China Life Student Accident Insurance is bought for children of what age

This insurance is for students and children who are more than 28 days old and in good health, and can be used as an insured, mainly providing protection covering accidental death, accidental disability and accidental burns, and the insurance can give children a full range of personal accident protection care.

Hello! There are many products of China Life Student Accident Insurance, and the coverage age of different accident insurance products may vary slightly, but in general, minors aged 0 to 18 can find their own China Life Accident Insurance products. Its China Life e-Primary and Secondary School Student Accident Insurance Plan is very suitable for students and children who are born more than 28 days ago and are in good health, with an insurance period of up to one year, providing accidental disability and partial-degree burns, accidental fractures, and accidental injury medical protection, providing all-round care for your baby.

1. Accident insurance takes effect from 0:00 on the second day of insurance. This is true for both outpatient and inpatient accidents. 2. There is a waiting period for hospitalization.

The premium of this accident insurance is as low as tens of yuan to more than 100 yuan per year, and the amount of accidental death benefit provided is often as high as tens of thousands of yuan, and the coverage covers accidental death, disability and profuse burns. Student insurance is generally an accident insurance purchased by the school for students, and if parents want to give their children more protection, this insurance is okay.

Since each company's policy is different, it is recommended to call the insurance company** directly for consultation.

Life Insurance, Student Accident Insurance.

There are two types of accident insurance: accident insurance for primary and secondary school students and accident insurance for college students.

All primary and secondary school students who are over the age of 6 (inclusive) and under the age of 18 (exclusive) and in good health can participate in accident insurance for primary and secondary school students as insured.

Plan. The insured person must be the parent of the insured.

Insurance period: 1 month, 2 months, 6 months, up to 1 year, at the time of application.

Coverage: Accidental injury, disability and partial-degree burns: 20,000, 50,000, 100,000, 200,000, a total of 4 amounts;

Accidental injury fractures.

20,000, 10,000, 10,000, 20,000, a total of 5 quotas;

Accidental Injury Outpatient Expenses Reimbursement Medical Treatment20,000, 10,000, a total of 3 quotas;

Accidental Injury Hospitalization Expenses Reimbursement Medical Treatment20,000, 10,000, 10,000, 20,000, a total of 5 quotas;

There are 3 types of fixed benefits for accidental injury hospitalization per day and 50 yuan per day.

All college students who are over 18 years old (inclusive) and under 30 years old (exclusive) and in good health can participate in the e-College Student Accident Insurance Plan as an insured. The policyholder and the insured must be the same person.

Insurance period: 1 month, 2 months, 6 months, up to 1 year, at the time of application.

Coverage: Accidental injury, disability and partial-degree burns: 20,000, 50,000, 100,000, 200,000, a total of 4 amounts;

Accidental injury and death: 20,000, 50,000, 100,000, 200,000, a total of 4 quotas;

Accidental injury fractures. 20,000, 10,000, 10,000, 20,000, a total of 5 quotas;

Accidental Injury Outpatient Expenses Reimbursement Medical Treatment20,000, 10,000, a total of 3 quotas;

Accidental Injury Hospitalization Expenses Reimbursement Medical Treatment20,000, 10,000, 10,000, 20,000, a total of 5 quotas;

There are 3 types of fixed benefits for accidental injury hospitalization per day and 50 yuan per day.

Summary. Hello dear! Chinese Life Insurance Student Insurance can generally be paid in the following ways:

1.Parents can voluntarily choose to insure their children when they are enrolled; 2.You can bring your ID card and other documents to Chinese Life Insurance Company to purchase student insurance and pay premiums; 3.

You can purchase student insurance on the official website of Chinese Life Insurance, and you can enter from the "Product Center" in the navigation bar to find the student insurance that suits your protection needs and purchase. Student insurance generally refers to student insurance, with a coverage period of one year, which mainly covers accidental death or disability, accidental medical treatment, etc.

Hello dear! Chinese Life Insurance Student Insurance can generally be paid in the following ways:1

Parents can voluntarily choose to insure their children when they are enrolled; 2.You can bring your ID card and other documents to Chinese Life Insurance Company to purchase student insurance and pay premiums; 3.You can purchase student insurance on the official website of Chinese Life Insurance, and you can enter from the "Product Center" in the navigation bar to find the student insurance that suits your protection needs and purchase.

Student insurance generally refers to student insurance, with a coverage period of one year, which mainly covers accidental death or disability, accidental medical treatment, etc.

The full name of Xueping Insurance is "Ping An Insurance for Primary and Secondary School Students", which is a kind of personal accident insurance underwritten by commercial insurance companies, and the main protection object is students. In the past, the school collected the premiums of the school insurance, and the parents of the children did not know what to pay, so they only knew that the school had to collect money, so they could not have a good understanding of the school insurance. Now that the relevant regulations have been promulgated, the school insurance premiums cannot be collected by the school, and the parents need to go to the insurance company to pay them, giving parents the space to understand what the school insurance does not cover.

In general, Xueping insurance has coverage for accidental or sick death, accidental disability, accidental medical treatment and hospitalization medical treatment, etc., and the insurance liability is relatively rich. There is no mandatory purchase of student insurance, and the premiums required for this type of product are small, and the protection is relatively comprehensive, and parents can voluntarily choose to insure their children.

