How to use Yue Bao?What are the benefits?

Yue Bao is Alipay's new tool for making money, and the bank current deposit is like interest, but the interest is much higher than the bank to give, if it is regular or recommended to deposit in the bank, if you have money in hand, it is better to deposit it in Alipay if the bank interest is too little, and the problem is stolen full compensation.

Following the launch of Alipay for many years, on June 13 this year, Alipay launched the Yue Bao function, and this new product has also attracted a lot of attention after its launch. So much so that many people want to know what this Yuebao launched by Alipay isWhat's the use?

And the script house has also been to learn about the business of Yu Yu Bao, so here I will share the humble opinion of the script house with you, and also let you understand Yu Yu Bao. It should be a little helpful for personal financial awareness.

1. Yuebao is a balance financial product launched by Alipay. When you transfer funds to Yue Bao, you are actually buying a currency ** (formerly known as Zengli Bao Currency**) provided by Tianhong** called [Yue Bao], which can be transferred in, transferred out or consumed at any time2. The funds transferred to Yue Bao can not only obtain income, but also consume and pay at any time, which is very flexible and convenient, allowing you to make money and spend money at the same time.

Uses: The use of Yue Bao can make people save money and earn money at the same time, which is a good financial management tool.

For example, in the past, some large businessmen were particularly rich, and the money was particularly inconvenient and unsafe to put at home

In order to attract the public to deposit, to be able to get timely cash for withdrawals, so depositors can get the interest given by the bank on their deposits, which can be convenient to deposit money and generate income, killing two birds with one stone.

However, because the interest rate of bank deposits is divided into time deposits and demand deposits, that is, the interest rate of time deposits is high and the interest rate of demand deposits is low, which causes some people to choose time deposits if they want to get high interest, and once they choose this deposit method;

If one day you need money urgently, the fixed deposit date has not yet arrived, and you can't withdraw money, that is, you can't use the money, and you need to find someone else to borrow, which makes people very distressed.

If you want to see the specific income of Yue Bao, you only need to enter the main interface of Yue Bao financial management, and Yu Yu Bao will always display its "7-day annualized rate of return".

Hello, Yu'e Bao is like a current savings account, which can be transferred in and out at any time, and can also be paid and used at will in life. On the one hand, its function facilitates our life and avoids the inconvenience of going out with a bank card and swiping the card; On the other hand, Yu'e Bao also has "deposit interest", and if you put change here, you can see the income every day.

Questions. How is Yue Bao used.

Yue Bao has the following two functions: 1. Mobile wallet, easy to use and fast Yue Bao can be transferred in at any time during the use of Yue Bao, and it can also be easily transferred out. Even in life, shopping and other consumption, it can be used directly, saving the trouble of going out to bring money and change.

Since the advent of mobile payments, the time to carry money on you has become less and less. In most cases, the money in the bank card will be transferred directly to Yue Bao. When you need to pay, you can directly choose Yue Bao to pay.

Personally, I feel that such a payment method is very convenient and fast.

Second, change makes money, and the custody is more free, and the initial choice to use Yue Bao is just to facilitate your own payment. However, as the use time becomes longer, I find that Yu'e Bao also has interest, which can make my spare money more valuable. Once deposited 10,000 yuan, you can have more than one piece of income in a day, and such an income has also attracted many users.

Of course, with the increase in the number of users, the income of Yu'e Bao is also slowly decreasing, and now I no longer pay attention to it, and the frequency of opening Yu'e Bao is also decreasing.

Questions. Does Yue Bao borrow money?

Yu'e Bao is a balance value-added service provided by Alipay, a third-party payment platform, for individual users, and its essence is currency**, which cannot be used for loans.

Yu'e Bao is a kind of financial management project, which belongs to the financial management project affiliated with the currency**. The advantage is that interest can be generated and received every day, which is very flexible and can be deposited and withdrawn at any time. The disadvantage is that the current interest rate is only a few points per annum.

Of course, much higher than in the bank. It can be said to be the vanguard of challenging the monopoly of banks, and it is still a very good project for ordinary people.

Yu'e Bao is a financial product provided by Alipay for users!

The income method is based on 10,000 yuan, and 10,000 yuan is 1 o'clock income every day!

At the same time, it is equivalent to an e-wallet; When you need money, you can transfer it to a bank card, which is fast and convenient, and the funds are not restricted.

Yu'e Bao has many uses, mainly for investment and financial management when using Yu'e Bao.

Put the money that you can't use for the time being, you can shop online, and the most important thing is that it can also get interest, and there is currently more than 10,000 yuan a day.

You can manage money (that is, save money, the interest rate is higher than that of the bank, calculated on a daily basis).

Ebony, gloomy wood, etc., are all black woods. 1. The ebony heart sapwood is clearly distinguished, and the sapwood is white to light reddish-brown; Heartwood: black and irregular black heartwood. The wood is shiny and has no special smell.

