What is a commercial house? What are the different types of houses?

Commercial housing refers to the residential buildings operated by real estate development companies with business qualifications after obtaining land use rights through transfer under the conditions of market economy, all at market prices. From a legal point of view, commercial housing is a variety of commercial houses that can be freely traded in the market according to laws, regulations and relevant regulations, and are not subject to policy restrictions, including newly built commercial houses, second-hand houses, etc. According to the different sales objects, commercial housing can be divided into two types: export commercial housing and domestic commercial housing.

Domestic commercial housing refers to the residential, commercial housing and other buildings that are used within the territory of real estate development enterprises through the implementation of land use right transfer and approval by the competent planning department. Export commercial housing refers to the residential, commercial and other buildings that are used for leasing at home and abroad by real estate development enterprises in accordance with the provisions of the competent department for foreign investment, through the implementation of the form of land leasing, and reported to the competent department of planning for inclusion in the formal project plan.

Commercial housing refers to the residential buildings developed and operated by real estate development companies (including foreign-invested enterprises) with business qualifications.

Houses are divided into residential, complete dwelling, non-complete dwelling, collective dormitory, duplex dwelling, public facility building, commercial building, and business building according to use.

Built with approval for use in the market**.

Commodity housing can be divided into domestic commercial housing and export commercial housing according to the sales object.

Domestic commercial housing refers to the real estate development enterprises through the implementation of the form of land use right transfer, approved by the competent planning department, after the completion of the residential, commercial and other buildings within the scope of the territory, excluding Hong Kong, Macao Special Administrative Region and Taiwan. Export commercial housing refers to the residential, commercial and other buildings that are used for leasing to domestic and foreign countries by real estate development enterprises in accordance with the provisions of the competent department of foreign investment, through the implementation of the form of land leasing, and reported to the competent department of planning for inclusion in the formal project plan.

The nature of housing can generally be divided into three categories: commercial housing, housing reform housing, and fund-raising housing.

1. Commercial housing refers to the houses approved by the relevant departments, developed by the real estate development and management company, and used for market rental after completion, including residential, commercial buildings and other buildings, while self-built, participated in and commissioned construction of self-used residential buildings or other buildings do not belong to the scope of commercial housing.

2. Housing reform is a kind of compensation for the state's wages that do not include housing consumption funds, and is a form of transition from housing system to housing commercialization, which is not determined by market supply and demand, but by the principle of realizing simple reproduction of housing and establishing a housing supply system with social security, and is determined by the standard price or cost price.

3. Fund-raising housing refers to a method of changing the system of housing construction being all-inclusive by the state and units, and implementing the joint responsibility of the state, units and individuals to carry out housing construction by raising funds. Individual employees can contribute in full or in part according to the house price, and the relevant departments will give partial exemptions and exemptions in terms of land, credit, building materials, taxes and fees.

There are many types of houses, according to different divisions, the main ones are as follows:

1. According to the level of the house, it can be divided into high-end residences, ordinary residences, apartment-style houses, villas, etc.

2. According to the classification of building height, it is mainly divided into low-rise, multi-storey, small high-rise, high-rise, super high-rise, etc.

3. According to the classification of building structure, it is mainly divided into brick and wood structure, brick-concrete structure, steel-concrete frame structure, steel-concrete scissor wall structure, steel-concrete frame-scissor wall structure, steel structure, etc.

4. According to the classification of building forms, it is mainly classified into low-rise residences, multi-storey residences, medium-rise residences, high-rise residences, and other forms of residences.

5. According to the classification of housing type, it is mainly divided into ordinary unit houses, apartment houses, duplex houses, duplex houses, garden houses, small houses (ultra-small houses), etc.

House Classification:

1. Commercial housing.

Commercial housing is developed and built by real estate development enterprises and is at the market price** house, as long as you are not restricted by the purchase restriction policy. The property rights of ordinary commercial houses belong to individuals, and the nature of the land is state-owned or transferred, and buyers do not need to meet other conditions except for the regulations of the cities where the purchase is restricted.

Second, the housing reform.

Housing reform housing, also known as purchased public housing, is the built public housing purchased by urban workers at cost price or standard price in accordance with the policies and regulations of the state and local people at or above the county level on the reform of the urban housing system.

3. Fund-raising housing.

Fund-raising housing is generally organized by state-owned units and provides their own state-owned allocated land for building land, the state will reduce or exempt part of the taxes and fees, and the employees participating in the fund-raising will partially or fully fund the construction, and the housing will be returned to the employees after completion, and will not be open to the public. The property rights of the fund-raising house: the overall property rights belong to the unit, and the individual has the right to use it.

The nature of the land is allocated by the state.

4. Affordable housing.

Affordable housing is a dwelling that is arranged and built under the National Affordable Housing Construction Program. The plan is issued by the state in a unified manner, and the land is generally allocated in the form of land transfer, and the land transfer fee is exempted, and the various approved fees are halved and collected.

There are three types of residential commercial housing, including commercial housing (developed and constructed by real estate development enterprises), housing reform housing (also known as purchased public housing, the transaction depends on the specific situation) and fund-raising housing (the housing is owned by employees and cannot be sold outside the home).

What to pay attention to when buying a residential type.

1. Property buyers should first find out the ownership of the house they are buying. For houses with unclear ownership or unresolved property rights disputes, you must be cautious when buying Bizhao, and it is best not to buy them.

2. When looking at the comparison of **, we must first find out the bottom price of each project, and some are the "opening price", that is, the reserve price. Some are "average prices". Some are "higher prices".

Some are the whole set**, and some are the building area of the suite**The main thing is to find out (or convert) the actual ** of the selected house, because these housing prices vary greatly, and not figuring it out will affect your judgment.

3. The location and environment of the house are good or bad, which directly affects the convenience of life and the profit of the house.

4. The contract should clearly define the performance period, liability for breach of contract, and compensation for breach of contract, so as to avoid disputes over the delay in the delivery of commercial housing and compensation caused by the developer due to funds or other reasons.

What are the risks of buying a small property?

1. It is impossible to apply for real estate certificate and property right certificate.

There is no property right for a small property right house, and such a house does not have a land use certificate and a pre-sale license, and the purchase contract cannot be recorded, so it will not be able to obtain a qualified real estate certificate and cannot protect its own rights and interests, which is a very serious problem.

2. Bank loans and mortgages are not available.

If there is no real estate certificate, you can't take out a loan in the bank, and you can only pay the house in one lump sum, which is very stressful for buyers. If you can't take out a bank loan now, then you can't mortgage the house in the bank in the future, and there is a lot of risk when buying and selling.

3. It is difficult to trade small property rights.

If you want to go to a third person who is not a member of the collective, you can't get the property right transfer because you don't have a real estate certificate, and you can sign a house sale agreement with other people again, and then there is a second sale or more sale of one house, and the interests of the third party cannot be guaranteed.

4. It is difficult to compensate for demolition, and the quality is not guaranteed.

Buyers who buy small property rights are not legal persons, and there is no way to resist the state's land acquisition and demolition, and it is difficult for buyers to obtain compensation in the event of demolition and relocation in the future. If a small property is demolished in violation of national policies, the buyer will have no way to obtain the house and cannot get the house back. <