What are the payment instruments? What are the payment methods

With the development of the Internet, payment tools have become indispensable in our lives, and online payment has become very popular nowadays, because it allows us to go out easily, and we don't have to worry about the loss of money, so what are the payment tools on the network now?

Credit card. Credit card payment is the most commonly used tool for electronic payment, and credit cards can be used in many places such as shopping malls, restaurants, and stations. Payment can be made by credit card accounting, POS settlement, ATM cash withdrawal, etc.;

Electronic cash. Electronic cash, also known as digital cash, just like the tools we use WeChat and Alipay, all belong to electronic cash, which exists in a digital way, which is safe, convenient and fast;

Online Banking. Internet banking is the use of Internet technology to provide customers with a comprehensive and unified system.

1. Secure, real-time banking services, basically used for large amount of money transactions.

The existence of payment tools can be said to greatly facilitate our daily life, let us enjoy the convenient and fast service brought to us by the Internet, what are the content of payment tools, I hope it will help you.

Electronic payment instruments can be divided into three categories: electronic money, such as electronic cash, electronic wallets, etc.; Electronic credit cards, including smart cards, debit cards, ** cards, etc.; E-checks, such as e-checks, electronic remittances (EFTs), electronic transfers, etc. Mainly e-cash, e-wallets, e-cheques and smart cards.

1. Electronic cash.

Electronic cash is a type of money that circulates in the form of data. By converting the cash value into a series of encrypted sequences, through which the market value of various amounts in reality is expressed, users can make purchases at stores that accept electronic cash after opening an account with a bank that conducts electronic cash business and depositing money in the account.

2. E-wallets.

E-wallets are a common payment tool used by online customers in e-commerce activities, and are a modern wallet commonly used when making small purchases or small purchases. E-wallet is an important tool to realize global electronic transactions and Internet transactions, and many countries around the world are establishing e-wallet systems to replace the mode of cash transactions, 3. E-check.

An e-check is a form of electronic payment that uses digital delivery to transfer money from one account to another, drawing on the advantages of paper check transfers. This type of e-Cheque payment is delivered cryptographically on a network connected to merchants and banks, and most of them use a public keyword cryptographic signature or a personal identification number (PIN) instead of a handwritten signature.

4. Smart card.

Smart cards were introduced in France. In the mid-70s of the 20th century, the French company Rolandmoreno took the lead in developing a successful IC memory card by installing an embedded memory chip on a plastic card the size of a credit card. After more than 20 years of development, the real smart card, that is, the IC card with an embedded microcontroller chip installed on the plastic card.

Summary. 4.Credit card payment:

Paying with a credit card, buyers can pay by credit card online or offline. 5.C.O.D.:

After the shopping is completed, the courier and other delivery people will deliver the goods directly to the buyer, and the buyer pays for the goods on the spot. 6.Installments:

Divide the goods into several installments for payment, such as Jingdong Baitiao, Huabei and the like belong to this method. 7.Shopping card or gift card payment:

Pay with a pre-provided shopping card or gift card from the merchant.

Hello, there are many ways to pay pro, and the common ones are as follows:1Cash Payment:

Paying directly with cash is the most basic payment method. LI Ming 2Bank Transfer:

4.Credit card payment: With credit card payment, buyers can pay by credit card online or offline.

5.Cash on delivery: After the shopping is completed, the courier and other delivery people will deliver the goods directly to the buyer, and the buyer will pay the payment on the spot.

6.Installment payment: Divide the goods into payment if the code is dry, such as Jingdong Baitiao, Huabei and the like belong to this method.

7.Shopping card or gift card payment: Use the merchant's pre-provided shopping card or gift card to make the payment.

These are the common payment methods, and of course there are others such as debit card payment, prepaid card payment, etc

With the advancement of science and technology, the situation of direct payment of cash has been gradually banned when buying things, and it has been replaced by online payment methods, so what are the online payment tools today?

1. Alipay. Log in to Alipay, click Transfer, select Transfer to Alipay (bank card), fill in the amount of transfer and the other party's Alipay account (or bank card number of the recipient), click Confirm, enter the Alipay payment password, and confirm that the transfer is successful.

2. WeChat Pay. Log in to WeChat, open the input box on the chat page, click the "+" sign on the right side of the input box, find the transfer below, enter the amount, click confirm, and enter the payment password to make the transfer successful; Log in to WeChat, find the wallet transfer, select the recipient, enter the amount, click Transfer, and you're good to go.

3. Tenpay. Tenpay quick payment means that when the user purchases goods, he does not need to open online banking, but only needs to provide the bank card number, account name, mobile phone number and other information, and after the bank verifies the correctness of the mobile phone number, the third-party payment will send the mobile phone dynamic password to the user's mobile phone number, and the user can enter the correct mobile phone dynamic password to complete the payment.

4. Online banking. It is a virtual counter set up by the banks in the Internet, and the bank uses network technology to provide customers with traditional services such as account opening, account cancellation, inquiry, reconciliation, intra-bank transfer, inter-bank transfer, credit, online **, investment and wealth management, etc., so that customers can safely and conveniently manage current and fixed deposits, checks, credit cards and personal investments without leaving home.

That's all there is to know about online payment tools.