 1963 yuan will be repaid in a month; Ten years later, he chose to repay the loan with a lump sum of 200,000 yuan. The cost of supply is 1963 12 1023 60,000.
4. Urban housing, monthly rent of 1,250 yuan, according to the annual growth of 6, 10 years later, the rent cost is 25,342 yuan. Does this seem like a lot of money to rent? But this is just an example for you, know that times are changing, and one day house prices or rents will go up again, and prices will go up.
And then our income will always be lower than Wu Shenchong's house price.
Difference Between Renting and Buying a House:
1. If you are single, renting a house is inevitable, either live in the company dormitory, or go out to live by yourself. If you rent it yourself, of course, the first thing is the safety and health of the environment, and then think about other things. There is no need to buy a house if you are single, unless you are a rich second generation.
Single and free, live wherever you want, and be more comfortable, especially now after the 90s, they all have personality, and they will fire the boss squid at every turn.
2. If you have a family, then there are many factors to consider. There are many uncertainties in renting, the rent is facing the risk of rising prices, the house is sold and the house is evicted at any time, and the house deposit cannot be returned. The safety of the house, environmental hygiene, etc.
3. Those who have a house have repayment pressure, and there are many options for renting. Nowadays, many parents also need to rent a house for the convenience of their children or their own job changes. Life is full of uncertainties, and renting is not for nothing.
But if renting a house in China, you may have to live single for the rest of your life, because no one wants to marry someone who has no fixed place to live.
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