What are the components of an ATM?

The scope of self-service ATM business is becoming more and more extensive, and in addition to the regular withdrawal and deposit business, it can now also carry out a variety of services such as mobile phone recharge, credit card repayment, transfer and remittance. These operations not only make people's lives easier, but also improve the efficiency of banks.

The mobile top-up function provided by the ATM is convenient and fast. You only need to enter the mobile phone number and the recharge amount to complete the mobile phone recharge. This is more convenient and faster than manual top-up, and it is also more safe and reliable.

In addition, the ATMs also provide a credit card repayment function to facilitate cardholders to repay anytime and anywhere.

The transfer and remittance function of self-service teller machines (ATMs) is also becoming more and more popular. You only need to enter the beneficiary and the amount to be transferred, and the transfer and remittance operation can be completed. Not only is this safe and fast, but it also eliminates the need to wait in line and increases people's efficiency.

In short, with the continuous expansion of the business scope of self-service ATMs, people's lives will become more convenient, and at the same time, they will be safer and more reliable. Banks can also improve their efficiency and service quality by providing a variety of business services.

There are four types in total:1Only a few operations that do not involve changing the deposit amount, such as inquiry, loss reporting, and printing passbook details, can only be carried out;

2.Those who can withdraw and transfer funds but cannot make deposits (at present, most of them are like this, and inter-bank transfers cannot be executed);

3.It can be used for withdrawal, transfer, and deposit operations (in fact, it is the second type of function expansion, which is gradually becoming popular; You can make a no-deposit and no-card deposit: similar to a transfer, but the fee is deducted from the deposit amount, because only a hundred yuan banknote can be identified, so there will be some not very good situations, and the transfer is different from the example:

For example, if you want to call 400 to someone, if you use a transfer, you actually have to pay 402 or 403, and the other party will receive 400 yuan, and if you use a cardless and no passbook deposit, you will have to pay 400 yuan, and the other party can only receive 398 or 397);

4.The credit card machine is actually a kind of ATM, but it only has the function of transferring money.

Deposits, withdrawals, transfers, inquiries.

Automatic teller machine. Namely. atm

It refers to a small machine set up by the bank in different locations, using a tape on a credit card-sized plastic card to record the customer's basic account information (usually a bank card), so that the customer can use the machine to make withdrawals, deposits, transfers and other bank counter services, although most customers call this self-service machine an ATM.

ATMs (US English:

automated

teller

machine

Or. automatic

teller

machine，atm；British English:

cashmachine

Or. cashpoi

NT) aka.

ATM refers to a small machine set up by the bank in different locations, using a tape on a credit card-sized plastic card or a chip on the chip card to record the customer's basic account information (usually a bank card, or a financial card, or an ATM card), so that customers can use the machine to make withdrawals, deposits, transfers and other bank counter services.

ATMs.

A bank ATM is an ATM, and a machine that can withdraw money with your own card is called an ATM.

Since the reform and opening up, China's financial industry has flourished, and many ATMs have been installed in the business halls of many banks and even on the side of the road. Do you know what this little ATM is for?Will you use it?

An ATM, also known as an ATM, is a modern electronic device specially used for depositing and withdrawing cash, which can replace bank savings clerks and work independently. "Credit card" holders can deposit or withdraw cash at ATMs at any time, which provides great convenience for people. For example, if you want to withdraw $1,000 cash from your credit card, simply follow these steps:

1.Insert your credit card from the dedicated entrance.

2.Enter your password (usually six digits).

3.Enter the withdrawal amount of 1000 and press the "Confirm" button, and the ATM will start working quickly. It doesn't take long for the "money bucket" to "spit out" 1,000 yuan in cash, and then the machine automatically prints out the withdrawal receipt, and then makes a prompt to withdraw the credit card, and the withdrawal process is completed.

The deposit process is broadly similar to the withdrawal process. In addition, the functions of ATMs also include checking account numbers, changing passwords, etc.

ATMs are mainly composed of two parts: "control system" and "cash drawer", and are connected to the bank's host through the network. The "control system" part is composed of a microcomputer main control machine, a peripheral device control board, a card reader, a bill printer, a display screen, a power supply and other componentsThe "cash box" part has parts such as deposit box, main cash box, waste cash box and control board.

At present, ATMs can be divided into two categories: through-the-wall and lobby-type, through-the-wall type is usually located on the side of the road, basically 24 hours can serve users, and lobby-type ATMs are located in the business hall, once the bank ceases to operate, it will cease to use.

A fully functional "ATM" should include both withdrawal and deposit functions. However, at present, the vast majority of ATMs used in China can only withdraw money, and there is no deposit function.

How to use the ATM:

1.Insert the bank card correctly;

2.Enter the card PIN;

3.Check the account balance first; (Can be checked or not).

4.Press the cash withdrawal column, enter the withdrawal amount, and confirm;

5.The ATM spits out money and counts cash on the spot;

6.After the inventory is correct, you can check the balance of Cong Cong into He Xiaoxing (can be checked or not) 7Hit the transaction voucher (can be played or not).

8.Press the exit button to retrieve the card.

ATM use note:

1.Insert the ATM card correctly;

2.Enter the ATM card PIN (enter the wrong PIN 3 times and automatically swallow the card);

3.(You can check the balance first), press the "Withdraw Cash" button, enter the amount that needs to be withdrawn (the banknote for withdrawal on the general ATM is 100 yuan, and some ATMs can withdraw up to 3000 yuan at one time, and the cumulative daily withdrawal amount is 5000 yuan), confirm;

4.The ATM spits out banknotes, counts banknotes, and can choose to print the withdrawal form;

5.After checking the balance, retrieve the ATM card;

Are you satisfied with the above?