How long does it take to transfer money between major banks

1. ICBC inter-bank transfer time.

1. Real-time arrival in the system, more than 50w the next day.

2. Cross-system according to the time of the People's Bank of China.

2. Inter-bank transfer time of China Merchants Bank.

1. Real-time arrival in the system from 9:00 to 16:30.

2. Inter-bank and intra-city accounts can be received within 2 working days. Under normal circumstances, funds can be received within 5 working days.

3. The inter-bank transfer time of CCB.

1. Real-time arrival in the system from 9:00 to 16:30.

2. 1-3 working days across banks.

4. Inter-bank transfer time of Agricultural Bank of China.

Arrival time: large-amount system (more than 50,000), during working hours (working days are scheduled to arrive, in non-working hours, will be converted to a small-amount system (less than 50,000) by the People's Bank of China clearing center queue centralized transfer, generally no more than 2 hours.

5. Inter-bank transfer time of Bank of China.

1. Real-time arrival in the system from 9:00 to 17:00.

2. 1-3 working days across banks.

00 real-time arrival. 2. 1-3 working days across banks. Bank of China Inter-bank Transfer Fee:

Same city: less than 10,000 yuan (including 10,000 yuan), more than 10,000 yuan. Off-site:

1 play below (including 10,000) yuan, more than 10,000 yuan. Online Banking: Bank of China cannot transfer funds through online banking.

Transfer limit: 1. Single transaction in the system: 20w, daily accumulation:

100w。2. Inter-bank single transaction: 2w, daily accumulation:

50w。

Details of inter-bank transfer time of major banks:

1. Bank of China: The inter-bank transfer time is 1-3 days, and the arrival time will be postponed in case of holidays and weekends;

2. China Construction Bank: The inter-bank transfer time is 1-3 days, and most of the time it arrives on the same day;

3. Agricultural Bank of China: The inter-bank transfer time is 1 working day;

4. Bank of Communications.

The inter-bank transfer time is 1-2 working days, and the account can be received within 2 hours at the earliest;

5. Postal Bank.

The inter-bank transfer time can be received in real time if the time is fast, and it can be received within 1 day if the slow time is slow;

Inter-bank transfer and remittance.

It is a business of transferring and remitting RMB or foreign currency to the corporate or personal accounts opened in other banks in China. Use online banking.

To transfer and remit money between ICBC and other banks, you must first register for "Finance@Home" personal online banking, and open the online banking transfer authority at the business outlets, and apply for the use of U shield.

Individual Client Certificate). Use online banking to transfer money between ICBC and other banks.

The role of the bank:

1. Banks, as enterprises operating with money, are an important component of financial institutions and are conducive to social capital.

the financing and circulation;

2. Banks absorb deposits to transfer idle monetary assets in the society.

and small collections of money surpluses, which lend money to those in need of money, so that banks act as intermediaries between borrowers and depositors;

3. Banks can act as intermediaries for payment and settlement of currencies for the producers and merchants of commodities. That's what banks do.

Customer level, to provide targeted services, is currently a means taken by many domestic enterprises to maintain customers, such as airlines, hairdressing agencies and so on. Domestic commercial banks are no exception, according to the customer's financial assets in the bank.

The number of customers is divided into the following levels: General Customers, Gold Card Customers, Platinum Customers, Black Gold Customers, Diamond Customers and Private Banking.

Customers (the names of different banks are slightly different, but they are similar) are issued with ordinary cards, gold cards, platinum cards, black gold cards, diamond cards and private bank cards.

Interbank transfers generally arrive within 24 hours, and should take up to three business days. The specific time depends on the regulations of the transaction bank for inter-bank transfer. Transfers made on weekends or holidays may not arrive until the end of the corresponding Monday or holiday.

[Legal basis].

Article 29 of the Commercial Bank Law Commercial banks shall follow the principles of voluntary deposits, free withdrawals, interest-bearing deposits, and confidentiality for depositors in handling personal savings deposit business. Commercial banks have the right to refuse any unit or individual to inquire, freeze, or deduct personal savings deposits, except as otherwise provided by law. Commercial banks are not allowed to raise or lower interest rates or use other improper means to absorb deposits or issue loans in violation of regulations.

Online inter-bank transfers can take up to 3 working days, and generally arrive within 24 hours. ATMs for inter-bank transfers will be remitted by the bank after 24 hours, which generally takes 2 to 3 days.

How long does it take for an interbank transfer to arrive?