Summary. The 18-year insurance payment of China Life Elite Children is calculated from 0 to 17 years old, for example, if the insured is now 3 years old, the last year will be paid at the age of 17, a total of 15 times. You can receive it at the age of 18 and do not need to pay for it.

30% for 18 years old, 30% for 22 years old, and 40% for 25 years old

The insurance payment period of China Life Elite Children.

The 18-year insurance payment of China Life Elite Children is calculated from 0 to 17 years old, for example, if the insured is now 3 years old, the last year will be paid at the age of 17, a total of 15 times. You can receive it at the age of 18 and do not need to pay for it. 30% at the age of 18, 30% at the age of 22, and 40% at the age of 25.

Mine is the fee paid in '05. It has been paid 17 times this year, and the insurer was born in 04. The insurance company said that it would take another year to pay?

Yes, a total of 18 times. Hope mine can help you.

Excuse me, wouldn't it be wrong to pay 15 times at the age of three, 16 times at the age of two, and 17 times at the age of one. Why pay 18 times.

Because this payment is 18 years, 18 times.

The 18 you mentioned above is based on 0 to 17 years old.

Yes, you have to pay 18 times for this payment, 18 years.

What you said is a bit contradictory, 0 to 17 is paid at the beginning of each year, 0 to 17 is not 18 years? From 3 years old to 17 years old, 15 times. Isn't it 17 times from 1 year old to 17 years old?

Is it not paid when you are born at the age of 0?

Then why don't you pay it at the age of three and at the age of seventeen?

Up to 17 years of age

Chinese life. Accident insurance for elementary school students.

The reimbursement coverage is as follows:

1. Accidental injuries include accidents and disability, if the student is injured or disabled due to an accident caused by an unexpected injury, the insurance company will make relevant claims.

2. Accidental medical treatment, including a series of medical expenses incurred in outpatient and emergency services. Chinese sail fighting shoot Shou Xue Ping Insurance.

The hospitalization medical subsidy provided means that the expenses incurred by the student during the hospitalization period of illness can be claimed, but it is also necessary to pay attention to whether the coverage is outside the exclusion clause.

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With the continuous development of social economy, in real life, we will encounter various problems, especially for the school, if the school has helped the child to buy the Chinese life insurance insurance, then parents still need to buy the corresponding accident insurance? In fact, we must know that if the school has purchased the Chinese Life Insurance for the child, then for our parents, there is no need to buy accident insurance, of course, if you want to strengthen the protection of your child, then you can also buy it.

First of all, we have to understand such a problem, that is, the school to students to buy the protection of the insurance is very low, and the amount of many protection does not reach the heart of many parents, so in this case, our parents can buy personal accident insurance, to protect their children to strengthen the insurance, so that their children in the event of an accident, get double protection, so that they can reduce the economic burden of Xiangying, This is still very good for each of our parents.

Of course, if some parents feel that the school has purchased the corresponding school insurance, then in fact, there is no need to buy the corresponding accident insurance, after all, to buy a redundant insurance, there is an economic pressure on themselves, if their economy is limited, you can not buy the corresponding insurance, but if you also need to strengthen some relevant aspects of protection for your children, then you can buy the corresponding personal accident insurance, to go into the corresponding supplementary potato section, After all, the amount of protection for the Chinese Life Insurance purchased by the school is very low.

To sum up, we can obviously know that when we are in real life, if necessary, we can Chinese buy other personal accident insurance for our children to ensure the safety of our children, so as to strengthen the double protection and make our children safer, which is still very good for us.

It is necessary to buy it because it is a double guarantee for the child, and it will not cause unnecessary trouble because of some things later.

There should be no need for parents to buy accident insurance, mainly because the school has already bought this school insurance for their children, which already includes accident insurance.

It is very necessary for parents to buy accident insurance, because many students are very naughty, so no one knows what will happen.

Procedures required for reimbursement of China Life Student Child Accident Insurance:

1) Medical diagnosis certificate; (If you have been hospitalized**, you also need to provide a copy of the medical record and discharge summary during the hospitalization, and if there is a radiological or imaging examination, you need to provide an examination report, etc.).

2) Certificate of accidental injury issued by the relevant department; (If there is a traffic accident or an accident that has been committed by a public security organ, it is necessary to issue an accident statement of the organ or department; If not, a certificate issued by the insured's work unit or neighborhood committee is required, see the attachment for details).

3) Original receipts (invoices) and prescriptions (drug lists) for medical expenses;

4) A copy of the applicant's ID card or household registration certificate;

5) A copy of the ICBC passbook.

Student Accident Insurance Reimbursement Process:

1. After an accident or hospitalization, you should call the customer service staff of the insurance company in time to understand the documents that need to be prepared, so that the insurance company can quickly settle the claim.

2. The procedures required for the insured to handle the claim due to accidental injury (hospitalization medical insurance shall be hospitalized in a hospital of the second level (including the second level) or above recognized by the insurance company).

3. The insurance company will make a notice of closure within 7 working days when all the documents are complete, and the insured or beneficiary can go to the insurance company to receive the compensation with his ID card and household registration certificate or check whether the compensation has been received in the passbook account account provided by the insured or beneficiary after receiving the notice.

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