Ebony, persimmon, commonly known as windmill wood. Synonyms: ebony, black rosewood.

Large trees, up to 45 m in height and up to in diameter; The roots of the plates are large; Small grooves are common on the surface of the material. There are 15 species in this genus. Second, gloomy wood is a genus of carbonized wood, so its body is mostly black, showing carbonization, and its carbonized appearance is similar to coke that has been barbecued, and it is carbonized and cracked; Drawing on white paper with its carbonized wood does not produce the same black scratches as ordinary charcoal; Some experienced masters generally comprehensively evaluate the general formation age and possible formation tree species from the degree of carbonization and feel of the appearance, so as to judge whether it belongs to the gloomy level.

Extended Material 1Ebony, heartwood lacquered black or black-brown. The sapwood is nearly white.

The growth rings are not obvious. Slightly shiny; Textures are staggered; The structure is very fine; Very hard; High intensity; The shrinkage is very large. Difficult to process, containing silica, easy to blunt tools, smooth cutting surface.

Good adhesion and polishability. Nails must be punched first. Very resistant to corrosion.

It dries slowly and is prone to cracking. 2.The essence of gloomy wood is carbonized wood (the wood that is naturally carbonized by some special tree species under special geographical conditions), which is between carbon and wood, and has its own unique woody properties; And whether it is gloomy, generally depends on the degree of carbonization, and if it is too carbonized, it will become coal.

Because the gloomy wood is generally black, it is called "ebony" in Sichuan, and later it has become a common name for "gloomy wood", which is a completely different concept from the "ebony" in the Chinese mahogany standard.

There is no difference with banks, but the interest rate is high.

This question is up to me, it takes a little time to type, so please be patient.

Yu'e Bao is a balance value-added service created by Alipay, a third-party payment platform, for individual users. The scale of Yu'e Bao has exceeded 250 billion yuan, and the number of customers has exceeded 49 million.

Through Yuebao, users can not only get benefits, but also consume, pay and transfer out at any time, which is as convenient as using Alipay balance. Users can directly purchase financial products such as ** in Alipay**, and the funds in Yuebao can also be used for online shopping, Alipay transfer and other payment functions at any time. The funds transferred to Yu'e Bao will be confirmed by ** company on the second working day, and the confirmed shares will start to calculate the income.

The essence is currency**, which is still risky.

On December 27, 2014, the People's Bank of China (PBOC) issued a document to include some deposits that were originally interbank deposits into the scope of deposits. This means that various types of currencies deposited in banks, such as "Yue Bao", are also counted as deposits and need to pay deposit reserves, which leads to a decline in income; However, the reserve requirement ratio for such deposits is currently zero for the time being.

Yue Bao can be used for financial management and shopping.

Yu'e Bao is connected to Tianhong**'s Yuebao currency**, which is characterized by easy operation, low threshold, zero handling fee, and can be used at any time. In addition to the financial management function, Yu'e Bao can also be directly used for shopping, transfer, payment and repayment, and other consumer payments, which is a cash management tool in the mobile Internet era.

On May 3, 2018, Yu'e Bao newly accessed the two currency ** products of Bosera and CEIBS** Company, "Bosera Cash Income Currency A" and "CEIBS Rolling Money Currency A".

Alipay is currently a national-level application, Yu'e Bao is one of the functions in Alipay, many people like to store their spare money in Yu'e Bao, so what is the use of Yu'e Bao in Alipay? Let's take a look.

1. Interest: Yu'e Bao calculates interest every day, and the specific interest can refer to the 7-day annualized rate of return on the Yu'e Bao page. While Yu'e Bao can generate interest, it also has very good liquidity, and the subscription and redemption are very fast.

2. Payment: You can choose to pay Yue Bao in Alipay's payment settings, especially when making some small payments, using Yue Bao to pay may only deduct the interest of the day.

3. In short, Yue Bao is a good place to spare money, although it does not bring huge profits, but it is indeed a weapon to fight inflation.

What is Yue Bao used for? The essence of Yue Bao is currency**. The most common financial products can also earn income when investing in such financial products.

Put the money in Yue Bao, you can get income every day, and you can continue to get income, which is equivalent to compound interest mu or. Next, we will introduce the advantages of Yue Bao in detail.

Yu Bao's superiority is very powerful.

The biggest advantage of Yue Bao is that it is very flexible. After buying, you can continue to use this money, such as online shopping, offline QR code payment, etc. , and the real-time withdrawal amount is 10,000 yuan per day. If the withdrawal amount exceeds 10,000 yuan, the arrival rule will be implemented for T.

However, what we need to know is that the safety of the principal cannot be fully guaranteed when investing, but the risk of Yue Bao is very low and basically negligible. Investments in currencies include treasury bonds, bank certificates of deposit, short-term bonds, etc.

The above is the purpose of the sorted Yue Bao.