What do I do when I have a bank statement?

Bank statements are not required to be reconciled, but are only required to reconcile the accounts. Reconcile the cash and bank journals with the cashier to see if the balance is consistent with the actual account. Play a supervisory role.

If the balances do not match, then the cashier needs to prepare a bank reconciliation based on the statement. According to the difference in the time of entry, the balance is adjusted so that the balance is the same.

The bank statement is used to check the number of bank deposits, not for accounting, and the bank statement is used to check the number of bank deposits of your unit to accurately register the bank deposit account.

1. Before the month-end and accounting reconciliation, you can check the bank statement with the bank deposit journal and prepare the "bank balance reconciliation table" for adjustment.

2. If the receipt is indeed lost, you can apply to the bank for a reissue.

3. Make entries this month, and there is no problem across months.

Bank statements are not booked, but are used as bank balance reconciliation statements.

The so-calledBank statementsThat's itThe date of the credit card statementThe bank sends you a bill for you to check.

Credit card bills are generally made via text message and email.

Previously, the bank mailed the credit card statement to the cardholder after the statement date. The statement will record all purchases made on your credit card for a billing cycle, as well as the due and minimum payments for the current bill.

Another purpose of the statement is to remind the cardholder to make the payment. However, in order to save costs, the bank later eliminated the paper billsOn the bill date, an electronic bill will be sent to the e-mail address reserved by the cardholder for easy checking.

So a bank statement is actually a credit card statement, after all, the cardholder has the right to know.

If the cardholder has any objection to the bill, he can directly call the bank's customer service and ask the bank to mail the paper bill for easy checking, if it is really not a transaction that he or she consumed, the cardholder can refuse to repay the credit card bill, ask the bank to cancel the amount not consumed by him, and then send a new bill, and then repay the new bill after the cardholder receives the new bill. In addition, the credit card statement will also clearly record any fees incurred by the cardholder in the process of using the credit card, including the credit card annual fee, the credit card sales installment fee, and the credit card overdue liquidated damages.

and interest, among others.

In addition to the bank statement, the credit card exclusive software, you can also see the credit card bill, each consumption will be clearly recorded in it, if there is an objection to a transaction, you can also raise an objection, and then the bank will adjust the order, and then the merchant provides the cardholder's consumption certificate, if the merchant can not provide, then it proves that the transaction is not my own consumption, then it is a successful refusal. However, if the merchant can provide proof of the cardholder's consumption, and the evidence is indeed the purchase, it is a failed chargeback.

However, Zhongming reminds all cardholders not to maliciously refuse to pay, otherwise it will constitute a violation of the law.

So to sum up, the bank reconciliation bill is actually a credit card bill, and on the bill date, the bank will send you an electronic statement to facilitate the cardholder to check the consumption of the previous month, and the statement can also remind the cardholder to repay on time.

A bank statement refers to a record sheet in which the bank objectively records the flow of funds of an enterprise. As far as the concept of bank statement is concerned, the main body of the bank statement is the bank and the enterprise, the content of the reflection is the capital of the enterprise, and the form of the reflection is the record of the capital flow of the enterprise.

In terms of its use, a bank statement is a voucher for checking and confirming the flow of funds between a bank and a business. In terms of its characteristics, bank statements have basic characteristics such as objectivity, authenticity, comprehensiveness, etc.

According to the provisions of the state financial accounting system, any enterprise and unit must open a bank account in a bank from the time of its establishment, and the funds of the enterprise shall be collected and paid through the bank. As a national financial institution, one of the most important responsibilities of banks is to ensure the normal flow of enterprise funds.

At the same time, objectively record each capital flow of the enterprise, and regularly print out the capital flow of the enterprise in the bank, that is, the bank statement, which is used as the basis to check with the company's bank deposit journal.

It represents some expenses in the process of ordinary operation of the enterprise, and then checks with the bank for a document.

It is a kind of bank list, which records various amounts on it, and will tell the staff who borrowed the money and how much it borrowed.

The contact sheet between the bank and the business on their account, every business and bank will have such a reconciliation, also to ensure their own funds.

There are two ways to print (receive) the statement of the bank account for the corporate account, and the materials required are different:

1. Bank counter inquiry: You need to provide the company's official seal and account name (bank outlets can find the account number with this) or account number, and the counter can print out the bill within the required time period;

2. Self-service printer inquiry: you need to bring a bank settlement card or a receipt box card, and swipe the card at the self-service inquiry machine to query the statement of the required time period, or click to print out the bill;

Bank reconciliation is a contact sheet between the bank and the enterprise to check the accounts, and it is also a record to confirm the business transactions of the enterprise, and can also be used as the basis for the flow of funds of the enterprise.

Issued by the bank, if it is a corporate account, the bank will generally issue it on a monthly basis, if it is a private savings account, you can let the bank call it out for you, and the statement is generally free of charge within three months. A bank statement is a document that records the details and balances of transactions in and out of your account.