What should I do with three insurances and one housing fund after resignation? 10

If you work in the field in the future, and will not go back, you can transfer three insurances and one housing fund, the provident fund can also be transferred, but a large part of it will be deducted, depending on the provident fund system in Beijing, these money can not be withdrawn, unless you are a rural hukou, and after resigning, the hukou will be moved to the countryside or retired to take out, if you just go to the field to see, maybe go back in the future, don't touch them, it's okay to put it over there, just temporarily freeze it, and you can use it again when you continue to pay, And you can go around at any time, with no time limit.

The three insurances can be changed to individual contributions, and the payment amount can be reduced. The payment of one gold is suspended.

If the new unit is stable, you can transfer the three insurances and one housing fund to the new work station.

It is recommended that you renew it yourself, which will be helpful in the future. If you go to the labor bureau to apply for unemployment insurance, the base amount of payment will be lower. After having the right job, I transferred to the unit.

The three insurances are transferable. There is currently no way to transfer the CPF but to take out your money. I think if you have a lot of provident fund, it is better to buy a house in Beijing and use the provident fund, otherwise it is a pity.

Pension insurance, unemployment insurance, medical insurance.

Housing Provident Fund. It shall be paid by the enterprise, and 12% of the amount paid shall be deducted from the salary. Apply for transfer after resignation.

Legal analysis: You can transfer to a freelancer to continue paying on your own, or to a new company to continue paying. The original employer will submit the "Certificate of Termination of Labor Contract between Individual and Unit", "Pension Insurance Handbook" and "Registration Form for Persons Paying Pension Insurance for Employees of the Unit" to the Social Insurance Center of the Local Human Resources and Social Security Bureau to reduce your personal account, that is, to subtract you from the company's social security account.

After the downsizing, the employer will return your "Pension Insurance Handbook", "Pension Insurance Personal Account Reduction Form" and other relevant procedures to you. You can either pay it yourself or let the new company pay it after you have increased your staff.

Legal basis: Article 50 of the Labor Contract Law of the People's Republic of China The employer shall issue a certificate of dissolution or termination of the labor contract when dissolving or terminating the labor contract, and complete the formalities for the transfer of the employee's file and social insurance relationship within 15 days. The worker shall handle the handover of work in accordance with the agreement between the two parties.

Where an employer shall pay economic compensation to an employee in accordance with the relevant provisions of this Law, it shall do so at the time of completion of the work handover. The employer shall keep the text of the labor contract that has been dissolved or terminated for at least two years for future reference.

If you pay insurance as an individual after resignation, you can only pay endowment insurance and medical insurance, and you cannot pay other insurance and provident fund individually.

The process of individual social security payment:

1. Individuals can go to social security (pension + medical care) as a freelancer.

2. Participation conditions: urban hukou or rural to non-hukou.

3. Location: social security service points in local community streets, or social security bureaus (labor and social security bureaus) at the district and county level.

4. The basic information required in the question of how to pay social security: household registration book, ID card and photocopy, 2 1-inch **.

Individual social security payment process:

Pension insurance: bring your ID card, unemployment certificate and 2 1-inch ** to the business window of the local social security center.

Medical insurance: After completing the pension insurance procedures, bring the above materials and the completed pension insurance handbook to the local medical insurance center.

The business window of the office. It is enough to pay the fee normally according to the regulations.

Legal analysis: After resignation, the five insurances and one housing fund can be used in the following ways: 1. If there is a new unit, transfer to the new unit to renew the insurance by going through the social security transfer procedures; 2. If you have no job for the time being and want to renew the premium in full at your own expense, you can transfer the social security to the social security bureau where your household registration is located and pay the social security fee in full; 3. If you have no job temporarily, you can temporarily interrupt the payment of insurance premiums, let the social security relationship remain in the social security bureau where the original unit is located, and then transfer the social security relationship and account amount when there is a chance to renew the insurance in the future.

Legal basis: "Social Insurance Law of the People's Republic of China" Article 4 Employers and individuals within the territory of the People's Republic of China who pay social insurance premiums in accordance with the law have the right to inquire about payment records and personal rights and interests records, and request social insurance agencies to provide social insurance consultation and other related services. Individuals enjoy social insurance benefits in accordance with the law, and have the right to supervise their own units' contributions for them.

Regulations on the Administration of Housing Provident Fund Article 15 If a unit hires employees, it shall go to the Housing Provident Fund Management Center within 30 days from the date of employment to handle the registration of deposits, and hold the audit documents of the Housing Provident Fund Management Center to the entrusted bank for the establishment or transfer of the employee's housing provident fund account. If the employer terminates the labor relationship with the employee, the unit shall, within 30 days from the date of the termination of the labor relationship, go to the Housing and Provident Fund Management Center to change the registration, and go to the entrusted bank to go through the procedures for transferring or sealing the employee's housing provident fund account with the review documents of the Housing Provident Fund Management Center.

What is three insurances and one housing fund? How do I pay it? What happens after I leave my job?

The answers to your questions are as follows: Five insurances and one housing fund refer to the abbreviation of endowment insurance, medical insurance, work-related injury insurance, unemployment insurance, maternity insurance and housing provident fund. Endowment insurance has a personal account, the individual generally pays 8, the company generally pays 20, and the resignation can be handled in the following ways: 1. Stop paying, form a payment period interrupted, and the accumulation of personal accounts will stop, but as long as the time is not long, it will have little impact on the future 2, and the individual will pay in full, that is, the payment will not be interrupted and the part paid by the enterprise will be paid together with the past, but the personal burden is heavier and not cost-effective 3. Find a new car rental work unit, complete the procedures for social security transfer, and continue to pay according to the original account. You don't have to make up for it, but you just can't return to Sail Town.

Medical insurance, there are also personal accounts, individuals pay 2, enterprises pay 8, the treatment method after resignation is basically the same as pension insurance, and the money in the personal account can continue to be used locally. Work-related injury insurance, unemployment insurance, and maternity insurance do not have personal accounts, and the insurance will be automatically lifted after resignation, but unemployment insurance can be received as long as the payment has been paid for one year and unemployment is not caused by personal reasons.